Franklin, KS Homes with USDA Loan Financing

Franklin, KS Homes with USDA Loan Financing

Welcome to Franklin County, Kansas, a hidden gem that beautifully combines small-town charm with a vibrant community spirit. Nestled in the heart of the Sunflower State, Franklin County is known for its picturesque landscapes, friendly neighborhoods, and a rich tapestry of history that dates back to the mid-1800s. With its rolling hills, serene parks, and a variety of recreational opportunities, this county is a haven for outdoor enthusiasts and families alike.

Franklin County is not just a place to live; it's a place to thrive. The county boasts excellent schools, a strong sense of community, and a variety of local events that bring residents together. Whether you're exploring the quaint shops in Ottawa or enjoying a weekend picnic at one of the many beautiful parks, you'll find that Franklin County offers a welcoming atmosphere for all.

For those looking to purchase a home in this idyllic setting, Franklin County offers a fantastic opportunity with USDA loan financing. This program is designed to support homebuyers in rural areas, providing access to affordable financing options with little to no down payment. With USDA loans, you can secure your dream home in a community that values connection and growth, all while enjoying the benefits of living in a stunning natural environment.

Explore the charming homes available in Franklin County today and discover how this beautiful area can become your next home sweet home. With friendly neighbors and a supportive community, you’ll quickly find that Franklin County is not just a place to live, but a place to love.

Newest Franklin, KS Homes with USDA Loan Financing

$345,000
5 Beds ⋅ 2.5 Baths
Location truly matters, and this one is hard to beat! This spacious 5-bedroom, 2.5-bath home with an oversized 3-car garage and backs up directly to Kanza Park. Step through the backyard gate and enjoy instant access to the half-mile walking trail, playground, disc golf course, Prairie Spirit Trail, fitness stations, shelter house, and nearly 28 acres of outdoor recreation. Inside, you'll find a home that has been maintained and offers room for everyone. The eat-in kitchen features abundant cabinetry, generous counter space, a newer electric range, refrigerator, and stainless steel dishwasher, making it the perfect gathering place for family and friends. The comfortable living room provides plenty of space to relax at the end of the day. The main level offers a spacious primary bedroom with double closets, built-in desk area, and a private half bath, along with two additional bedrooms featuring hardwood floors. A new tub/shower highlights the main bathroom, while the convenient main-floor laundry is located just off the kitchen. Storage won't be a problem with multiple closets throughout the home. The finished basement adds incredible flexibility with two additional bedrooms, a full bath, kitchenette and work area, and a large family room. You'll also appreciate the reinforced concrete safe room, providing peace of mind during storm season while offering excellent storage space. Step outside to enjoy the patio area, fenced backyard, hot tub and a relaxing, peaceful view. The oversized 3-car garage provides ample room for vehicles, tools, and recreational equipment. Additional updates include a new driveway in 2020, roof replaced in 2017, and a new sewer line in 2026. New underground electrical service in 2026, including a new 200 AMP panel. Homes with this much space, a park literally in your backyard, and a location close to schools, shopping, and restaurants don't come along often. Come see everything this exceptional property has to offer!

1229 S Elm Street, Ottawa

Listing courtesy of Tammy Ellis of Front Porch Real Estate.
$299,900
4 Beds ⋅ 2.5 Baths
Tucked away at the end of a street and backing to open green space, this well-maintained 4-bedroom, 2.5-bath ranch offers the space, updates, and setting you've been looking for. With a full finished basement and a bonus non-conforming bedroom, there's plenty of room to fit your lifestyle. The beautifully remodeled kitchen is ready for everyday living and entertaining, with all kitchen appliances included. Main-level living provides added convenience, while the finished basement expands your living space for recreation, hobbies, a home office, or guests. Enjoy expansive front and back decks, an oversized one-car garage, and the peace of mind of a brand-new roof. Located near the park, pickleball courts, and downtown, this home combines a convenient location with the privacy of backing to green space. Well cared for, move-in ready, and full of possibilities…this home is ready to welcome its next owner.

707 E 3rd Street, Ottawa

Listing courtesy of Denise Bridwell of KW Diamond Partners.
$255,000
3 Beds ⋅ 1 Baths
Completely renovated and move-in ready, this charming 3-bedroom, 1-bath home offers the perfect blend of modern updates and comfortable living. With 1,368 square feet of thoughtfully refreshed living space, you'll enjoy a home that is ready for its next owners from day one. Situated on a spacious 13,260-square-foot lot, the partially fenced backyard provides plenty of room to relax, entertain, or let your furry friends play safely. A 1-car attached garage adds everyday convenience and additional storage. Whether you're searching for your first home, looking to downsize, or simply wanting a beautifully updated property with room to enjoy both indoors and out, this one is ready to welcome you home. Schedule your private showing today!

1419 S Hickory Street, Ottawa

Listing courtesy of Brent Rodina of KW Diamond Partners.
$110,000
Your future home site sits adjacent to your private pond, stocked with fish and ready for fun in the sun in just outside of city limits in Franklin County! Let your imagination run wild on this beautiful 6.7 acres off pavement; convenient access to highways with a short 10 minute drive from town. There are some nice treed areas around the pond and the perfectly elevated plot on the back southern corner to build you future home!

3088 Sand Creek Road, Ottawa

Listing courtesy of Beth Faulkner of RE/MAX Premier Realty.
$279,000
3 Beds ⋅ 1.5 Baths
Welcome home to 1324 South Oak in Ottawa! This charming 3-bedroom, 1 1/2-bath home offers the perfect blend of comfort, convenience, and space for everyday living. From the moment you arrive, you'll appreciate the inviting curb appeal and the attached garage that adds both functionality and ease. Inside, you'll find a comfortable living space designed for relaxing, entertaining, and making lasting memories. The spacious layout provides room for everyone, while the two full bathrooms add convenience for busy households. Step outside to discover a large backyard—perfect for summer barbecues, gardening, pets, or simply enjoying peaceful evenings under the Kansas sky. Whether you're hosting family gatherings or creating your own outdoor oasis, this generous yard offers endless possibilities. Conveniently located in an established Ottawa neighborhood with easy access to schools, parks, shopping, and dining, this home is an excellent opportunity for first-time buyers, growing families, or anyone looking for a place to call home. Property comes with a Seller’s $3000 allowance toward either closing cost or flooring for the buyer to decide. Don't miss your chance to own this inviting property at 1324 South Oak—schedule your private showing today and imagine the possibilities!

1324 S Oak Street, Ottawa

Listing courtesy of Tom Schull of Signature Realty, LLC.
$150,000
1 Beds ⋅ 1 Baths
Warm, cozy, and thoughtfully updated, this charming tiny home offers modern style with small-town comfort. Inside, you’ll find an inviting layout filled with natural light and contemporary finishes that make the most of every square foot. Situated on a spacious lot, the fully fenced backyard provides plenty of room for pets, gardening, or entertaining. A standout feature is the impressive 24’ x 12’ shop, perfect for hobbies, storage, or a workshop space. Whether you’re looking to simplify, downsize, or purchase your first home, this Wellsville gem is one you won’t want to miss.

633 Oak Street, Wellsville

Listing courtesy of Kelsie Meyer of Compass Realty Group.
$470,000
3 Beds ⋅ 2 Baths
Escape to your own private countryside retreat with this 3 bedroom/2 bath 1,800-square-foot home situated on 10 picturesque acres. This exceptional property offers the perfect blend of comfort, recreation, and functionality, making it ideal for those seeking space, privacy, and room for hobbies. The home overlooks a stunning, well-maintained pond with clean shorelines, stocked with bass and catfish for year-round fishing enjoyment. Relax on the back porch and take in breathtaking views as herds of deer and flocks of wild turkeys regularly pass through the property, creating a true nature-lover's paradise. Outdoor amenities abound, including an above-ground swimming pool, mature fruit trees, and ample open space for gardening, recreation, or simply enjoying the peaceful surroundings. For vehicle enthusiasts, hobbyists, or small business owners, the property features an impressive garage and shop complex with space for up to eight vehicles. The fully heated and air-conditioned shop includes a dedicated workshop area, providing a comfortable year-round workspace for projects, storage, equipment, or collections. Whether you're looking for a private homestead, a recreational getaway, or a property with exceptional shop space, this unique acreage offers endless possibilities. Enjoy country living at its finest while still maintaining the convenience of a comfortable home and outstanding amenities and energy efficiency. Average Electric Bill is $92/month. Water $40/month. Propane $800/year.

3762 Thomas Rd Thomas Road, Wellsville

Listing courtesy of Sarah Klamm of Compass Realty Group.
$1,150,000
3 Beds ⋅ 2.5 Baths
This exceptional property features a spacious 3-bedroom, 2.5-bath home with approximately 2,500 square feet of living space, complemented by an impressive 5,000-square-foot shop with endless potential. Situated on approximately 79.6 acres, the property offers a diverse landscape that includes row-crop ground, pastureland, a pond, and mature trees. The crop ground is not being farmed this year, providing a blank canvas for your agricultural, recreational, or development plans. Whether you're looking for space to store a prized car collection, house farm equipment, operate a business, or pursue aviation interests, the expansive shop can accommodate a wide range of uses. Aviation enthusiasts may even consider converting the shop into a hangar and transforming a portion of the open ground into a private airstrip. With abundant acreage, versatile improvements, and limitless possibilities, this is a rare opportunity to create the lifestyle you've always envisioned.

2216 Eisenhower Road, Ottawa

Listing courtesy of Vance Finch of Prestige Real Estate.
$224,900
3 Beds ⋅ 2 Baths
Charming New Construction, Perfect for First-Time Buyers! Step into homeownership with this beautifully designed 3-bedroom, 2-bath new construction home! Thoughtfully crafted for comfort and convenience, this home features durable vinyl plank flooring throughout the main living areas and soft carpet in the bedrooms for a cozy touch. The open-concept layout offers a bright and airy feel, perfect for entertaining or relaxing. The modern kitchen comes fully equipped with a stove, microwave, and dishwasher, so you can move right in with ease. The spacious primary suite provides a private bath and a generous closet, while the additional bedrooms offer flexibility for guests, a home office, or a growing family. Step outside to enjoy your patio, perfect for morning coffee or evening relaxation. Plus, with a 10-YEAR TAX REBATE, this home is not only stylish and comfortable but also a fantastic financial opportunity. Don’t wait, schedule your showing today and make this home yours!

835 S Cherry Street, Ottawa

Listing courtesy of Sharon Hubbard of RE/MAX Connections.
$219,500
3 Beds ⋅ 3 Baths
Seller willing to pay towards buyer's closing costs. This beautifully renovated 3-bedroom, 2-bathroom home is move-in ready and offers modern updates throughout. The spacious primary suite features a generously sized ensuite bathroom, creating a comfortable private retreat. The home boasts a welcoming living room, a dedicated dining area, and an open-concept kitchen that's perfect for everyday living and entertaining. Thoughtfully updated with both style and functionality in mind, this home is ready for its next owners. Priced competitively, this property is conveniently located just minutes from schools, shopping, parks, and other local amenities, making it an excellent opportunity for first-time buyers, growing families, or anyone looking for a turnkey home.

1234 S Willow Street, Ottawa

Listing courtesy of Vance Finch of Prestige Real Estate.
$250,000
3 Beds ⋅ 1 Baths
You’ll love this beautifully updated 1,500 sq. ft. ranch home situated on a spacious half-acre lot! Step inside and discover a bright, open living space designed for both everyday comfort and entertaining. The stunning new kitchen features a large island, soft-close cabinetry, and granite countertops, creating the perfect gathering spot. The adjoining living and dining area offers plenty of room for your furniture and dining table, making hosting family and friends a breeze. This home offers three comfortable bedrooms and a full bathroom, along with a large laundry/mud room that provides excellent storage and convenience. The mud room opens to the covered deck and outdoor kitchen, creating the perfect setup for relaxing or entertaining outdoors. Enjoy summer days by the swimming pool, unwind on the deck, or take advantage of the privacy-fenced backyard with plenty of space for gardening, games, and gatherings. A handy garden shed provides extra storage for tools and outdoor equipment. With ample parking for your boat, camper, and weekend toys, this property is ready for your outdoor lifestyle. Conveniently located just a few miles from Pomona Lake and an easy drive to Ottawa and I-35, this home offers the perfect blend of country space and commuter convenience.

409 E Franklin Street, Pomona

Listing courtesy of Todd Burroughs of Signature Realty, LLC.
$387,000
5 Beds ⋅ 3.5 Baths
Need a large home? This 5 bedroom, 3 and a half bath home has 2 dining areas and 2 dining areas. 5th bedroom on main floor is used as an office. Formal living and family room each have a fireplace. Hobby loft overlooks family room w/spiral staircase. Full basement has 3 egress windows, full bathroom and good storage. 3 season room overlooks small fenced area. Yard is professionally landscaped.

1701 S Ash Street, Ottawa

Listing courtesy of Betty Birzer of ReeceNichols Town & Country.
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