Johnson, KS Homes with USDA Loan Financing

Welcome to Johnson County, Kansas, a vibrant and thriving community that beautifully blends suburban living with a touch of rural charm. Nestled just southwest of the bustling Kansas City metropolitan area, Johnson County offers residents a perfect balance of convenience and tranquility. With its picturesque parks, top-rated schools, and a wide array of shopping and dining options, it’s no wonder that this area is a sought-after destination for families, young professionals, and retirees alike.

One of the standout features of Johnson County is its commitment to fostering a welcoming environment for all residents. The county boasts a rich tapestry of neighborhoods, each with its unique character and charm. Whether you’re looking for a cozy single-family home, a modern townhouse, or a spacious estate, you’re sure to find the perfect fit for your lifestyle.

For those considering homeownership in this beautiful county, USDA loan financing is an attractive option. This program is designed to help low to moderate-income families achieve their dream of owning a home in rural and suburban areas, including many parts of Johnson County. With no down payment required and competitive interest rates, USDA loans make it easier than ever to step into your new home.

Imagine living in a community that not only offers a high quality of life but also supports your financial goals. Johnson County is not just a place to live; it’s a place to thrive. Explore the possibilities today and discover how you can make this wonderful county your home!

Newest Johnson, KS Homes with USDA Loan Financing

$500,000

4 Beds ⋅ 2.5 Baths

Professional photos being done soon! This is more than a cosmetic remodel. This home has been extensively renovated from top to bottom, including the major systems and big-ticket improvements buyers often face after purchasing a home. With a brand-new roof, HVAC system, updated finishes, brand new appliances, and numerous additional improvements throughout, the expensive work has already been done. The result is a beautiful, truly move-in-ready home where the next owner can settle in and enjoy rather than immediately budgeting for renovations and major replacements. The main level welcomes you with a comfortable front sitting room/parlor and a bright eat-in kitchen featuring new stainless-steel appliances, granite countertops, new lighting, and updated finishes. A flexible dining room/office, half bath, and convenient main-floor laundry provide plenty of options for everyday living. Upstairs are four bedrooms with generous closet space. The spacious primary suite features an elegant inset ceiling, two walk-in closets, and a large private ensuite with dual vanities, a jetted soaking tub, and separate shower. Located in the desirable Heatherstone neighborhood, this home offers more than four walls. Residents enjoy a community pool, playground, attractive surroundings, and year-round neighborhood activities that help create a genuine sense of community. You can remodel a house. You cant remodel its location or manufacture a great neighborhood. This home offers both extensive improvements inside and an established community outside. For buyers comparing this home with properties that may initially appear similar, its worth considering not only the purchase price, but also the cost of replacing an aging roof, HVAC system, appliances, mechanical components, and updating kitchens, bathrooms, flooring, lighting, and finishes. Here, the work has already been done!

12001 S Rene Street, Olathe

Listing courtesy of Bryn Mcreynolds of Advance Realty Group LLC.

$438,205

3 Beds ⋅ 2 Baths

Welcome to the innovative design and modern style of Ashlar Homes! The VERY popular Graysen plan, featuring the Modern Farmhouse elevation. Experience the perfect blend of modern elegance and functional design in this stunning new construction ranch. This home boasts high-end James Hardie® board with ColorPlus® Technology siding and advanced double-wall construction. Spanning 1,599 square feet on the main level, the home welcomes you with an open-concept great room with a dramatic box vault ceiling. The chef-inspired kitchen features quartz countertops, a clean white subway tile backsplash, a large center island, Frigidaire® stainless steel appliances, Moen® Brushed Nickel plumbing fixtures, and an abundant walk-in pantry with solid wood shelving. Off the mudroom, enjoy a convenient drop zone alongside upgraded wood shelving in all closets. Retreat to the primary suite, which boasts a luxurious bathroom finished with tiled floors, a walk-in tiled shower, and cultured white marble vanities. Outside, enjoy an insulated three-car garage with opener, and relax on the 10x9 patio. Come see Spring Hill's newest affordable choice for new home construction, at Fox Hollow! Under construction, No Physical House yet, at excavation stage as of 9.19.26.

18420 W 205th Street, Spring Hill

Listing courtesy of Danielle Sapienza of ReeceNichols- Leawood Town Center.

$416,990

4 Beds ⋅ 2.5 Baths

Flint Meadows Two Story Home Plan! Large office/study on the main level with a half bath across the hallway. The open family room, dining and kitchen has a wall of windows complimenting the 9' ceilings. White quartz, stainless appliances and tiled backsplash in the kitchen with a large pantry. The second floor offers four bedrooms, two bathrooms, laundry and storage. Check out the size of the primary bedroom! 18.11x13.4!! A large covered front porch lends well to enjoying the outdoors. Home is close to the community pool. Pictures are of a former finished home. Ask about Builder Incentives!

36438 102nd Place, De Soto

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$394,900

3 Beds ⋅ 2 Baths

Welcome to Ashlar Homes’ Kinley model, a Craftsman-style ranch slab designed for comfort and convenience—all on one level with 1,374 sq. ft. Situated on an oversized cul-de-sac lot, this home features a spacious, bright primary suite complemented by two additional bedrooms for family or office needs. The open-concept living area boasts a great room with a fireplace and a modern kitchen complete with quartz countertops, a classic white subway tile backsplash, a large center island, Frigidaire® stainless steel appliances, Moen® Brushed Nickel fixtures, and a walk-in pantry with Ashlar's newest standard, Wood Shelving! Additional highlights include an insulated 3 Car garage equipped with a garage door opener, durable double-wall construction, and James Hardie® ColorPlus siding. Located in Spring Hill’s newest community, residents will enjoy future amenities including a pool, cabana, and playground, plus easy access to parks, schools, and local shops. Currently in the slab foundation stage with an estimated completion in January/February 2027. Contact listing agent Danielle for more details or to schedule a preview!

20510 Millview Road, Spring Hill

Listing courtesy of Danielle Sapienza of ReeceNichols- Leawood Town Center.

$384,900

4 Beds ⋅ 2.5 Baths

Welcome home to this beautifully updated, move-in-ready property in Olathe! Freshly painted inside and out, this home features high-end finishes and big-ticket mechanical upgrades throughout. Step inside to brand-new carpet and durable Pergo luxury vinyl plank flooring that flows seamlessly through the open living areas. The bright, eat-in kitchen and dining space is perfect for daily living and entertaining, complete with sleek granite countertops and ample cabinet space. The spacious primary suite serves as a true retreat, offering a generous walk-in closet and a private ensuite bath equipped with a double vanity. Downstairs, the sub-basement features an included sump pump and provides exceptional extra storage space to keep everything organized. Outside features are just as impressive, highlighted by a deep garage with plenty of room for vehicles and extra workspace. With a brand-new AC and furnace already in place, you can enjoy complete peace of mind for years to come. Schedule your tour today!

21380 W 181st Terrace, Olathe

Listing courtesy of Tyson Lininger of Platinum Realty LLC.

$380,995

3 Beds ⋅ 2 Baths

Welcome to the Hudson, a thoughtfully designed 3-bedroom, 2-bath home offering style, comfort, and flexibility. Two versatile flex rooms give you the freedom to create spaces that fit your lifestyle, whether you need a home office, sitting room, playroom, hobby room, or something entirely your own. One flex room is conveniently located at the front of the home, creating a welcoming and functional space right off the entry. The open-concept living, dining and kitchen areas create an inviting setting for everyday living and entertaining. Durable LVP flooring flows throughout the main living areas, hallway, and wet areas. The kitchen features beautiful quartz countertops with an undermount sink and stainless-steel appliances, including the refrigerator, with quartz countertops continuing into the bathrooms for a polished, cohesive look. The private primary suite features a spacious bath with double sinks, while the secondary bedrooms enjoy convenient access to a Jack-and-Jill bathroom. Outside, a covered front porch and covered back patio provide inviting spaces to relax and unwind. Blinds are also included for added move-in-ready convenience. With three bedrooms, two flex spaces, stylish finishes, and a thoughtfully designed layout, the Hudson gives you room to live, work, entertain, and truly make the home your own.

765 N Buckeye Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.

$333,990

4 Beds ⋅ 2 Baths

This new home offers simple living with a convenient single-level layout. An open-concept floorplan combines the kitchen, living and dining areas for simple entertaining and multitasking. Three secondary bedrooms are tucked away to the side of the home, and the owner’s suite is nestled into a private rear corner, offering access to a spa-inspired bathroom and walk-in closet. Home is finished with Quartz countertop throughout the home, as well as, LVP in living room, kitchen, dining and bathrooms. 2 car garage with opener is include, as well as Fridge for the kitchen and Blinds for all windows in the home.

37927 W 208th Terrace, Edgerton

Listing courtesy of Lennar Team of Platinum Realty LLC.

$349,000

3 Beds ⋅ 2.5 Baths

MOVE-IN READY in De Soto! Tucked away on a quiet cul-de-sac, this well-maintained home offers thoughtful updates, great outdoor living and a fantastic location in the award-winning De Soto School District. Step inside to a bright, vaulted living room featuring a cozy fireplace and newer luxury vinyl plank flooring. The kitchen offers granite countertops and stainless steel appliances—all staying with the home! Even the washer and dryer are included, making this one truly ready for its next owner. Enjoy newer carpet, vinyl windows and a beautifully remodeled primary bathroom. The spacious family room provides a second living area with an updated half bath and plenty of flexibility—use it as a family room, home office, playroom, guest space or even a non-conforming 4th bedroom. Outside may be your favorite part! The large deck and patio create plenty of space to relax and entertain, complete with a covered grilling station for year-round cookouts. The generous lot backs to a treed area with NO NEIGHBORS DIRECTLY BEHIND, offering extra privacy and a peaceful backdrop. A large, well-kept storage shed provides plenty of room for lawn equipment, bikes and outdoor gear. Just three houses North of the entrance to Kill Creek Streamway trail for relaxing nature walks. Located on a cul-de-sac with easy access to K-10 for commuting to Lawrence, Lenexa, Olathe and the Kansas City metro. Updated, comfortable and ready to enjoy—this De Soto home checks all the boxes!

8765 Thompson Drive, De Soto

Listing courtesy of Angela Zysk of ReeceNichols Preferred Realty.

$325,000

3 Beds ⋅ 2 Baths

Adorable and exceptionally well-kept 3-bedroom, 2-bath home in desirable Shawnee Village! This charming home offers 1,152 square feet of comfortable living space, plus an attached garage and an impressive backyard outbuilding. Recent improvements include a brand-new roof, fresh interior paint throughout most of the home, and new flooring in the family room. Beautiful hardwood floors add warmth and character to the spacious front living room, while the bright kitchen features white cabinetry, stainless steel appliances, newer flooring, and an adjoining dining area. The separate family room provides additional space for relaxing or entertaining. Additional highlights include a newer water heater (2023), whole-house attic fan, central gas furnace, and supplemental gravity furnace. Enjoy the newer front deck, private backyard patio, mature landscaping, and charming wood privacy partition. The clean, lighted outbuilding has electricity, a garage-style door, built-in shelving, and plenty of room for a workshop, studio, garden shed, or additional storage. A wonderful combination of charm, updates, and versatile living space in a convenient Shawnee location!

11501 W 68th Street, Shawnee

Listing courtesy of Bryan Bechler of Compass Realty Group.

$595,400

4 Beds ⋅ 3 Baths

The Tracy offers a spacious, straightforward layout with a main living area that connects the kitchen, dining, and living spaces in an easy, natural flow. It’s a home that prioritizes comfort and usability, with plenty of room to settle in. *The Images are of the same floor plan with similar features and are only a representation of the listed home. The actual photo of the home can be viewed on the second photo.

6701 Apache Drive, Shawnee

Listing courtesy of Pamela Chyba of ListWithFreedom.com Inc.

$610,375

4 Beds ⋅ 3 Baths

The Tracy offers a spacious, straightforward layout with a main living area that connects the kitchen, dining, and living spaces in an easy, natural flow. It’s a home that prioritizes comfort and usability, with plenty of room to settle in. *Interior Photos are a representation of the listed home and may differ from the final product.

6635 McCormick Drive, Shawnee

Listing courtesy of Pamela Chyba of ListWithFreedom.com Inc.

$313,990

3 Beds ⋅ 2 Baths

Ready just in time for the holidays! Featuring Lennar's Everything's Included finished home design-quartz countertops, refrigerator, and blinds all included! This new single-story home is perfect for modern lifestyles. An inviting open-concept layout blends the kitchen, living and dining areas to maximize interior space, with a nearby covered patio for simple indoor-outdoor living. All three bedrooms are tucked away to the side for optimal comfort and privacy, including the luxe owner’s suite at the back of the home with a full bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

20340 W 195th Street, Spring Hill

Listing courtesy of Lennar Team of Platinum Realty LLC.

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