Benton County Homes under $200,000

Welcome to Benton County, Missouri—a hidden gem nestled in the heart of the Ozarks, where the charm of small-town living meets the beauty of nature. With its stunning landscapes, friendly communities, and rich history, Benton County offers an idyllic lifestyle for those seeking a peaceful retreat or a vibrant place to call home.

Benton County is known for its picturesque lakes, including the stunning Lake of the Ozarks, providing endless opportunities for outdoor enthusiasts. Whether you enjoy fishing, boating, or hiking, the natural beauty surrounding you is sure to captivate your spirit. The county is also home to a variety of parks and recreational areas, perfect for family outings, picnics, and enjoying the great outdoors.

For those looking to settle down in this serene environment, Benton County offers an impressive selection of homes under $200,000. This affordability makes it an attractive option for first-time homebuyers, families, and retirees alike. You’ll find charming single-family homes, cozy cottages, and spacious lots, all ready to welcome you. Many of these properties boast modern amenities while retaining that classic, rustic feel that defines the area.

Imagine waking up to the sound of birds chirping and sipping your morning coffee while soaking in breathtaking views of the surrounding landscape. With a low cost of living and a strong sense of community, Benton County is not just a place to live; it’s a place to thrive. Come explore the possibilities and discover your dream home in this enchanting part of Missouri!

Newest Benton County Homes under $200,000

$200,000

3 Beds ⋅ 2 Baths

Rural setting with 2.44 acres to enjoy! This 3 bedroom, 2 full bath, has a new HVAC system, whole house interior paint, new flooring, newstainless steel kitchen appliances, and more! This property has 2- 2 car carports with additional uncovered parking areas. A new metalstorage building is included. There is a large back yard with firepit and benches included. This home is affixed and can be purchasedfurnished for additional $$$. The seller just had new rock delivered to the driveway and parking areas! Great location close to Truman Lake with boat ramp at the end of the road!

17308 Mockingbird Road, Warsaw

Listing courtesy of Rhonda Boedeker of RE/MAX Central.

$199,999

1 Beds ⋅ 1 Baths

GREAT FISHING AND LAKE TIME HOME WITH LARGE LIVING ROOM AND A LOFT THAT CAN SLEEP ALL THE EXTRA LAKERS. THIS WONDERFUL RETREAT SITS ON 2 LOTS WITH ALMOST 2.5 ACRES. HUGE SUN ROOM AND SCREENED IN PORCH. PROPERTY HAS FULL RV OR CAMPER HOOK-UP PLUS LARGE, OVER SIZED COVERED PARKING FOR YOUR BOAT AND ALL THE EQUIPMENT YOU MAY HAVE TO MAKE THIS YOUR PERFECT RETREAT. LARGE CORNER LOT WITH AN EXTRA SHED/OUTBUILDING FOR STORAGE. COME BUY TODAY!

27307 SUNSET Drive, Clinton

Listing courtesy of Chet Meierarend of RE/MAX Premier Properties.

$154,900

2 Beds ⋅ 2 Baths

Escape to your own private Truman Lake retreat! Situated on 3 secluded acres bordering Corps of Engineers ground, this property is an outdoorsman’s dream with incredible access to hunting, fishing, wildlife, and lake recreation right at your doorstep. Spend your mornings in the woods and your afternoons on Truman Lake—the boat ramp is only approximately 2 miles away! The property features a 2-bedroom, 2-bath home with a spacious, open layout that makes the living, dining, and kitchen areas feel welcoming and roomy. Generously sized bedrooms provide plenty of space to unwind, while a private well adds to the independence and affordability of this country property. Step outside onto the gorgeous deck and enjoy peaceful views, abundant wildlife, and the privacy of your wooded surroundings. Multiple storage sheds with separate power offer plenty of room for boats, hunting gear, fishing equipment, ATVs, tools, or a workshop. Tucked away in a quiet, private lake community, you'll enjoy the seclusion buyers are looking for while still being just minutes from Truman Lake. With Corps ground bordering the property, a boat ramp approximately 2 miles away, and outstanding hunting and fishing opportunities nearby, this is truly an affordable hunter's and fisherman's paradise. Whether you're searching for a full-time home, weekend lake retreat, hunting basecamp, or fishing getaway, this property offers the space, privacy, and location to enjoy everything the Truman Lake area has to offer!

15929 Jerusalem Trail, Warsaw

Listing courtesy of Emily Burke of Golden Valley Realty Group.

$170,000

1 Beds ⋅ 1.5 Baths

**DOME SWEET DOME!** If you've been dreaming of a Truman Lake getaway that's anything but cookie-cutter, this one is calling your name. This one-of-a-kind geodesic dome home in Sky Village is full of personality, character and that cozy lake-house feeling the minute you walk through the door. The main level features a spacious bedroom, while the large upstairs loft offers additional non-conforming sleeping space—perfect for weekend guests, kids or creating your own private retreat. A spiral staircase leads you upstairs, while warm pine planking and a wood-burning stove give the living area all the cozy cabin vibes. Step outside and you may find your favorite part of the house—the brand-new deck overlooking one of Sky Village's two community ponds. Morning coffee, evening cocktails, quiet weekends...this is exactly what coming to the lake is supposed to feel like. And while Dome Sweet Dome has plenty of charm, there's been important work done, too! Updates include electrical in 2019, updated plumbing, HVAC installed in 2020, a new water heater and a BRAND-NEW ROOF installed in February 2026. The unfinished basement provides laundry and plenty of additional storage for all the things that come along with lake life. Sky Village residents enjoy access to the community ponds and lake amenities, and you're conveniently located between Clinton and Warsaw with Truman State Park and Long Shoal Marina, and Harry S. Truman Marina close by. Whether you're looking for a weekend escape, a fun lake retreat or simply a home that's refreshingly different from everything else you've seen... Welcome to DOME SWEET DOME. Your not-so-ordinary Truman Lake getaway.

10116 Billabong Drive, Warsaw

Listing courtesy of Paula Voss of NextHome Gadwood Group.

$189,900

2 Beds ⋅ 1 Baths

Escape to your ultimate lake retreat with this charming two-bedroom, one-bath cabin designed for effortless, relaxed living. The bright and inviting open-concept floor plan seamlessly connects the kitchen, dining, and living areas, making the home feel spacious and perfect for entertaining. Moving past the main living space, a convenient on-site garage provides secure parking and excellent storage for your water toys and outdoor gear. The true highlight of this property is its exceptional outdoor living design, starting with a breezy, screened-in porch where you can sip your morning coffee or unwind after a day on the water. This space extends naturally onto an adjoining sun deck that is ideal for summer barbecues, while the surrounding yard features a dedicated fire pit area perfect for stargazing and roasting marshmallows under the night sky. Boaters will especially appreciate the incredible convenience of a community boat launch located just a short walk from the front door. Tucked away in a serene, quiet lake community, this home offers the perfect blend of peaceful privacy and easy accessibility, sitting just 11 miles from the vibrant dining, shopping, and festivals at downtown Warsaw and Drake Harbor. Whether you are looking for a vacation rental, a peaceful weekend getaway, or a cozy year-round permanent home, this property is ready to let you start enjoying the lake life immediately.

29194 Serene Avenue, Warsaw

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.

$150,000

2 Beds ⋅ 1 Baths

Updated 2-bedroom, 1-bath lake cottage offering low-maintenance waterfront living just a 2-hour drive from Kansas City. Recent improvements include new roof, new exterior paint and deck stain, new decking on the pier, new water heater, updated plumbing and water pump, new LVP flooring throughout, and new kitchen countertops. Large windows throughout provide abundant natural light. Private pier with 5± ft. of cove depth, ideal for boating, fishing, and swimming. Wood-paneled living and dining area, classic kitchen with modern updates, and a shaded outdoor patio complete this move-in-ready retreat. Bidding Ends September 17, 1 PM. Contact Cates Auction & Real Estate for More Information!

28329 W Cove Drive, Lincoln

Listing courtesy of Alex Forster of Cates Auction & Realty Co Inc.

$199,900

3 Beds ⋅ 1.5 Baths

This spacious, thoughtfully expanded home is one you truly have to see to appreciate! Located near the entrance of the gated Bent Tree Harbor community near Truman Lake and just a short drive to the Lake of the Ozarks, this property offers the perfect weekend get away, full-time residence, or investment opportunity. Conveniently situated between a community road and Z Highway, you'll enjoy easy access without having to travel too far into the subdivision. The home features 2 traditional bedrooms, 1.5 baths, plus a versatile bonus room currently used as a 3rd bedroom/office and living space. A bright and inviting sunroom filled with natural light creates the perfect space for relaxing, enjoying your plants, or soaking up the sunshine year-round, while a pellet stove keeps it cozy during the colder months. The kitchen showcases custom pine cabinetry and an open-concept dining space. You'll love the oversized laundry room that includes a cedar-lined closet for additional storage. Situated on two lots—one residential and one commercial within Bent Tree Harbor—this property offers unique flexibility and income potential. A detached outbuilding already has plumbing and bathroom components in place, making it an excellent option for a studio apartment, workshop, or guest space with a little finishing work. Another outbuilding currently houses the seller's battery business, which may be available for purchase as well. Please ask for additional details on this unique income-producing opportunity. The property also includes two additional electric-equipped sheds for lawn equipment, gardening supplies, or extra storage, plus a large carport ideal for boats, vehicles, or recreational toys. A spacious, partially covered deck extends your outdoor living space and provides the perfect spot to relax or entertain. A private well provides the home's water supply.

11138 Leisure Drive, Warsaw

Listing courtesy of Emily Burke of Golden Valley Realty Group.

$189,900

3 Beds ⋅ 2 Baths

Welcome to your new home at 26274 Waterview Drive, Warsaw MO, 65355! This stunning 3-bedroom, 2-bathroom abode is perfectly positioned on the 2nd tier of the breathtaking Lake of the Ozarks. It boasts a private dock, offering you an exclusive gateway to the lake's serene waters. Imagine starting your day with a peaceful paddle on the lake or unwinding after work with a sunset fishing session, all from the comfort of your backyard. Inside, you'll discover a tastefully updated kitchen and bathrooms, seamlessly blending modern luxury with cozy charm. The wood-burning fireplace in the living room provides a warm ambiance during those crisp Missouri winters, making it the perfect spot for family gatherings or a quiet night in. For the culinary enthusiast, the kitchen boasts new updates that will make every meal preparation a joy. The shared dock with it's own private slip is not just a gateway to the lake, but also a launchpad for numerous water activities. Whether you prefer a quiet kayak ride, a thrilling jet ski adventure, or a leisurely sail, your options are limitless. The property’s location offers a wealth of outdoor activities. From boating on the lake to going to one of 2 restaurants in the neighborhood. The home is perfectly positioned to offer privacy without sacrificing views. Here, you can enjoy the peace and quiet of lake life while still being close to all the amenities you need. Call to schedule your tour of this amazing home or arrange through Broker Bay. Buyers agent responsible to verify taxes, schools and dimensions. Please follow offer instructions when submitting your offer and ensure all doors locked and lights are turned off, except one by front door.

26274 Waterview Drive, Warsaw

Listing courtesy of SBD Team of SBD Housing Solutions LLC.

$99,900

3 Beds ⋅ 1 Baths

Own this 3-bedroom, 1-bathroom ranch-style home nestled on a spacious 0.96-acre lot. With approximately 1,248 square feet of comfortable living area, this property features an attached 1-car garage which provides an opportunity for additional space for storage and other purposes. Located in Warsaw, the lot gives closer to nature scenery.

31700 Jules Trail, Other

Listing courtesy of Michael Zouglas of REO Xpress LLC.

$99,900

1 Beds ⋅ 1 Baths

Sitting on two lots in this gated community in Bent Tree Harbor, this charming 1-bedroom, 1-bath home built in 2018 sits on a double lot on the corner of Watchtower Lane (formerly Lookout) and Havenbrook Court. Enjoy a spacious 23x14 screened porch. All appliances stay, and there's a large storage shed with a loft for additional storage space. Water, waste, and electrical hookups available for your RV, so you can camp from your camp! Satellite hookup on the property. Functioning holding tank that is not part of the Bent Tree Harbor Subdivision WWTP. This property exudes character and charm—come see it and fall in love with your new weekend get-a-way! Owner willing to consider owner financing options for qualified buyers.

10910 Watchtower Lane, Warsaw

Listing courtesy of Jeffrey Fielder of RE/MAX Elite, REALTORS.

$174,500

5 Beds ⋅ 3 Baths

Spacious 5-bedroom, 3-bath home offering approximately 2,792 sq ft, built in 2005 and situated on about 3 acres in a quiet rural setting near Lincoln, MO. The property provides ample space both inside and out, with room for entertaining, storage, or future improvements. Ideal for buyers looking for privacy and land, this home offers strong potential with a little TLC. Selling as-is.

30035 Highway AB Highway, Lincoln

Listing courtesy of Harrison Hughes of Homebound Realty LLC.

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