Lafayette Homes with USDA Loan Financing

Lafayette Homes with USDA Loan Financing

Welcome to Lafayette County, Missouri – a hidden gem that combines the charm of rural living with the convenience of modern amenities. Nestled in the heart of the Show-Me State, Lafayette County offers a unique blend of picturesque landscapes, rich history, and a welcoming community atmosphere. With its rolling hills, lush farmlands, and serene parks, it's no wonder that this county is a sought-after destination for families and individuals alike.

One of the standout features of Lafayette County is its accessibility to affordable housing options, particularly through USDA loan financing. This program is designed to help low to moderate-income families achieve their dream of homeownership in eligible rural areas. With USDA loans, you can secure a home with little to no down payment, making it easier than ever to settle down in this beautiful county. Whether you're looking for a cozy cottage, a spacious family home, or a charming farmhouse, Lafayette County has a diverse range of properties that cater to various lifestyles and budgets.

In addition to its attractive housing options, Lafayette County is rich in community spirit and local amenities. Residents enjoy access to excellent schools, vibrant local businesses, and a variety of recreational activities. From hiking trails and fishing spots to community events and farmers' markets, there’s always something happening in Lafayette County.

If you're considering a move to a place that offers both tranquility and opportunity, look no further than Lafayette County, MO. With the added benefit of USDA loan financing, your dream home is within reach. Come explore the possibilities and discover why so many are proud to call Lafayette County home!

Newest Lafayette Homes with USDA Loan Financing

$275,000
4 Beds ⋅ 2 Baths
Welcome home to 108 W 20th Street in Higginsville. A beautifully renovated 4-bedroom, 2-bathroom home offering classic charm, modern updates, and a convenient location near downtown Higginsville! Inside, you will find original hardwood floors flowing through much of the main level, adding warmth and character to this thoughtfully updated home. The renovated kitchen features updated finishes and appliances that stay, making this home truly move-in ready. A main-level laundry room adds everyday convenience, while both bathrooms have been tastefully updated with a fresh, contemporary look. The partially finished lower-level flex space provides valuable room to spread out; it includes an egress window and closet, making it ideal for a 4th bedroom, home office, workout room, or guest space. You'll also find plenty of storage throughout the home, including large closets and additional basement storage. Outside, relax with your morning coffee on the inviting front porch or enjoy the backyard with room for gardening, entertaining, or simply enjoying the outdoors. This charming, updated home offers plenty of possibilities both inside and out. Located just minutes from downtown Higginsville, you'll have easy access to local shopping, restaurants, community events, and everyday conveniences. Schedule your private showing today and see all that 108 W 20th Street has to offer!

108 W 20th Street, Higginsville

Listing courtesy of Krystal Schwenker of Keller Williams KC North.
$375,000
3 Beds ⋅ 2 Baths
Welcome home to this sprawling brick ranch in beautiful Clayton Park! This spacious one-level home offers a functional layout with main-floor laundry, an enclosed porch off the eat-in kitchen, a comfortable living room, and a family room perfect for gathering. The primary bedroom features two walk-in closets, while another oversized cedar closet offers an impressive 11’ x 10’ of additional storage. Downstairs, the unfinished basement provides even more possibilities and already includes a bathroom and egress window. Outside, enjoy a fenced backyard with plenty of room for kids and pets, a storage shed for lawn equipment, and neighborhood amenities including two ponds, a swimming pool, walking trails, and a basketball court!

981 Owl Creek Parkway, Odessa

Listing courtesy of Raegan West of RE/MAX Premier Properties.
$215,000
3 Beds ⋅ 2.5 Baths
Looking for lots of space? This one’s got you covered! 3 levels for the family to spread out in privacy and comfort. 2 spacious bedrooms and full bath on the main level, 3rd bedroom is entire upper level and includes ½ bath. Full basement has lots of finishes including built ins, a fireplace , another ½ bath plus huge tiled walk in shower. Private back patio, corner lot, 1 car garage plus another space on the drive, vinyl fenced yard with plenty of space to play. Enclosed patio/breezeway makes an ideal space to soak up some sun and handle all the coats and shoes when you come in from the garage. With all brick exterior, you can leave the paint brush behind and enjoy a nearly maintenance free exterior. Don’t miss this one! Ask about special financing available to help make this home yours today! This home is owned by the US Dept. of HUD case number 291-637163. All HUD homes are sold "as is" with any and all faults. HUD is offering $100 to owner occupant buyers, a great opportunity for home ownership at a reasonable price.

1700 Olive Street, Higginsville

Listing courtesy of Lisa Hight of Pride of America Realty.
$175,000
3 Beds ⋅ 1 Baths
This recently remodeled 3-bedroom, 1-bath home that has been completely taken down to the studs and thoughtfully brought back to life. With extensive updates throughout, this home offers the fresh look and feel of a modern renovation while maintaining a comfortable, functional layout. Inside, you’ll find bright, inviting living spaces, three bedrooms, an updated bathroom, and a separate laundry/mud room that provides convenient everyday storage and functionality. Step outside to enjoy the large backyard—perfect for entertaining, gardening, pets, or simply relaxing. A deck offers a great spot for outdoor dining and summer gatherings, while the backyard shed provides additional storage for tools, lawn equipment, and more. With its extensive renovation, practical layout, and generous outdoor space, this move-in-ready home is ready for its next owner to enjoy.

5 SE 14th Street, Concordia

Listing courtesy of Beau Linebach of RE/MAX Central.
$109,900
2 Beds ⋅ 1 Baths
*PRICE IMPROVEMENT* Why rent when you can own? This inviting 2-bedroom, 1-bath bungalow offers an excellent opportunity for first-time buyers, downsizers, or investors looking to add their personal touch. Situated on a corner lot, this home features fresh interior paint, comfortable living spaces, and plenty of potential to make it your own. Step outside to enjoy the large, partially fenced yard, offering space for pets, gardening, outdoor entertaining, or future improvements. With affordable ownership opportunities becoming harder to find, this property is the perfect chance to build equity while creating a home that reflects your style and vision. Schedule your showing today and discover the possibilities this property has to offer—your opportunity awaits!

2101 Jefferson Street, Lexington

Listing courtesy of Cheri Hudson Landwehr of RE/MAX Central.
$219,900
3 Beds ⋅ 1 Baths
Welcome to 903 Roncelli Road . Sitting on a quiet dead end street perfect for raising a family. You'll enjoy a peaceful and tranquil setting. 2 bedrooms, bath, sitting room and a kitchen that offers a generous amount of cabinets that's connected to the dining space that flows nicely into the living room complete the main level. Step out from the dining room to a covered porch that's perfect for relaxing or enjoying your favorite beverage. While the lower level features a versatile third bedroom. making it an ideal space for home office, guest room, family room etc., and 2 car garage space. Exterior has vinyl siding, vinyl windows. The yard has mature trees and shrubs that provides a great potential for outdoor enjoyment, gardening or gatherings. Conveniently located near restaurants , schools, shopping, and easy highway access. It is ready for your cosmetic touches and favorite paint colors to truly shine.

903 Roncelli Road, Lexington

Listing courtesy of David Moss of Riverview Realty.
$315,000
3 Beds ⋅ 2 Baths
Brand new construction offering a spacious, comfortable, and stylish floor plan! The bright and airy kitchen features a large island, abundant cabinetry, and a pantry with convenient pull-out shelves, making organization a breeze. The inviting living room showcases vaulted ceilings and sliding doors that open to a covered patio, creating the perfect spot to relax and enjoy the privacy of the backyard. Tucked away at the back of the home, the primary suite offers a peaceful retreat with a private bath featuring a double vanity, walk-in shower, and spacious walk-in closet. A beautiful blend of style, comfort, and functionality!

301 W 18th Street, Higginsville

Listing courtesy of Danette Kay Iman of Heritage Realty.
$299,999
Your dream property awaits! This gorgeous 10.67-acre parcel offers the perfect blend of open, level land and scenic, treed natural surroundings with abundant wildlife and breathtaking views. Tucked away in a secluded setting, you'll enjoy all paved roads leading to Newton Rd, privacy and tranquility while still having the perfect flat homesite for your custom dream home. No HOA means more freedom to make the property your own, subject only to Lafayette County building codes. A freshly graveled driveway and water meter and waterline running up to building site adding convenience and value, making this beautiful property ready for your dream to become a reality.

6155 Newton Road, Odessa

Listing courtesy of Tanya Montez of ReeceNichols - Lees Summit.
$650,000
Rare opportunity to own 40 acres in Lafayette County with Oak Grove schools, low county taxes, and an incredible mix of open ground, timber, recreation, and future possibilities. Approximately 5 acres of open field greet you before crossing the creek and entering what feels like a whole different world. Beyond the creek, the property becomes heavily wooded and incredibly private, with established ATV trails winding through the acreage, a hidden pond, an approximately 1-acre secluded clearing perfect for a food plot, and an abundance of wildlife. Follow the terrain up to the ridge where mature oak trees, beautiful elevated views, and a plentiful acorn crop create an ideal natural habitat for deer and other wildlife. Whether you’re a hunter, outdoor enthusiast, or simply looking for a private place to escape, this property offers something special. A 30x50 outbuilding with electricity provides plenty of room for equipment, ATVs, a workshop, or storage. Adding even more versatility, the property offers county road access from both Milam and Shackleford Road, creating excellent potential for multiple building sites or future possibilities. Build your dream home, create a family retreat, hunt your own land, or simply enjoy 40 acres of privacy and nature just minutes from town.

3748 Johnston Lane, Bates City

Listing courtesy of Jeremy Johnston of ReeceNichols - Lees Summit.
$322,000
3 Beds ⋅ 2 Baths
Welcome to this beautiful new construction home offering 3 bedrooms and 2 bathrooms in a great location! Designed with comfortable, modern living in mind, this home is currently under construction and is expected to be completed in November The unfinished full basement provides plenty of opportunity for future living space, recreation, storage, or additional bedrooms and bath. Enjoy the benefits of a brand-new home in an established, desirable area. Don’t miss your opportunity to make this new construction home yours!

2805 Franklin Avenue, Lexington

Listing courtesy of Samantha Adkins of Riverview Realty.
$244,000
3 Beds ⋅ 2 Baths
This well-maintained ranch offers more space than you might expect! The main level features a comfortable living room, eat-in kitchen with abundant cabinetry, three bedrooms and a full bath. Downstairs, the finished basement provides a spacious family/recreation room, a second bath with shower, and a 4th non-conforming bedroom, giving you plenty of flexibility for guests, a home office, hobbies or additional living space. Step outside and you’ll find a backyard made for enjoying. The fenced yard offers plenty of room to spread out, while the brick patio is shaded by mature trees and includes a privacy fence for a more secluded outdoor living area. A spacious enclosed sunroom overlooks the backyard and adds another great place to relax or entertain. Need extra storage or workspace? You’ll appreciate the 21x23 detached outbuilding/shop, perfect for projects, lawn equipment, toys or additional storage. With an attached garage, vinyl siding, mature trees and lots of usable living space, this home offers a great combination of comfort, functionality and outdoor amenities.

2101 Willow Street, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
$195,000
3 Beds ⋅ 1.5 Baths
Welcome home to this well kept, all ranch home in an established neighborhood in the charming town of Lexington. This is a clean, comfortable home that has been thoughtfully maintained and offers the kind of solid construction and simple layout that makes a home easy to enjoy. Home features brand new furnace and A/C units, original wood floors that add character, and updated countertops that provide a nice touch in the kitchen. One of the bedrooms includes a convenient half bathroom, with a full bathroom located off the hallway. The basement is very sound and offers excellent space for storage or future use. A great opportunity for someone looking for a well cared for home in a friendly community and a wonderful small town setting.

506 Country Club Road, Lexington

Listing courtesy of Atalie Blackwell of Platinum Realty LLC.
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