Benton County Homes with Conventional Financing

Welcome to Benton County, Missouri! This charming county is nestled in the heart of the Show-Me State, offering a perfect blend of natural beauty and small-town charm. With a rich history and a strong sense of community, Benton County is a wonderful place to call home.

When it comes to real estate in Benton County, you'll find a wide range of options available. From cozy cottages to spacious family homes, there is something to suit every taste and budget. And with homes eligible for conventional financing, turning your real estate dreams into reality has never been easier.

Whether you're looking to settle down in a peaceful rural setting or prefer the convenience of a more urban environment, Benton County has something for everyone. Enjoy the picturesque landscapes, explore the local shops and restaurants, and take advantage of the numerous outdoor recreational opportunities that the area has to offer.

With its affordable housing market, strong sense of community, and convenient access to larger cities like Kansas City and Springfield, Benton County truly has it all. Come and discover why so many people are proud to call this beautiful county home.

Newest Benton County Homes with Conventional Financing

$139,900

2 Beds ⋅ 1 Baths

Home For Sale Warsaw MO Enjoy lake-area living at 11601 Caboose Cir, Warsaw, MO 65355! Situated on approximately 1.15± acres in the Bent Tree Harbor area, this well-kept home offers 2 bedrooms, 1 bathroom, and a finished walkout basement with space that could potentially serve as a third bedroom. Approximately 1,436 sq. ft. of finished living space, giving you plenty of room for full-time living, a weekend getaway, or a lake retreat. Inside, you'll find a comfortable floor plan highlighted by a wood-burning fireplace, perfect for cool Missouri evenings. The screened-in sunroom provides a relaxing place for morning coffee, entertaining friends, or simply enjoying the peaceful setting. Outside, a 30x24 shop provides valuable space for vehicles, a boat, fishing gear, tools, or hobbies. The property also features a fenced front yard, while the acreage gives you room to enjoy the outdoors. Home For Sale Truman Lake Location is a major highlight! This property is in the Warsaw area with Harry S Truman Reservoir practically in your backyard. Truman Lake is known for outstanding fishing, boating, swimming, camping, hiking, and wildlife viewing. Anglers can pursue crappie, bass, catfish, walleye, and more, making this a great home base for anyone who loves spending time on the water. Warsaw also puts you between two of Missouri's favorite lake destinations--Truman Lake and Lake of the Ozarks. The Lake of the Ozarks begins around the Warsaw/Osage River area, giving residents access to even more boating, fishing, and waterfront recreation. Nearby Drake Harbor and Warsaw Riverfront & Trails offer scenic waterfront trails, parks, boat access, and easy access to downtown Warsaw. Whether you're searching for a full-time home, weekend lake getaway, or property with room for your boat and outdoor toys, 11601 Caboose Cir offers a great combination of living space, shop space, and access to some of the best outdoor recreation in the Warsaw area.

11601 Caboose Circle, Warsaw

Listing courtesy of James Edwards of United Country Real Estate Buckhorn Land and Realty.

$350,000

This 92 +/- acre property is jam packed with awesomeness and one you must see to believe! It is conveniently located just 20 minutes northwest of Warsaw, Missouri and off TT Highway. Disappear down a 1,000+ foot easement access and arrive at your very own outdoor paradise. The property is heavily wooded with mature hardwood ridges and ridgetops. A wet weather creek flows through the acreage giving it the creek bottom look and feel. It features the perfect amount of dense cover and open hardwoods that are great for holding deer and turkey on the property year-round. The amount of wildlife sign is abundant and sets up well for hosting several hunters. Bring on the family and friends for deer camp! It gets even better with a 30’x40’ outbuilding that is ideal for storing all your equipment and gear. On top of all that the land is surrounded by Corps of Engineer property on 3 sides providing rare private access to additional acreage to hunt and explore. It backs up to Truman Lake and the TT Highway boat ramp is just a mile away! Talk about an awesome location to take advantage of the amazing fishing and boating that Truman Lake has to offer.

0000 TT Highway, Warsaw

Listing courtesy of Skyler Wirsig of Midwest Land Group.

$439,900

3 Beds ⋅ 3 Baths

Beautiful 3 bdrm 3 bath home with 2 car attached & large outbuilding in popular STERETT CREEK VILLAGE! Stately entry with this wonderful floorplan. Home boasts of split floor plan with two master bedrooms on the main floor. High ceilings and wonderful views in this expansive living room. Beautiful archways lead to spacious eat-in kitchen with hardwood floors & custom cabinets. One of two master bedrooms includes roomy master bath, walk-in closet & access to the large back deck. Just across the living room is the 2ndmaster bedroom with floor to ceiling window, full bath & walk-in closet. Main floor laundry & storage closet. Beautifully tiled lower level family room has gas fireplace & access to expansive concrete patio. Large lower level third bedroom, full bath, safe room & storage. This home would make a wonderful full time home or could easily accommodate 2 families as a lake home. Concrete driveways for easy access. This fantastic neighborhood includes swimming pool, pickleball & basketball courts, community events & full access to Sterett Creek Marina!! Minutes from the award winning lake community of Warsaw, MO!

18368 Selwyn Drive, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

$649,900

4 Beds ⋅ 4.5 Baths

THIS is how Lake of the Ozarks living should feel! Near the 84 Mile Marker on the Osage Arm, this waterfront home gives you the things that can be surprisingly hard to find at the lake—PAVED ROADS all the way home, nearly an acre of land and a gentle approach to the water. But what really sets this home apart is how beautifully it lives from indoors to out. The kitchen, featuring upgraded Bosch appliances, opens to a large lake-view entertaining room made for a house full of family and friends. Open the door and the party spills onto the upper deck, with stairs leading directly to the lawn, water and your private covered dock. It’s one easy path from kitchen to cocktails to boat! With 4 bedrooms, 3 full and 2 half baths, there’s room to spread out. Three bedrooms and laundry are on the main level, while downstairs is an incredible second primary retreat with its own living space, full bath, second laundry, huge custom closet and a SAUNA that stays! Two attached garages offer parking for up to FOUR vehicles, and the lake-side lower garage even has its own half bath. The home has been extensively refreshed with LVP flooring, interior paint, lighting, hardware, landscaping and more. At the water, the upgraded dock is already set for summer with a newer boat lift, new electrical, 35-ft gangway, TWO PWC lifts and swim platform. Even the HOA makes life easier—just $55/month for the community sewage treatment system, shared well, road maintenance, common-area landscaping and access to a community boat ramp. Less hassle. More lake. THAT’S the point.

28233 Oxbow Drive, Warsaw

Listing courtesy of Kat Laxague of EXP Realty LLC.

$204,900

2 Beds ⋅ 1 Baths

Adorable and fully renovated lake home on the 77-mile marker of Lake of the Ozarks! This charming 2-bedroom, 1-bath property has been completely updated inside and out, featuring a stylish kitchen with all appliances included, fresh paint, new fixtures, and modern finishes throughout. Enjoy your own private dock with a 2-well slip perfect for easy lake access and entertaining. The home also offers a large detached two-car outbuilding, great for storage or lake toys. Currently used as a vacation rental, this home sits right next door to another available property an incredible opportunity to own two side-by-side lake homes for family, friends, or an investment compound. Located on nearly year-round water with a convenient commute from Kansas City, this is the lake life you’ve been waiting for!

28253 W Cove Drive, Lincoln

Listing courtesy of Richey Real Estate Group of Real Broker, LLC.

$439,900

3 Beds ⋅ 3 Baths

MOTIVATED SELLER says this property is MOVE IN READY and located the 81mm of the Lake of the Ozarks! Great boating, fishing, enjoying a meal on the water, or simply relaxing with friends, it’s all right here. This property boasts three waterfront lots with approximately 155 feet of shoreline with deep water year round, providing plenty of room to enjoy the beautiful lake setting. A two-slip covered dock with 2 boat lifts, 1 PWC drive on lift, and a swim deck makes getting out on the water easy. For the fishing enthusiast, this is an area known for excellent fishing. This 3-bedroom, 2-bath home is designed with lake living in mind. The main level features a comfortable living room, two bedrooms, and a full bathroom with a shower/tub combination. Head downstairs to the finished walk-out basement, where you’ll find a well-equipped kitchen which includes a refrigerator, range/oven, and microwave, a third bedroom, another full bathroom, and a spacious family room—giving everyone room to spread out and relax. The property also features a garage with an additional finished living space featuring roll up garage doors to open the building up to enjoy going in and out when weather permits, a full gathering room that features a wood burning stove to heat the building in the winter, and a 3rd full bathroom. You can use this to entertain guests, have extra storage, or have an additional living area! This is a very versital addition! And when it’s time to enjoy the great outdoors, the tiki bar between the home and garage/party building is the perfect gathering spot. Imagine kicking back with a cold drink, entertaining friends, and watching the day wind down over the lake. With generous waterfront, a great dock setup, convenient nearby amenities, and plenty of indoor and outdoor entertaining space, this property checks all the boxes for creating lasting Lake of the Ozarks memories. The seller is willing to sell this property mostly furnished for additional $$$!!!.

26307 Santa Barbara Drive, Edwards

Listing courtesy of Rhonda Boedeker of RE/MAX Central.

$11,950

Welcome to 2 Parcels in beautiful Forbes Lake of the Ozarks Park. Lot 3646 Unit L 2, #15-5.0-15-000-003-030.000 and Lot 3647, Unit L2,#15-5.0-22-000-002-002.000 Forbes Lake of the Ozarks Park. These two parcels make a great location for building your dream home! Nestled on approximately 7.24 ac +/-, this is a wildlife sanctuary. There are restrictions! With this gated community access, there are many ammenities to enjoy! Road maintenance, gated entries,3 stocked inner lakes, boat ramps, RV Park and Campground, 3boat ramps to the Lake of the Ozarks, tennis courts, pavilion, green space maintenance. For more information there is a Forbes Lake of the Ozarks Park website you can learn more about this beautiful area. This property is approximately 30 minutes from downtown Warsaw. It would be a great location to call home!

OFF SAINT SAVEUR Drive, Edwards

Listing courtesy of Rhonda Boedeker of RE/MAX Central.

$599,000

3 Beds ⋅ 2 Baths

Welcome to this exceptional 10-acre property offering the perfect blend of modern living, privacy, and incredible outbuilding space. Built in 2024, this beautiful 3-bedroom, 2-bathroom home features a bright and inviting open-concept floor plan designed for comfortable everyday living and entertaining. The heart of the home is the stunning white kitchen, complete with abundant cabinetry, stainless-steel appliances, modern finishes, and a large island that opens seamlessly to the living and dining areas. The clean, contemporary design and natural light create a warm and welcoming atmosphere throughout the home. Outside, the property truly sets itself apart. A spacious 40' x 60' shop features both 12-foot and 14-foot overhead doors, offering tremendous flexibility for equipment, vehicles, hobbies, storage, or a workshop. In addition, the property includes an extra detached garage, providing even more space for vehicles, toys, equipment, or storage. It has fenced yard surrounding the home. It has a separate shed with a dedicated storm shelter . With 10 acres and no restrictions, there is plenty of room to enjoy the property your way. Conveniently located with easy highway access. Come see everything this property has to offer!

12127 hoffman Avenue, Ionia

Listing courtesy of Nadia Fray of RE/MAX Central.

$199,999

1 Beds ⋅ 1 Baths

GREAT FISHING AND LAKE TIME HOME WITH LARGE LIVING ROOM AND A LOFT THAT CAN SLEEP ALL THE EXTRA LAKERS. THIS WONDERFUL RETREAT SITS ON 2 LOTS WITH ALMOST 2.5 ACRES. HUGE SUN ROOM AND SCREENED IN PORCH. PROPERTY HAS FULL RV OR CAMPER HOOK-UP PLUS LARGE, OVER SIZED COVERED PARKING FOR YOUR BOAT AND ALL THE EQUIPMENT YOU MAY HAVE TO MAKE THIS YOUR PERFECT RETREAT. LARGE CORNER LOT WITH AN EXTRA SHED/OUTBUILDING FOR STORAGE. COME BUY TODAY!

27307 SUNSET Drive, Clinton

Listing courtesy of Chet Meierarend of RE/MAX Premier Properties.

$449,000

2 Beds ⋅ 2 Baths

Dreaming of a lake get away? Welcome to this beautifully maintained 2-bedroom, 2-bath cedar log-sided home on just over 8 acres, nestled on a serene lot that backs up to core land of Truman Lake. Whether you’re looking for a weekend getaway, full-time retreat, or lake lover’s dream, this property offers the perfect blend of privacy, comfort, and functionality. Selling fully furnished - as turn-key as they come, step inside and you’ll be greeted by cedar walls, gleaming hardwood floors, and a stunning stone wooden fireplace. The updated kitchen is both stylish and functional, featuring double ovens, gas stove, granite countertops, custom cabinets, tile backsplash, and newer stainless steel appliances. Laundry is located on the main level. Both bedrooms are generously sized with large closets and updated bathrooms that include tiled flooring and spacious walk-in showers. One bedroom offers direct access to the back deck, perfect for enjoying your morning coffee with a view. Enjoy outdoor living with a covered front porch and a large covered back deck overlooking peaceful woods and wildlife. The basement offers the potential for additional living space or ample storage for lake gear, ATVs, or hobbies. The property includes a 30x40 Quonset outbuilding with concrete floors and electricity, plus multiple pole barns, ideal for storing boats, equipment, or working on your next project. The pole barn directly behind the outbuilding has electricity running to it as well. Property is own it's own private well. Find mature Hickory, Oak, and Cherry trees throughout the timber. Located minutes away from restaurants, boat rentals, motels, RV parks, marina/boat slips, and more! This property is a must see!

28060 Uncle Bob Avenue, Clinton

Listing courtesy of Ashley Dwyer of ReeceNichols - Lees Summit.

$213,900

2 Beds ⋅ 3 Baths

This ranch home has lake views and is 3 minutes away from the Marina. Spacious ranch with a large lot and plenty of room for parking boats or RVs. Boating, Fishing outdoor adventures await!

28149 Grandview Drive, Warsaw

Listing courtesy of TimRay Team of HomeSmart Legacy.

$350,000

3 Beds ⋅ 2 Baths

TURNKEY TRUMAN LAKE PACKAGE! This is a RARE DEAL - fully furnished home PLUS boat, trailer, lift & transferable covered marina slip rental included! This 3-BR, 2-bath Warsaw home offers approximately 2,120 sq. ft. of living space with year-round Truman Lake views, and now includes a 2020 19' Tracker Targa boat with a 200 HP Mercury Pro XS, double-axle trailer, Econo Lift hoist, and access to a rented covered slip at Truman Lake Marina, paid through 10/31/26 and transferable subject to marina approval. The boat features approximately $11,000 in newer upgrades, including a Force Pro trolling motor, 5 Ionic lithium batteries, Garmin 12" LiveScope and 9" Humminbird. Inside the home are warm wood finishes and an open concept living area, while the walk-out lower level offers a family room, wet bar and additional gathering space. Enjoy the lake setting from the deck or private patio. The detached garage includes a bathroom, shower, heat & air, plus room for vehicles, lake gear or hobbies. Minutes from Truman State Park and Long Shoal Marina, this is a rare opportunity to purchase a furnished Truman Lake home with the boat setup already in place!

29801 Eastbank Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

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Benton County Homes with Conventional Financing

Newest Benton County Homes with Conventional Financing

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