Paola Homes with USDA Loan Financing

Paola Homes with USDA Loan Financing

Welcome to Paola, Kansas, a charming city nestled in the heart of Miami County. With its rich history, friendly community, and picturesque landscapes, Paola offers a delightful blend of small-town charm and modern convenience. Known for its vibrant downtown area filled with local shops, restaurants, and parks, Paola is a place where you can truly feel at home. The city is surrounded by beautiful rolling hills and lush greenery, making it an ideal location for outdoor enthusiasts and families alike.

One of the standout features of Paola is its accessibility to USDA loan financing, making homeownership more attainable for many residents. USDA loans are designed to assist individuals and families in rural areas, and Paola qualifies as an eligible location. This means that you can explore a variety of homes with favorable financing options that require no down payment, making it easier to step into your dream home without the burden of hefty upfront costs.

Paola boasts a variety of housing options, from charming historic homes to modern new constructions. Whether you're a first-time homebuyer or looking to upgrade, you'll find a welcoming community that fosters growth and connection. With excellent schools, a strong sense of community, and easy access to larger metropolitan areas, Paola is the perfect place to plant your roots.

Come discover the allure of Paola, Kansas, where your dream home awaits, and experience the warmth of a community that feels like family. Let us help you navigate the exciting journey of homeownership in this beautiful city!

Newest Paola Homes with USDA Loan Financing

$482,000
3 Beds ⋅ 2 Baths
This is the house and property you have been looking for! It features 3 bedrooms and 2 full bathrooms. Full kitchen remodel in 2022, new beautiful hardwood flooring and custom cabinets with all stainless steel appliances. There is a new white privacy fence outlining the big backyard with covered porch area for BBQ's, watching TV and entertaining family and friends while taking in the shade from the 100+ year old Oak tree. Did I mention the outbuildings? The shop is 24'x44' with a 14'x44' enclosed lean to (fully insulated with metal siding) and a lawnmower shop that is 12'x24' with concrete floor and a carport/RV port that is 18'x35'x12' high. The house also has a 2 car garage with lots of extra room. This house and property have been very well maintained. All of this on 2.47 acres, it is perfect! Come take a look, this place is move in ready!

26427 W 321st Terrace, Paola

Listing courtesy of Kevin White of Crown Realty.
$297,500
4 Beds ⋅ 2 Baths
Welcome home to this beautiful 4-bedroom, 2.5-bath charmer where timeless character meets modern comfort! From the moment you arrive, you’ll fall in love with the dream-worthy front porch—the perfect spot for morning coffee, evening conversations, and watching the world go by. Inside, you’ll find all the warmth and charm you love in an older home, thoughtfully paired with the modern luxuries today’s buyers are looking for. A brand-new roof adds peace of mind, while the stunning back deck is ready for summer cookouts, family game nights, entertaining friends, or simply relaxing at the end of the day. With spacious bedrooms, plenty of character, and a location just minutes from downtown Paola, this home offers the perfect blend of charm, convenience, and everyday comfort. This charmer will not last long and if you act fast you can be in it by the holidays!

107 E Wea Street, Paola

Listing courtesy of Tammy Duncan of ReeceNichols - Lees Summit.
$799,000
3 Beds ⋅ 3 Baths
WOW don't miss this move-in ready five-acre Paola homestead! Beautifully custom-built just eight years ago, this fully fenced and gated property offers the rare opportunity to leave the hustle behind and embrace a lifestyle centered around space, freedom, and the simple pleasures of home. The three-bedroom, three-bath home includes an additional non-conforming fourth bedroom and an abundance of flexible living space. The attached garage has been transformed into a remarkable indoor-outdoor space, featuring an epoxy floor, glass garage door, and retractable screen door that allows you to open the space to the outdoors. A newly built oversized detached two-car garage provides exceptional additional space for vehicles, storage, or a workshop. Two finished outdoor sheds, both with electricity, offer even more possibilities as home offices, workout rooms, creative spaces, or additional living areas. Beyond the home, the property comes alive. Spend summer afternoons around the pool and gazebo, wander through the established fruit trees and berry bushes, collect fresh eggs from the chicken coop with its solar-powered automatic door, or simply enjoy the peace and privacy that five acres provides. The property is already home to three sheep, approximately 50 chickens, beehives, and barn cats, along with pear, peach, plum, cherry and apple trees and blackberry and raspberry bushes. Inside, warm and inviting spaces feature a cozy living room fireplace, updated flooring, an updated kitchen backsplash, and room to gather, unwind, and make memories. And what makes this property truly extraordinary? Almost everything can be included. The animals, beehives, and much of the homestead infrastructure can convey, allowing you to step into a lifestyle that has already been lovingly established. This isn’t simply a home on five acres. It’s a place to slow down, grow something of your own, gather with the people you love, and create the kind of life you’ve always imagined.

26030 Hospital Drive, Paola

Listing courtesy of Guide Group of Compass Realty Group.
$255,000
3 Beds ⋅ 2 Baths
This lovely home features three comfortable bedrooms and two full bathrooms, providing a functional and appealing living environment. The property offers a solid foundation for future enhancements, allowing new owners the freedom to personalize and upgrade to their exact specifications, ensuring it perfectly suits their lifestyle. Nestled in the heart of Paola, Kansas, this property at 407 W Peoria Street benefits from its prime location within Miami County. Residents enjoy the convenience of city living combined with the tranquility of a close-knit community, providing easy access to local amenities and the charm of small-town life.

407 W Peoria Street, Paola

Listing courtesy of Grace Mcadam of Signature Realty, LLC.
$525,000
3 Beds ⋅ 3 Baths
Great Combination of Unique House and Land for those wanting out of the city! This home has lots of potential, could be a 5 bedroom, 3 bath home on 20 acres with 30 x 80 3 car garage w/concrete floor & 40 x 80 steel framed, metal siding open barn. Living room has a wood burning fireplace with beautiful wood floor. Very Large Kitchen has stamped concrete floor, island & Garland 6 burner gas stove, large pantry & gas fireplace. 2 full bathrooms on main floor with beautiful tile shower. Entire home has very unique lighting fixtures. 3 possible bedrooms & full bath in walkout basement for the kids with inside entrance also. Home is on natural gas.

36405 Hedge Lane Road, Paola

Listing courtesy of Dennis Wendt of Pool Realty, Inc.
$325,000
Discover the ideal blend of privacy, convenience, and opportunity with this exceptional land offering on 327th Street, just south of Louisburg, KS. Featuring a secluded private homesite, this parcel offers a tranquil setting to build your custom dream home while surrounding yourself with natural beauty. Location is key, and this property delivers—situated just 4 miles from the 335th Street & Highway 69 interchange, giving you quick, effortless highway access while maintaining a peaceful rural feel. Outdoorsmen and wildlife enthusiasts will appreciate the abundant deer and turkey population that frequents the land. Property is currently in active crop production, generating steady passive income until you are ready to break ground. Whether you are looking for a prime building site, an investment holding, or a private recreation getaway, this property checks every box. Schedule your tour today!

W 327th Street, Paola

Listing courtesy of Justin Neighbors of Neighbors Real Estate LLC.
$300,000
19+ Acre Estate Building Site in Hillsdale Estates! Imagine building your dream home on more than 19 acres of beautiful countryside with plenty of room to spread out, enjoy the outdoors and create your own private retreat. Located in Hillsdale Estates, Lot 8 offers a rare combination of acreage, privacy and the opportunity to build a home that fits your lifestyle. The property is currently being used as farmland and features a mature tree, providing a beautiful natural setting and a great foundation for your future homesite. Bring your vision—and your animals! The recorded restrictions allow for a single-family home, an attached 2–3 car garage, and a separate non-residential barn, stable or implement shed. The property may accommodate up to 3 adult dogs and 19 horses or head of cattle, making this an excellent opportunity for an acreage buyer, horse enthusiast or anyone wanting room for livestock. Water and electricity are available to the property, with additional connection costs depending on the location of your build and utility hookup. Lot 8 may not be divided and is intended for one single-family residence. The minimum overall home size is 1,500+ square feet. Mobile homes, trailers and tents may not be used as residences. If you've been looking for acreage where you can build, breathe and enjoy the space that comes with country living, this is an opportunity worth seeing. Bring your plans, your horses and your vision for the home you've always wanted! Buyer to review all recorded subdivision restrictions and county requirements

Lone Elm Road, Paola

Listing courtesy of Kris Conard of Real Broker, LLC.
$450,000
2 Beds ⋅ 3 Baths
This beautiful and timeless true brick ranch home sits gracefully on a meticulous corner lot, offering over 4,000 square feet of solid, quality workmanship and endless investment potential for instant equity. Outfitted with a brand new 50 high impact resistant roof along with a central HVAC system and humidifier updated in 2024, the home provides a sturdy canvas ready for your personal design touch. A grand entry welcomes you into a huge great room centered around a cozy brick fireplace flanked by built-in bookcases and a wet bar, perfect for hosting guests. Flowing seamlessly from the great room, a four-seasons sunroom opens directly to a back patio, charming wishing well, and a sprawling yard. The eat-in kitchen serves as a true gathering spot with custom cabinets, pull-out drawers, a pantry, double ovens, and included appliances alongside a newer washer and dryer. Nearby, a formal dining room stands ready for memorable holiday dinners. The main level hosts two oversized primary bedrooms and two full bathrooms, while the lower level expands your living space with a massive family room big enough for a pool table, two additional non-conforming bedrooms, a third full bathroom, and abundant storage space. Complete with a two-car attached garage and a dedicated outdoor shed for yard equipment and bikes, this structurally sound home combines classic charm, space, and unmatched potential.

1102 Nakomis Drive, Paola

Listing courtesy of Patty Simpson of Crown Realty.
$275,000
2 Beds ⋅ 1 Baths
Great location! This adorable, updated cottage sits on 1 acre ± along paved roads, offering the perfect blend of peaceful country living and convenience. 2 bedrooms + a versatile office or second living area, 1 bath, and an open-concept floor plan on hardwood floors. The back patio is a perfect space for entertaining or relaxing while taking in the incredible sunsets. Tree-lined property is a beautiful, private setting backing to farm ground. The property also includes a unique Conex storage building that stays with the home, offering excellent storage or workshop space, plus an additional storage shed for even more storage.

28936 Orchard Road, Paola

Listing courtesy of Tracy Shelton of Elite Homes Realty.
$165,000
2 Beds ⋅ 1 Baths
Welcome Home! This cute little bungalow just hit the market. It sits on a large lot with a detached garage. It offers a spacious primary bedroom with a deep walk-in closet. All living is on main floor. If you enjoy the outdoors, your have your choice of not 1 but 1 covered porches. Schedule your showing today.

505 W Shawnee Street, Paola

Listing courtesy of Katina Long of Platinum Realty LLC.
$230,000
3 Beds ⋅ 1 Baths
Welcome to this charming 3-bedroom, 1-bath home that blends classic character with tasteful updates. Step inside to discover a bright, inviting living area with fresh neutral paint and abundant natural light. The updated kitchen features crisp white cabinetry, stainless steel appliances, ample counter space, and durable flooring, making it both functional and stylish. The spacious bedrooms offer comfortable living, while the well-maintained interior is truly move-in ready. Outside, enjoy a large deck overlooking the backyard—perfect for entertaining, grilling, or relaxing under the mature shade trees. A long driveway provides plenty of off-street parking, and the convenient location offers easy access to schools, parks, shopping, and dining. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this well-maintained home is ready for its next owner. Don’t miss your chance to make it yours—schedule your private showing today!

102 E Miami Street, Paola

Listing courtesy of Jenna Pearce of Grit Real Estate LLC.
$425,000
2 Beds ⋅ 2 Baths
Featuring over 3.5 acres, this versatile country property offers open space, mature fruit trees, lush pastureland and well-designed equestrian amenities all in one. The 2-bedroom, 2-bath home is light-filled and move-in ready with fresh interior paint, new luxury plank vinyl flooring throughout the entire home and a new main-level laundry area for convenience. Large windows and a comfortable layout create an inviting living space that feels open, bright and functional. Outdoor living is just as inviting with a spacious deck overlooking a private, fenced-in backyard. The backyard is perfect for relaxing while enjoying a beautiful Kansas sunset. Equestrian facilities include a 24' x 30' barn with water and electricity, two horse-safe stalls with Dutch doors, fans and flexible configuration options, including the ability to convert for foaling. The property is fully fenced and cross-fenced with horse-safe electric fencing powered by two solar chargers for ease and efficiency. The acreage is a blend of brome, timothy, and fescue grasses, along with mature fruit trees plus berry bushes. A extra wide driveway provides ample space for trailers, RVs, and equipment. Located just 3.5 miles from the conveniences of Spring Hill and only 13 miles from 151st Street in Olathe, this property offers the perfect balance of peaceful country living and everyday convenience. Just a couple of miles from Hillsdale Lake, you'll enjoy a serene setting with easy access to outdoor recreation, all while remaining close to shopping, dining, and amenities.

22670 W 246th Street, Paola

Listing courtesy of Angela Lamb of Compass Realty Group.
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