Clinton Homes with FHA Financing

Clinton Homes with FHA Financing

Welcome to Clinton County, Missouri, a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes and friendly community, Clinton offers a perfect blend of small-town charm and modern amenities. With its serene parks, vibrant downtown area, and rich historical roots, this county is an ideal place for families, retirees, and anyone seeking a peaceful lifestyle.

Clinton County boasts a variety of housing options, making it an attractive destination for potential homeowners. Among the many financing options available, homes with FHA financing are particularly noteworthy. The Federal Housing Administration (FHA) provides loans that are designed to make homeownership more accessible, especially for first-time buyers. With lower down payment requirements and flexible credit guidelines, FHA loans open the door to homeownership for many individuals and families looking to settle in this lovely area.

In Clinton County, you can find a diverse range of properties, from charming single-family homes to cozy townhouses, all eligible for FHA financing. This means you can secure your dream home without the burden of a hefty down payment. Imagine enjoying the beauty of local parks, engaging with a supportive community, and creating lasting memories in a place that feels like home.

Whether you're looking to invest in your first home or searching for a peaceful retreat, Clinton County has something to offer everyone. Explore the possibilities of homeownership today and discover the welcoming spirit of this delightful Missouri county!

Newest Clinton Homes with FHA Financing

$699,900
3 Beds ⋅ 2.5 Baths
Walk to Smithville Lake right from your backyard of this 3 bdrm 2.5 bath PLUS a full 1 bedroom apt w/full kitchen, laundry & huge deck w/private entrance for MIL, guest or income producing quarters! Nestled on a peaceful 3-acre lot backing to Corps of Engineers greenspace, this exceptional ranch home offers direct access to the lake and the perfect blend of privacy, luxury, and outdoor living. The boat launch to the lake is at the end of the paved street. From the moment you step inside, you'll appreciate the thoughtful designer finishes throughout. Stunning custom ceilings, beautiful built-in cabinetry, and carefully crafted details create a warm, inviting atmosphere that instantly feels like home. The primary suite is a true retreat, featuring a spacious walk-in closet with wired ventilation in the drawers to help keep clothing fresh and ready to wear. Attached to the home is an impressive 30' x 60' garage and workshop designed for hobbyists, entrepreneurs, or anyone needing exceptional workspace and RV storage. It features two 12' x 14' overhead garage doors with smart app controls, a full workshop, abundant tool storage, and a steel-reinforced concrete storm shelter for added peace of mind. Built within the structure is a fully equipped 600 sq ft one-bedroom apartment complete with a living room, full kitchen, full bath, laundry, and private deck—ideal for guests, extended family, or potential rental income. The home is also equipped with modern energy-efficient and smart-home features, including a 13 kW net-metered solar array (no battery backup), a Level 2 EV charging station with plug-and-charge capability, and Govee permanent exterior holiday and accent lighting on the front of the home, all conveniently controlled through an app. A 12' x 16' shed is also on property. With unmatched access to Smithville Lake, exceptional amenities, and countless premium upgrades, this one-of-a-kind property offers a lifestyle that's hard to find and even harder to leave.

4437 SW 220th Street, Plattsburg

Listing courtesy of Pam Morrison of RE/MAX Innovations.
$375,000
4 Beds ⋅ 3 Baths
Welcome to your new home in Trimble, Missouri! Nestled in a quiet subdivision on a spacious 1.8-acre lot, this 4-bedroom, 3-bathroom home offers the perfect combination of comfortable living, privacy, and convenient access to outdoor recreation. The open-concept kitchen and living room create a welcoming space for everyday living and entertaining, with plenty of room to gather with family and friends. The walkout basement provides additional living space and easy access to the large backyard. Outside, you'll love the expansive deck, featuring a screened-in portion that provides the perfect spot to enjoy your morning coffee, relax in the evening, or entertain guests while enjoying the peaceful surroundings. The large backyard offers plenty of room for children, pets, gardening, or outdoor activities. A 2-car garage provides convenient parking and storage, while the generous 1.8-acre lot gives you plenty of space and privacy without sacrificing neighborhood living. Located just a short distance from Smithville Lake, you'll have easy access to boating, fishing, hiking, camping, swimming, golf, and countless other outdoor recreational activities. If you're looking for a home with space to spread out, a peaceful setting, and recreational opportunities close by, this Trimble property is one you won't want to miss!

5645 SW Hickory Ridge N/A, Trimble

Listing courtesy of Beau Linebach of RE/MAX Central.
$355,000
3 Beds ⋅ 2.5 Baths
NEW CONSTRUCTION! Remarkable three bedroom, two and a half bath home with 1 car attached garage. Beautiful backyard with pergola. Don't miss this lovely home!

607 N Mead Street, Cameron

Listing courtesy of Ryan KING of REECENICHOLS-IDE CAPITAL.
$575,000
3 Beds ⋅ 3 Baths
Rare opportunity to own a beautifully maintained ranch home on 9.61 picturesque acres in Holt! This inviting 3-bedroom, 3-bath home has been lovingly cared for and features major updates, including a newer HVAC system and septic, offering peace of mind for years to come. Step outside and discover a property that truly sets itself apart. The gently rolling acreage is a private retreat complete with scenic ponds, mature trees, and winding wooded paths that create the perfect setting for exploring, riding, or simply enjoying nature. Whether you're watching wildlife, fishing, or taking in the peaceful views, every inch of this property offers something special. Need space for hobbies, equipment, or a business? You'll love the two impressive outbuildings, both equipped with electricity and durable concrete floors, with water conveniently located just feet away for easy expansion. These versatile buildings are ideal for a workshop, storage, party barn, recreational vehicles, or endless other possibilities. If you've been searching for the perfect blend of comfortable country living, functional amenities, and breathtaking natural beauty, this exceptional property delivers. Enjoy the privacy of rural living while remaining within convenient reach of nearby amenities. Properties offering this combination of quality, acreage, and versatility are hard to find—don't miss your chance to make this incredible property your own!

7129 SE 202nd Street, Holt

Listing courtesy of Erin Schmeltz of Turn Key Realty LLC.
$696,000
4 Beds ⋅ 3 Baths
Escape to your own private country retreat on 10 picturesque acres! This beautifully maintained 4-bedroom, 3-bath home offers the perfect blend of comfort, space, and functionality. This home on blacktop also offers a non- conforming bedroom, office/flex space. Enjoy peace of mind with a maintenance-free commercial standing seam hidden-fastener metal roof and steel horizontal siding, both approximately 10 years old. Relax year-round in the pool and hot tub, or take in the scenic views of the 1¼-acre stocked pond (approximately 14 feet deep). The property also features an attached 2-car garage (approximately 27' x 22') and an impressive 4,780 sq. ft. barn, including approximately 1,500 sq. ft. of concrete floor space, ideal for equipment, livestock, hobbies, or a home-based business. Built in 2003, this one-of-a-kind property also includes an awesome 7' x 20' (approx.) underground vault, offering exceptional storage or storm protection. With two parcels totaling 10 acres, this remarkable property delivers the space, privacy, and versatility you've been searching for.

5555 US Route 69 N/A, Lawson

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$219,000
3 Beds ⋅ 2.5 Baths
WOW—What a Transformation! Completely Renovated & Move-In Ready! You’re going to love what this builder has done with this home! Completely renovated from top to bottom, this one is fresh, beautiful, and ready for its new owner. With extensive updates throughout and a price designed to sell, this is one you won’t want to miss! The main level features 2 bedrooms and 1½ baths, while the finished basement adds a third true bedroom with its own ensuite bath, creating a great option for a second primary suite, guest quarters, or additional private living space. Even better, both primary-suite options feature walk-in closets! The extensive renovation includes a new roof, vinyl siding, windows, HVAC system, kitchen, appliances, flooring, lighting, paint, and more. From the major components to the finishes, this home has been given a total makeover. Outside, enjoy the front porch/deck plus a detached 2-car garage with concrete floor and electricity. Beautifully renovated, move-in ready, and priced with buyers in mind. Tons of storage and a storm shelter too! All loan types are welcome, including government financing. Pack your bags—this one is ready to go!

728 E 3rd Street, Cameron

Listing courtesy of Jenna Graham of Berkshire Hathaway HomeService.
$525,000
3 Beds ⋅ 2.5 Baths
Fully Renovated Historic Country Home on 6 Acres Near Lawson. This renovated historic home offers the perfect blend of modern efficiency and picturesque country living just outside Lawson city limits. Situated on nearly 6 acres of pristine land, this property features fenced pastures and outbuildings, making it ideal for animals, hobbies, or a peaceful hobby farm. The open-concept interior features a seamless flow between the kitchen, dining, and living areas—perfect for entertaining. The main-floor primary suite boasts a luxurious spa-like bathroom. Step outside to an entertainer’s paradise: a 16x32 inground pool, a massive ~1,000 sq ft deck, and a private pickleball/basketball sports court. Enjoy a small orchard with mature peach, apple, and cherry trees. Upgraded septic system (2025). Exceptional location with easy access to HWY 35 and HWY 69. No HOA restrictions. Can be sold partially furnished. (previously rented for $3,000/month+). Owner is the Agent.

7850 Mcgary Lane, Lawson

Listing courtesy of Andrew Clemons of Osborn Real Estate.
$250,000
4 Beds ⋅ 2 Baths
Location, location, location! This beautifully remodeled 4-bedroom, 2-bath home sits just blocks from Cameron schools, making morning drop-offs effortless. With quick access to Hwy 36 and I-35, commuters enjoy an easy drive to both Kansas City and St. Joseph. Remodel in 2024, the refreshed this 1,828 sq ft home top to bottom. Spacious family room with a cozy fireplace, open kitchen with generous counter and cabinet space, main floor laundry and three bedrooms upstairs with one smaller bedroom on main level that could be used as an office. Step outside to a fenced corner lot with a large covered deck that's perfect for entertaining, and the new hot tub stays with the home! Detached 2-car garage rounds out this move-in-ready home in the desirable neighborhood.

302 S Chestnut Street, Cameron

Listing courtesy of Cora Boothe of Beacon Realty, LLC.
$420,000
3 Beds ⋅ 3 Baths
Welcome to country living with modern updates! Situated on 3 acres in Cameron, this beautifully updated 3-bedroom, 3-bath home offers the perfect blend of comfort and space. Enjoy peace of mind with a brand-new roof and numerous updates throughout, making this home truly move-in ready. Step inside and you'll immediately be welcomed by beautiful original hardwood floors, a tasteful neutral color palette, and large windows that fill the home with natural light while showcasing the country setting. The spacious layout features three bedrooms upstairs, including a generous primary suite with its own private bathroom. The kitchen comes fully equipped with all appliances staying, making your move even easier. An unfinished basement provides abundant storage space or the opportunity to customize it to fit your needs. Outside, the possibilities are endless. The 3-acre property offers plenty of room for gardening, animals, or simply enjoying the surroundings. An outbuilding provides additional storage or the perfect space for hobbies, a workshop, or equipment. Conveniently located with quick access to the highway, you'll enjoy the tranquility of country living without sacrificing an easy commute. Don't miss your opportunity to own this beautifully updated Cameron acreage—schedule your private showing today!

6750 NE Old 69 Highway, Cameron

Listing courtesy of Tegan Bruce of Seek Real Estate.
$450,000
4 Beds ⋅ 2.5 Baths
Fabulous 4.88 acres, private, 4 bedrooms, 2 Full bath, one half bath, approx 850-SF Outbuilding/Barn, walk down to the creek. Primary bedroom on main, Country Eat In Kitchen, hearth-room, family room, laundry on main. Three Additional Bedrooms upstairs with a Loft. Large attic space for storage. Home in great condition, New Roof 2023, LVP flooring done in 2021, all bathrooms recently updated. You'll love this private retreat. Property in great shape, barn could use some work on exterior, just dry rot. Beautiful treed acreage.

7201 Snow Drive, Holt

Listing courtesy of Jodie Brethour of Compass Realty Group.
$365,000
3 Beds ⋅ 1.5 Baths
Welcome to this well-maintained split-entry home offering the perfect blend of comfort, functionality, and outdoor living in Lathrop! The inviting layout features bright living spaces and tasteful updates, making it move-in ready from day one. Step outside to a large, fully fenced backyard complete with a spacious multi-level deck, an included playset, and plenty of room to entertain, garden, or simply relax. A standout feature of this property is the spray foam insulated shop with heating and cooling—ideal for hobbies, a workshop, home business, fitness space, or additional storage year-round. Located in a welcoming small-town community just a few blocks from the city park and baseball fields with convenient access to schools and other local amenities, this property offers the space, versatility, and value you've been looking for. Schedule your showing today!

902 Plattsburg Street, Lathrop

Listing courtesy of Cody Hatheway of Keller Williams KC North.
$615,000
4 Beds ⋅ 3.5 Baths
Welcome to the country retreat you've been dreaming of! Nestled on more than 9 breathtaking acres, this stunning traditional 1.5-story home offers the perfect combination of privacy, modern updates, and everyday convenience. Surrounded by mature trees, beautiful landscaping, and peaceful views in every direction, you'll be hard-pressed to find a more picturesque setting. Best of all, you're just a short drive from Kansas City, giving you the serenity of country living without sacrificing an easy commute. From the moment you step inside, you'll appreciate the care and attention that's gone into this home. Freshly updated with brand-new interior paint, new flooring throughout, and a brand-new roof, it's completely move-in ready. The spacious floor plan features 4 bedrooms, 3.5 bathrooms, and a finished walkout basement that offers endless possibilities for entertaining, recreation, or multi-generational living. The warm and inviting living spaces are filled with natural light, creating the perfect atmosphere for gathering with family and friends. Outside is where this property truly shines. The detached 3+ car garage provides exceptional space for vehicles, recreational toys, equipment, or the ultimate workshop. There's even a charming "She Shed" ready to become your craft room, art studio, gardening retreat, or private escape. Whether you're relaxing on the porch, exploring your acreage, or enjoying evenings surrounded by nature, every day feels like a getaway. Adding to the home's incredible value, the geothermal heating and cooling system delivers outstanding energy efficiency and year-round comfort while helping keep utility costs low. Opportunities like this are incredibly rare—a beautifully updated home, a spectacular 9+ acre setting, and a location that offers the best of both worlds. This is more than just a home—it's a lifestyle. Schedule your private showing today.

1841 SW 214th Street, Plattsburg

Listing courtesy of Jimmie Rucker of RE/MAX Revolution.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use