Johnson, KS Homes with FHA Financing

Johnson, KS Homes with FHA Financing

Welcome to Johnson County, Kansas – a vibrant community that perfectly blends suburban charm with urban convenience. Nestled just southwest of the bustling Kansas City metropolitan area, Johnson County is renowned for its excellent schools, diverse recreational options, and a welcoming atmosphere that makes it an ideal place to call home.

With a population of over 600,000 residents, Johnson County boasts a rich tapestry of neighborhoods, each offering its own unique character and amenities. From the historic streets of Olathe to the family-friendly parks of Overland Park, there’s a community here for everyone. Residents enjoy access to a plethora of shopping, dining, and entertainment options, with nearby attractions like the Kansas City Zoo and the Country Club Plaza just a short drive away.

For those considering homeownership in this desirable area, FHA financing is an excellent option. The Federal Housing Administration (FHA) provides loans that are designed to make home buying more accessible, particularly for first-time buyers. With lower down payment requirements and more flexible credit score criteria, FHA loans open the door to homeownership for many families in Johnson County. Whether you’re looking for a cozy starter home or a spacious family residence, the availability of FHA financing can make your dream of owning a home in this thriving community a reality.

Discover the beauty and opportunity that Johnson County has to offer, and let us help you find your perfect home today!

Newest Johnson, KS Homes with FHA Financing

$360,000
3 Beds ⋅ 2.5 Baths
Looking for MAIN-LEVEL LIVING in a MAINTENANCE-PROVIDED community? This lovingly maintained 1.5-story home offers a main-level primary suite with ensuite bath, powder room, and laundry room all on the first floor! Situated on a large corner lot, the home enjoys abundant natural light and a peaceful setting tucked deep within the subdivision. Cared for and thoughtfully improved by the same owner for 17 years, this home features numerous big-ticket updates, including a new driveway, newer high-end HVAC system, and 5-year-old GAF Timberline roof. A security system, sprinkler system, and cozy, stone gas-log fireplace add comfort and peace of mind. The inviting main level features beautiful 6-panel doors, soaring vaulted ceilings, skylight, and a spacious great room and dining area. The fully equipped kitchen offers stainless steel appliances, rich wood cabinetry, center island, pantry, built-in desk, and breakfast area. A convenient wet bar is just off the kitchen, and the LG washer and dryer in the laundry room stay. The main-level primary suite features a tray ceiling, two separate wall closets, double vanity, relaxing tub and separate shower. Upstairs, two ensuite bedrooms share a Jack-and-Jill bath with separate vanity areas. A versatile loft off the second bedroom includes a skylight and distinctive 6-panel wood double-entry doors, serving as a great flex space. A clean, dry basement spanning the entire living area provides abundant storage and utility space. Outside, enjoy a deck, pergola, and privacy fencing, along with an attached oversized 2-car garage. Best of all, the HOA includes lawn maintenance, snow removal, and trash pickup—giving you more time to enjoy this wonderful Overland Park location near shopping, dining, parks, and everyday amenities, with easy access to the surrounding Johnson County area. Comfort, thoughtful updates, abundant natural light, and low-maintenance living come together in this exceptional Overland Park home.

12014 Hemlock Street, Overland Park

Listing courtesy of DeAnna Gordon of EXP Realty LLC.
$439,000
3 Beds ⋅ 2.5 Baths
Main Floor MBR Brownstone Townhomes don't come on the market often but this one is a 1.5 Story and available now! Welcome to East Olathes sought after community at Arbor Creek! Charming walkable neighborhood with restaurants, etc. nearby. Liv Rm w/ hearth fireplace & mantel, heavy trim package throughout home and double stack bay windows, Formal Din Rm or open flex room, Kitchen with high ceilings and peninsula bar & breakfast room and all kit appliances stay, Laundry Rm on 1st floor, MBR features tub & shower bath + walkin closet! Bedrm's 2 & 3 are located on the second floor. Wide 2 car rear entry garage, adorable private atrium outdoor patio off kitchen perfect for the grill! 1st floor features newer plank wood laminate flooring + hardwoods, carpet on stairs and upper level bedrooms. Full basement for storage or finish for additional sq footage! Occupancy close/possession quick/flexable. Sellers providing AB MAY 1 year warranty on Property for new owners. These highly desirable main floor master bedroom units rarely become available on the market so see/show this one today! HOA maintenance provided community with swimming pool.

16067 S BROOKFIELD Street, Olathe

Listing courtesy of Bill Gerue of Realty Executives.
$349,000
3 Beds ⋅ 3 Baths
Convenient living in the Blue Valley School District with shopping, dining, and everyday essentials close at hand. This well-designed home offers multiple living spaces, vaulted ceilings, abundant natural light, and an open layout that makes the main level feel bright and connected. The kitchen features generous cabinetry and countertop space, stainless steel appliances, hardwood flooring, and a large peninsula with bar seating that opens directly to the living area. Nearby, the vaulted dining space provides access to the outdoor deck, creating an easy transition for meals, entertaining, or relaxing outside. The spacious primary suite features a vaulted ceiling, large windows, and an ensuite bath with dual vanities and an oversized glass-enclosed shower. Additional living space on the lower level offers excellent flexibility for a second family room, home office, hobby space, workout area, or guest accommodations, with a fireplace adding another focal point to the room. A two-car garage provides convenient parking and storage, while the home's location keeps daily errands simple with a wide variety of stores, restaurants, and services nearby. With its flexible layout, generous living spaces, outdoor deck, and sought-after Blue Valley School District location, this home offers a practical combination of comfort and convenience.

7631 W 158th Terrace, Overland Park

Listing courtesy of Dan O'Dell of Real Broker, LLC.
$405,000
3 Beds ⋅ 2.5 Baths
This beautiful treed lot features a home with a two-year-old roof, new appliances, and fresh paint throughout. The interior includes hardwood floors, a fireplace on both the main and lower levels, and a dining room that opens up to a covered and enclosed deck. The lower level also offers a private studio room and a half bath, with a walkout leading to a very large backyard. Additionally, the property includes, outdoor sauna, the other was use as a playhouse, both on concrete slabs the playhouse.

5819 Perry Lane, Merriam

Listing courtesy of Rodney Gentry of Weichert, Realtors Welch & Co..
$259,000
3 Beds ⋅ 2 Baths
Welcome home to this charming 3 bedroom, 2 bath home in Spring Hill! Inside you'll find vinyl plank flooring, newer interior paint, ceiling fans throughout and a spacious utility room with pantry and additional storage. The kitchen was updated in 2022 with painted cabinets, countertops and dishwasher, and all kitchen appliances stay, including the refrigerator. Major improvements include a new roof with added ventilation in 2022, Carrier furnace installed in 2021, updated electrical in 2021 and exterior paint in 2019. Step outside to a fully fenced backyard with a deck, fire pit and storage sheds, plus a wide driveway providing plenty of parking. The home also offers a non-conforming 4th bedroom that could make a great office, workout room or additional flex space. Conveniently located near Spring Hill schools, shopping, highway access and area amenities!

402 N Harrison Street, Spring Hill

Listing courtesy of Crossroads RE Group of KW Diamond Partners.
$500,000
4 Beds ⋅ 2.5 Baths
Professional photos being done soon! This is more than a cosmetic remodel. This home has been extensively renovated from top to bottom, including the major systems and big-ticket improvements buyers often face after purchasing a home. With a brand-new roof, HVAC system, updated finishes, brand new appliances, and numerous additional improvements throughout, the expensive work has already been done. The result is a beautiful, truly move-in-ready home where the next owner can settle in and enjoy rather than immediately budgeting for renovations and major replacements. The main level welcomes you with a comfortable front sitting room/parlor and a bright eat-in kitchen featuring new stainless-steel appliances, granite countertops, new lighting, and updated finishes. A flexible dining room/office, half bath, and convenient main-floor laundry provide plenty of options for everyday living. Upstairs are four bedrooms with generous closet space. The spacious primary suite features an elegant inset ceiling, two walk-in closets, and a large private ensuite with dual vanities, a jetted soaking tub, and separate shower. Located in the desirable Heatherstone neighborhood, this home offers more than four walls. Residents enjoy a community pool, playground, attractive surroundings, and year-round neighborhood activities that help create a genuine sense of community. You can remodel a house. You cant remodel its location or manufacture a great neighborhood. This home offers both extensive improvements inside and an established community outside. For buyers comparing this home with properties that may initially appear similar, its worth considering not only the purchase price, but also the cost of replacing an aging roof, HVAC system, appliances, mechanical components, and updating kitchens, bathrooms, flooring, lighting, and finishes. Here, the work has already been done!

12001 S Rene Street, Olathe

Listing courtesy of Bryn Mcreynolds of Advance Realty Group LLC.
$600,000
4 Beds ⋅ 5.5 Baths
Welcome to 8500 W 148th St in Overland Park, KS, an original-owner story-and-a-half home on 1.09 acres. With 4 bedrooms, 3.5 baths, a finished walk-out basement, in-ground pool, two decks, and an additional basement garage with workspace, this property offers generous space both inside and out. The main level features a spacious kitchen with plenty of cabinetry and counter space, an eat-in area, and a separate dining room for more entertaining. The kitchen also provides access to one of the home's two decks, which steps down into the yard and creates an easy connection to the outdoor space. The living room overlooks the pool and opens to the second deck, while the primary bedroom also has direct access to this outdoor living area.The primary bathroom features a separate tub and shower along with two walk-in closets, providing generous storage and functionality. All secondary bedrooms feature walk-in closets, providing excellent storage throughout the home. The finished walk-out basement offers additional living space and opens directly to the pool area. An additional basement garage and workspace provide valuable flexibility for storage, projects, or hobbies. Conveniently located with easy access to U.S. 69 and I-435, this home is close to South Overland Park shopping, dining, and entertainment. Enjoy nearby destinations including Prairiefire, Corbin Park, and Bluhawk, along with a variety of restaurants, retail, entertainment, and everyday conveniences.

8500 W 148th Street, Overland Park

Listing courtesy of Amanda Teran of ReeceNichols -Johnson County W.
$475,000
3 Beds ⋅ 3.5 Baths
Tucked inside the gated, maintenance-provided Fieldstone community, this beautiful 3-bedroom, 3.5-bath villa offers an ideal blend of comfort, functionality, and low-maintenance living. The spacious main level features soaring ceilings, abundant natural light, a welcoming living room, a cozy hearth room, and a formal dining area—perfect for both everyday living and entertaining. Two gas fireplaces add warmth and charm to the living and hearth rooms. The kitchen is conveniently located adjacent to the hearth room, while the main-floor laundry (washer and dryer included) and half bath add everyday convenience. The generously sized primary suite is also located on the main level and features a walk-in closet and a private ensuite bath with double vanities, a jetted tub, and a separate shower. Upstairs, you'll find two additional bedrooms, each with a walk-in closet and ceiling fan, along with a full bathroom. The finished daylight lower level expands the living space with a large family room, wet bar, and full bathroom—ideal for entertaining, hosting guests, or creating a recreation area. Step outside to the covered, screened deck overlooking a peaceful backyard and large patio, providing the perfect place to relax and enjoy the outdoors. Additional highlights include tons of additional basement storage, a two-car garage, plus brand-new interior paint and carpet throughout, making this home truly movein ready. The HOA covers exterior maintenance, lawn care, snow removal, and trash service, allowing you to enjoy a carefree lifestyle. Ideally located just minutes from the shopping, dining, and entertainment, this villa offers the perfect combination of luxury, convenience, and low maintenance living in a highly sought after South Overland Park community.

14408 Marty Street, Overland Park

Listing courtesy of Steve Courtney of Keller Williams Realty Partners Inc..
$420,000
3 Beds ⋅ 2 Baths
Location, location, location! This charming and welcoming home, in the highly desired Arbor Woods neighborhood, is the one you have been waiting for. Step inside to find an inviting living room featuring vaulted ceilings—the perfect space for gathering or watching the big game. The spacious, eat-in kitchen boasts custom cabinetry, a walk-in pantry, and direct access to the back deck for seamless indoor-outdoor hosting. On the upper level, the primary suite serves as a private retreat complete with a double-bowl vanity and a generous walk-in closet. Two additional bedrooms and a well-appointed full bath finish out the upper level. Downstairs, the finished basement features a versatile rec room, perfect for a home gym, playroom, or media space. Outside, you will love the spacious, fully fenced backyard, offering plenty of room to entertain on the deck or simply relax and enjoy the outdoors. You will love the oversized garage (20' wide by 28' long!) with plenty of space to tinker, store items, or use as a workshop. Bonus storage crawl space adjacent to the rec room in the basement. So much to do in the area....walk to popular paved Cedar Niles trails less than a mile away. Drive less than 3 miles and explore all that Lake Olathe has to offer (splash pad, playground, disc golf, and all the lake activities you can imagine). There is so much to love about this home! Come out an take a look today!

23545 W 126TH Terrace, Olathe

Listing courtesy of Randi Platko of Prime Development Land Co LLC.
$375,000
3 Beds ⋅ 2 Baths
This beautifully updated home is move-in ready for it's new owners. Walk into the Great Room featuring a fireplace, vaulted ceiling and a skylight for extra natural light. The Dining Room and Kitchen flow through the open space. The Kitchen is fully equipped with Stainless Steel Appliances, updated light fixtures, plenty of cabinets and counter space, plus a pantry! The Primary Bedroom has cathedral ceiling, walk-in closet, and updated en-suite bath. The two secondary bedrooms and hall bath are also on the main level. The finished lower level has a rec-room. From the Dining Room, you can step out to the deck overlooking the large, fenced-in yard. Plenty of shade, and even a firepit! This one is a show stopper! You must see it. Professional photos coming soon.

11312 W 77th Street, Shawnee

Listing courtesy of Gary Faler of ReeceNichols - Overland Park.
$438,205
3 Beds ⋅ 2 Baths
Welcome to the innovative design and modern style of Ashlar Homes! The VERY popular Graysen plan, featuring the Modern Farmhouse elevation. Experience the perfect blend of modern elegance and functional design in this stunning new construction ranch. This home boasts high-end James Hardie® board with ColorPlus® Technology siding and advanced double-wall construction. Spanning 1,599 square feet on the main level, the home welcomes you with an open-concept great room with a dramatic box vault ceiling. The chef-inspired kitchen features quartz countertops, a clean white subway tile backsplash, a large center island, Frigidaire® stainless steel appliances, Moen® Brushed Nickel plumbing fixtures, and an abundant walk-in pantry with solid wood shelving. Off the mudroom, enjoy a convenient drop zone alongside upgraded wood shelving in all closets. Retreat to the primary suite, which boasts a luxurious bathroom finished with tiled floors, a walk-in tiled shower, and cultured white marble vanities. Outside, enjoy an insulated three-car garage with opener, and relax on the 10x9 patio. Come see Spring Hill's newest affordable choice for new home construction, at Fox Hollow! Under construction, No Physical House yet, at excavation stage as of 9.19.26.

18420 W 205th Street, Spring Hill

Listing courtesy of Danielle Sapienza of ReeceNichols- Leawood Town Center.
$416,990
4 Beds ⋅ 2.5 Baths
Flint Meadows Two Story Home Plan! Large office/study on the main level with a half bath across the hallway. The open family room, dining and kitchen has a wall of windows complimenting the 9' ceilings. White quartz, stainless appliances and tiled backsplash in the kitchen with a large pantry. The second floor offers four bedrooms, two bathrooms, laundry and storage. Check out the size of the primary bedroom! 18.11x13.4!! A large covered front porch lends well to enjoying the outdoors. Home is close to the community pool. Pictures are of a former finished home. Ask about Builder Incentives!

36438 102nd Place, De Soto

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
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