Nevada Homes with FHA Financing

Nevada Homes with FHA Financing

Welcome to Nevada, Missouri – a charming city nestled in the heart of Vernon County, where small-town charm meets modern convenience. With a rich history dating back to the mid-1800s, Nevada boasts a vibrant community spirit, picturesque parks, and a variety of local shops and restaurants that make it a delightful place to call home.

The city is known for its friendly atmosphere and welcoming residents, making it an ideal spot for families, retirees, and everyone in between. Enjoy leisurely strolls through the historic downtown area, where you can discover unique boutiques and savor delicious meals at local eateries. Nevada also offers plenty of recreational opportunities, including beautiful parks, walking trails, and community events that bring residents together throughout the year.

For those considering a move to this lovely city, there is good news! Homes in Nevada are accessible with FHA financing, making homeownership more attainable for many buyers. The FHA loan program is designed to help individuals and families secure financing with lower down payments and more flexible credit requirements. This means you can find your dream home in Nevada without the financial strain often associated with traditional mortgages.

Whether you’re drawn to the area's rich history, its community-oriented lifestyle, or the affordability of homes with FHA financing, Nevada, MO, is a place where you can truly thrive. Explore the real estate opportunities available and discover how this charming city can become your new home sweet home!

Newest Nevada Homes with FHA Financing

$129,900
3 Beds ⋅ 1 Baths
Modern living meets classic character. This refreshed 3-bedroom, 1-bathroom home delivers an open, airy layout designed for easy daily living and effortless entertaining. Enjoy a bright, functional kitchen, comfortable bedroom spaces, and a layout that maximizes every square foot. Step outside to a huge backyard ready for summer hangouts, yard games, or your future outdoor setup, plus a classic front porch built for relaxing. Minutes from downtown Nevada amenities, local spots, and parks. Move-in ready with room to make it your own—schedule your showing before it’s gone!

811 N Oak Street, Nevada

Listing courtesy of J.J. CURTIS of CURTIS & SONS REALTY.
$235,000
3 Beds ⋅ 2 Baths
Welcome to low-maintenance living at its finest in the highly desirable Oaks, in Nevada, MO! This immaculate 3-bedroom, 2-full-bathroom patio home combines timeless quality with smart, modern comfort—boasting 1,753 square feet of beautifully maintained space that feels welcoming from the moment you step through the door. At the front of the home, a sun-drenched kitchen serves as an ideal morning spot, complete with solid wood cabinetry, a full suite of appliances (stove, refrigerator, and dishwasher), and a picture-perfect breakfast nook anchored by a classic arched window. The expansive living space is truly designed for versatility, pairing an integrated work-from-home desk with custom built-ins and a dedicated dining area—perfect for quiet dinners or hosting gatherings. Step through the sliding glass doors to extend your living space outdoors onto a peaceful, covered patio. Enjoy complete peace of mind with fresh updates already taken care of: half of the interior features brand-new paint, and every square foot of tile and carpet has just been professionally cleaned for a crisp, turn-key finish. The primary suite delivers a sanctuary of its own, with an expansive walk-in closet and a double-vanity ensuite. Complete with a dedicated laundry room and an attached garage with storage cabinets, this home offers maximum functionality. Best of all, the ultra-affordable $50/month HOA fee handles trash service, lawn care, and main road snow removal—allowing you to simply relax and enjoy your new home.

522 S Prewitt Street, Nevada

Listing courtesy of Vanessa Leisure of CURTIS & SONS REALTY.
$275,000
3 Beds ⋅ 3 Baths
Welcome to your peaceful country retreat, perfectly situated on 2 pristine acres just south of Nevada on BB Highway! This beautifully located property offers over 2,400 square feet of comfortable living space, balancing serene, wide-open country living with convenient highway access. The heart of the home features a bright dining area that opens directly to a screened-in deck, creating the ultimate setup for hosting family and friends while enjoying views of the backyard. In the kitchen, you will find a full suite of brand-new appliances, along with a dedicated laundry room nearby for ultimate convenience. Comfort and peace of mind are built right into this home. It features a highly efficient geothermal heating and cooling system to keep your utility bills low year-round, alongside two cozy fireplaces that add incredible warmth and character. Plus, major exterior updates are already taken care of, as the home will be getting a brand-new roof and gutters soon. The layout provides fantastic flexibility, especially in the basement. Featuring durable epoxy floors, a full bathroom, and its own fireplace, the lower level offers massive potential to be transformed into a luxurious, private primary suite or room for a second living area, game room, or hobby space. Access is a breeze thanks to the 2-car attached garage, which features a smart mudroom entry leading straight into the basement to keep dirt out of the main living areas. Outside, the peaceful 2-acre +/- setting is complemented by functional outbuildings that are perfect for hobbies, tools, or extra storage. Boundaries are entirely worry-free, as the land was recently surveyed with the flags still clearly visible. Don't miss this rare opportunity to own a spacious, energy-efficient home with plenty of room to breathe in a quiet, highly desirable location. Contact the listing agent today to schedule your private tour!

23672 S BB Highway, Nevada

Listing courtesy of Kaeth Woods of CURTIS & SONS REALTY.
$151,900
3 Beds ⋅ 2 Baths
Charming 3-Bedroom Bungalow — Modern Upgrades with a beautiful yard A bright, inviting 3 bedroom, 2 bathroom bungalow that blends classic comfort with modern convenience. Located within walking distance to local schools, this home is perfect for anyone seeking an easy, connected lifestyle. Key Features Designated primary bedroom with full bath and walk-in ceramic tiled shower The big backyard is a great place for a firepit in the fall. Replacement vinyl windows for efficient utilities The covered concrete front porch is a great place to enjoy morning coffee or a cold beverage Open-concept living — The dining and living areas flow seamlessly together, anchored by a stylish kitchen bar that lets you serve friends and family right from the heart of the home. Brand-new stainless appliances — A complete upgraded package brings efficiency, durability, and a polished look to your kitchen and those navy colored cabinets are 100% on trend. Dedicated laundry room — Convenient, spacious, and tucked away for noise control. Workshop with concrete flooring and attic rafter storage — Ideal for DIY projects, hobbies, or extra storage. All this for a very affordable price.

705 N Clay Street, Nevada

Listing courtesy of Lori BURES of Shannon & Associates.
$149,900
2 Beds ⋅ 1 Baths
This bright and beautifully updated 3-bedroom, 1-bathroom home offers a smartly designed layout packed with modern upgrades, including a brand-new roof and HVAC system for total peace of mind. Step inside to a sun-drenched living room featuring warm luxury vinyl plank flooring, crisp white walls, and a sleek modern ceiling fan. The heart of the home is a stylish kitchen featuring two-toned cabinetry in sage green and white, rich butcher block countertops, a classic subway tile backsplash, and a full suite of stainless steel appliances. The bathroom offers a spa-like feel with large-format marble-look tile surrounding the tub, matte black fixtures, and a sleek navy vanity paired with a round mirror. Each bedroom serves as a comfortable retreat with gleaming hardwood-style floors, generous closet space, and ample natural light from bright windows with pleasant outdoor views. Fully renewed with care and updated mechanicals, this home is completely move-in ready.

609 W Lee Street, Nevada

Listing courtesy of J.J. CURTIS of CURTIS & SONS REALTY.
$129,900
2 Beds ⋅ 1 Baths
Welcome to this turn-key, freshly updated bungalow where timeless charm meets modern convenience. Step inside to find gleaming hardwood floors, crisp new paint, and brand-new LED lighting that brightens every room. The layout is warm, inviting, and ready for your personal style. Major updates are already done — enjoy peace of mind with a newer roof, and newer central heat & air, and an attic fan that boosts comfort and efficiency. Every detail has been refreshed to make moving in effortless. Just bring you and your belongings. Nestled between Cottey College and Radio Springs Park, this home offers unbeatable access to education, recreation, and Nevada’s community amenities. Whether you’re a first-time buyer, downsizing, or investing, this bungalow delivers exceptional value and true turn-key convenience. Why Buyers Love It Fully move-in ready Major systems updated Classic hardwoods and bungalow charm Energy-efficient features Walkable, peaceful location Priced to sell!

816 S College Street, Nevada

Listing courtesy of Lori BURES of Shannon & Associates.
$259,900
3 Beds ⋅ 2.5 Baths
Be the First to Enjoy Every Upgraded Detail: Inside this 3-bedroom, 2.5-bathroom home, you’ll be the very first to cook with all-new stainless-steel appliances, step on brand-new luxury vinyl plank (LVP) flooring and plush carpet and enjoy all-new lighting and hardware fixtures throughout. The spacious primary suite serves as your private retreat, complete with an accessible walk-in shower, dual vanities, and a massive linen closet. Endless Space to Expand & Work: 1,782 Sq. Ft. Main Level: Bright, open living with direct access to a covered back deck perfect for year-round outdoor entertaining. 1,782 Sq. Ft. Unfinished Basement: A complete blank canvas! Build out extra bedrooms, design the ultimate game or movie room, set up a home gym, or keep it a huge storage and workshop space. This is the perfect spot to load shells, store camo, decoys and all the goods. Bring the RV, Boats, & Toys: If you need storage, this setup is unbelievable! Detached 2-Car Garage with automatic openers. RV Port / Lean-Tos ready for your camper, boat, or extra cars. Detached Pole Barn ideal for heavy machinery, project cars, or an outdoor shop. Storage Building is perfect for all your gardening supplies etc. Year-Round Indoor & Outdoor Living: Spend your weekends exploring your own mini acreage down to the creek, or take a quick 2-minute trip to nearby Walton Lake for fishing and the scenic hiking trail. Whether you're relaxing inside, tinkering in the pole barn, or enjoying the quiet privacy of your covered deck, this home is built for year-round enjoyment. Interior Upgrades: Stainless Steel Appliances, LVP Flooring, New Carpet, New Fixtures Primary Suite: En Suite Bath w/ Walk-In Shower, Dual Vanities & Huge Linen Closet Square Footage: 1,782 Finished Sq. Ft. + 1,782 Unfinished Basement (3,564 Total Sq. Ft. Potential) Outbuildings & Storage: 2-Car Attached Garage w/ Openers, RV Port/Lean-Tos, Detached Pole Barn, Storage Shed

1232 N Tucker Street, Nevada

Listing courtesy of Lori BURES of Shannon & Associates.
$324,500
4 Beds ⋅ 3.5 Baths
Imagine owning a property that truly has it all—space, luxury, and unmatched versatility. This incredible 4-bedroom, 3.5-bathroom estate is designed for those who want more out of a home. The main level pulls you in with an expansive great room featuring a cozy floor-to-ceiling brick hearth, a sunny formal dining area, and a bright sunroom with panoramic country views. Modern kitchen finishes and open-concept living make daily life a breeze, but that is just the beginning. The lower level is a game-changer, boasting a full second kitchen (complete with an included upright freezer!) and massive flexible bonus rooms—perfect for a private guest suite, home theater, or game room. Step outside into your personal backyard paradise, where you can unwind year-round in your private swim spa or entertain under the massive custom gazebo. Hobbies and storage are fully covered with multiple detached garage workshops built for big projects, vehicles, and equipment. Space, freedom, and multi-generational living potential like this don't come around often—schedule your private tour before it's gone!

109 E Hardin Place, Nevada

Listing courtesy of J.J. CURTIS of CURTIS & SONS REALTY.
$375,000
4 Beds ⋅ 2.5 Baths
Welcome to this exceptionally high-end, 4-bedroom, 2.5-bath home offering quality, comfort, & thoughtful design throughout. Located just outside of Nevada, Missouri, this impressive property features 2,560 finished square feet, spacious living areas, beautiful finishes, & amenities designed to make everyday living both comfortable & enjoyable. The first floor offers an open-concept living room, breakfast area, & kitchen, creating a nice space for gathering & entertaining. A built-in gas fireplace adds both warmth & ambiance. The high-end kitchen features stainless appliances, Corian countertops, a double wall oven, & an oversized gas cooktop in the dining island. A formal dining room provides additional entertainment space, while the front room could serve as an office or bonus living area. A convenient half bath & large first-floor laundry room complete the main level. Upstairs, all four bedrooms are thoughtfully situated, including a spacious primary suite with a large bedroom, recently updated luxury bathroom featuring a glass-and-tile walk-in shower & jetted tub, plus a large walk-in closet. Three additional bedrooms share a full bathroom. The attached 2-car garage provides convenient parking & has additional storage space for a lawn mower or golf cart. The large deck offers a great place to relax & a collapsible awning improves the shady comfort as you enjoy the fenced-in yard. Additional features include newer HVAC, updated LED can lights & lighting fixtures, surround sound in the living room. As a bonus, a whole-house water system with purifier, softener, & reverse osmosis at the kitchen sink is available with a strong offer. The desirable location just south of Nevada, MO provides is the perfect mix of high-end homes, country setting, & convenience to amenities. Homes offering this combination of quality, space, & features don't come along often. Call today to schedule your private showing & see everything this exceptional property has to offer!

18976 S 1485 Road, Nevada

Listing courtesy of Ryan Hubbard of United Country American Heartl.
$205,799
4 Beds ⋅ 2 Baths
Weber Elementary School. just a cross the street. All one living level. new siding. new furnace. beautiful home, new plumbing, new bathrooms and electric. by appointment only.

1412 N ASH Street, Nevada

Listing courtesy of Miriam Rosas Chavez of Platinum Realty LLC.
$515,000
2 Beds ⋅ 2 Baths
Just a few miles east of Nevada, Missouri is a brand new house awaiting its first owners. Built in 2025-26, this 2 BR/2 BA residence offers just over 1300 s.f. of space, and it's ready for your own finishing touches to make it your home. It features 2x6 exterior walls and a spray foamed attic for energy efficiency, and low maintenance vinyl windows and metal siding and roof. The concrete floor is finished with LVP flooring throughout, while the front porch invites you to relax and enjoy the sunset on its stamped and stained concrete base. The kitchen is fitted with attractive dark-stained cabinets in an open concept design that transitions to the living room space beyond. The sellers are offering a $3000 credit to the buyers for kitchen appliances, so you get to choose your own stove, fridge, and dishwasher with the features and designs you want. A roomy pantry offers not only storage for your dry goods, but with an outlet and corner shelf it makes the perfect coffee bar as well. The living room is an inviting space with plenty of windows and natural light. Both bedrooms are in the rear of the home, providing plenty of privacy and views of the back yard, and a laundry closet separates the bedrooms. Moving on to the master bath, you'll love the beautiful tile and glass shelves in the walk-in shower. The garage is spacious and provides plenty of space for your rides, but with room left over for workbenches and storage. All in all, this home package is the perfect space for small families or retirees, and with its location outside of the city limits and zoning restrictions, you'll have virtually unlimited options. But the brand new home isn't the only thing you'll love. With 41.25 surveyed acres, you'll have plenty of room to roam as well. Whether you enjoy hunting, nature watching, or riding ATVs, this farm has you covered. Most of the acreage is wooded, with mixed hardwoods, and wildlife is abundant. The seller would consider selling less acreage with the home.

17707 S 2200 Road, Nevada

Listing courtesy of Scott Sudkamp of Midwest Land Group.
$299,500
4 Beds ⋅ 3.5 Baths
This 3 story brick traditional home captures the essence of refined living with it's exquisite attention to detail. Ornate foyer featuring an oak staircase. The stunning wooden pocket doors in the dining area and beveled glass exterior doors set the tone for the entire home, exuding historical charm. High ceilings throughout the home, beautiful hardwood floors, baseboards and wood door frame details, upgraded lighting throughout the home, spacious rooms for comfortable living & entertaining. The heart of this home boasts a gourmet kitchen with newer stainless appliances, solid surface countertops, and a beautifully crafted island. Enjoy a cozy family room area complete with a separate bathroom & an office nook, perfect for working from home or unwinding. This main level room, with new flooring, can also be used as a bedroom with it's closet & full bath. Retreat to a massive master suite featuring two large closets, with bath ensuite, with a soaking tub and and a separate shower, double vanity & chandelier. The three other spacious bedrooms have abundant closet space with lighting in each closet as well as detailed sconces & ceiling lights. The third floor provides endless possibilities. Whether you envision it as a study, office, craft room or additional bedroom, this flexible area adapts to your needs and aspirations. Multiple covered porches, a patio area ideal for entertaining. Oversized two car detached garage with new roof & play house/garden shed. White vinyl wam-bam fence creates a private backyard great for gardening, barbeque parties and relaxing. This home nestled on a large corner lot, offers so much character, elegance & peacefulness you don't find in homes today. Completely remodeled in 2015, including new plumbing, electrical & more. This home is the best of both worlds - modern updates and old world charm. Don't miss this beautiful historical home, call & schedule your showing today. Both new storage sheds excluded.

503 W Cherry Street, Nevada

Listing courtesy of JOANN CASH of CURTIS & SONS REALTY.
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