Paola Homes with USDA Loan Financing

Welcome to Paola, Kansas, a charming city nestled in the heart of Miami County. With its rich history, friendly community, and picturesque landscapes, Paola offers a delightful blend of small-town charm and modern convenience. Known for its vibrant downtown area filled with local shops, restaurants, and parks, Paola is a place where you can truly feel at home. The city is surrounded by beautiful rolling hills and lush greenery, making it an ideal location for outdoor enthusiasts and families alike.

One of the standout features of Paola is its accessibility to USDA loan financing, making homeownership more attainable for many residents. USDA loans are designed to assist individuals and families in rural areas, and Paola qualifies as an eligible location. This means that you can explore a variety of homes with favorable financing options that require no down payment, making it easier to step into your dream home without the burden of hefty upfront costs.

Paola boasts a variety of housing options, from charming historic homes to modern new constructions. Whether you're a first-time homebuyer or looking to upgrade, you'll find a welcoming community that fosters growth and connection. With excellent schools, a strong sense of community, and easy access to larger metropolitan areas, Paola is the perfect place to plant your roots.

Come discover the allure of Paola, Kansas, where your dream home awaits, and experience the warmth of a community that feels like family. Let us help you navigate the exciting journey of homeownership in this beautiful city!

Newest Paola Homes with USDA Loan Financing

$289,000

2 Beds ⋅ 1 Baths

Great location! This adorable, updated cottage sits on 1 acre ± along paved roads, offering the perfect blend of peaceful country living and convenience. 2 bedrooms + a versatile office or second living area, 1 bath, and an open-concept floor plan on hardwood floors. The back patio is a perfect space for entertaining or relaxing while taking in the incredible sunsets. Tree-lined property is a beautiful, private setting backing to farm ground. The property also includes a unique Conex storage building that stays with the home, offering excellent storage or workshop space, plus an additional storage shed for even more storage.

28936 Orchard Road, Paola

Listing courtesy of Tracy Shelton of Elite Homes Realty.

$165,000

2 Beds ⋅ 1 Baths

Welcome Home! This cute little bungalow just hit the market. It sits on a large lot with a detached garage. It offers a spacious primary bedroom with a deep walk-in closet. All living is on main floor. If you enjoy the outdoors, your have your choice of not 1 but 1 covered porches. Schedule your showing today.

505 W Shawnee Street, Paola

Listing courtesy of Katina Long of Platinum Realty LLC.

$235,000

3 Beds ⋅ 1 Baths

Welcome to this charming 3-bedroom, 1-bath home that blends classic character with tasteful updates. Step inside to discover a bright, inviting living area with fresh neutral paint and abundant natural light. The updated kitchen features crisp white cabinetry, stainless steel appliances, ample counter space, and durable flooring, making it both functional and stylish. The spacious bedrooms offer comfortable living, while the well-maintained interior is truly move-in ready. Outside, enjoy a large deck overlooking the backyard—perfect for entertaining, grilling, or relaxing under the mature shade trees. A long driveway provides plenty of off-street parking, and the convenient location offers easy access to schools, parks, shopping, and dining. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this well-maintained home is ready for its next owner. Don’t miss your chance to make it yours—schedule your private showing today!

102 E Miami Street, Paola

Listing courtesy of Jenna Pearce of Grit Real Estate LLC.

$169,000

3 Beds ⋅ 1.5 Baths

Welcome home to this inviting 3-bedroom, 1.5-bath property in Paola! Greet neighbors from the cozy covered front porch before stepping into a light-filled interior. The heart of the home features an updated kitchen outfitted with brand-new butcher block countertops, a new sink, and a new disposal. All kitchen appliances—range, refrigerator, and dishwasher (new in 2020)—stay with the home. The main floor hosts two comfortable bedrooms and a full bathroom, while upstairs offers a private retreat with a third bedroom and its own dedicated half bath—perfect for a primary bedroom, nursery, or dedicated home office. Outside, enjoy crisp evening breezes or weekend BBQs on the nice back deck overlooking the yard. Big-ticket maintenance items have already been checked off your list, giving you total confidence from day one.

501 E Piankishaw Street, Paola

Listing courtesy of Jason Eastland of Crown Realty.

$269,500

2 Beds ⋅ 1 Baths

This is a must-see property! Boasting instant charm from the moment you pull up, this updated home with an open floor plan sits on a massive corner lot in a quiet neighborhood and features a detached garage. Step inside to find that same incredible charm with an awesome, wide-open floor plan featuring a huge kitchen. You also get a highly flexible bonus room that is the perfect setup for a home office, nursery, or extra bedroom. Best of all, the unfinished basement features a started second bathroom, giving you a killer opportunity to easily build instant equity and grow into the space. This property delivers the perfect layout, an incredible lot, and major upside in potential for growth.

909 Pawnee Drive, Paola

Listing courtesy of Nancy Gagnebin of Clinch Realty LLC.

$440,000

2 Beds ⋅ 2 Baths

Featuring over 3.5 acres, this versatile country property offers open space, mature fruit trees, lush pastureland and well-designed equestrian amenities all in one. The 2-bedroom, 2-bath home is light-filled and move-in ready with fresh interior paint, new luxury plank vinyl flooring throughout the entire home and a new main-level laundry area for convenience. Large windows and a comfortable layout create an inviting living space that feels open, bright and functional. Outdoor living is just as inviting with a spacious deck overlooking a private, fenced-in backyard. The backyard is perfect for relaxing while enjoying a beautiful Kansas sunset. Equestrian facilities include a 24' x 30' barn with water and electricity, two horse-safe stalls with Dutch doors, fans and flexible configuration options, including the ability to convert for foaling. The property is fully fenced and cross-fenced with horse-safe electric fencing powered by two solar chargers for ease and efficiency. The acreage is a blend of brome, timothy, and fescue grasses, along with mature fruit trees plus berry bushes. A extra wide driveway provides ample space for trailers, RVs, and equipment. Located just 3.5 miles from the conveniences of Spring Hill and only 13 miles from 151st Street in Olathe, this property offers the perfect balance of peaceful country living and everyday convenience. Just a couple of miles from Hillsdale Lake, you'll enjoy a serene setting with easy access to outdoor recreation, all while remaining close to shopping, dining, and amenities.

22670 W 246th Street, Paola

Listing courtesy of Angela Lamb of Compass Realty Group.

$449,000

4 Beds ⋅ 3.5 Baths

SMALL TOWN PEACEFUL LIVING NEXT TO A GOLF COURSE AND JUST SOUTH OF THE CITY CONVENIENCE. Discover the perfect blend of modern comfort and small-town charm at 24012 St Andrews Ct, nestled in Paola’s premier Rockwood Estates. Positioned right on a quiet cul-de-sac just steps from the Paola Country Club Golf Course, this home offers the ultimate relaxed lifestyle—tucked away in a peaceful community, yet just a straight drive south of Overland Park/Olathe and the Kansas City metro. Spanning 2,291 square feet, this beautifully designed layout features 4 bedrooms and 3.5 bathrooms. The main level welcomes you with an open, sunlit great room and a cozy fireplace, while the second floor boasts a highly versatile sitting area perfect for a home office, media lounge, or playroom. Downstairs, the concrete basement is already well underway with an egress window and a brand-new full bath, waiting for your custom finishing touches. Step outside onto your premium 16'x14' low-maintenance composite deck overlooking a massive, fully wood-fenced backyard—the ideal spot for weekend barbecues. Golf enthusiasts will love the deep 3-car garage, offering plenty of space to park your personal golf cart. This property perfectly captures the "best of both worlds": quiet, safe community living with city amenities right at your fingertips.

24012 St Andrews Court, Paola

Listing courtesy of Nancy Gagnebin of Clinch Realty LLC.

$619,000

4 Beds ⋅ 3 Baths

Stop looking at houses and listen to this... this new custom built Reitinger Home is spacious and beautifully crafted with 4 bedrooms and 3 full baths. When you pull up to the outside, you see the 3 car garage and the freshly laid sod. The landscaping is spot on with no details left undone. When you enter the front door, you see an open concept family room with 12' ceilings and large windows for lots of natural lighting and a fireplace for cozy winter evenings. As you look to the right you see a big kitchen with beautiful granite countertops, black satin faucet and a large island that has extra storage in the cabinet’s underneath. All new stainless appliances that would make any chef jealous to call their own. The dining room has a great view outside, or you can walk out the door to the large deck and have dinner out there enjoying the beautiful evening air. The laundry room is on the main level by the mud room located by the garage door. The primary bedroom, bath and walk in closet are a dream come true. WOW, it seems to go one forever! Did I mention this home has a full finished basement with 2 more bedrooms downstairs, also a large rec/living room area. This is also considered a "daylight basement". Set up an appointment and come take a look at this one, it shouldn't last very long! Update the sprinkler system in the yard has been completed on 07/20/2026 so that the freshly laid sod will look great for years to come.

1205 Cottonwood Court, Paola

Listing courtesy of Kevin White of Crown Realty.

$629,000

4 Beds ⋅ 3 Baths

1201 Cottonwood Court, Paola

Listing courtesy of Kevin White of Crown Realty.

$1,500,000

A rare, income-producing rural property in one of the fastest-growing suburban corridors in the Midwest. This 159-acre Kansas farm provides multiple income streams — active oil production, farm lease, Documented hay production and exceptional hunting ground — while sitting just 35 miles from Overland Park, 10 Miles from Hillsdale Lake and a 1/2 mile from Blacktop. This property is exceptional featuring 23 Dry land acres, 136 acres of established tame grass — ready for cattle immediately and Two Ponds. The property has electricity and rural water already established. Multiple outbuildings including 64 x 40 Utility Building in great shape. The seller holds an 87.5% working interest in the oil leases — meaning the buyer steps into an ownership stake in active oil production. The entire service infrastructure was selected for hands-off ownership and transitions seamlessly to a new owner. Currently the property has 38 active wellbores with Up to 50 wells possible on the property to increase production. This is a one of a kind property perfect for the farmer, hunter, homesteader or investor looking for a great tract of land with multiple income streams.

29040 Bethel Church Road, Paola

Listing courtesy of Nick Gadwood of NextHome Gadwood Group.

$324,900

3 Beds ⋅ 2 Baths

Here it is, your next home to purchase! The house was built in 1920, added the garage and then extended the basement in 1972, Then in 2020 all the upgrades were done (see Sellers Discolsure) Three bedrooms, two full baths with the possibility to have two more bedrooms one with an installation of an egress window (the window is provided). The house features a 29'x25' two car heated and air conditioned, garage with TV, workbench and 16'x7' garage door (new in 2020) with a garage door opener with battery backup. All windows were replaced with double hung windows by a professional company with a transferable warranty. New carpeting throughout the house, new luxury vinyl plank in kitchen and main floor bathroom. The house had the old roof was torn off and replaced in 2020. New water heater installed in 2020, also a new HVAC system was installed (2020) and the waterline from the meter to the house in 2014. New electrical panel in 2013. The sellers have painted the interior and exterior also replaced the flooring, this home is in great shape, come take a look! within walking distance of grocery stores, gas stations, restaurants and schools. Did I mention the matching color Doghouse and dog pen in the backyard, your dogs will love it. There is a shed in the back that has a concrete approach with a concrete floor, it also has electricity with GFCI's. Thanks to the hail storm, there is a new roof is going to be installed with in two weeks on the house, shed, and the dog house. Did I also mention that the two lots beside the house are included, (the 4 corners of the property are clearly marked with T-Posts) you can build a shop on it or sell them and someone can build new houses on them. This house is just behind the scoreboard of the football field, sit out back and watch the game.

1204 Main Street, Paola

Listing courtesy of Kevin White of Crown Realty.

$199,000

3 Beds ⋅ 1 Baths

Here is a home with lots of charm! A 3 bedroom, 1 bath home that has been remodeled and brought back to life. New roof and gutters, newer tilt-in windows for easy cleaning, new paint inside and out, ceiling fans, and carpeting! The bathroom features new LVP flooring, new shower, toilet and remodeled. The kitchen has new LVP as well as new stainless steel appliances, double sink, refrigerator, electric stove, microwave and new Corian countertops. This house is move in ready. Come take a look! Did I mention the detached garage? Fresh new landscaping out front!

304 E Shawnee Street, Paola

Listing courtesy of Kevin White of Crown Realty.

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