Lafayette County Homes with VA Loan Financing

Lafayette County Homes with VA Loan Financing

Welcome to Lafayette County, Missouri – a hidden gem in the heart of the Midwest that beautifully balances the charm of small-town living with the conveniences of modern life. Nestled between the vibrant cities of Kansas City and Columbia, Lafayette County offers a rich tapestry of history, culture, and natural beauty. With its picturesque landscapes, friendly communities, and a variety of recreational activities, it’s no wonder that so many are choosing to call this area home.

Lafayette County boasts a diverse range of real estate options, making it an ideal place for families, retirees, and everyone in between. From charming historic homes to modern developments, there’s something to fit every lifestyle and budget. One of the most appealing aspects of purchasing a home in Lafayette County is the availability of VA loan financing. This means that veterans and active-duty military personnel can take advantage of favorable loan terms, making homeownership more accessible and affordable.

Imagine settling into a cozy home surrounded by lush parks, scenic trails, and a welcoming community. Lafayette County offers excellent schools, vibrant local businesses, and a strong sense of community spirit, ensuring that you’ll feel right at home. Whether you’re looking for a serene retreat or a bustling neighborhood, the options are plentiful.

Explore the possibilities that await you in Lafayette County, where your dream home is just a heartbeat away. With VA loan financing options available, now is the perfect time to invest in your future in this enchanting corner of Missouri. Discover the charm of Lafayette County today!

Newest Lafayette County Homes with VA Loan Financing

424 E College Terrace, Odessa
$275,000
2 Beds ⋅ 2 Baths
RANCH homes with main floor living are hard to find these days well here you go! This home features a Vaulted Ceiling architecture that defines the main living space of this one-story single-family residence, creating an inviting and airy atmosphere immediately upon entry. This home features 2 bedrooms and 2 full bathrooms, offering a comfortable and functional living area. The kitchen is equipped with essential appliances, including a Dishwasher, Disposal, Microwave, and Rng/Oven- Electric, complemented by Stained Cabinets. Comfort is enhanced throughout the interior with Ceiling Fan(s). The exterior of the property includes Storm Doors and sits on a lot size of 0.22 acres,providing outdoor space in a serene residential setting. This Odessa property presents an exceptional opportunity to settle into a tranquil neighborhood. Schedule a tour today to experience the layout and features of this home.

424 E College Terrace, Odessa

Listing courtesy of Lisa Lewis of ReeceNichols - Lees Summit.
9916 N 131 Highway, Odessa
$535,000
3 Beds ⋅ 3.5 Baths
Enjoy the perfect blend of space, privacy, and convenience at this beautiful property just outside Odessa! Situated on over 4 acres with approximately 4,000 square feet of living space, this home offers room to spread out both inside and out. Enjoy your own private backyard pool, plenty of acreage for hobbies, outdoor activities, and all the extras that come with country living. With no neighbors right on top of you, you’ll appreciate the added privacy while still being just 3 miles from I-70 and 5 minutes from downtown Odessa. Located in the Wellington-Napoleon School District, this property offers the space and lifestyle you’ve been looking for without sacrificing convenience!

9916 N 131 Highway, Odessa

Listing courtesy of Marianne Luff of ReeceNichols - Lees Summit.
117 N 12th Street, Lexington
$253,000
3 Beds ⋅ 2 Baths
BRAND NEW! This new construction 3 bed, 2 bath home is almost complete and ready for you! Featuring 3 bedrooms, 2 full bathrooms and an open concept living room and kitchen. Everything is on one level here, no stairs to contend with. The home also has an attached 2 car garage. The home is within walking distance to downtown Lexington with shopping and food close by and also located on a dead end street.

117 N 12th Street, Lexington

Listing courtesy of Mike Cooper of RE/MAX Premier Properties.
302 N 4th Street, Odessa
$425,000
Brand-new construction 4-plex at 302 N 4th St in Odessa, MO, delivered 100% vacant and move-in ready. Features four identical 2-bed, 1-bath units at 828 sq ft each (3,312 total sq ft). Every unit offers open-concept living, LVP flooring throughout, white shaker cabinetry, granite-look countertops, full kitchen appliances, a walk-in primary closet, and dedicated in-unit laundry hookups. Designed as an efficient all-electric building, exterior highlights include low-maintenance vertical siding, separate HVAC condensers, individual utility meters, private upper-level entry decks, fenced trash enclosure, and a large paved off-street parking lot. With pro-forma rents projected at $975/mo per unit ($3,900/mo or $46,800/yr gross), this property is positioned for strong cash flow right out of the gate. Located in the Odessa R-VII School District with quick I-70 access for an easy KC metro commute. Ideal turnkey investment, 1031 exchange, or owner-occupant property.

302 N 4th Street, Odessa

Listing courtesy of Gregory Mccord of EXP Realty LLC.
4283 131 Highway, Odessa
$845,000
4 Beds ⋅ 3 Baths
LOCATION, LOCATION, LOCATION! Just 2 minutes south of Odessa on Highway 131, this exceptional property offers the perfect combination of convenience, privacy, and country living on 14.92 beautiful acres! Tucked behind a treed setting, the home and barn offer a secluded feel while enjoying the convenience of easy blacktop access. Proudly offered by its original owner, this custom-built home blends rustic charm with modern finishes and thoughtful design throughout. You'll love the abundance of cabinetry, built-ins, a walk-in pantry, spacious walk-in closet, and generous storage that make everyday living both comfortable and organized. The well-planned layout features a convenient drop zone just inside the garage, a nearby laundry room, and a walk-in pantry perfectly positioned for unloading groceries. The spacious, open-concept living area is designed to bring people together! Enjoy peaceful views of the back of the property from the main living spaces, while the large kitchen island provides the perfect gathering spot for everyday meals or entertaining family and friends. The finished lower level adds even more versatility with a recreation area, fourth bedroom, full bath, and an additional unfinished area offering plenty of room for storage. Take in the fresh country air from the covered front porch or unwind on the covered back patio while enjoying beautiful sunset views. Outside, the impressive red barn is ready for all your equipment, hobbies, and storage needs, featuring 16-foot sidewalls, a 14-foot overhead door, and an additional 12-foot overhead door. The extended overhang also provides an ideal spot for RV parking. This property truly checks all the boxes! A convenient location, nearly 15 acres, a custom-built home, and an impressive outbuilding make this a rare opportunity to enjoy the best of country living without sacrificing convenience!

4283 131 Highway, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.
109 E Dryden Street, Odessa
$249,000
3 Beds ⋅ 2 Baths
Beautifully renovated farmhouse-style home located just blocks from downtown Odessa! Enjoy the charm of small-town living in a home that feels straight out of a Hallmark movie. Renovated down to the studs just three years ago, this home offers the perfect blend of character, style, and modern convenience, with updated mechanical, electrical, and plumbing systems. Thoughtful details and unique features can be found throughout, including an electric fireplace, hidden barn door with built-in shelving, solid-surface kitchen countertops, decorative tile backsplash, floating shelves, soaking tub, beadboard accents, decorative stair railing, and a built-in loft bed. Beyond the cosmetic updates, the sellers have also invested in many major improvements, including windows, siding, a concrete driveway, deck, and mechanical systems. A spacious detached garage provides plenty of room for vehicle storage, a workshop, or additional hobbies. This one-of-a-kind property is truly move-in ready and offers a rare opportunity to own a beautifully updated home full of charm and character!

109 E Dryden Street, Odessa

Listing courtesy of Patel Group of Keller Williams Platinum Prtnr.
213 W 18th Street, Higginsville
$155,000
2 Beds ⋅ 1 Baths
Charming, Updated & Move-In Ready! Welcome home to this beautifully updated 2-bedroom, 1-bath home offering 800 square feet of thoughtfully designed living space in Higginsville! Whether you’re searching for your first home, looking to downsize, or considering an investment property, this charming home has plenty to offer! Step inside to discover modern finishes and stylish updates throughout. The beautifully remodeled kitchen features granite countertops, a farmhouse sink, soft-close cabinetry, and stainless steel appliances. Gorgeous wood-look luxury vinyl plank flooring flows through the main living areas, while comfortable carpeting adds warmth to the bedrooms and hallway. Need a little extra flexibility? The bonus space is ideal for a home office, pantry, or additional storage! Major improvements include a new roof installed in June 2025, plus a newer stove, dishwasher, microwave, water heater, and A/C unit, all replaced within approximately the past five years. The updated bathroom complements the home’s fresh, modern feel. Step outside to enjoy the large fenced backyard, offering plenty of space for entertaining, pets, or outdoor relaxation. A convenient storage building provides additional room for tools, lawn equipment, and seasonal items. With beautiful updates, practical features, and major improvements already completed, this home offers comfort, style, and functionality at an attractive price! Offered at $155,000 — schedule your private showing today!

213 W 18th Street, Higginsville

Listing courtesy of Chad Gibson of Epique Realty.
409 S Maple Street, Bates City
$290,000
4 Beds ⋅ 2 Baths
Enjoy peaceful country living without sacrificing convenience! Situated on a spacious 0.4-acre corner lot in Bates City, this beautifully updated 4-bedroom home is just about 15 minutes from Blue Springs, with quick highway access to shopping, dining, and everyday conveniences. Inside, you’ll find new flooring, fresh paint, an updated kitchen with stainless steel appliances, refreshed bathrooms, and convenient main-level laundry. The home offers a clean, updated feel with warmth and character. Outside, you’ll love the large elevated deck overlooking the spacious yard and mature trees. With a two-car garage and a quiet neighborhood setting, this home offers the perfect balance of country living and convenience. Come see everything this home has to offer!

409 S Maple Street, Bates City

Listing courtesy of Kiersten Olsen of Real Broker, LLC.
9313 131 Highway, Odessa
$399,500
3 Beds ⋅ 2 Baths
An earth contact home design anchors this three-bedroom, two-bathroom property positioned on a paved road. This residence features over 1,800 square feet of finished area, highlighted by a twenty-by-twenty-foot sunroom that provides a space to unwind while overlooking an approximately fifteen-acre stocked lake. The outdoor space includes a three-plus acre lot with lake frontage equipped with both wet and dry docks, perfect for spending quiet afternoons fishing. Vehicle storage and project space are plentiful with a two-car attached garage alongside an insulated thirty-by-forty-foot outbuilding. This versatile structure contains two garage bays, a workshop/storage area, concrete floor, and electric service. This tranquil property with fantastic lakeside view offers a setting situated a few miles from Odessa and Interstate 70, within the Wellington-Napoleon school district.

9313 131 Highway, Odessa

Listing courtesy of Eric Pierson of Pierson Realty.
1208 Franklin Avenue, Lexington
$325,000
5 Beds ⋅ 2.5 Baths
Welcome to 1208 Franklin Ave, where historic charm meets beautifully renovated modern living! This stunning 1925 brick Craftsman bungalow has been thoughtfully renovated from top to bottom, offering the perfect combination of character, style, and space. Featuring 5 bedrooms, 2.5 bathrooms, and approximately 3,335 sq. ft., there is plenty of room to spread out, work from home, entertain, or accommodate a growing household. The show-stopping kitchen features sage-green cabinetry, quartz countertops, a large island, stylish tile backsplash, and stainless appliances. The spacious main-level primary suite offers a beautifully appointed private bath, while the additional main-level bedrooms provide flexibility and convenience. Upstairs, you'll find an impressive additional living space complete with a large bedroom, office, family room, half bath, and charming reading nook with stained-glass windows. Extensive updates include new walls and finishes throughout, new windows, two electric HVAC systems, and a new shingle roof. Original hardwood floors, a covered front porch, and thoughtful design touches add to the home's character. Enjoy the deck, fenced backyard, detached one-car garage, and partially finished basement with additional storage. Conveniently located just off Main Street and within walking distance of downtown Lexington's shops, restaurants, and local attractions. AND HERE'S THE ICING ON THE CAKE... THIS HOME IS LISTED WELL BELOW APPRAISED VALUE! HELLO, INSTANT EQUITY OPPORTUNITY! If you've been searching for a spacious, move-in-ready home with historic charm and modern updates, this one is a must-see.

1208 Franklin Avenue, Lexington

Listing courtesy of Samantha Adkins of Riverview Realty.
606 S Johnson Drive, Odessa
$314,700
3 Beds ⋅ 2 Baths
Beautifully Renovated Ranch in Odessa – Move-In Ready! Fall in love with this beautifully updated 3-bedroom, 2-bath ranch home in Odessa! Offering the perfect combination of comfort, style, and functionality, this home has been thoughtfully renovated and is ready for its new owners! Step inside to discover fresh interior paint, beautiful new flooring, and a refreshed kitchen featuring stainless steel appliances. The inviting layout offers comfortable living spaces perfect for everyday living and entertaining. Need room to grow? The full unfinished basement offers endless possibilities for additional living space, a recreation room, home gym, workshop, or plenty of storage! Step outside and enjoy the large, private deck, perfect for morning coffee, weekend barbecues, or simply relaxing in your own peaceful outdoor retreat. An additional parking pad provides extra convenience for guests or additional vehicles. With so many updates already completed, all that's left to do is move in and make it your own! Beautiful updates, room to grow, and outdoor space to enjoy — this Odessa ranch checks all the boxes!

606 S Johnson Drive, Odessa

Listing courtesy of Cindy Middleton of RE/MAX Premier Properties.
202 W 16th Street, Higginsville
$179,900
3 Beds ⋅ 1 Baths
Welcome home to this charming, move-in-ready 3-bedroom, 1-bath ranch! Situated on a spacious, shaded lot, this property offers the perfect combination of comfort, convenience, and outdoor enjoyment. Relax on the inviting covered front porch or unwind on the screened-in covered patio overlooking the fenced backyard. Mature shade trees provide a beautiful setting, while the backyard offers plenty of room for pets, play, gardening, or entertaining. An additional storage shed provides convenient space for lawn equipment and outdoor essentials. With easy, single-level living and inviting outdoor spaces, this home is ready for its next owner to move right in and enjoy!

202 W 16th Street, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
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