Topeka Homes with Cash Financing

Welcome to Topeka, the heart of Kansas and the vibrant county seat of Shawnee County! Nestled along the banks of the Kansas River, Topeka is a city rich in history, culture, and opportunity. Known for its friendly community, Topeka offers a unique blend of small-town charm and urban convenience, making it an ideal place to call home.

As you explore Topeka, you’ll discover a variety of neighborhoods, each with its own distinct character. From the historic districts adorned with beautiful architecture to the modern developments that cater to contemporary lifestyles, there’s something for everyone. Families will appreciate the excellent schools, beautiful parks, and recreational facilities that make this city a wonderful place to raise children.

One of the standout features of the Topeka real estate market is the availability of homes with cash financing options. This flexibility allows buyers to navigate the market with ease, making it an attractive choice for both first-time homeowners and seasoned investors. With a range of properties available—from charming bungalows to spacious family homes—Topeka’s real estate landscape is ripe with possibilities.

In addition to its appealing housing market, Topeka boasts a rich tapestry of cultural attractions, including museums, theaters, and local festivals that celebrate the city’s heritage. Whether you’re exploring the Kansas State Capitol or enjoying a leisurely stroll through one of the many parks, Topeka offers an inviting atmosphere that makes it a great place to live, work, and play.

Discover your dream home in Topeka, where community spirit meets endless opportunity!

Newest Topeka Homes with Cash Financing

$150,000

3 Beds ⋅ 1.5 Baths

Recently renovated and ready for its next chapter! This three-bedroom, one-and-a-half-bath ranch features new windows, new kitchen countertops, neutral finishes, and wood-look flooring. The bright living area offers a welcoming space to gather, while the kitchen pairs warm wood cabinetry with stainless steel appliances and an adjacent dining area. Sliding doors lead to a spacious backyard with room to relax, entertain, or enjoy the outdoors. An attached garage and convenient single-level layout add everyday functionality. Come see the updates and picture yourself at home!

1830 SE 22nd Street, Topeka

Listing courtesy of Karim Majed of Keller Williams Realty Partners Inc..

$2,950,000

The Kapital offers investors a rare chance to acquire a truly turnkey, fully renovated multifamily community in a highly convenient Topeka location. This three-story, 36-unit property was completely reimagined from top to bottom in 2021, with an extensive renovation taken down to the studs. Major improvements included new roofs, windows, HVAC, electrical, plumbing, & updated unit interiors—allowing a new owner to step into an extensively renovated asset without the deferred maintenance and near-term capital expenditures commonly associated with older multifamily properties. The community offers a desirable mix of studio and one-bedroom apartments featuring new flooring, cabinetry, SS appliances, granite countertops, and in-unit stacked washers and dryers. All units are separately metered for utilities, helping simplify operations and minimize owner expenses, while gated parking provides an additional amenity for residents. With virtually every major building component replaced or upgraded during the 2021 renovation, The Kapital was designed to be an exceptionally easy asset to own and operate. The extensive improvements, efficient unit mix, separate utility metering, and modern interiors create an attractive combo of operational simplicity and long-term durability for an investor seeking stabilized multifamily ownership. The property is also exceptionally well positioned within Topeka, offering convenient access to Washburn University, the Kansas State Capitol, downtown Topeka, major employment centers, government offices, dining, shopping, and other everyday amenities. Its central location provides access to multiple employment and renter-demand drivers rather than relying on any single tenant base. For investors seeking scale without taking on a major reno project, The Kapital represents a compelling opportunity: 36 extensively reno'd units, modern building systems, attractive resident amenities, and a central location—all packaged into a turnkey investment.

1306 SW Harrison Street, Topeka

Listing courtesy of Michelle Lutz of Lutz Sales + Investments.

$100,000

2 Beds ⋅ 1 Baths

Discover the charm of this cozy home featuring beautiful hardwood floors in amazing condition and a dry basement with plenty of possibilities. Whether you're looking for a place to make your own or an opportunity to add your personal touch, this property has potential waiting to be unlocked. It needs some TLC, but with the right vision, you can turn this hidden gem into something truly special.

2115 SE Jefferson Street, Topeka

Listing courtesy of Tracy Jacobs of KW KANSAS CITY METRO.

$165,000

3 Beds ⋅ 1.5 Baths

Welcome to 3112 SE Wisconsin Ave in Southeast Topeka! This one-owner, 3-bedroom, 1.5-bath ranch home offers comfortable main-level living with a spacious living room and a sunroom that adds flexible space for relaxing or entertaining. A full basement provides substantial additional storage and usable space. Outside, a wraparound driveway extends to the rear of the property, providing convenient access to a detached outbuilding/workshop with garage-style access, a great setup for hobbies, projects, lawn equipment, or additional storage. The property also features an attached garage and an extended patio with plenty of outdoor space to enjoy. Owned by the same family since it was built, this home offers a unique opportunity for its next owner. Conveniently located in Southeast Topeka near shopping, dining, parks, schools, and major roadways. Property is being sold AS-IS. Seller will make no repairs. Buyers are welcome to conduct inspections for their own knowledge and due diligence.

3112 Wisconsin Avenue SE, Topeka

Listing courtesy of Christina Wakes of Propertunity Knocks LLC.

$174,900

4 Beds ⋅ 2 Baths

GREAT VALUE IN SOUTH TOPEKA! This spacious 4-bedroom, 2-bath home offers plenty of room, numerous recent updates, and a great location in a family-oriented neighborhood. The full basement provides additional flexible living space, including a finished room that can be used as a second living area, rec room, office, or non-conforming 5th bedroom. The home features beautiful hardwood floors and all appliances stay with the property. Major exterior updates include new siding and windows installed in 2025, with a transferable warranty to the new owner. The kitchen has been refreshed with new countertops, freshly painted cabinets, new hardware, and a new stainless-steel hood vent. Both bathrooms have also been updated with new toilets, vanities, sinks and fixtures. Enjoy the space, updates and functionality this home provides, along with convenient access to Walmart Distribution Center and Forbes Field Air Force Base. Located in a great school district and a neighborhood with a strong family-oriented feel. With 4 bedrooms, 2 full baths, a basement with additional living space, hardwood floors and important recent improvements already completed, this home offers a lot of value at an attractive price!

1600 SW 66 Street, Topeka

Listing courtesy of Travis Martin of BHHS Stein & Summers Real Estate.

$749,999

4 Beds ⋅ 3.5 Baths

Welcome to the home you've been waiting for! This stunning BRAND-NEW CONSTRUCTION property is perfectly situated on nearly 3 acres, while keeping you just minutes from shopping, dining, schools, and all the everyday conveniences of town. Thoughtfully designed, this 4-bedroom, 4-bathroom home with a 3-car garage features soaring vaulted ceilings and an abundance of natural light, creating a bright & airy atmosphere throughout. The heart of the home is the open-concept main living area, where an oversized kitchen island creates the perfect gathering place for everyday living and entertaining. The kitchen is beautifully appointed with quartz countertops, custom cabinetry, stainless steel appliances, and high-end fixtures and finishes throughout. Just steps away, the spacious walk-in pantry and separate laundry room both take functionality to another level with butcher block countertops, abundant storage, a second full-size refrigerator, and a utility sink. The primary suite offers a private retreat featuring a soaking tub, onyx walk-in tandem shower, double-sink vanity, and spacious walk-in closet. A versatile bonus space provides the flexibility to serve as a dedicated home office, children's playroom, or whatever best fits your lifestyle. Bluetooth speakers add a modern touch, while the focal fireplace and covered front and back patios create an inviting space for both relaxing and entertaining. Location is everything and this home truly delivers in every way possible, there is so much to love! Inviting you to schedule your private showing today and come experience everything this beautiful new home has to offer!

5755 Wanamaker Road, Topeka

Listing courtesy of Amanda Christy of At Home Kansas.

$60,000

2 Beds ⋅ 1 Baths

Calling All Investors, DIYers & Buyers Ready to Build Some Equity! Opportunity awaits with this 2-bedroom, 1-bath home situated on a generously sized lot near downtown Topeka. Whether you're searching for your next renovation project, an addition to your rental portfolio, or a home you can update and make your own, this property offers plenty of possibilities. Bring your vision, creativity, and finishing touches to unlock the potential this home has to offer. With a convenient location and room for improvement, this could be the project you've been looking for!

1715 Quincy Street, Topeka

Listing courtesy of Wendie Edwards of BHG Wostal Realty.

$169,900

3 Beds ⋅ 1 Baths

Evenings here are made for Ward Parkway Park, located just around the corner from this open one level home. Inside, fresh paint, new doors, and a professional deep clean make it truly move-in ready, with the added bonus of NO carpet. Warm hardwood floors run through all three bedrooms, each with plenty of closet space, while tile flooring carries through the kitchen and dining area. The bathroom has been nicely updated with a wood-tone vanity, tiled backsplash, and matte black fixtures. The kitchen is outfitted with stainless steel appliances, like-new range, hood vent, pantry, tons of cabinet space, with a dedicated laundry room in the garage keeps things functional and out of the way. The spacious living area is centered around a brick fireplace that makes for a cozy gathering spot. Outside, a fully fenced yard shaded by mature trees offers a covered patio and a stacked-stone retaining wall, fire pit, and a few raised garden beds already in place. Plenty of room to relax, entertain, or grow something of your own. And for extra peace of mind, both the roof and sewer line have been professionally pre-inspected. Quiet streets in an established neighborhood with a park just around the corner, this is a home that's clean and ready for your personal touch. This one is worth seeing for yourself!

1339 Ward Parkway, Topeka

Listing courtesy of Vanessa Schmidt of R + K Real Estate Solutions.

$194,700

3 Beds ⋅ 1.5 Baths

Fantastic 3 bed, 2 bath spacious ranch with partial basement, 2 oversized car garage, and a great yard. Seaman school district, nice spacious rooms, covered porch, and garden area. This property is full of charm, so many unique features, built-ins, nooks, and multiple use spaces. Huge primary bedroom with extra space for office, crafts or nursery area. 11 of the 16 windows were replaced in 2023. Basement has potential for additional finished space, mechanical room, and storage: toilet in place. Laundry in garage and hook ups in basement. Great location with easy access to facilities, schools, shopping, and dining.

2207 NW Polk Street, Topeka

Listing courtesy of Joy Mestagh of Pia Friend Realty.

$1,169,900

Exceptional 116± Acre Opportunity on the Southwest Side of Topeka! This beautiful tract offers 116 acres of predominantly cleared pastureland with scattered mature trees, creating the perfect balance of open space and natural beauty. Featuring road frontage on two sides, the property provides outstanding accessibility and flexibility for a variety of uses. Whether you're looking to expand your farming or ranching operation, build your dream home with room to roam, or invest in land with future development potential, this property offers endless possibilities. The gently rolling pasture is well-suited for livestock, recreation, or creating your own private country retreat. Conveniently located just southwest of Topeka, you'll enjoy the peace and privacy of rural living while remaining just minutes from city amenities. Large tracts with dual road frontage and this level of versatility are increasingly hard to find. Don't miss this exceptional opportunity to own a premier piece of Kansas land with unlimited potential!

SW 57th Street, Topeka

Listing courtesy of Asheley Sisk of RE/MAX Heritage.

$499,900

Prime 19.58± Acre Opportunity on Auburn Road! This exceptional parcel offers nearly 20 acres of cleared, vacant land in one of the area's most desirable growth corridors. With excellent road frontage and a prime location, this property is ideal for building your dream home, developing an estate, or investing in the future. As growth continues to move west, this property is perfectly positioned to benefit from increasing demand. There may also be the potential for commercial rezoning (subject to county approval), making this an outstanding opportunity for investors and developers looking to capitalize on a high-visibility location. Whether you're seeking the perfect homesite, acreage for future development or land with commercial potential, this property checks all the boxes. Don't miss your chance to own a premier piece of real estate in a rapidly expanding area with endless possibilities!

SW Auburn Road, Topeka

Listing courtesy of Asheley Sisk of RE/MAX Heritage.

$159,000

3 Beds ⋅ 2 Baths

Welcome home to this beautifully updated 3-bedroom, 2-bath residence offering the perfect blend of classic charm and modern finishes. Step inside to find newer luxury vinyl plank flooring and carpet throughout, fresh neutral paint, and an inviting layout designed for comfortable everyday living. The spacious living and dining areas flow seamlessly, creating an ideal space for entertaining or relaxing. The kitchen offers ample cabinet and counter space, while two full bathrooms provide convenience for family and guests. Outside, enjoy a generously sized yard with plenty of room for gardening, pets, play, or future outdoor living. Conveniently located near schools, shopping, dining, parks, and major commuter routes, this move-in ready home is an excellent opportunity for first-time buyers, investors, or anyone looking for affordable living with modern updates. Don't miss your chance to make this charming Topeka home yours—schedule your private showing today!

334 SW Orchard Street, Topeka

Listing courtesy of Bryn Mcreynolds of Advance Realty Group LLC.

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