Clinton Homes with USDA Loan Financing

Clinton Homes with USDA Loan Financing

Welcome to Clinton County, Missouri, a hidden gem nestled in the heart of the Midwest! This charming county boasts a rich history, vibrant community, and stunning natural landscapes that make it an ideal place to call home. Known for its friendly atmosphere and small-town charm, Clinton offers residents a peaceful lifestyle while still providing easy access to urban amenities.

One of the standout features of Clinton County is its affordability and accessibility, particularly for first-time homebuyers. Many homes in the area qualify for USDA loan financing, making it easier than ever to achieve your dream of homeownership. USDA loans are designed to promote rural development and offer 100% financing with no down payment required for eligible properties. This means you can invest in a beautiful home in a picturesque setting without the burden of a hefty upfront cost.

Clinton County is surrounded by lush parks, scenic lakes, and outdoor recreational opportunities, perfect for families and nature enthusiasts alike. Whether you're looking to explore the stunning trails, enjoy fishing at local lakes, or participate in community events, there's always something happening in this welcoming community.

With a diverse range of homes available—from quaint cottages to spacious family homes—Clinton County is ready to welcome you. Take advantage of the USDA loan financing options and discover the perfect home that fits your lifestyle and budget. Come and experience the charm of Clinton County, where your dream home awaits!

Newest Clinton Homes with USDA Loan Financing

$199,000
3 Beds ⋅ 1 Baths
Coming Soon in Lathrop! This charming 3-bedroom, 1-bath home is conveniently located in town and offers plenty of potential to make it your own. Enjoy the benefits of newer windows and a fenced backyard—perfect for pets, play, gardening, or outdoor entertaining. Whether you’re a first-time homebuyer, investor, or simply looking for a home you can personalize, this property is full of possibilities. Stay tuned for additional details and showing availability!

209 Maple Street, Lathrop

Listing courtesy of WHITNEY HATHEWAY of Shores Vacation Rentals & Realty.
$725,000
3 Beds ⋅ 2.5 Baths
Nearly new custom construction on 9.9 Acres! Built in 2024, this 2,208 sq ft home offers the rare combination of new construction, quality finishes, and 9.9 acres of open land. Located on a large corner lot in the Lathrop School District, this property offers peaceful country living with an easy commute to the city. The thoughtfully designed open floor plan offers 3 bedrooms, 2.5 bathrooms, and a dedicated office with no wasted space. The stunning kitchen features beautiful dolomite countertops carried into the backsplash, a large waterfall island, double oven, and plenty of space for entertaining. Gorgeous views and sunsets can be enjoyed right from the kitchen sink. The spacious primary suite features vaulted ceilings, a large walk-in closet, and a beautiful bathroom with a “spa-inspired” wet shower. Quality 2x6 exterior wall construction adds to the home’s appeal, while the concrete pantry provides excellent storage and the potential to be finished as a storm-shelter space. The best part? There is nothing to renovate, this home is ready to move in and immediately start enjoying! Put your investment toward the things you’ve always wanted - landscaping, a pond, shop, outbuilding, or simply enjoying the nearly 10 acres. Whether you’re looking for room for the family, space to entertain, or a peaceful place to enjoy the views, this property gives you the opportunity to create exactly what you want while starting with a beautiful, nearly new home.

5600 SE US 69 Highway, Lawson

Listing courtesy of Lauren Miller of Real Broker, LLC-MO.
$369,900
2 Beds ⋅ 2 Baths
COMPLETELY REMODELED RANCH HOME on 7.5 acres (per county records)!! 40x60 OUTBUILDING w/office & half bath offers space for a workshop or home business! SECURITY SYSTEM! OPEN CONCEPT LIVING perfect for entertaining & family time! MODERN FINISHES & COUNTRY LIVING create a WARM, COZY ATMOSPHERE! Chef's kitchen offers CUSTOM CABINETRY, GRANITE COUNTERTOPS, STAINLESS APPLIANCES, PANTRY, ISLAND & MORE! SPACIOUS PRIMARY RETREAT w/ SITTING ROOM SPACE. ENSUITE features tile flooring, double vanity, linen closet & HUGE WALK IN CLOSET! 14x26 deck for taking in the views, blacktop road. Small acreage properties are hard to find, HURRY!!

8275 NW Braley Road, Plattsburg

Listing courtesy of Randy Swope of Platinum Realty LLC.
$795,000
4 Beds ⋅ 4 Baths
Nestled on 21 beautiful wooded acres, this Victorian-styled estate offers the ultimate country retreat. The spacious 4-bedroom, 4-bathroom home features an abundance of windows for incredible natural light. Dual lighted staircases accent the interior, with one leading directly to a private upper-level primary suite complete with a walk-in closet, double vanity, jetted tub, and separate shower. The main level welcomes you with an exquisite sun-drenched office wrapped in windows right off the entryway. From there, the main floor flows into a spacious great room and a massive country kitchen equipped with granite countertops, a seated island, double ovens, a drop-in cooktop, a pantry, and ample cabinet space.The finished lower level includes a cozy sitting room and a media room pre-wired for surround sound. Outside, the property features a 2-car detached garage with a finished room above, plus a separate 50x30 2-bay outbuilding and workshop complete with water, electric, and a wood-burning stove.

340 SE 240th Street, Plattsburg

Listing courtesy of Deborah Dean of RE/MAX Innovations.
$339,750
4 Beds ⋅ 2.5 Baths
Beautifully Rehabbed 4-Bedroom Home on a Large Lot Move-in ready and extensively updated, this spacious 4-bedroom, 2.5-bath home offers the perfect combination of modern updates, comfortable living space, and room to enjoy both indoors and out. Major improvements include a new roof and new HVAC system, providing peace of mind for the next owner. Inside, the impressive 9-foot ceilings give the home an open and spacious feel. Updates include new flooring throughout, fresh interior paint, new kitchen cabinets, granite countertops, and new stainless steel appliances. All new windows and doors throughout house. The home also features a large laundry room with plenty of storage, providing valuable additional space for everyday organization. Outside, enjoy the new 10' x 16' concrete patio, perfect for grilling, outdoor dining, and entertaining. The home sits on a large lot with plenty of room to enjoy the outdoors and includes a detached garage offering additional parking, storage, or workshop space. With 4 bedrooms, 2.5 bathrooms, major mechanical improvements, a completely updated kitchen, generous storage, and extensive interior and exterior updates, this home is truly move-in ready.

409 Shivel Avenue, Gower

Listing courtesy of Stephanie Steinman of Platinum Realty LLC.
$241,900
3 Beds ⋅ 2 Baths
VERY well maintained all level home built in 2006 3 bed, 2 bath 2 car garage NEW roof and gutters in August 2026! New interior paint in August 2026! Zero Entry Home! NO STEPS ANYWHERE!! Handicapped Accessible!! Spacious back yard with tall wooden privacy fence perfect for pets and/or kiddos!! ALL kitchen appliances stay PLUS a freezer in the garage! Great central location close to all amenities in Cameron! Motivated Seller.....schedule your showing TODAY!!!

411 E 6th Street, Cameron

Listing courtesy of Kris Smith of Keller Williams KC North.
$899,000
There are properties that are attractive, properties that are well built, and properties that represent an exceptional value. This one checks all three boxes. Built in 2024, this 4,920-square-foot barndominium sits on 5.46 private acres and includes a stocked pond, impressive outdoor living space, a 45x50 heated shop and a level of finish that would be impossible to duplicate at this price. Inside, the impressive kitchen features a ZLINE 48" professional gas range with 8 burners, dual ovens, convection and built-in griddle, plus a walk-in pantry. The open living area flows directly to the covered patio. The main-level primary suite features a luxurious wet-room bath with freestanding soaking tub, dual rainfall showerheads, full-body spray jets and floor-to-ceiling marble-look tile. Two HVAC units provide separate comfort zones, while the spacious upstairs family room offers room for a media area, game table, office or additional living space. Outside, the 30x30 covered patio includes a hot tub and overlooks a peaceful setting where deer regularly wander. Durable metal siding and a metal roof provide long-term durability with minimal maintenance. The 45x50 outbuilding features three RV-height overhead doors, electricity and a heated shop. Bring the RV, boat, project car or equipment — there's room for all of them. Exterior load-bearing walls also provide flexibility for future modifications. At approximately $200 per square foot to build a barndominium of this quality and finish, the home alone represents roughly $984,000 in construction cost — $85,000 more than the entire $899,000 asking price, before adding the cost of the land, pond, utilities, infrastructure, outbuilding, patio and other improvements. Minutes from Smithville Lake and KCI, yet once you pass through the mature trees at the end of the driveway, it feels like you're miles from anywhere. This is a rare combination of quality, privacy, amenities and extraordinary value.

2362 SW US 169 Highway, Gower

Listing courtesy of Bill Gaughan of Keller Williams Realty Partners Inc..
$600,000
4 Beds ⋅ 3.5 Baths
Walk to Smithville Lake right from your backyard of this 3 bdrm 2.5 bath PLUS a full 1 bedroom apt w/full kitchen, laundry & huge deck w/private entrance for MIL, guest or income producing quarters! Nestled on a peaceful 3-acre lot backing to Corps of Engineers greenspace, this exceptional ranch home offers direct access to the lake and the perfect blend of privacy, luxury, and outdoor living. The boat launch to the lake is at the end of the paved street. From the moment you step inside, you'll appreciate the thoughtful designer finishes throughout. Stunning custom ceilings, beautiful built-in cabinetry, and carefully crafted details create a warm, inviting atmosphere that instantly feels like home. The primary suite is a true retreat, featuring a spacious walk-in closet with wired ventilation in the drawers to help keep clothing fresh and ready to wear. Attached to the home is an impressive 30' x 60' garage and workshop designed for hobbyists, entrepreneurs, or anyone needing exceptional workspace and RV storage. It features two 12' x 14' overhead garage doors with smart app controls, a full workshop, abundant tool storage, and a steel-reinforced concrete storm shelter for added peace of mind. Built within the structure is a fully equipped 600 sq ft one-bedroom apartment complete with a living room, full kitchen, full bath, laundry, and private deck—ideal for guests, extended family, or potential rental income. The home is also equipped with modern energy-efficient and smart-home features, including a 13 kW net-metered solar array (no battery backup), a Level 2 EV charging station with plug-and-charge capability, and Govee permanent exterior holiday and accent lighting on the front of the home, all conveniently controlled through an app. A 12' x 16' shed is also on property. With unmatched access to Smithville Lake, exceptional amenities, and countless premium upgrades, this one-of-a-kind property offers a lifestyle that's hard to find and even harder to leave.

4437 SW 220th Street, Plattsburg

Listing courtesy of Pam Morrison of RE/MAX Innovations.
$355,000
3 Beds ⋅ 2.5 Baths
NEW CONSTRUCTION! Remarkable three bedroom, two and a half bath home with 1 car attached garage. Beautiful backyard with pergola. Don't miss this lovely home!

607 N Mead Street, Cameron

Listing courtesy of Ryan KING of REECENICHOLS-IDE CAPITAL.
$409,000
3 Beds ⋅ 3 Baths
Welcome to country living with modern updates! Situated on 3 acres in Cameron, this beautifully updated 3-bedroom, 3-bath home offers the perfect blend of comfort and space. Enjoy peace of mind with a brand-new roof and numerous updates throughout, making this home truly move-in ready. Step inside and you'll immediately be welcomed by beautiful original hardwood floors, a tasteful neutral color palette, and large windows that fill the home with natural light while showcasing the country setting. The spacious layout features three bedrooms upstairs, including a generous primary suite with its own private bathroom. The kitchen comes fully equipped with all appliances staying, making your move even easier. An unfinished basement provides abundant storage space or the opportunity to customize it to fit your needs. Outside, the possibilities are endless. The 3-acre property offers plenty of room for gardening, animals, or simply enjoying the surroundings. An outbuilding provides additional storage or the perfect space for hobbies, a workshop, or equipment. Conveniently located with quick access to the highway, you'll enjoy the tranquility of country living without sacrificing an easy commute. Don't miss your opportunity to own this beautifully updated Cameron acreage—schedule your private showing today!

6750 NE Old 69 Highway, Cameron

Listing courtesy of Tegan Bruce of Seek Real Estate.
$450,000
4 Beds ⋅ 2.5 Baths
Fabulous 4.88 acres, private, 4 bedrooms, 2 Full bath, one half bath, approx 850-SF Outbuilding/Barn, walk down to the creek. Primary bedroom on main, Country Eat In Kitchen, hearth-room, family room, laundry on main. Three Additional Bedrooms upstairs with a Loft. Large attic space for storage. Home in great condition, New Roof 2023, LVP flooring done in 2021, all bathrooms recently updated. You'll love this private retreat. Property in great shape, barn could use some work on exterior, just dry rot. Beautiful treed acreage.

7201 Snow Drive, Holt

Listing courtesy of Jodie Brethour of Compass Realty Group.
$339,900
3 Beds ⋅ 1.5 Baths
Welcome to this well-maintained split-entry home offering the perfect blend of comfort, functionality, and outdoor living in Lathrop! The inviting layout features bright living spaces and tasteful updates, making it move-in ready from day one. Step outside to a large, fully fenced backyard complete with a spacious multi-level deck, an included playset, and plenty of room to entertain, garden, or simply relax. A standout feature of this property is the spray foam insulated shop with heating and cooling—ideal for hobbies, a workshop, home business, fitness space, or additional storage year-round. Located in a welcoming small-town community just a few blocks from the city park and baseball fields with convenient access to schools and other local amenities, this property offers the space, versatility, and value you've been looking for. Schedule your showing today!

902 Plattsburg Street, Lathrop

Listing courtesy of Cody Hatheway of Keller Williams KC North.
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