Topeka Homes with Conventional Financing

Topeka Homes with Conventional Financing

Welcome to Topeka, the vibrant capital city of Kansas, nestled in the heart of Shawnee County. Known for its rich history and friendly community, Topeka offers a unique blend of urban amenities and small-town charm. With a thriving arts scene, numerous parks, and a family-friendly atmosphere, it’s no wonder that Topeka is a sought-after place to call home.

As you explore the real estate market in Topeka, you’ll find a diverse range of homes that cater to various lifestyles and budgets. Whether you’re a first-time homebuyer or looking to upgrade, many properties here are eligible for conventional financing, making the path to homeownership more accessible. Conventional financing typically offers competitive interest rates and flexible terms, allowing you to choose a mortgage that best fits your financial situation.

Topeka’s neighborhoods boast a mix of historic homes and modern constructions, each with its own unique character. From the charming tree-lined streets of the historic district to the family-friendly suburbs, there’s a perfect spot for everyone. Enjoy the convenience of nearby amenities, including shopping, dining, and top-rated schools, all within a short drive or even walking distance.

The community spirit in Topeka is palpable, with local events and festivals that bring residents together. Whether you're exploring the Kansas State Capitol, enjoying a day at Lake Shawnee, or indulging in the local cuisine, Topeka offers a fulfilling lifestyle.

Discover your dream home in Topeka today, where community, culture, and comfort converge!

Newest Topeka Homes with Conventional Financing

$180,000
Turn-Key Commercial Opportunity! Fully updated and move-in ready for modern business operations. Complete Interior Renovation: Brand-new sheetrock, expert finish work, and a sleek modern paint palette throughout. Heavy-Duty Power & Climate Control: New HVAC system + upgraded 200-AMP 240V service with industrial-grade outlets and dedicated disconnects. Curb Appeal & Signage: Freshly updated facade, new windows/shades, high-durability front entry, and prime building signage in place. Parking & Future Growth: Includes 4 off-street dedicated parking spaces plus a large additional lot included with the sale—perfect for extra parking or future development. Private restroom in the rear.

1931 Seward Avenue, Topeka

Listing courtesy of Steve Mercurio of Keller Williams Realty Partners Inc..
$65,000
2 Beds ⋅ 1 Baths
Great potential investment property with room to make improvements. House needs a little love, but the right touch can bring it back to life!

1214 Oakland Avenue, Topeka

Listing courtesy of Wyatt Roe of Platinum Realty LLC.
$195,000
4 Beds ⋅ 2 Baths
Opportunity awaits in this spacious ranch home located in the desirable Shawnee Heights area! Situated on a corner lot at the end of a quiet dead end street, this home offers plenty of space inside and out. Features include a large fenced backyard with a deck, a full basement, and a spacious primary suite with a walk-in closet and private full bath. With generous living space and a great location, this home is ready for your personal updates and finishing touches. Conveniently located near schools, shopping, and easy highway access. Selling As Is.

3601 Granger Street, Topeka

Listing courtesy of Sharon Hubbard of RE/MAX Connections.
$269,950
3 Beds ⋅ 2.5 Baths
WELL-MAINTAINED 3 BEDROOM HOME WITH FINISHED BASEMENT This well-maintained 3 bedroom, 2.5 bath split-entry home offers a comfortable layout with a 2-car garage and is located in the highly desirable Shawnee Heights School District. The main level features a large living room with vaulted ceilings, a formal dining room, and a spacious kitchen with a reach-in pantry for added storage. The primary suite includes a private bath with a shower, while two additional bedrooms and a full bath complete the main level. The finished basement adds valuable living space with a cozy family room featuring a fireplace, a rec room area, and a half bath with laundry facilities. Outside, the mature, tree-lined backyard provides a private setting with a two-tier deck for entertaining and a storage shed for tools and outdoor equipment. Conveniently located with easy access to everyday amenities, this home combines functional living space, a desirable location, and a beautifully maintained setting.

4649 SE 26th Terrace, Topeka

Listing courtesy of Amber Herrera of Lynch Real Estate.
$319,900
3 Beds ⋅ 2.5 Baths
Spacious living, historic charm, timeless craftsmanship, and peaceful everyday living come together in Topeka’s beloved Potwin Place Historic District! Built in 1887, this beautifully preserved Victorian offers 3 bedrooms, 2.5 baths (upper and main level), plus a bonus room perfect for an office, studio, or additional living space. With approximately 2,863 sq. ft., this home provides incredible space, character, and functionality rarely found. From the moment you are inside, you’ll appreciate the thoughtful details throughout every room. The craftsmanship is remarkable, featuring original narrow-plank oak floors, custom woodwork, detailed trim, original hardware, decorative glass, and unique historic features that tell the story of this one-of-a-kind home. Every room offers its own charm while providing comfortable spaces to gather, relax, work, and entertain. Designed for connection and quiet moments, this home offers multiple living spaces. The upstairs sunroom is wrapped in walls of windows, filling the space with natural light & creating the perfect retreat, office, art studio, or reading room. The main-level sunroom offers another inviting space—ideal for plants, morning coffee, or a cozy workspace. The updated kitchen blends modern convenience with historic character, featuring custom cherry cabinetry, premium stone countertops, and quality finishes that complement the home’s original beauty. Outdoor living is just as impressive! A nice screened-in back porch, host BBQs on the spacious Trex-style deck, tiered deck, or unwind on the wrap-around covered porch while enjoying the quiet, tree-lined streets of Potwin. The fenced backyard provides a private outdoor retreat. Additional features include a rare detached 2 car garage, paved driveway for extra parking, & walkout basement. Located within the National Register–listed Potwin Place Historic District, this home qualifies for the Kansas State Historic Rehabilitation Tax Credit.

411 SW Woodlawn Avenue, Topeka

Listing courtesy of Michelle Gerety of Pia Friend Realty.
$1,169,900
Exceptional 116± Acre Opportunity on the Southwest Side of Topeka! This beautiful tract offers 116 acres of predominantly cleared pastureland with scattered mature trees, creating the perfect balance of open space and natural beauty. Featuring road frontage on two sides, the property provides outstanding accessibility and flexibility for a variety of uses. Whether you're looking to expand your farming or ranching operation, build your dream home with room to roam, or invest in land with future development potential, this property offers endless possibilities. The gently rolling pasture is well-suited for livestock, recreation, or creating your own private country retreat. Conveniently located just southwest of Topeka, you'll enjoy the peace and privacy of rural living while remaining just minutes from city amenities. Large tracts with dual road frontage and this level of versatility are increasingly hard to find. Don't miss this exceptional opportunity to own a premier piece of Kansas land with unlimited potential!

SW 57th Street, Topeka

Listing courtesy of Asheley Sisk of RE/MAX Heritage.
$499,900
Prime 19.58± Acre Opportunity on Auburn Road! This exceptional parcel offers nearly 20 acres of cleared, vacant land in one of the area's most desirable growth corridors. With excellent road frontage and a prime location, this property is ideal for building your dream home, developing an estate, or investing in the future. As growth continues to move west, this property is perfectly positioned to benefit from increasing demand. There may also be the potential for commercial rezoning (subject to county approval), making this an outstanding opportunity for investors and developers looking to capitalize on a high-visibility location. Whether you're seeking the perfect homesite, acreage for future development or land with commercial potential, this property checks all the boxes. Don't miss your chance to own a premier piece of real estate in a rapidly expanding area with endless possibilities!

SW Auburn Road, Topeka

Listing courtesy of Asheley Sisk of RE/MAX Heritage.
$175,000
3 Beds ⋅ 2 Baths
Welcome home to this beautifully updated 3-bedroom, 2-bath residence offering the perfect blend of classic charm and modern finishes. Step inside to find newer luxury vinyl plank flooring and carpet throughout, fresh neutral paint, and an inviting layout designed for comfortable everyday living. The spacious living and dining areas flow seamlessly, creating an ideal space for entertaining or relaxing. The kitchen offers ample cabinet and counter space, while two full bathrooms provide convenience for family and guests. Outside, enjoy a generously sized yard with plenty of room for gardening, pets, play, or future outdoor living. Conveniently located near schools, shopping, dining, parks, and major commuter routes, this move-in ready home is an excellent opportunity for first-time buyers, investors, or anyone looking for affordable living with modern updates. Don't miss your chance to make this charming Topeka home yours—schedule your private showing today!

334 SW Orchard Street, Topeka

Listing courtesy of Bryn Mcreynolds of Advance Realty Group LLC.
$139,000
2 Beds ⋅ 1 Baths
This charming 2 bedroom, 1 bathroom home offers a spacious 1-car garage, large yard, and recent renovations throughout. Major improvements include new windows, new siding, new flooring throughout, brand new kitchen cabinets with butcher block countertops and sink in the island, new interior and exterior paint, newer water heater, and new kitchen appliances. With fresh updates and practical features, this home is turnkey, move-in ready and full of potential. Schedule a showing today!

2510 SE Wisconsin Avenue, Topeka

Listing courtesy of Amanda Christy of At Home Kansas.
$79,500
2 Beds ⋅ 1.5 Baths
Great Home in Elmhurst Subdivision with lots of charm! Classic Covered Porch! Oversized windows for lots of natural light! Wood Floors throughout the home. Formal living room & formal dining room. Sun room/ Laundry room on the main level. Lots of room in this classic Galley kitchen, a highly efficient layout. Bedrooms are roomy, Primary has a Private sun room. Full bath upstairs & half bath is on the main level. The attic is accessible from bedroom 2, via stairs. Large backyard. Garage is in the alley. Full basement, no finished area. Must See!

1156 SW Garfield Avenue, Topeka

Listing courtesy of Teresa Whittamore of Reilly Real Estate LLC.
$189,950
1 Beds ⋅ 0.5 Baths
UNIQUE OPPORTUNITY ON 1 ACRE M/L TO CREATE YOUR OWN VISION IN A GREAT LOCATION! This beautiful treed property offers endless potential with a 1 bedroom home featuring a full basement, plus two impressive detached garages ready for hobbies, storage, or workshop space. The 30x30 detached 3 car garage includes electric, insulation, concrete floors, and window A/C, while the additional 32x25 detached 2 car garage also offers concrete floors and electric. The property is essentially being sold for the land, making it a great opportunity for someone looking to renovate, rebuild, or invest in a scenic setting with paved road access. Surrounded by mature trees and located in a desirable area, this property is ready for your ideas and personal touch. Being sold as-is.

6227 SW 61st Street, Topeka

Listing courtesy of Dan Lynch of Lynch Real Estate.
$222,000
3 Beds ⋅ 2 Baths
Charming ranch-style home built in 1968, offering comfortable single-level living in a convenient Topeka location. This well-maintained property features 3 spacious bedrooms and 2 full bathrooms, providing ample space for everyday living and entertaining. The functional layout includes a welcoming living area and a practical kitchen ready for your personal touch. An attached 2-car garage adds convenience and additional storage. Situated on a quiet cul-de-sac, this home offers both privacy and a desirable neighborhood setting. Located within the USD 501 School District, with easy access to local amenities, shopping, and dining. Don’t miss this opportunity to own a solid home with great potential in an established community!

3622 SE Pinecrest Court SE, Topeka

Listing courtesy of Heather Vernon of Heartland Realty Midwest LLC.
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