Benton Homes with FHA Financing

Benton Homes with FHA Financing

Welcome to Benton County, Missouri—a hidden gem brimming with natural beauty and community spirit! Nestled in the heart of the Ozarks, Benton County offers a perfect blend of serene landscapes, outdoor adventures, and a welcoming atmosphere. With its picturesque lakes, rolling hills, and lush forests, this area is a paradise for nature lovers and those seeking a peaceful lifestyle.

Benton County is known for its friendly communities, where neighbors become friends and local events bring everyone together. The county is rich in history and culture, with charming towns that offer unique shops, delightful dining options, and vibrant community gatherings. Whether you’re enjoying a quiet day by the lake or participating in a lively festival, Benton County provides a sense of belonging that makes it truly special.

For those considering a move to this enchanting area, there are fantastic opportunities to own a home with FHA financing. FHA loans are designed to make homeownership accessible, particularly for first-time buyers or those with limited savings. In Benton County, you’ll find a variety of homes that qualify for this financing option, ranging from cozy cottages to spacious family residences. With competitive interest rates and lower down payment requirements, FHA loans can help you realize your dream of owning a home in this beautiful region.

Explore Benton County today and discover the perfect place to call home. With its stunning surroundings, vibrant community, and accessible financing options, you’ll find that this charming county is not just a place to live, but a place to thrive!

Newest Benton Homes with FHA Financing

$250,000
2 Beds ⋅ 2 Baths
Country life is calling... are you answering? This charming property sits on approximately 1.75±-acres and also includes an additional 1.53±-acre lot, giving you 3.28±-acres to enjoy! Inside you'll find 3 bedrooms (one non-conforming), 2 bathrooms, brand-new carpet, and a roof that's only two years old. Outside is where the fun begins with a temperature-controlled she shed/man cave, a storage shed, and a game cleaning station that's ready for hunting season. Want an even easier move? The seller is willing to leave the furniture for an additional cost. Bring your boots, your side-byside, and your love for the outdoors—there's plenty of room here to spread out and enjoy the country lifestyle.

23719 Singing Bird Lane, Warsaw

Listing courtesy of Pamela Brandt of Grit Real Estate LLC.
$249,900
3 Beds ⋅ 2 Baths
Every now and then, a home comes along that simply feels like the right place to slow down and enjoy life. Tucked into the Paradise Point community, this inviting 3-bedroom, 2-bath home blends modern updates with the relaxed lifestyle that draws so many to the Truman Lake area. The open floor plan creates an easy gathering space, while the kitchen features butcher block countertops, stainless steel appliances, and thoughtful finishes that add warmth and character. The main-level primary bedroom offers daily convenience, while 2 additional bedrooms and a bathroom upstairs provide flexible space for guests, hobbies, and more. Outside, the detached garage offers ample space for vehicles, tools, and all the gear that comes with lake living. With community access to a boat ramp at the 84 MM of Lake of the Ozarks, a swim area, and Truman Lake just moments away, weekends can be as adventurous, or as peaceful, as you choose. This isn't just a home near the lake…it's a place to enjoy the lifestyle that comes with it.

23142 Salley Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.
$890,000
Exceptional investment opportunity with multiple income streams and unlimited potential! This established marina features 16 covered boat slips, including 6 newer boat lifts and mud poles, along with a public boat ramp. In addition, there is a courtesy boat dock which allows for another 8 boats and a side rail which compiles but to 6 more boats. Expansive decking allows for a large entertaining area. There is an outdoor bar along with a cover area for bands. The main level of the marina has a wonderful bar area with a large amount of seating. A large full kitchen with walk in cooler and freezer allows for the expansive menu and dining options. The main building offers comfortable owner or manager living quarters upstairs with 2 bedrooms, 1 bathroom, a full kitchen, and a living room. The lower level provides abundant storage and includes the former ice cream shop and laundry area, creating opportunities for retail, food service, or additional marina amenities. The property also includes two off-site cabins, each offering 2 bedrooms, 1 bathroom, and a loft, plus a separate laundry building for guest convenience. Three established RV sites are already in place, with extensive road frontage providing outstanding potential to add additional RV sites or expand the operation. Additional features of the property include a 2,500-gallon fuel tank to serve boaters and adds an additional income string. Whether you're looking to own a marina, expand your investment portfolio, or develop a premier recreational destination, this property offers incredible versatility, established amenities, and room for future growth. Rare opportunities like this don't come along often! Owner or agent will show property.

29580 Waters Edge Road, Lincoln

Listing courtesy of Lora Anstine of Anstine Realty & Auction, LLC.
$240,000
3 Beds ⋅ 2 Baths
Want a weekend getaway or looking for full time lake living? Look no farther! This 3 bedroom, 2 bath beauty has the water views you are looking for and the space you need! Sitting on a beautiful half acre lot, this lovely home offers a bright open feel and main floor living with a full basement, 1 car garage and plenty of parking. On the main level the updated kitchen and living room are set up perfect for entertaining. Spacious living room with views of the lake and open to the kitchen which has plenty of cabinet and counter space for the family chef to cook up the crappie you caught at the lake. Two nice size bedrooms with a full bath on one side of the living room and a large third non conforming bedroom with a second full bath and laundry on the other side. Downstairs you will find the one car garage and plenty of room to store your water toys, golf cart, seasonal decor, etc. But wait there's more!! Want to sit in the shade and take in the views? You will love the huge screened in porch! Want to sit outside and take in the sunrise or sunset? Enjoy the deck out front! If you like to garden or have fur babies there is a large portion of the half acre lot that is tiered and fenced in. There is a storage shed for your outdoor tools/equipment, but room to potentially build a decent shop. Cole Turkey Acres is a wonderful community and amenities include a boat ramp, a community park and you can rent a boat slip. This amazing home is waiting for you and your family to make year-round memories..... and did I mention the views! If you have never lived the lake life, you will love it! If you have then you know how wonderful and relaxing it is! Previous contract fell through to no fault of seller. Home is being sold as is, where is, seller will make no repairs

26641 Waterview Drive, Warsaw

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.
$180,000
3 Beds ⋅ 1 Baths
Lakeview retreat with breathtaking 180-degree water views near Osage River mile markers 75–76! Offered as Tract 1 in a multi-par auction, this 3-bedroom, 1-bath ranch home provides 768± finished square feet on 0.588± acres across two adjoining parcels. The large double-lot configuration offers room for outdoor recreation, future improvements, expansion, or redevelopment. Built in 1988, the home features a newer roof installed in 2019, durable vinyl siding, and 200-amp electrical service. The home and property are being sold fully furnished with all remaining personal property included. Additional improvements include a detached 1-car garage measuring approximately 29' x 20', a 20' x 20' detached carport, and a 17' x 12' outbuilding offering ample space for vehicles, boats, lake equipment, and storage. Located approximately 30 minutes from Warsaw and within easy reach of boating, fishing, and recreation on the Osage River, Lake of the Ozarks, and Truman Lake. Bidding Ends August 27, this property is being offered through a multi-par auction.

Rosey Lane, Edwards

Listing courtesy of Alex Forster of Cates Auction & Realty Co Inc.
$240,000
3 Beds ⋅ 1 Baths
Waterfront opportunity on the Osage River at mile marker 75–76 with direct access to both Lake of the Ozarks and Truman Lake. This 3-bedroom, 1-bath home offers 768 finished square feet and sits on nearly 1 acre across three individual parcels, creating a rare large double-lot. The property features 163 feet of waterfront with breathtaking 180-degree views and includes a private 2-slip dock and boat Lift. Improvements include a newer roof, durable vinyl siding, and 200-amp electric service. Additional amenities include a detached 1-car garage, carport, and outbuilding. Built in 1988 and sold fully furnished. Located approximately 30 minutes from shops, restaurants and grocery stores in Warsaw. Access to the lake is provided by both the staircase and dedicated road access along Knotty Lane, on the western side of the lot. Now is your chance to turn your lake dream into reality! 2025 Appraised Value = $285,000. Bidding Ends August 27, this property is being offered through a multi-par auction.

30643 Rosey Lane, Edwards

Listing courtesy of Alex Forster of Cates Auction & Realty Co Inc.
$224,900
4 Beds ⋅ 2 Baths
Welcome to your dream home at 32251 Branch Rd, Warsaw, MO. This stunning 4-bedroom, 2-bath residence has been meticulously updated from top to bottom, offering a perfect blend of modern amenities and timeless charm. As you step inside, you will be greeted by a bright and airy atmosphere, enhanced by brand new energy-efficient windows that provide breathtaking water views from almost every room, including the lower level. The home boasts a series of thoughtful upgrades, including: All new plumbing and lighting fixtures Beautiful natural wood accents throughout, including new stairs, mantle, and transitions Luxurious new flooring that complements the home's aesthetic Top-of-the-line LG Thin Q smart home appliances, just one year old Convenient USB outlets and remote control lighting for modern living The spacious layout features generous room sizes, with huge closets providing ample storage. The laundry facilities are conveniently located both upstairs and downstairs, making chores a breeze. This home is not just a place to live; it's a lifestyle. Imagine enjoying serene water views while sipping your morning coffee or hosting gatherings in your beautifully upgraded living spaces. The combination of modern conveniences and picturesque surroundings makes this property truly one of a kind. Don't miss your chance to own a home that has been loved and cared for like no other. Schedule a viewing today and experience the charm and elegance of this exceptional property!

32251 Branch Road, Warsaw

Listing courtesy of Katherine Nickel of Sedalia Realty.
$595,000
3 Beds ⋅ 3.5 Baths
Perfectly situated in the gorgeous Truman Lake town of Warsaw, MO. Voted one of the top lake towns in the state of Missouri! This exquisite 3 brm 3 1/2 bath home has been meticulously crafted by Jim McGovern Homes, consistently celebrated for exceptional craftmanship & timeless design. The seamless open floorplan ensures guests can mingle across areas without feeling left out. The main living area boasts of hardwood floors, stone gas fireplace & soaring ceilings. A highly optimized kitchen is complete with custom cabinets, beautiful quartz counters & pantry. Rare 3 suite layout. This home features 3 large master bedrooms with ensuite & walk-in closet. Two on the main floor & one in the lower level walk-out. Other features include main floor 1/2 bath, large mudroom & laundry room with beautiful custom cabinetry. Wonderful covered porch with maintenance free composite decking. Lower level showcases spacious family room with kitchenette, 3rd master suite, bath, three large storage rooms & a 16x16 unfinished room for 4th bedroom or golf cart garage. Lower level seamlessly flows out to an expansive patio with plenty of room for entertaining. This gorgeous lake home is ideal for multiple families with its ability for communal entertaining and private retreats. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. Its time, buy that Lake house! You won't regret it!!

1104 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.
$225,000
2 Beds ⋅ 2 Baths
MOTIVATED SELLER—BRING YOUR OFFER! Why pay lakefront prices when you can enjoy the same incredible Lake of the Ozarks lifestyle for a fraction of the cost? This spacious, well-maintained 2-bedroom, 2-bath home offers approximately 1,800 square feet of comfortable living space in a peaceful lake community with private water access. Spend your days boating, fishing, swimming, or soaking up the sun with exclusive access to the community boat ramp and shared dock. Launch your boat with ease, enjoy endless days on the water, then return home to relax in a quiet setting away from the busy lake traffic. Inside, you'll love the open, spacious layout that's perfect for entertaining, hosting weekend guests, or simply unwinding after a day at the lake. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property checks all the boxes. Located just minutes from popular waterfront restaurants, marinas, and some of the best fishing and boating the Lake of the Ozarks has to offer, you'll enjoy everything the lake is famous for—without the high taxes, maintenance, and premium price of lakefront ownership.Properties offering this combination of space, affordability, and lake access don't last long. If you've been waiting for the perfect opportunity to own your own piece of Lake of the Ozarks, this is it! Call today to schedule your private showing before someone else starts making memories at your new lake retreat!

29460 Huse Street, Warsaw

Listing courtesy of Chet Meierarend of RE/MAX Premier Properties.
$174,900
2 Beds ⋅ 1 Baths
Escape to your dream lakeside retreat with this adorable, move-in-ready bungalow located just minutes from the water! Designed for ultimate relaxation, this low-maintenance home allows you to skip the "to-do" list and dive straight into the lake life. Premier Outdoor Living Entertainer's Deck: A spacious, newer L-shaped deck perfect for hosting summer barbecues. Detached Garage & Storage: Single-car garage featuring updated siding, a new well pump, and a dedicated parking pad for your boat or camper. Backyard Oasis: A cozy firepit area nestled behind the garage for crisp evenings under the stars. Bonus She-Shed: Equipped with electricity and set inside a fully fenced dog run, making it a perfect hobby space or pet haven. Modern & Inviting Interior Open-Concept Design: A gorgeous, sunlit kitchen flows seamlessly into the main living area. Breakfast Bar: A long, sit-at counter serves as the perfect hub for casual dining and entertaining. Comfortable Accommodations: Two cozy bedrooms sit just off the living area, including a spacious primary suite featuring an oversized closet with built-in lighting. Full Bath: A bright, well-appointed bathroom complete with a full shower With durable, newer vinyl siding on the exterior and turnkey updates inside, this charming property is fully prepared to welcome you home just in time for summer fun.

28886 Mortensen Road, Lincoln

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.
$242,500
3 Beds ⋅ 1 Baths
Completely remodeled and move-in ready, this 3-bedroom, 1-bath home offers the perfect blend of modern updates and Lake of theOzarks living. Enjoy beautiful lake views from every bedroom and the living room while taking advantage of all the amenities thiswelcoming lake community has to offer. The extensive renovation includes new drywall, insulation, plumbing, HVAC, luxury vinyl plankflooring, carpet, paint, windows, metal siding, and a durable metal roof, creating a low-maintenance home designed for years ofenjoyment. Outside, you'll find an attached 1-car garage, inviting front porch, new concrete parking area, and patio—ideal for relaxingafter a day on the water. The seller is also offering a $2,500 appliance allowance, giving the new owner the opportunity to choose theirown refrigerator, microwave, and electric range. The community features paved roads leading to the property, two boat ramps, two swimand fishing docks, a park with a playground, shelter house, and restrooms, plus a volunteer fire station. A popular local restaurant andbar is just a short golf cart ride away, making it easy to enjoy local dining without driving into town. Conveniently located approximately15 minutes from downtown Warsaw, this property is well suited as a full-time residence, weekend retreat, or investment opportunity.Experience the best of Lake of the Ozarks living with modern comforts, scenic views, and convenient access to the water.

26657 Waterview Drive, Warsaw

Listing courtesy of Rhonda Boedeker of RE/MAX Central.
$250,000
3 Beds ⋅ 2 Baths
Welcome to this charming 3-bedroom, 2-bath home nestled near Cole Camp Creek in the peaceful lake community of Lakeside Resort at Lakeside Estates. Whether you're looking for a full-time residence or a relaxing weekend getaway, this property offers the perfect blend of comfort and tranquility. Inside, you'll find a spacious kitchen with plenty of room for cooking and gathering, while the large porch provides the perfect place to relax and enjoy the peaceful surroundings. The home is located in the Cole Camp School District, serving Cole Camp Elementary and Cole Camp High School. The property includes a detached garage with electricity, plus a small storage shed with electricity, providing plenty of space for hobbies, storage, or lake toys. Two additional lots are included with the sale—Lot 17 (0.15± acres) and Lot 18 (0.17± acres)—offering extra room to enjoy or simply appreciate the added privacy. Enjoy the quiet atmosphere of this lakeside community, where many of the surrounding homes serve as seasonal retreats, creating a peaceful setting to relax and unwind.

28887 Mortensen Road, Lincoln

Listing courtesy of Chris Harrison of Keller Williams KC North.
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