Topeka Homes with FHA Financing

Topeka Homes with FHA Financing

Welcome to Topeka, the vibrant capital city of Kansas nestled in the heart of Shawnee County. Known for its rich history, Topeka boasts a blend of charming neighborhoods, cultural attractions, and an inviting community spirit. With a population of approximately 125,000 residents, Topeka offers a welcoming atmosphere that balances urban conveniences with a touch of small-town charm.

Topeka is home to a variety of parks, museums, and recreational opportunities, making it an ideal place for families, young professionals, and retirees alike. The city features beautiful green spaces such as Gage Park, where you can enjoy leisurely strolls, picnics, or family outings at the Topeka Zoo. Additionally, the Kansas State Capitol building stands as a testament to the city's rich heritage, offering tours that showcase its stunning architecture and historical significance.

For those looking to invest in a home, Topeka presents an array of options, including charming bungalows, modern townhouses, and spacious single-family homes. One of the standout features of the housing market here is the availability of FHA financing. This program makes it easier for first-time homebuyers to secure a mortgage with lower down payments and flexible credit requirements, making homeownership more accessible than ever.

Whether you're drawn to the city's historical landmarks, vibrant arts scene, or community-focused lifestyle, Topeka is a place where you can truly feel at home. Discover your dream property in this remarkable city and embrace the wonderful opportunities that await you in Topeka, Kansas!

Newest Topeka Homes with FHA Financing

$200,000
3 Beds ⋅ 2.5 Baths
Well-maintained 3-bedroom, 2.5-bath half duplex situated on a corner lot with a functional layout and comfortable living spaces. The main level offers an inviting living area, two bedrooms, and a cozy kitchen making everyday living and entertaining easy. The basement offers a non-conforming bedroom and lots of additional space to suite your needs. The corner lot offers added outdoor space and curb appeal, with room to enjoy outdoor activities, gardening, or relaxing. Located with convenient access to shopping, dining, parks, schools, and major roadways, this property combines everyday convenience with a peaceful setting. Whether you're looking for your next home or an investment opportunity, this half duplex offers a practical floor plan, low-maintenance living, and a desirable location. Schedule your private showing today!

3565 SW Cambridge Avenue, Topeka

Listing courtesy of Wendie Edwards of BHG Wostal Realty.
$269,950
3 Beds ⋅ 2.5 Baths
WELL-MAINTAINED 3 BEDROOM HOME WITH FINISHED BASEMENT This well-maintained 3 bedroom, 2.5 bath split-entry home offers a comfortable layout with a 2-car garage and is located in the highly desirable Shawnee Heights School District. The main level features a large living room with vaulted ceilings, a formal dining room, and a spacious kitchen with a reach-in pantry for added storage. The primary suite includes a private bath with a shower, while two additional bedrooms and a full bath complete the main level. The finished basement adds valuable living space with a cozy family room featuring a fireplace, a rec room area, and a half bath with laundry facilities. Outside, the mature, tree-lined backyard provides a private setting with a two-tier deck for entertaining and a storage shed for tools and outdoor equipment. Conveniently located with easy access to everyday amenities, this home combines functional living space, a desirable location, and a beautifully maintained setting.

4649 SE 26th Terrace, Topeka

Listing courtesy of Amber Herrera of Lynch Real Estate.
$175,000
3 Beds ⋅ 2 Baths
Welcome home to this beautifully updated 3-bedroom, 2-bath residence offering the perfect blend of classic charm and modern finishes. Step inside to find newer luxury vinyl plank flooring and carpet throughout, fresh neutral paint, and an inviting layout designed for comfortable everyday living. The spacious living and dining areas flow seamlessly, creating an ideal space for entertaining or relaxing. The kitchen offers ample cabinet and counter space, while two full bathrooms provide convenience for family and guests. Outside, enjoy a generously sized yard with plenty of room for gardening, pets, play, or future outdoor living. Conveniently located near schools, shopping, dining, parks, and major commuter routes, this move-in ready home is an excellent opportunity for first-time buyers, investors, or anyone looking for affordable living with modern updates. Don't miss your chance to make this charming Topeka home yours—schedule your private showing today!

334 SW Orchard Street, Topeka

Listing courtesy of Bryn Mcreynolds of Advance Realty Group LLC.
$139,000
2 Beds ⋅ 1 Baths
This charming 2 bedroom, 1 bathroom home offers a spacious 1-car garage, large yard, and recent renovations throughout. Major improvements include new windows, new siding, new flooring throughout, brand new kitchen cabinets with butcher block countertops and sink in the island, new interior and exterior paint, newer water heater, and new kitchen appliances. With fresh updates and practical features, this home is turnkey, move-in ready and full of potential. Schedule a showing today!

2510 SE Wisconsin Avenue, Topeka

Listing courtesy of Amanda Christy of At Home Kansas.
$222,000
3 Beds ⋅ 2 Baths
Charming ranch-style home built in 1968, offering comfortable single-level living in a convenient Topeka location. This well-maintained property features 3 spacious bedrooms and 2 full bathrooms, providing ample space for everyday living and entertaining. The functional layout includes a welcoming living area and a practical kitchen ready for your personal touch. An attached 2-car garage adds convenience and additional storage. Situated on a quiet cul-de-sac, this home offers both privacy and a desirable neighborhood setting. Located within the USD 501 School District, with easy access to local amenities, shopping, and dining. Don’t miss this opportunity to own a solid home with great potential in an established community!

3622 SE Pinecrest Court SE, Topeka

Listing courtesy of Heather Vernon of Heartland Realty Midwest LLC.
$200,000
927 SW Huntoon Street – The Woodward Row Houses- A rare opportunity to own a piece of local history with modern income potential. Known as one of The Woodward Row Houses, this charming triplex offers multiple revenue strategies—short-term rental, extended-stay apartments, or traditional long-term leases. The property features two thoughtfully configured units: Studio apartment – ideal for short stays or executive rentals. Two-bedroom, one-bath unit – strong demand for families or roommates. Each unit maintains its own identity, allowing an owner to diversify rental strategies under one roof. Whether you’re looking to maximize cash flow with short-term rentals or stabilize income with long-term tenants, 927 SW Huntoon offers flexibility that’s increasingly hard to find. Located in a desirable, character-rich area with proximity to local amenities, this property blends historic charm, versatile unit mix, and compelling upside—an ideal addition to any investment portfolio

927 SW Huntoon Street, Topeka

Listing courtesy of Jake LaFevers of Haith & Company Realtors.
$200,000
929 SW Huntoon Street – The Woodward Row Houses- A rare opportunity to own a piece of local history with modern income potential. Known as one of The Woodward Row Houses, this charming triplex offers multiple revenue strategies—short-term rental, extended-stay apartments, or traditional long-term leases. The property features three thoughtfully configured units: Studio apartment – ideal for short stays or executive rentals One-bedroom, one-bath unit – perfect for extended stay or long-term tenants Two-bedroom, one-bath unit – strong demand for families or roommates Each unit maintains its own identity, allowing an owner to diversify rental strategies under one roof. Whether you’re looking to maximize cash flow with short-term rentals or stabilize income with long-term tenants, 929 SW Huntoon offers flexibility that’s increasingly hard to find. Located in a desirable, character-rich area with proximity to local amenities, this property blends historic charm, versatile unit mix, and compelling upside—an ideal addition to any investment portfolio

929 SW Huntoon Street, Topeka

Listing courtesy of Jake LaFevers of Haith & Company Realtors.
$200,000
4 Beds ⋅ 4 Baths
A rare opportunity to own a 4-bedroom, 4-bath residence with a tenant already in place, offering immediate income and long-term upside. This well-appointed home blends timeless character with thoughtful functionality, featuring generous living spaces, spacious bedrooms and baths that provide comfort and privacy throughout. Well maintained and designed for modern living, the property delivers a stable investment with the added benefit of a home that feels genuinely livable. Ideal for investors seeking cash flow without sacrificing quality or charm

1252 SW Fillmore Street, Topeka

Listing courtesy of Jake LaFevers of Haith & Company Realtors.
$200,000
4 Beds ⋅ 2.5 Baths
This 4-bedroom home is a standout find for both ambitious owner-users and investors looking for a property with heart and potential. The interior retains its original character, offering a unique charm that serves as the perfect foundation for your personal touches. The layout features a functional kitchen and dedicated dining area designed for easy daily living, complemented by a floor plan that includes one full bath and two convenient half-baths. Outside, the expansive side yard provides rare urban green space for gardening or entertaining. Motivated seller - secure a versatile property with significant upside

1009 SW Huntoon Street, Topeka

Listing courtesy of Jake LaFevers of Haith & Company Realtors.
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