Benton County Homes with VA Loan Financing

Welcome to Benton County, Missouri – a hidden gem nestled in the heart of the Show-Me State. Known for its picturesque landscapes and friendly community, Benton County offers a unique blend of rural charm and modern convenience. With its serene lakes, sprawling parks, and vibrant local culture, this county is a haven for nature lovers and outdoor enthusiasts alike. Whether you're fishing at the beautiful Lake of the Ozarks or hiking the scenic trails, Benton County promises a lifestyle filled with adventure and tranquility.

For those considering a new home in this idyllic locale, you’ll be pleased to know that Benton County is a welcoming place for veterans and active-duty military personnel. Homes in this area are eligible for VA loan financing, making it easier than ever to achieve your dream of homeownership. VA loans offer numerous benefits, including no down payment and competitive interest rates, allowing you to invest in a home without the financial strain often associated with purchasing property.

Imagine settling into a cozy home surrounded by the natural beauty of Benton County, where you can enjoy quiet evenings on your porch, explore local festivals, and build lasting memories with family and friends. With a range of housing options available, from charming single-family homes to modern new builds, there’s something for everyone in Benton County.

Embrace the opportunity to live in a community that values its residents and supports those who have served our country. Explore Benton County today, and discover the perfect place to call home!

Newest Benton County Homes with VA Loan Financing

$339,900

3 Beds ⋅ 2 Baths

YOUR OWN PIECE OF PARADISE NEAR THE LAKE! This beautiful 3 Bdrm 2 bath home with outbuildings, sits on 3 gorgeous acres just minutes from the lovely lake community of Warsaw, MO. Just minutes from award winning Drake harbor & a short drive to Long Shoals Marina, which boasts of some of the best fishing in the country! This wonderful home has soaring vaulted ceilings, open floorplan for living & dining. Kitchen has plenty of cabinet space & a large island for gathering. Appliances are included! Main floor has two nice size bedrooms & a large full bath. The expansive upper level is currently being used as a guest room, but large enough to divide into family room & bedroom. Upper level includes full bath, two large closets, storage room and a cozy private balcony with gorgeous views! Just off the kitchen, a large deck for entertaining after a day on the lake. A covered back deck and fenced backyard was added by the homeowner just recently. So many places to enjoy this beautiful property. A 26x30 heated shop & large carport for the boat, vehicles or a workshop. A large storage shed near the home for all those extras. This property has it all and for a great price! Hurry! This one won't last!

32243 Barbara Road, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

$649,900

4 Beds ⋅ 4.5 Baths

THIS is how Lake of the Ozarks living should feel! Near the 84 Mile Marker on the Osage Arm, this waterfront home gives you the things that can be surprisingly hard to find at the lake—PAVED ROADS all the way home, nearly an acre of land and a gentle approach to the water. But what really sets this home apart is how beautifully it lives from indoors to out. The kitchen, featuring upgraded Bosch appliances, opens to a large lake-view entertaining room made for a house full of family and friends. Open the door and the party spills onto the upper deck, with stairs leading directly to the lawn, water and your private covered dock. It’s one easy path from kitchen to cocktails to boat! With 4 bedrooms, 3 full and 2 half baths, there’s room to spread out. Three bedrooms and laundry are on the main level, while downstairs is an incredible second primary retreat with its own living space, full bath, second laundry, huge custom closet and a SAUNA that stays! Two attached garages offer parking for up to FOUR vehicles, and the lake-side lower garage even has its own half bath. The home has been extensively refreshed with LVP flooring, interior paint, lighting, hardware, landscaping and more. At the water, the upgraded dock is already set for summer with a newer boat lift, new electrical, 35-ft gangway, TWO PWC lifts and swim platform. Even the HOA makes life easier—just $55/month for the community sewage treatment system, shared well, road maintenance, common-area landscaping and access to a community boat ramp. Less hassle. More lake. THAT’S the point.

28233 Oxbow Drive, Warsaw

Listing courtesy of Kat Laxague of EXP Realty LLC.

$204,900

2 Beds ⋅ 1 Baths

Adorable and fully renovated lake home on the 77-mile marker of Lake of the Ozarks! This charming 2-bedroom, 1-bath property has been completely updated inside and out, featuring a stylish kitchen with all appliances included, fresh paint, new fixtures, and modern finishes throughout. Enjoy your own private dock with a 2-well slip perfect for easy lake access and entertaining. The home also offers a large detached two-car outbuilding, great for storage or lake toys. Currently used as a vacation rental, this home sits right next door to another available property an incredible opportunity to own two side-by-side lake homes for family, friends, or an investment compound. Located on nearly year-round water with a convenient commute from Kansas City, this is the lake life you’ve been waiting for!

28253 W Cove Drive, Lincoln

Listing courtesy of Richey Real Estate Group of Real Broker, LLC.

$439,900

3 Beds ⋅ 3 Baths

MOTIVATED SELLER says this property is MOVE IN READY and located the 81mm of the Lake of the Ozarks! Great boating, fishing, enjoying a meal on the water, or simply relaxing with friends, it’s all right here. This property boasts three waterfront lots with approximately 155 feet of shoreline with deep water year round, providing plenty of room to enjoy the beautiful lake setting. A two-slip covered dock with 2 boat lifts, 1 PWC drive on lift, and a swim deck makes getting out on the water easy. For the fishing enthusiast, this is an area known for excellent fishing. This 3-bedroom, 2-bath home is designed with lake living in mind. The main level features a comfortable living room, two bedrooms, and a full bathroom with a shower/tub combination. Head downstairs to the finished walk-out basement, where you’ll find a well-equipped kitchen which includes a refrigerator, range/oven, and microwave, a third bedroom, another full bathroom, and a spacious family room—giving everyone room to spread out and relax. The property also features a garage with an additional finished living space featuring roll up garage doors to open the building up to enjoy going in and out when weather permits, a full gathering room that features a wood burning stove to heat the building in the winter, and a 3rd full bathroom. You can use this to entertain guests, have extra storage, or have an additional living area! This is a very versital addition! And when it’s time to enjoy the great outdoors, the tiki bar between the home and garage/party building is the perfect gathering spot. Imagine kicking back with a cold drink, entertaining friends, and watching the day wind down over the lake. With generous waterfront, a great dock setup, convenient nearby amenities, and plenty of indoor and outdoor entertaining space, this property checks all the boxes for creating lasting Lake of the Ozarks memories. The seller is willing to sell this property mostly furnished for additional $$$!!!.

26307 Santa Barbara Drive, Edwards

Listing courtesy of Rhonda Boedeker of RE/MAX Central.

$599,000

3 Beds ⋅ 2 Baths

Welcome to this exceptional 10-acre property offering the perfect blend of modern living, privacy, and incredible outbuilding space. Built in 2024, this beautiful 3-bedroom, 2-bathroom home features a bright and inviting open-concept floor plan designed for comfortable everyday living and entertaining. The heart of the home is the stunning white kitchen, complete with abundant cabinetry, stainless-steel appliances, modern finishes, and a large island that opens seamlessly to the living and dining areas. The clean, contemporary design and natural light create a warm and welcoming atmosphere throughout the home. Outside, the property truly sets itself apart. A spacious 40' x 60' shop features both 12-foot and 14-foot overhead doors, offering tremendous flexibility for equipment, vehicles, hobbies, storage, or a workshop. In addition, the property includes an extra detached garage, providing even more space for vehicles, toys, equipment, or storage. It has fenced yard surrounding the home. It has a separate shed with a dedicated storm shelter . With 10 acres and no restrictions, there is plenty of room to enjoy the property your way. Conveniently located with easy highway access. Come see everything this property has to offer!

12127 hoffman Avenue, Ionia

Listing courtesy of Nadia Fray of RE/MAX Central.

$449,000

2 Beds ⋅ 2 Baths

Dreaming of a lake get away? Welcome to this beautifully maintained 2-bedroom, 2-bath cedar log-sided home on just over 8 acres, nestled on a serene lot that backs up to core land of Truman Lake. Whether you’re looking for a weekend getaway, full-time retreat, or lake lover’s dream, this property offers the perfect blend of privacy, comfort, and functionality. Selling fully furnished - as turn-key as they come, step inside and you’ll be greeted by cedar walls, gleaming hardwood floors, and a stunning stone wooden fireplace. The updated kitchen is both stylish and functional, featuring double ovens, gas stove, granite countertops, custom cabinets, tile backsplash, and newer stainless steel appliances. Laundry is located on the main level. Both bedrooms are generously sized with large closets and updated bathrooms that include tiled flooring and spacious walk-in showers. One bedroom offers direct access to the back deck, perfect for enjoying your morning coffee with a view. Enjoy outdoor living with a covered front porch and a large covered back deck overlooking peaceful woods and wildlife. The basement offers the potential for additional living space or ample storage for lake gear, ATVs, or hobbies. The property includes a 30x40 Quonset outbuilding with concrete floors and electricity, plus multiple pole barns, ideal for storing boats, equipment, or working on your next project. The pole barn directly behind the outbuilding has electricity running to it as well. Property is own it's own private well. Find mature Hickory, Oak, and Cherry trees throughout the timber. Located minutes away from restaurants, boat rentals, motels, RV parks, marina/boat slips, and more! This property is a must see!

28060 Uncle Bob Avenue, Clinton

Listing courtesy of Ashley Dwyer of ReeceNichols - Lees Summit.

$350,000

3 Beds ⋅ 2 Baths

TURNKEY TRUMAN LAKE PACKAGE! This is a RARE DEAL - fully furnished home PLUS boat, trailer, lift & transferable covered marina slip rental included! This 3-BR, 2-bath Warsaw home offers approximately 2,120 sq. ft. of living space with year-round Truman Lake views, and now includes a 2020 19' Tracker Targa boat with a 200 HP Mercury Pro XS, double-axle trailer, Econo Lift hoist, and access to a rented covered slip at Truman Lake Marina, paid through 10/31/26 and transferable subject to marina approval. The boat features approximately $11,000 in newer upgrades, including a Force Pro trolling motor, 5 Ionic lithium batteries, Garmin 12" LiveScope and 9" Humminbird. Inside the home are warm wood finishes and an open concept living area, while the walk-out lower level offers a family room, wet bar and additional gathering space. Enjoy the lake setting from the deck or private patio. The detached garage includes a bathroom, shower, heat & air, plus room for vehicles, lake gear or hobbies. Minutes from Truman State Park and Long Shoal Marina, this is a rare opportunity to purchase a furnished Truman Lake home with the boat setup already in place!

29801 Eastbank Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$239,900

3 Beds ⋅ 2.5 Baths

This isn’t a quick cosmetic remodel. This 3-bedroom, 2.5-bath home was taken down to the studs and rebuilt with major updates throughout, including the roof, plumbing, electrical, HVAC, kitchen, bathrooms, flooring, drywall, fixtures, doors, appliances and more. The vaulted wood ceilings and exposed beams give the main living space some serious character, while the open kitchen and living area make the house work just as well for a weekend crowd as it does for everyday living. A full unfinished basement adds plenty of storage and room for future expansion. Outside, the massive deck gives you a great place to take in the Lake of the Ozarks setting, including a view of the water. There’s also a community boat ramp available for convenient lake access. Truman Lake is extremely close as well, putting two major Missouri lakes right at your doorstep while still keeping you just minutes from Warsaw and Warsaw High School. The property also has a proven history as a successful short-term rental, making it worth a hard look for investors. Whether you’re after a lake-area home, a weekend place, a full-time residence, or a property that can help pay for itself when you aren’t using it, this one gives you several ways to make it work.

31569 Spring Avenue, Warsaw

Listing courtesy of Tyler Mahoney of Epique Realty.

$189,900

2 Beds ⋅ 1 Baths

Escape to your ultimate lake retreat with this charming two-bedroom, one-bath cabin designed for effortless, relaxed living. The bright and inviting open-concept floor plan seamlessly connects the kitchen, dining, and living areas, making the home feel spacious and perfect for entertaining. Moving past the main living space, a convenient on-site garage provides secure parking and excellent storage for your water toys and outdoor gear. The true highlight of this property is its exceptional outdoor living design, starting with a breezy, screened-in porch where you can sip your morning coffee or unwind after a day on the water. This space extends naturally onto an adjoining sun deck that is ideal for summer barbecues, while the surrounding yard features a dedicated fire pit area perfect for stargazing and roasting marshmallows under the night sky. Boaters will especially appreciate the incredible convenience of a community boat launch located just a short walk from the front door. Tucked away in a serene, quiet lake community, this home offers the perfect blend of peaceful privacy and easy accessibility, sitting just 11 miles from the vibrant dining, shopping, and festivals at downtown Warsaw and Drake Harbor. Whether you are looking for a vacation rental, a peaceful weekend getaway, or a cozy year-round permanent home, this property is ready to let you start enjoying the lake life immediately.

29194 Serene Avenue, Warsaw

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.

$739,000

6 Beds ⋅ 5 Baths

Experience luxury lake living in this extraordinary turn-key waterfront home, ideally situated in one of Lake of the Ozarks most sought-after locations in Deer Creek Cove. With an exceptional amount of shoreline and breathtaking views, this is a rare opportunity to own one of the lake’s premier properties. The outdoor living spaces are second to none. Perfectly positioned with a double-well dock and sun deck, this property is designed for both relaxation and recreation. The home has 6 bedroom, 5 Bathrooms with 4 primary suits with 3 of them having Separate Showers, Jacuzzi tubs and large walk-in closets. The home is set up and can be used as 2 separate residence in one. 2 fully stocked Kitchens with large islands and Great Rooms. Oversized driveway leading to a huge 2 car garage. Each level of the home comes with a private deck with amazing views with access to the large main entertaining deck for gatherings. Beautiful wooded lots surrounding the home with very few neighbors and very little traffic. Don't miss out. A home like this rarely comes up on this side of the lake.

30678 Plymouth Rock Road, Edwards

Listing courtesy of Roger Deines Group of ReeceNichols - Lees Summit.

$322,500

3 Beds ⋅ 2 Baths

If Truman Lake is calling your name, this one deserves a look! This 3-bedroom, 2-bath home offers a beautiful YEAR-ROUND VIEW of Truman Lake and sits on an oversized, half acre level lot with plenty of room to garden, entertain, or simply enjoy lake life. Inside, you'll love the comfortable layout and a kitchen positioned to take advantage of the backyard and lake views. Step outside onto the newer Trex deck—an ideal spot for morning coffee, evening drinks, or watching the seasons change over the lake. And then there’s the garage! The detached 24x30 garage was thoughtfully designed with a pass-through layout and features an epoxy floor, perfect for your boat, lake toys, workshop, or extra entertaining space. Also included is a brand new oversized 24x36 carport, perfect for boat storage, extra covered parking, etc. Big-ticket updates include a newer roof and HVAC, making this one even easier to enjoy from day one. Truman State Park and Long Shoal Marina are just down the road, giving you easy access to boating, fishing, and everything you love about Truman Lake. Whether you're looking for a full-time home or your own lake getaway, this property offers the space, view, garage, and location to make it happen. Come see it!

12338 Crestview Drive, Warsaw

Listing courtesy of Paula Voss of NextHome Gadwood Group.

$549,000

3 Beds ⋅ 2.5 Baths

Welcome to another stunning masterwork by renowned builder Jim McGovern. This property delivers sophisticated elegance, top tier craftmanship and rock-solid reassurance of a home built to last. Expansive main living areas designed for effortless daily flow and grand entertaining. Rich trim, high ceilings and beautiful millwork throughout. At the heart of this designer kitchen is a large center island with quartz countertops, offering generous prep space & an expansive walk-in pantry. Modern matte black fixtures & custom soft close cabinetry, while an open-concept layout flows effortlessly into the sunlit dining area and living areas. Escape to the stunning main level primary suite with relaxing soaker tub & expansive custom walk-in closet. The primary closet has easy access to the laundry room. Also on the main level, you will find a mudroom featuring custom cabinetry & a half bath. The lower level features a spacious family room, a convenient kitchenette area, two beautiful additional bedrooms and a full bathroom, all complimented by tons of storage space. Home features an upper composite covered deck and a lower concrete patio create space for outdoor fun & separate zones for relaxing &dining. Main level three car garage for maximum parking. All this on a beautifully treed 1/2 acre lot with dual access, perfect for adding an outbuilding. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. This one won't last, make your appointment now!! Its time, buy that Lake house!

1110 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

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Benton County Homes with VA Loan Financing

Newest Benton County Homes with VA Loan Financing

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