Lafayette Homes with FHA Financing

Lafayette Homes with FHA Financing

Welcome to Lafayette County, Missouri—a hidden gem nestled in the heart of the Midwest. Known for its rich history, picturesque landscapes, and welcoming communities, Lafayette County offers the perfect blend of rural charm and modern convenience. With a population that values community spirit and a slower pace of life, residents enjoy a friendly atmosphere where neighbors become friends.

Lafayette County is home to a variety of outdoor recreational opportunities. Whether you’re hiking through the scenic trails of the local parks or enjoying a peaceful day of fishing at one of the many lakes, nature enthusiasts will find plenty to love. The county also boasts a selection of quaint shops, delicious dining options, and vibrant local events that bring the community together.

For those looking to settle down in this wonderful area, homes in Lafayette County are often accessible through FHA financing. This means that first-time homebuyers and those with limited savings can find affordable options without compromising on quality. The FHA loan program is designed to make homeownership attainable, allowing you to explore a diverse range of properties that fit your lifestyle and budget.

From charming historic homes to modern new builds, Lafayette County offers a variety of housing options to suit every taste. With the added benefit of FHA financing, your dream home in this idyllic county is within reach. Discover the perfect place to call home in Lafayette County, where community and comfort await you!

Newest Lafayette Homes with FHA Financing

$237,700
3 Beds ⋅ 2.5 Baths
Completely Remodeled & Move-In Ready! Welcome home to this beautifully remodeled 3-bedroom, 2.5-bath raised ranch offering a fresh, modern feel throughout. Step inside to an inviting open floor plan that's perfect for both everyday living and entertaining. The home has been thoughtfully updated from top to bottom, including a gorgeous new kitchen and beautifully renovated bathrooms. Fresh finishes and modern updates throughout make this one truly ready for its new owners to move right in and enjoy. Step outside onto the brand-new deck, perfect for morning coffee, summer cookouts, or relaxing at the end of the day. The fenced backyard offers plenty of space for pets, kids, gardening, or entertaining, while the storage shed provides additional room for lawn equipment and outdoor essentials. With 3 bedrooms, 2.5 baths, a completely remodeled interior, open-concept living, new deck, fenced yard, and storage shed, this home checks all

803 W Main Street, Odessa

Listing courtesy of Cindy Middleton of RE/MAX Premier Properties.
$349,000
5 Beds ⋅ 2 Baths

326 E Main Street, Odessa

Listing courtesy of Chip Thompson of Realty Professionals Heartland.
$500,000
3 Beds ⋅ 2.5 Baths
Country living meets comfortable elegance! This beautiful all brick ranch home offers 3 bedrooms, 2.5 baths, a 2-car garage, and 4.72 ACRES of peaceful countryside. Approximately two-thirds of the property is wooded, providing privacy and a natural setting filled with wildlife, perfect for those who enjoy hunting, gardening, exploring, or simply relaxing outdoors. Inside, the vaulted-ceiling living room provides a spacious gathering area with beautiful views overlooking the saltwater inground pool and patio. The thoughtfully designed floor plan offers two fireplaces, a cozy hearth room, a separate sitting room, and a formal dining room. The kitchen features custom cabinetry and granite countertops, creating a functional and inviting space for everyday living or entertaining. The mostly finished basement adds even more versatility with a second kitchen and half bath, with plumbing already in place to convert the half bath to a full bath if desired. Whether you need additional living space, a recreation area, guest accommodations, or a private entertaining space, the possibilities are plentiful. Step outside to enjoy the beautifully landscaped pool and patio area, surrounded by an abundance of shrubs, flowers, and mature plantings. With nearly 5 acres, a wooded backdrop, abundant wildlife, and plenty of room to enjoy the outdoors, this property offers a rare combination of comfort, recreation, and privacy; all in one exceptional setting. Outbuilding is not part of the property.

12692 Elm Park Road, Lexington

Listing courtesy of Harley Amos Todd of Heritage Realty.
$190,000
3 Beds ⋅ 1 Baths
A move-in ready one-level home! Open floorplan and spacious rooms on a large lot. New Upgrades include... All new sewer line and plumbing work! Updated paint, carpet and hardware. Enjoy this main-level living home in the heart of Odessa with plenty of room for everyone!

203 N Connor Street, Odessa

Listing courtesy of Christina Brown of Sage Door Realty, LLC.
$424,500
3 Beds ⋅ 2 Baths
Welcome to 200 Mike Drive in Bates City! This new construction home offers 1,542 finished square feet above grade with an unfinished basement providing an opportunity to create additional living space tailored to your needs. The main level features 3 bedrooms and 2 full bathrooms, including a spacious primary suite with a large walk-in closet. The kitchen features quartz countertops and flows seamlessly into the main living areas, creating a comfortable layout for everyday living and entertaining. Luxury vinyl plank flooring extends throughout the main living spaces, while carpet adds comfort in the bedrooms. A covered deck provides an inviting space to enjoy the outdoors. Located in Bates City with the benefit of Lafayette County taxes, this home offers modern finishes, a functional floor plan and the opportunity to make the unfinished basement your own.

200 Mike Drive, Bates City

Listing courtesy of Asheley Sisk of RE/MAX Heritage.
$275,000
4 Beds ⋅ 2 Baths
Welcome home to 108 W 20th Street in Higginsville. A beautifully renovated 4-bedroom, 2-bathroom home offering classic charm, modern updates, and a convenient location near downtown Higginsville! Inside, you will find original hardwood floors flowing through much of the main level, adding warmth and character to this thoughtfully updated home. The renovated kitchen features updated finishes and appliances that stay, making this home truly move-in ready. A main-level laundry room adds everyday convenience, while both bathrooms have been tastefully updated with a fresh, contemporary look. The partially finished lower-level flex space provides valuable room to spread out; it includes an egress window and closet, making it ideal for a 4th bedroom, home office, workout room, or guest space. You'll also find plenty of storage throughout the home, including large closets and additional basement storage. Outside, relax with your morning coffee on the inviting front porch or enjoy the backyard with room for gardening, entertaining, or simply enjoying the outdoors. This charming, updated home offers plenty of possibilities both inside and out. Located just minutes from downtown Higginsville, you'll have easy access to local shopping, restaurants, community events, and everyday conveniences. Schedule your private showing today and see all that 108 W 20th Street has to offer!

108 W 20th Street, Higginsville

Listing courtesy of Krystal Schwenker of Keller Williams KC North.
$215,000
3 Beds ⋅ 2.5 Baths
Looking for lots of space? This one’s got you covered! 3 levels for the family to spread out in privacy and comfort. 2 spacious bedrooms and full bath on the main level, 3rd bedroom is entire upper level and includes ½ bath. Full basement has lots of finishes including built ins, a fireplace , another ½ bath plus huge tiled walk in shower. Private back patio, corner lot, 1 car garage plus another space on the drive, vinyl fenced yard with plenty of space to play. Enclosed patio/breezeway makes an ideal space to soak up some sun and handle all the coats and shoes when you come in from the garage. With all brick exterior, you can leave the paint brush behind and enjoy a nearly maintenance free exterior. Don’t miss this one! Ask about special financing available to help make this home yours today! This home is owned by the US Dept. of HUD case number 291-637163. All HUD homes are sold "as is" with any and all faults. HUD is offering $100 to owner occupant buyers, a great opportunity for home ownership at a reasonable price.

1700 Olive Street, Higginsville

Listing courtesy of Lisa Hight of Pride of America Realty.
$175,000
3 Beds ⋅ 1 Baths
This recently remodeled 3-bedroom, 1-bath home that has been completely taken down to the studs and thoughtfully brought back to life. With extensive updates throughout, this home offers the fresh look and feel of a modern renovation while maintaining a comfortable, functional layout. Inside, you’ll find bright, inviting living spaces, three bedrooms, an updated bathroom, and a separate laundry/mud room that provides convenient everyday storage and functionality. Step outside to enjoy the large backyard—perfect for entertaining, gardening, pets, or simply relaxing. A deck offers a great spot for outdoor dining and summer gatherings, while the backyard shed provides additional storage for tools, lawn equipment, and more. With its extensive renovation, practical layout, and generous outdoor space, this move-in-ready home is ready for its next owner to enjoy.

5 SE 14th Street, Concordia

Listing courtesy of Beau Linebach of RE/MAX Central.
$510,000
4 Beds ⋅ 3 Baths
Welcome to The Hill, Odessa’s exclusive new subdivision! This gorgeous, brand-new ranch home offers impressive space, quality finishes, and a thoughtful layout designed for comfortable living and entertaining. The main level features an inviting open concept living area, perfect for gathering with family and friends, along with a primary suite complete with a walk-in closet and private bath featuring a double vanity and large walk-in shower. Two additional bedrooms and a full bath are conveniently located on the opposite side of the main living area. The finished basement provides even more living space with the same quality finishes found throughout the home. Enjoy a generous family room with wet bar, a full bath, and a spacious fourth bedroom featuring a large walk-in closet - perfect for guests, a home office, or additional living space. Enjoy the added convenience of nearby Lake Venita and walking trails. With new construction, abundant living space, and a fantastic location, this home is a must-see!

702 W Marlow Street, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.
$109,900
2 Beds ⋅ 1 Baths
*PRICE IMPROVEMENT* Why rent when you can own? This inviting 2-bedroom, 1-bath bungalow offers an excellent opportunity for first-time buyers, downsizers, or investors looking to add their personal touch. Situated on a corner lot, this home features fresh interior paint, comfortable living spaces, and plenty of potential to make it your own. Step outside to enjoy the large, partially fenced yard, offering space for pets, gardening, outdoor entertaining, or future improvements. With affordable ownership opportunities becoming harder to find, this property is the perfect chance to build equity while creating a home that reflects your style and vision. Schedule your showing today and discover the possibilities this property has to offer—your opportunity awaits!

2101 Jefferson Street, Lexington

Listing courtesy of Cheri Hudson Landwehr of RE/MAX Central.
$219,900
3 Beds ⋅ 1 Baths
Welcome to 903 Roncelli Road . Sitting on a quiet dead end street perfect for raising a family. You'll enjoy a peaceful and tranquil setting. 2 bedrooms, bath, sitting room and a kitchen that offers a generous amount of cabinets that's connected to the dining space that flows nicely into the living room complete the main level. Step out from the dining room to a covered porch that's perfect for relaxing or enjoying your favorite beverage. While the lower level features a versatile third bedroom. making it an ideal space for home office, guest room, family room etc., and 2 car garage space. Exterior has vinyl siding, vinyl windows. The yard has mature trees and shrubs that provides a great potential for outdoor enjoyment, gardening or gatherings. Conveniently located near restaurants , schools, shopping, and easy highway access. It is ready for your cosmetic touches and favorite paint colors to truly shine.

903 Roncelli Road, Lexington

Listing courtesy of David Moss of Riverview Realty.
$500,000
3 Beds ⋅ 2 Baths
Welcome to The Hill, Odessa’s exclusive new subdivision! This beautiful ranch style home offers exceptional curb appeal, featuring a covered front porch and a desirable corner lot location with Lake Venita and walking trail nearby. Step through the double door entry and immediately appreciate the upgraded finishes and serene, inviting atmosphere. The spacious open concept living area features a cozy fireplace flanked by built-in cabinets with open shelving and flows seamlessly into the stylish kitchen, complete with a large island perfect for entertaining, a pantry, and plenty of storage. The private primary suite is designed to be your personal retreat, offering a relaxing soaking tub, walk-in shower, and an oversized walk-in closet. Thoughtfully designed and beautifully crafted, this home combines comfort, style, and functionality in a fantastic location. Don’t miss your opportunity to make this exceptional home yours!

700 W Marlow Street, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.
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