Ottawa Homes under $500,000

Ottawa Homes under $500,000

Welcome to Ottawa, Kansas – a charming city that perfectly blends small-town warmth with vibrant community spirit! Nestled in Franklin County, Ottawa is known for its rich history, friendly atmosphere, and beautiful landscapes. With a population of just over 12,000 residents, this city offers a tight-knit community feel while providing access to modern amenities and conveniences.

Ottawa boasts a variety of parks, recreational facilities, and cultural attractions that make it an ideal place for families, young professionals, and retirees alike. The historic downtown area is filled with unique shops, delightful eateries, and local businesses that contribute to the city's character. Residents can enjoy a stroll along the scenic Marais des Cygnes River or take part in various community events throughout the year, fostering a sense of belonging and connection.

For those looking to call Ottawa home, the real estate market offers an impressive selection of homes under $500,000. Whether you're seeking a charming bungalow, a spacious family home, or a cozy cottage, Ottawa has something for everyone. With affordable housing options and a low cost of living, you can enjoy the benefits of homeownership without breaking the bank.

Ottawa is also conveniently located near major highways, making it easy to commute to nearby cities while still enjoying the tranquility of a smaller community. With its welcoming atmosphere, rich history, and diverse housing options, Ottawa, Kansas, is a hidden gem just waiting to be discovered. Come explore what makes this city a wonderful place to live!

Newest Ottawa Homes under $500,000

924 N Mulberry Street, Ottawa
$138,000
2 Beds ⋅ 1 Baths
Looking for a cozy home with room to make it your own? This 2-bedroom, 1-bath bungalow is a great option for those looking to downsize or anyone seeking a home with plenty of potential. The galley kitchen offers an efficient layout, while the nice yard and mature trees provide a peaceful outdoor setting. Enjoy relaxing on the deck off the back of the house, perfect for morning coffee or evening gatherings. A handy storage shed adds extra space for tools, lawn equipment, and outdoor essentials. With its manageable size, inviting outdoor space, and opportunity to add your personal touch, this bungalow is ready for its next owner to bring out its charm!

924 N Mulberry Street, Ottawa

Listing courtesy of The Rare Group of BHG Kansas City Homes.
632 S Cherry Street, Ottawa
$85,000
3 Beds ⋅ 1 Baths
Great 1.5 story home with extra large lot, possible subdivide and build additional home, check with city Planning and zoning first. 3 bedrooms 1 bath motivated seller Priced at $49,400 under Franklin County Appraisal so plenty of room to build equity here.

632 S Cherry Street, Ottawa

Listing courtesy of Scott Harvey of S Harvey Real Estate Services.
1421 S Maple Street, Ottawa
$238,500
3 Beds ⋅ 1 Baths
Beautiful Hardwood Floors, Gorgeous Oak Cabinetry & Classic Ranch Charm in Ottawa, Kansas! Welcome to the desirable neighborhood of 1421 S Maple Street in Ottawa, KS! This inviting 3-bedroom, 1-bath ranch-style home offers a wonderful combination of classic character, thoughtful updates, and practical living space. Freshly painted throughout the main level, the interior feels bright and refreshed, with beautiful hardwood floors, crisp white trim, and large windows that fill the home with natural light. The kitchen is a standout! Remodeled in 2018, it features an impressive amount of beautiful oak cabinetry, stylish hardware, tile backsplash, and generous laminate countertop space. The bathroom was also remodeled in 2018, adding to the home's appeal. Need additional space? The full unfinished basement, provides plenty of room for storage, hobbies, a workshop, or future possibilities. The spacious two-car attached garage and exceptionally large concrete driveway offer excellent parking and additional flexibility. Outside, you'll appreciate the generous 75' x 140' lot, mature shade trees, a backyard deck, and a storage shed for lawn equipment and outdoor essentials. The spacious backyard offers plenty of room for gardening, entertaining, or simply enjoying the outdoors. Located along S Maple Street in an established Ottawa, Kansas neighborhood, this home combines comfortable main-level living with the added benefits of a full basement, generous parking, and inviting outdoor space. Freshly painted, beautifully maintained, and ready for its next owner. Come see what makes 1421 S Maple Street such a great place to call home!

1421 S Maple Street, Ottawa

Listing courtesy of Barbara Kearney of Compass Realty Group.
1113 S Hickory Street, Ottawa
$215,000
3 Beds ⋅ 2 Baths
Step inside this charming 3-bedroom, 2-bath home offering approximately 1,300 square feet of living space and plenty of original character! Built in 1915, this home features beautiful original woodwork, some original hardwood floors, and classic pocket doors that add to its timeless appeal. Relax on the inviting front porch or enjoy the spacious, fenced backyard with mature trees and plenty of room for outdoor activities. Situated on an oversized 11,250-square-foot lot, the property also offers a small back deck and convenient off-street parking. Located on a quiet street near Ottawa University, this home combines historic charm with a convenient location. Come see all the character and possibilities this home has to offer!

1113 S Hickory Street, Ottawa

Listing courtesy of Sheila Shaw of KW Diamond Partners.
304 S Walnut Street, Ottawa
$425,000
2 Beds ⋅ 2 Baths
Unique opportunity to own this beautifully renovated 1887 First United Presbyterian Church. This Victorian Gothic style church is an early design by George P Washburn. The double doors open to a vaulted vestibule which has vaulted ceiling beautiful woodwork and original wood floors. One of the full baths and the master suite are located off the vestibule. The next double doors open to the sanctuary with exquisite soaring original architectural wood ceiling! Open floor plan for maximum entertainment! At the front of this space is a cozy seating area to sit and relax to read or play games. Across from the convenient location of the laundry closet. The kitchen runs the length of the north wall and features crisp white, raised panel cabinetry with crown molding and two pantries that frame the refrigerator for maximum storage. The extensive hightop island is adorned with Stunning granite counter tops and charming hardware. Stainless Appliances complete this lovely kitchen. The great room space features an impressive floor to ceiling faux stone fireplace with a 60" gas fireplace insert with variable heat settings and several flame size and color options. The south wall of the space creates a large dining area with space to house a piano for more entertaining pleasure! A cozy loft with retractable staircase is a fun retreat and overlooks the sactuary. Currently this church is utilized as an Airbnb however could easily be used as a residence or an event center. The unfinished basement had previously been finished with a kitchen and rooms and could possibly offer more living/rental opportunities if renovated. Note: The master suite utilizes an armoire for closet space. Seller is willing to build a closet with an acceptable offer. Listing agent is related to seller.

304 S Walnut Street, Ottawa

Listing courtesy of Cheryl Scheele of Kansas City Regional Homes Inc.
403 S Mulberry Street, Ottawa
$339,000
4 Beds ⋅ 2 Baths
A VIntage Franklin County Heritage Home! Original or true to the era Victorian Detailing abounds! From the Brick Street & Sidewalks to the 6 established perennial gardens updates have been done with full regard to maintaining the abundant charm of Victorian Architecture. The Wrap Around Front Porch provides over 1000 sq ft of additional outdoor living area. The North Porch and the Enclosed South Porch both off the Kitchen provide wonderful places to entertain or relax and enjoy a simpler time! The gardens are large enough to host a wedding or other large events! A recently updated first floor full bath demonstrates the attention to detail of properly curated improvements. Enjoy the large Dining Room with faux fireplace that flows easily from Foyer, Parlor, and Kitchen. The parlor connects the Living Room and the Dining Room. Upstairs you'll find 4 Generous Bedrooms, an updated full bath, and a bonus room previously used as Walk-in Closet, Office, and sewing room. Situated on a prime corner lot wrapped by mature trees your find a real gem for the Vintage Home Lover! Take a look at the extensive history passed down from owner to owner. Dare to linger here and discover this window in time and step back to the peaceful gracious lifestyle that's so desperately missing toiday! Come for a Visit .... Stay for a lifetime!

403 S Mulberry Street, Ottawa

Listing courtesy of Thrive RealEstate KC Team of KW KANSAS CITY METRO.
1027 N Mulberry Street, Ottawa
$195,000
4 Beds ⋅ 1 Baths
Enjoy the charm and character of this 4-bedroom, 1-bath home in Ottawa! Fresh exterior paint provides a refreshed feel, while the wood floors and classic details offer timeless appeal. The home provides a functional layout with room to personalize and make it your own. A convenient carport offers covered parking, and a shed for storing your outdoor essentials. Whether you're looking for your first home or an opportunity to add your own touches, this property is worth a look!

1027 N Mulberry Street, Ottawa

Listing courtesy of Brent Rodina of KW Diamond Partners.
822 S Mulberry Street, Ottawa
$219,900
4 Beds ⋅ 2 Baths
Welcome! A spacious 4-bedroom, 2-bath home offering over 1,500 sq ft of living space and plenty of opportunity to make it your own! The home features two bedrooms and a full bath on the main level, with two additional bedrooms and a second full bath upstairs. Major improvements have already been taken care of, including new HVAC, new windows, a new back deck. Inside, original built-ins and generously sized rooms add character. Enjoy the privacy-fenced backyard, covered front porch, and impressive 34x24 detached 2-car garage, offering plenty of room for vehicles, storage, a workshop, hobbies, or entertaining space. Conveniently located in Ottawa with easy access to downtown, Ottawa University, shopping, dining, and more. A great opportunity to add your finishing touches to a home where several of the big-ticket improvements have already been completed!

822 S Mulberry Street, Ottawa

Listing courtesy of Stroud & Associates Team of Real Broker, LLC.
510 E Massasoit Street, Ottawa
$199,950
2 Beds ⋅ 1 Baths
Nice home close to park golf course. Newer Heating & Air, Newer Sewer Repair. Detached Shed and carport. Closing must be after Estate Auction on November 22nd. Auction will be held by Eastern Kansas Auction Barn LLC. Check out update at kansasauctions.net

510 E Massasoit Street, Ottawa

Listing courtesy of Daryl Stottlemire of ReeceNichols Town & Country.
1310 S Pin Oak Circle, Ottawa
$360,000
4 Beds ⋅ 2.5 Baths
Welcome home to this thoughtfully updated two-story home in Ottawa’s desirable Pin Oak Estates neighborhood. Built in 2002, this well-maintained home offers 4 bedrooms, 2.5 bathrooms, and a functional layout with updated finishes and major mechanical improvements. The main level provides comfortable everyday living space, while the upper level includes three bedrooms, including the primary suite. The newly remodeled primary bathroom features an adjoining bonus room—ideal for a home office, dressing room, fitness space, nursery, or additional closet and storage area. The additional full bathroom has also been recently updated. The full finished basement expands the living space with a family room and fourth bedroom, offering flexibility for guests, hobbies, work, or recreation. Recent improvements include fresh exterior paint, newer carpet, and a new HVAC system and water heater installed in 2025. Outside, enjoy a fenced backyard and composite deck with space to relax, grill, or entertain. Conveniently located on Ottawa’s south side and within walking distance of Ottawa High School and Ottawa Middle School, this inviting Pin Oak Estates home combines thoughtful updates, move-in-ready condition, and a desirable cul-de-sac setting.

1310 S Pin Oak Circle, Ottawa

Listing courtesy of Dana Baker of Heck Land Company.
626 S Locust Street, Ottawa
$148,000
2 Beds ⋅ 1 Baths
A Great Place to Start, Invest, or Make Your Own! Welcome to 626 S Locust Street in Ottawa! This charming 2-bedroom, 1-bath home offers an excellent opportunity for first-time buyers looking to step into homeownership or investors searching for their next addition. With 848 square feet of living space, this traditional ranch-style home offers comfortable living and plenty of potential. Inside, you'll find a functional layout, a dedicated laundry room, ceiling fans, and a combination of carpet, tile, and vinyl flooring. The kitchen features stained cabinetry and comes equipped with a dishwasher, microwave, refrigerator, and electric range. A washer and dryer are also included! Outside, enjoy a fenced yard with privacy fencing and a storage shed for added convenience. Location is a plus! Situated close to downtown Ottawa amenities, the Ottawa Rail Trail, and Ottawa University, this property offers easy access to shopping, dining, recreation, and campus activities. Whether you're looking for an affordable first home, a rental investment, or an opportunity to make a home your own, 626 S Locust is full of possibilities!

626 S Locust Street, Ottawa

Listing courtesy of Teresa Pearson of KW Diamond Partners.
111 S Oak Street, Ottawa
$70,000
4 Beds ⋅ 2 Baths
Investment opportunity in Ottawa! This 4-bedroom, 2-bath home offers plenty of potential for an investor or buyer looking for a renovation project. Property is in need of substantial repairs and is being sold in its present, as-is condition. Inspections are welcome; however, seller will make no repairs or provide credits in lieu of repairs. Transaction must close on or before November 10, 2026. Property information is limited. Buyers and buyers’ agents are encouraged to independently verify all property information, measurements, condition, utilities, permitting, and any other matters material to their purchase. Bring your vision and explore the possibilities this property has to offer! Reach out to listing agent for additional interior photos.

111 S Oak Street, Ottawa

Listing courtesy of Samantha Vanvalkenburg of 1st Class Real Estate KC.
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The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

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