Lafayette County Homes with USDA Loan Financing

Lafayette County Homes with USDA Loan Financing

Welcome to Lafayette County, Missouri – a hidden gem that combines the charm of rural living with the convenience of modern amenities. Nestled in the heart of the Show-Me State, Lafayette County offers a unique blend of picturesque landscapes, rich history, and a welcoming community atmosphere. With its rolling hills, lush farmlands, and serene parks, it's no wonder that this county is a sought-after destination for families and individuals alike.

One of the standout features of Lafayette County is its accessibility to affordable housing options, particularly through USDA loan financing. This program is designed to help low to moderate-income families achieve their dream of homeownership in eligible rural areas. With USDA loans, you can secure a home with little to no down payment, making it easier than ever to settle down in this beautiful county. Whether you're looking for a cozy cottage, a spacious family home, or a charming farmhouse, Lafayette County has a diverse range of properties that cater to various lifestyles and budgets.

In addition to its attractive housing options, Lafayette County is rich in community spirit and local amenities. Residents enjoy access to excellent schools, vibrant local businesses, and a variety of recreational activities. From hiking trails and fishing spots to community events and farmers' markets, there’s always something happening in Lafayette County.

If you're considering a move to a place that offers both tranquility and opportunity, look no further than Lafayette County, MO. With the added benefit of USDA loan financing, your dream home is within reach. Come explore the possibilities and discover why so many are proud to call Lafayette County home!

Newest Lafayette County Homes with USDA Loan Financing

606 S Johnson Drive, Odessa
$314,700
3 Beds ⋅ 2 Baths
Beautifully Renovated Ranch in Odessa – Move-In Ready! Fall in love with this beautifully updated 3-bedroom, 2-bath ranch home in Odessa! Offering the perfect combination of comfort, style, and functionality, this home has been thoughtfully renovated and is ready for its new owners! Step inside to discover fresh interior paint, beautiful new flooring, and a refreshed kitchen featuring stainless steel appliances. The inviting layout offers comfortable living spaces perfect for everyday living and entertaining. Need room to grow? The full unfinished basement offers endless possibilities for additional living space, a recreation room, home gym, workshop, or plenty of storage! Step outside and enjoy the large, private deck, perfect for morning coffee, weekend barbecues, or simply relaxing in your own peaceful outdoor retreat. An additional parking pad provides extra convenience for guests or additional vehicles. With so many updates already completed, all that's left to do is move in and make it your own! Beautiful updates, room to grow, and outdoor space to enjoy — this Odessa ranch checks all the boxes!

606 S Johnson Drive, Odessa

Listing courtesy of Cindy Middleton of RE/MAX Premier Properties.
202 W 16th Street, Higginsville
$179,900
3 Beds ⋅ 1 Baths
Welcome home to this charming, move-in-ready 3-bedroom, 1-bath ranch! Situated on a spacious, shaded lot, this property offers the perfect combination of comfort, convenience, and outdoor enjoyment. Relax on the inviting covered front porch or unwind on the screened-in covered patio overlooking the fenced backyard. Mature shade trees provide a beautiful setting, while the backyard offers plenty of room for pets, play, gardening, or entertaining. An additional storage shed provides convenient space for lawn equipment and outdoor essentials. With easy, single-level living and inviting outdoor spaces, this home is ready for its next owner to move right in and enjoy!

202 W 16th Street, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
9914 Hwy 23 N/A, Concordia
$295,000
5 Beds ⋅ 1.5 Baths
Discover the possibilities with this spacious 5-bedroom, 1.5-bathroom property situated on 2 acres! Offering room to spread out and enjoy country living, this property features a shop, barn, and chicken coop, making it ideal for those looking for extra storage, workspace, or space for animals and hobbies. Whether you're dreaming of a small homestead, need room for equipment, or simply want more space to enjoy, this property offers plenty of potential. Don't miss the opportunity to make this property your own!

9914 Hwy 23 N/A, Concordia

Listing courtesy of Alexia Fiedler of 1st Class Real Estate KC.
19306 Beattie Road, Higginsville
$520,000
3 Beds ⋅ 3 Baths

19306 Beattie Road, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
416 S 1st Street, Odessa
$265,900
3 Beds ⋅ 1.5 Baths
Come see all the charm and space this Odessa home has to offer! This charming home offers the perfect blend of character, space, and thoughtful updates. Featuring a new roof, 10-foot ceilings, beautiful hardwood floors, and a large dining room made for gathering. The custom kitchen adds modern functionality, while upstairs you'll find spacious bedrooms with walk-in closets in every room. Outside, enjoy a large family-sized front porch, private decking, and a peaceful back patio. A special home with plenty of room to live, gather, and make memories. Schedule a tour today!

416 S 1st Street, Odessa

Listing courtesy of Tevin Jacutin of EXP Realty LLC.
407 S 1st Street, Odessa
$275,000
3 Beds ⋅ 1.5 Baths
OLD HOME CHARM will capture you from the moment you walk into this 3 bedroom, 1.5 bathroom Odessa home. The woodwork is outstanding from the 2 stairways, baseboards, doors and window/door trim, built-in window seat and glass front bookshelves! The charm in these oversized rooms has been preserved throughout both stories. Hardwood floors except in the kitchen & bathrooms. Detached 2-car garage has concrete floor, electric and one new door is coming November 5th. Come take a look! Priced at $275,000.

407 S 1st Street, Odessa

Listing courtesy of Debbie Wyrick of Realty Executives.
2601 Cherry Street, Higginsville
$229,000
3 Beds ⋅ 2 Baths
Inviting curb appeal and stylish finishes welcome you to this charming ranch home! The bright living room features a large picture window, luxury vinyl plank flooring, and recessed lighting. In the kitchen, white cabinetry, black hardware, subway tile backsplash, and stainless steel appliances create a clean, modern look. A built-in wall oven, separate cooktop, and generous cabinet space make meal preparation a pleasure. The adjoining dining area opens through sliding glass doors to a spacious deck, an ideal spot for morning coffee, outdoor dining, or gathering with friends. Neutral colors, carpeted bedrooms, and full remodeled bathrooms featuring new vanities and contemporary fixtures carry the welcoming feel throughout the home. A large laundry area adds convenience, while the attached garage provides parking and storage. Mature trees complete the setting of this appealing home. Schedule your showing and see it for yourself!

2601 Cherry Street, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
2153 Pierson Lane, Bates City
$315,000
3 Beds ⋅ 2.5 Baths
INCREDIBLE VALUE ON 2.2 BEAUTIFUL ACRES! BATES CITY ADDRESS • OAK GROVE SCHOOLS! Looking for country living, room to roam, and an opportunity to make a home your own? This charming property offers 2.2 beautiful acres, a peaceful setting, mature trees, and plenty of possibilities all at an attractive price! Step inside to discover an open living area with soaring vaulted ceilings, a spacious kitchen featuring abundant cabinetry, stainless steel appliances, and a breakfast bar overlooking the main living space. The adjoining dining area offers countryside views and convenient access to the outdoors. The possibilities continue outside! Enjoy wide-open spaces, beautiful mature trees, and additional outbuildings perfect for storage, equipment, hobbies, or weekend projects. Whether you envision gardens, outdoor gatherings, or simply enjoying the peace and quiet, there's plenty of room to make it happen. This home offers a wonderful opportunity to build equity while adding your own personal touches. A little cosmetic refreshing will go a long way, and the seller is offering a $5,000 flooring allowance to help you get started! Located in Lafayette County with a Bates City address and highly desirable Oak Grove schools, this property combines the charm of country living with convenient access to surrounding communities. ADDITIONAL BUYER OPPORTUNITY! Located in a USDA-eligible area, offering the possibility of 100% financing for qualified buyers, subject to lender approval. Property is being sold AS-IS. Inspections are welcome. With 2.2 acres, outbuildings, a flooring allowance, and a price that offers exceptional potential, this is your chance to make country living a reality. Don't miss the opportunity to see the value and possibilities this property has to offer. Schedule your showing today!

2153 Pierson Lane, Bates City

Listing courtesy of Mary R Edwards of RE/MAX Elite, REALTORS.
624 W 29th Street, Higginsville
$199,000
3 Beds ⋅ 2 Baths
Welcome to 624 W 29th Street in Higginsville! This charming 3-bedroom, 2-bathroom farmhouse is full of character and inviting charm. With its cozy farmhouse feel and welcoming atmosphere, this home offers the perfect blend of comfort and small-town living. Whether you're enjoying a quiet evening at home or making memories with family and friends, this adorable home is ready for its next chapter. Don't miss your chance to make this charming farmhouse your own. Schedule your showing today!

624 W 29th Street, Higginsville

Listing courtesy of M&M Home Group of ReeceNichols - Lees Summit.
981 S 9th Street, Odessa
$675,000
3 Beds ⋅ 2.5 Baths
WHAT AN OPPORTUNITY TO OWN 7.56 ACRES +- RIGHT ON THE EDGE OF TOWN! This beautiful property offers the perfect combination of country living and convenience! Enjoy the peaceful, park-like setting with plenty of room to spread out, a pond for fishing, and endless possibilities! One of the biggest highlights is the recently added 40x60 SHOP featuring a finished area with a full bathroom, perfect for a home-based business, office, car enthusiast, or anyone needing extra space! The property also offers an RV setup and plenty of room for additional outbuildings, hobbies, or potentially even a second home or guest house! Step inside this charming home and you will immediately feel the warmth and character it has to offer! The sellers have made numerous updates within the last 2 years, including a new roof, windows on the main level and basement, carpet in the living room, primary bedroom and stairway, storm doors, fencing, and more! One of my favorite features is the unique overhead door with a screen in the kitchen and dining area that allows you to bring the outdoors right into your home! Open it up and step out onto the new deck overlooking the beautiful property. What a great space for entertaining or simply enjoying your morning coffee! LOCATION, LAND, POND, SHOP, AND A CHARMING HOME — THIS PROPERTY HAS IT ALL! Conveniently located near schools and town amenities while still offering that country feel everyone is looking for! Whether you're looking for room to grow, space for your hobbies, a home-based business, or future possibilities, this property is one you don't want to miss! PRICED WELL BELOW APPRAISED VALUE! An incredible opportunity to own a property with so much to offer. Schedule your showing today!

981 S 9th Street, Odessa

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.
204 N 24th Street, Lexington
$269,000
3 Beds ⋅ 2 Baths
Brand new construction with spacious open concept floor plan is designed for comfortable living and effortless entertaining, featuring an abundance of cabinetry, a large kitchen island, and seamless flow between the main living spaces. The private primary suite offers a walk-in shower, double vanity, and space to unwind. Elegant granite countertops are featured throughout the home, adding both style and durability. If you've been searching for the convenience of one-level living combined with modern finishes, this home is one you won't want to miss! Photos will be updated as construction progresses. Photos of a previous build of similar floor plan are available upon request.

204 N 24th Street, Lexington

Listing courtesy of Danette Kay Iman of Heritage Realty.
12770 Mount Tabor Road, Odessa
$489,000
3 Beds ⋅ 3 Baths
Your peaceful country oasis awaits on 7.33 manicured acres on black top with 2 stocked ponds, the large pond has catfish, bass, crappie and perch, the smaller pond is 18’ deep and stocked with catfish and perch. This low maintenance all brick ranch has newer high efficiency thermal windows, 19 x 16 back patio that would be easy to screen in plus a 37x17 patio on the side of the house. The inside of the home is immaculate, the kitchen is amazing with gas stove, tons of cabinet and countertop space, double pantry, wood floors and all appliances stay! The spacious dining area has beautiful wood floors and a fireplace. The living room is huge with lots of windows for natural light and wood floors, part of the living room could be used for a 2nd dining area. The walk out basement has endless possibilities for someone to finish a recreation room and bedroom and has 2 separate walk out doors, one is a double door making it perfect if someone wanted to add a space for lawn equipment or workshop, there is a fireplace with insert. 36 x 40 outbuilding has concrete floor, electricity, air lines ran and pull through doors. Come make this immaculate property yours!

12770 Mount Tabor Road, Odessa

Listing courtesy of Mike Abbott of KC Realtors LLC.
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