Paola Homes with FHA Financing

Welcome to Paola, a charming city located in Miami County, Kansas. Known for its friendly community and small-town atmosphere, Paola offers a peaceful and picturesque setting for residents to call home.

With a variety of homes available for purchase in Paola, including options eligible for FHA financing, finding your dream home has never been easier. FHA loans are a great choice for first-time homebuyers or those looking for a more accessible financing option. These loans offer competitive interest rates and require lower down payments, making homeownership more achievable for many individuals and families.

Whether you're interested in a cozy bungalow in the heart of downtown Paola or a spacious family home on the outskirts of town, there are plenty of options to choose from. Paola boasts a range of housing styles, from historic properties with character to modern residences with all the amenities you desire.

Paola is not just a place to live; it's a place to thrive. With top-notch schools, beautiful parks, and a strong sense of community, this city has something to offer everyone. Come discover the magic of Paola and find your perfect home in this wonderful Kansas city.

Newest Paola Homes with FHA Financing

$475,000

2 Beds ⋅ 3 Baths

This beautiful and timeless true brick ranch home sits gracefully on a meticulous corner lot, offering over 4,000 square feet of solid, quality workmanship and endless investment potential for instant equity. Outfitted with a brand new 50 high impact resistant roof along with a central HVAC system and humidifier updated in 2024, the home provides a sturdy canvas ready for your personal design touch. A grand entry welcomes you into a huge great room centered around a cozy brick fireplace flanked by built-in bookcases and a wet bar, perfect for hosting guests. Flowing seamlessly from the great room, a four-seasons sunroom opens directly to a back patio, charming wishing well, and a sprawling yard. The eat-in kitchen serves as a true gathering spot with custom cabinets, pull-out drawers, a pantry, double ovens, and included appliances alongside a newer washer and dryer. Nearby, a formal dining room stands ready for memorable holiday dinners. The main level hosts two oversized primary bedrooms and two full bathrooms, while the lower level expands your living space with a massive family room big enough for a pool table, two additional non-conforming bedrooms, a third full bathroom, and abundant storage space. Complete with a two-car attached garage and a dedicated outdoor shed for yard equipment and bikes, this structurally sound home combines classic charm, space, and unmatched potential.

1102 Nakomis Drive, Paola

Listing courtesy of Patty Simpson of Crown Realty.

$289,000

2 Beds ⋅ 1 Baths

Great location! This adorable, updated cottage sits on 1 acre ± along paved roads, offering the perfect blend of peaceful country living and convenience. 2 bedrooms + a versatile office or second living area, 1 bath, and an open-concept floor plan on hardwood floors. The back patio is a perfect space for entertaining or relaxing while taking in the incredible sunsets. Tree-lined property is a beautiful, private setting backing to farm ground. The property also includes a unique Conex storage building that stays with the home, offering excellent storage or workshop space, plus an additional storage shed for even more storage.

28936 Orchard Road, Paola

Listing courtesy of Tracy Shelton of Elite Homes Realty.

$165,000

2 Beds ⋅ 1 Baths

Welcome Home! This cute little bungalow just hit the market. It sits on a large lot with a detached garage. It offers a spacious primary bedroom with a deep walk-in closet. All living is on main floor. If you enjoy the outdoors, your have your choice of not 1 but 1 covered porches. Schedule your showing today.

505 W Shawnee Street, Paola

Listing courtesy of Katina Long of Platinum Realty LLC.

$235,000

3 Beds ⋅ 1 Baths

Welcome to this charming 3-bedroom, 1-bath home that blends classic character with tasteful updates. Step inside to discover a bright, inviting living area with fresh neutral paint and abundant natural light. The updated kitchen features crisp white cabinetry, stainless steel appliances, ample counter space, and durable flooring, making it both functional and stylish. The spacious bedrooms offer comfortable living, while the well-maintained interior is truly move-in ready. Outside, enjoy a large deck overlooking the backyard—perfect for entertaining, grilling, or relaxing under the mature shade trees. A long driveway provides plenty of off-street parking, and the convenient location offers easy access to schools, parks, shopping, and dining. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this well-maintained home is ready for its next owner. Don’t miss your chance to make it yours—schedule your private showing today!

102 E Miami Street, Paola

Listing courtesy of Jenna Pearce of Grit Real Estate LLC.

$294,950

3 Beds ⋅ 2 Baths

Discover modern, sustainable living in this one-of-a-kind container home—the first of its kind built in Miami County. Thoughtfully designed with contemporary style and everyday functionality, this distinctive home offers a truly unique living experience. The exterior features cedar accents, a stone walkway, and a spacious wraparound deck, perfect for relaxing or entertaining. Inside, the open-concept layout showcases soaring vaulted ceilings that create a bright, airy feel. The kitchen is equipped with Whirlpool® stainless steel appliances and a large island with seating. A conveniently located laundry area includes the washer and dryer. The private primary suite offers a spa-like en-suite bath with a double vanity, illuminated touch-light mirrors, and a generous walk-in closet. Nestled in a peaceful setting in Paola, you'll enjoy the charm of Miami County with nearby lakes, award-winning wineries, local festivals, and scenic countryside. This extraordinary property offers a rare opportunity to own a home unlike anything else on the market.

608 W Miami Street, Paola

Listing courtesy of Ray Homes KC Team of Compass Realty Group.

$269,500

2 Beds ⋅ 1 Baths

This is a must-see property! Boasting instant charm from the moment you pull up, this updated home with an open floor plan sits on a massive corner lot in a quiet neighborhood and features a detached garage. Step inside to find that same incredible charm with an awesome, wide-open floor plan featuring a huge kitchen. You also get a highly flexible bonus room that is the perfect setup for a home office, nursery, or extra bedroom. Best of all, the unfinished basement features a started second bathroom, giving you a killer opportunity to easily build instant equity and grow into the space. This property delivers the perfect layout, an incredible lot, and major upside in potential for growth.

909 Pawnee Drive, Paola

Listing courtesy of Nancy Gagnebin of Clinch Realty LLC.

$895,000

5 Beds ⋅ 5.5 Baths

*Seller now offering up to $15,000 toward buyer's closing costs or interest rate buydown with an acceptable offer!* Set on more than 8 scenic acres and accessed by an impressive paved driveway accented with decorative stamped concrete edging, this exceptional ranch home offers 5,000 square feet of thoughtfully designed living space with the perfect balance of comfort, functionality, and privacy. Featuring 5 bedrooms, a sixth non-conforming flex room currently serving as a gym, 4 full baths, and 2 half baths, the home's expansive layout is designed to accommodate a variety of living arrangements. The convenience of main-level laundry and ranch-style living makes everyday life effortless, while multiple gathering spaces provide room for both entertaining and relaxation. A standout feature of the property is its remarkable flexibility, with 2 kitchens, 2 living rooms, 2 decks, 2 patios, 2 HVAC systems, and 2 electrical panels, creating ideal opportunities for multi-generational living, extended guests, home-based work, or recreation. The seamless indoor and outdoor living spaces allow you to enjoy the beauty of the surrounding acreage from multiple vantage points throughout the home. Additional highlights include a 4-car garage, electrical hookups for a hot tub and camper/RV, and the peace of mind that comes with all paved-road access. Located just minutes from Hillsdale Lake, this property offers the rare combination of acreage, space, versatility, and convenience. Whether you're seeking room to grow, space to entertain, or a private retreat near the lake, this one-of-a-kind property delivers an exceptional lifestyle both inside and out.

28265 Overbrook Road, Paola

Listing courtesy of Jennifer Steiner of Keller Williams Realty Partners Inc..

$449,000

4 Beds ⋅ 3.5 Baths

SMALL TOWN PEACEFUL LIVING NEXT TO A GOLF COURSE AND JUST SOUTH OF THE CITY CONVENIENCE. Discover the perfect blend of modern comfort and small-town charm at 24012 St Andrews Ct, nestled in Paola’s premier Rockwood Estates. Positioned right on a quiet cul-de-sac just steps from the Paola Country Club Golf Course, this home offers the ultimate relaxed lifestyle—tucked away in a peaceful community, yet just a straight drive south of Overland Park/Olathe and the Kansas City metro. Spanning 2,291 square feet, this beautifully designed layout features 4 bedrooms and 3.5 bathrooms. The main level welcomes you with an open, sunlit great room and a cozy fireplace, while the second floor boasts a highly versatile sitting area perfect for a home office, media lounge, or playroom. Downstairs, the concrete basement is already well underway with an egress window and a brand-new full bath, waiting for your custom finishing touches. Step outside onto your premium 16'x14' low-maintenance composite deck overlooking a massive, fully wood-fenced backyard—the ideal spot for weekend barbecues. Golf enthusiasts will love the deep 3-car garage, offering plenty of space to park your personal golf cart. This property perfectly captures the "best of both worlds": quiet, safe community living with city amenities right at your fingertips.

24012 St Andrews Court, Paola

Listing courtesy of Nancy Gagnebin of Clinch Realty LLC.

$619,000

4 Beds ⋅ 3 Baths

Stop looking at houses and listen to this... this new custom built Reitinger Home is spacious and beautifully crafted with 4 bedrooms and 3 full baths. When you pull up to the outside, you see the 3 car garage and the freshly laid sod. The landscaping is spot on with no details left undone. When you enter the front door, you see an open concept family room with 12' ceilings and large windows for lots of natural lighting and a fireplace for cozy winter evenings. As you look to the right you see a big kitchen with beautiful granite countertops, black satin faucet and a large island that has extra storage in the cabinet’s underneath. All new stainless appliances that would make any chef jealous to call their own. The dining room has a great view outside, or you can walk out the door to the large deck and have dinner out there enjoying the beautiful evening air. The laundry room is on the main level by the mud room located by the garage door. The primary bedroom, bath and walk in closet are a dream come true. WOW, it seems to go one forever! Did I mention this home has a full finished basement with 2 more bedrooms downstairs, also a large rec/living room area. This is also considered a "daylight basement". Set up an appointment and come take a look at this one, it shouldn't last very long! Update the sprinkler system in the yard has been completed on 07/20/2026 so that the freshly laid sod will look great for years to come.

1205 Cottonwood Court, Paola

Listing courtesy of Kevin White of Crown Realty.

$629,000

4 Beds ⋅ 3 Baths

1201 Cottonwood Court, Paola

Listing courtesy of Kevin White of Crown Realty.

$1,150,000

5 Beds ⋅ 5.5 Baths

LAKEVIEW LUXURY • 3 ACRES • 30x40 SHOP • BLACKTOP ROADS LAKEVIEW LUXURY • 3 ACRES • 30x40 SHOP Custom built by the builder for his own use, this exceptional 5-bedroom, 6½-bath home offers quality craftsmanship, thoughtful design, and breathtaking lake views from nearly every room. Situated on 3 scenic acres at the end of a quiet blacktop cul-de-sac, the property overlooks a stocked lake with miles of private walking and horseback riding trails.Durable 2x6 construction, the home features soaring ceilings, exotic hardwood floors, solid wood doors, fresh interior paint, and new carpet. Walls of windows fill the home with natural light while showcasing the spectacular setting. The chef's kitchen is equipped with a Sub-Zero refrigerator, gas cooktop, double convection ovens, two dishwashers, and a large walk-in pantry. The screened porch is the perfect place to enjoy peaceful mornings or unforgettable sunsets overlooking the lake. The finished walkout lower level includes expansive living space, a private office, and a highly desirable suspended garage with abundant room for storage, hobbies, or future finishing. Additional highlights include a 3-car attached garage, whole-house generator, irrigation system, and an impressive 30x40 shop with concrete floors. Combining luxury, privacy, recreation, and incredible views, this one-of-a-kind property offers an exceptional lifestyle in a truly remarkable setting.

18890 W 252 nd Street, Paola

Listing courtesy of Jennifer Karr of KW Diamond Partners.

$725,000

3 Beds ⋅ 1 Baths

* AUGUST BUYER INCENTIVE! * Seller is offering a $5,000 bonus to the buyer with an accepted offer by August 31! Use it toward closing costs, a rate buy-down, updates or however you choose. Don't miss this limited-time opportunity! This rare 3-acre estate blends rugged self-sufficiency with high-end finishes. The all-electric, partially in ground design, provides natural insulation and the wood stove adds resilience. Enjoy year-round views in a move-in-ready vacation-style home. The corner-lot property offers two entrances, blacktop access, a multipurpose solid steel carport, an outbuilding for storage and attic shelving. *Key Property Highlights*- The hybrid Pool & Spa includes a FAR-infrared sauna and an inground shelf system for an above-ground pool low-maintenance filter with easy liner replacement. Double deck with safety gates, large fire pit, horseshoe pit, two chicken pens, mature landscaping and LED outdoor lighting with remote color control. *Infrastructure & Utility*- Earth-sheltered architecture with 9' Ceilings enhances storm resilience. Steel building with 100-amp service and triple 30/50-amp RV hookups in steel conduit. Well-maintained septic system. *Interior Features*- Travertine floors, granite/quartz surfaces, wood cabinets and trim. The “super bathroom” combines Jack-and-Jill and powder-room efficiency for privacy in a single-bath layout. Multiple organizational closets. *Strategic Advantages*- Located 2 miles from Paola and minutes from Hillsdale Lake and Lake Miola—ideal for quick town access or water-sport enthusiasts. Finished, climate-controlled garages and a multipurpose room offer expansion potential for 2 more bedrooms and a second bath. *Security*- Wrought-iron gated entry and an 8-camera mobile surveillance system. Seller motivated. *No fixer-upper*- move-in ready.

28818 W 303rd Street, Paola

Listing courtesy of Ronda Langford of Platinum Realty LLC.

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