Lafayette County Homes with Conventional Financing

Lafayette County Homes with Conventional Financing

Welcome to Lafayette County, Missouri—a hidden gem that beautifully balances small-town charm with modern conveniences. Nestled in the heart of the Show-Me State, Lafayette County boasts a rich history, vibrant communities, and a welcoming atmosphere that makes it an ideal place to call home. With picturesque landscapes, friendly neighborhoods, and a strong sense of community, Lafayette County offers an exceptional quality of life for families, retirees, and everyone in between.

Lafayette County is known for its diverse recreational opportunities, from the scenic trails of the Katy Trail State Park to the tranquil waters of the Missouri River. Outdoor enthusiasts will find plenty of activities to enjoy, whether it's hiking, fishing, or simply soaking in the natural beauty that surrounds them. The county also features charming towns like Lexington and Odessa, where you can explore local shops, delicious dining options, and rich historical sites that tell the story of the area’s past.

For those considering a move to this wonderful county, you'll be pleased to know that many homes here are accessible with conventional financing. This means that whether you’re a first-time buyer or looking to upgrade, there are a variety of options available to suit your needs. From cozy single-family homes to spacious properties with room to grow, Lafayette County has something for everyone.

Discover the warmth and community spirit of Lafayette County, where your dream home awaits. Embrace the opportunity to create lasting memories in a place that feels like home. Explore our listings today and take the first step toward your new life in Lafayette County, Missouri!

Newest Lafayette County Homes with Conventional Financing

606 S Johnson Drive, Odessa
$314,700
3 Beds ⋅ 2 Baths
Beautifully Renovated Ranch in Odessa – Move-In Ready! Fall in love with this beautifully updated 3-bedroom, 2-bath ranch home in Odessa! Offering the perfect combination of comfort, style, and functionality, this home has been thoughtfully renovated and is ready for its new owners! Step inside to discover fresh interior paint, beautiful new flooring, and a refreshed kitchen featuring stainless steel appliances. The inviting layout offers comfortable living spaces perfect for everyday living and entertaining. Need room to grow? The full unfinished basement offers endless possibilities for additional living space, a recreation room, home gym, workshop, or plenty of storage! Step outside and enjoy the large, private deck, perfect for morning coffee, weekend barbecues, or simply relaxing in your own peaceful outdoor retreat. An additional parking pad provides extra convenience for guests or additional vehicles. With so many updates already completed, all that's left to do is move in and make it your own! Beautiful updates, room to grow, and outdoor space to enjoy — this Odessa ranch checks all the boxes!

606 S Johnson Drive, Odessa

Listing courtesy of Cindy Middleton of RE/MAX Premier Properties.
202 W 16th Street, Higginsville
$179,900
3 Beds ⋅ 1 Baths
Welcome home to this charming, move-in-ready 3-bedroom, 1-bath ranch! Situated on a spacious, shaded lot, this property offers the perfect combination of comfort, convenience, and outdoor enjoyment. Relax on the inviting covered front porch or unwind on the screened-in covered patio overlooking the fenced backyard. Mature shade trees provide a beautiful setting, while the backyard offers plenty of room for pets, play, gardening, or entertaining. An additional storage shed provides convenient space for lawn equipment and outdoor essentials. With easy, single-level living and inviting outdoor spaces, this home is ready for its next owner to move right in and enjoy!

202 W 16th Street, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
9914 Hwy 23 N/A, Concordia
$295,000
5 Beds ⋅ 1.5 Baths
Discover the possibilities with this spacious 5-bedroom, 1.5-bathroom property situated on 2 acres! Offering room to spread out and enjoy country living, this property features a shop, barn, and chicken coop, making it ideal for those looking for extra storage, workspace, or space for animals and hobbies. Whether you're dreaming of a small homestead, need room for equipment, or simply want more space to enjoy, this property offers plenty of potential. Don't miss the opportunity to make this property your own!

9914 Hwy 23 N/A, Concordia

Listing courtesy of Alexia Fiedler of 1st Class Real Estate KC.
19306 Beattie Road, Higginsville
$520,000
3 Beds ⋅ 3 Baths

19306 Beattie Road, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
416 S 1st Street, Odessa
$265,900
3 Beds ⋅ 1.5 Baths
Come see all the charm and space this Odessa home has to offer! This charming home offers the perfect blend of character, space, and thoughtful updates. Featuring a new roof, 10-foot ceilings, beautiful hardwood floors, and a large dining room made for gathering. The custom kitchen adds modern functionality, while upstairs you'll find spacious bedrooms with walk-in closets in every room. Outside, enjoy a large family-sized front porch, private decking, and a peaceful back patio. A special home with plenty of room to live, gather, and make memories. Schedule a tour today!

416 S 1st Street, Odessa

Listing courtesy of Tevin Jacutin of EXP Realty LLC.
407 S 1st Street, Odessa
$275,000
3 Beds ⋅ 1.5 Baths
OLD HOME CHARM will capture you from the moment you walk into this 3 bedroom, 1.5 bathroom Odessa home. The woodwork is outstanding from the 2 stairways, baseboards, doors and window/door trim, built-in window seat and glass front bookshelves! The charm in these oversized rooms has been preserved throughout both stories. Hardwood floors except in the kitchen & bathrooms. Detached 2-car garage has concrete floor, electric and one new door is coming November 5th. Come take a look! Priced at $275,000.

407 S 1st Street, Odessa

Listing courtesy of Debbie Wyrick of Realty Executives.
2601 Cherry Street, Higginsville
$229,000
3 Beds ⋅ 2 Baths
Inviting curb appeal and stylish finishes welcome you to this charming ranch home! The bright living room features a large picture window, luxury vinyl plank flooring, and recessed lighting. In the kitchen, white cabinetry, black hardware, subway tile backsplash, and stainless steel appliances create a clean, modern look. A built-in wall oven, separate cooktop, and generous cabinet space make meal preparation a pleasure. The adjoining dining area opens through sliding glass doors to a spacious deck, an ideal spot for morning coffee, outdoor dining, or gathering with friends. Neutral colors, carpeted bedrooms, and full remodeled bathrooms featuring new vanities and contemporary fixtures carry the welcoming feel throughout the home. A large laundry area adds convenience, while the attached garage provides parking and storage. Mature trees complete the setting of this appealing home. Schedule your showing and see it for yourself!

2601 Cherry Street, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
1609 Oneida Street, Lexington
$135,000
2 Beds ⋅ 1 Baths
Welcome to 1609 Oneida Street! This charming 2-bedroom, 1-bath home in Lexington offers approximately 1,000 square feet of living space. The updated kitchen features granite countertops and stainless steel appliances, bringing style and function to the heart of the home. Whether you’re looking for your first home, a place to simplify, or an addition to your investment portfolio, this property deserves a look. Schedule your showing and explore the possibilities!

1609 Oneida Street, Lexington

Listing courtesy of Bryn Mcreynolds of Advance Realty Group LLC.
310 S West Street, Concordia
$215,000
3 Beds ⋅ 2 Baths
Classic brick and vinyl siding construction highlights this one-story single-family home. A concrete walkway leads to the covered front porch and private entrance, which is equipped with storm doors. Warm wood flooring anchors the main level living space, which connects directly to the kitchen and dining area. The kitchen features custom stained cabinets, vinyl flooring, a disposal, a microwave, a refrigerator, a dishwasher, an oven, a cooktop, and built-in features. A secondary living space or den features wood floors and a large picture window, while a separate laundry room provides tile flooring, built-in features, a washer, and a dryer. Ceiling fans are installed throughout various rooms. Three bedrooms and one full bathroom offer comfortable private spaces, with some bedrooms featuring carpet flooring and others featuring wood or laminate flooring. The bathroom is configured with vinyl flooring, a wood vanity, a mirrored cabinet, and a tub with sliding glass doors. Vehicles and storage are accommodated by an attached garage with a concrete floor, garage door opener, built-in shelving, a freezer, and an additional refrigerator. The exterior of the property sits on 0.19 acres with shingle roofing, window unit cooling, and vinyl and wood fencing. This Concordia residence presents a functional layout with classic features. Schedule a tour to experience this property in person.

310 S West Street, Concordia

Listing courtesy of Jennifer Jellum of RE/MAX Central.
4 Sunset Drive, Lexington
$295,000
3 Beds ⋅ 2 Baths
This home in Lexington’s Sunset Acres subdivision pairs a spacious, fenced backyard with an elevated rear deck and a finished walkout lower level. Blue cabinetry, contrasting counters, and clearly defined preparation areas give the kitchen a distinctive look. Large windows brighten the interior, while neutral finishes provide a cohesive backdrop. The finished lower level adds flexibility for recreation or hobbies, and the attached garage provides convenient parking and storage. Included 100-Day Home Warranty with buyer activation.

4 Sunset Drive, Lexington

Listing courtesy of Benji Lytle of Opendoor Brokerage LLC.
1025 Quarry Road, Bates City
$315,000
3 Beds ⋅ 2 Baths
Investor opportunity on 10 acres in Bates City, MO! This 3-bedroom, 2-bathroom property features a sunroom, two outbuildings, and a creek running through the property. Offering acreage and plenty of potential, this property is ideal for investors or buyers looking for their next project. Property is being sold as-is. Bring your vision and explore the possibilities this unique property has to offer!

1025 Quarry Road, Bates City

Listing courtesy of Alexia Fiedler of 1st Class Real Estate KC.
624 W 29th Street, Higginsville
$199,000
3 Beds ⋅ 2 Baths
Welcome to 624 W 29th Street in Higginsville! This charming 3-bedroom, 2-bathroom farmhouse is full of character and inviting charm. With its cozy farmhouse feel and welcoming atmosphere, this home offers the perfect blend of comfort and small-town living. Whether you're enjoying a quiet evening at home or making memories with family and friends, this adorable home is ready for its next chapter. Don't miss your chance to make this charming farmhouse your own. Schedule your showing today!

624 W 29th Street, Higginsville

Listing courtesy of M&M Home Group of ReeceNichols - Lees Summit.
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The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

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