Platte Homes with USDA Loan Financing

Welcome to Platte County, Missouri – a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes, vibrant communities, and a rich tapestry of history, Platte County is an ideal place for families, professionals, and retirees alike.

Platte County boasts a perfect blend of rural charm and urban convenience. With its close proximity to Kansas City, residents enjoy easy access to a bustling metropolitan area while savoring the tranquility of small-town living. The county is renowned for its excellent schools, lush parks, and numerous recreational opportunities, making it a fantastic choice for those who value an active lifestyle. From hiking and biking trails to serene lakes and golf courses, there's something for everyone here.

For prospective homeowners, Platte County offers an array of beautiful properties, many of which qualify for USDA loan financing. This is a fantastic opportunity for those looking to purchase a home in a rural area with favorable financing options. USDA loans are designed to help low-to-moderate income families achieve the dream of homeownership without the burden of a hefty down payment. With competitive interest rates and flexible credit requirements, these loans make owning a home in Platte County more accessible than ever.

Whether you’re drawn to the quaint charm of Parkville, the thriving community of Riverside, or the scenic beauty of Weston, Platte County has a place for you. Embrace the opportunity to call this vibrant county home, where community spirit and natural beauty come together to create a truly exceptional living experience. Discover your perfect home in Platte County today!

Newest Platte Homes with USDA Loan Financing

$428,900

2 Beds ⋅ 2 Baths

Welcome to the Cebolla Townhome by Gary Kerns Home Builders. This beautiful and thoughtfully designed true ranch features 2 bedrooms, 2 full bathrooms, and a spacious 2 car garage. Conveniently located in the NEW Running Horse Village subdivision with easy highway access to Kansas City International Airport, shopping, dining, and entertainment. The open-concept layout provides comfortable, convenient one-level living at a price you’ll appreciate. The inviting great room centers around a cozy fireplace and flows seamlessly into the eat-in kitchen and dining area. A covered patio extends the living space outdoors, creating a wonderful place to relax or entertain. Best of all, the HOA handles lawn care and snow removal, allowing you to spend less time on maintenance and more time enjoying your beautiful new home!

12170 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$429,500

2 Beds ⋅ 2 Baths

12168 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$497,500

2 Beds ⋅ 2 Baths

Welcome to the Lake Fork Townhome—an exceptional walkout plan by Gary Kerns Home Builders. This thoughtfully designed true ranch features two bedrooms, two full bathrooms, and a spacious two-car garage. Conveniently located in the NEW Running Horse Village subdivision with easy highway access to Kansas City International Airport, shopping, dining, and entertainment. The open-concept layout provides comfortable, convenient one-level living at a price you’ll appreciate. The inviting great room centers around a cozy fireplace and flows seamlessly into the eat-in kitchen and dining area. A covered deck and covered patio extend the living space outdoors, creating wonderful places to relax or entertain in any season. Need more room? The walkout lower level offers abundant storage and the potential to be finished with two additional bedrooms, another full bathroom, and a generous living area—giving you the flexibility to create a home that fits your needs. Best of all, the HOA handles lawn care and snow removal, allowing you to spend less time on maintenance and more time enjoying your beautiful new home!

12132 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$499,900

2 Beds ⋅ 2 Baths

12154 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$584,900

4 Beds ⋅ 3 Baths

Welcome to the Lake Fork Townhome - Model Home - an exceptional walkout plan by Gary Kerns Home Builders. This thoughtfully designed true ranch features four bedrooms, three full bathrooms, and a spacious three-car garage. Conveniently located in the NEW Running Horse Village subdivision with easy highway access to Kansas City International Airport, shopping, dining, and entertainment. The open-concept layout provides comfortable, convenient one-level living at a price you’ll appreciate. The inviting great room centers around a cozy fireplace and flows seamlessly into the eat-in kitchen and dining area. A covered deck and covered patio extend the living space outdoors, creating wonderful places to relax or entertain in any season. The finished walkout lower level offers additional storage, two bedrooms, a full bathroom, and a generous additional living area. Best of all, the HOA handles lawn care and snow removal, allowing you to spend less time on maintenance and more time enjoying your beautiful new home! Scheduled to be completed the end of November.

12128 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$516,500

2 Beds ⋅ 2 Baths

Welcome to the Lake Fork Townhome—an exceptional walkout plan by Gary Kerns Home Builders. This thoughtfully designed true ranch features two bedrooms, two full bathrooms, and a spacious three-car garage. Conveniently located in the NEW Running Horse Village subdivision with easy highway access to Kansas City International Airport, shopping, dining, and entertainment. The open-concept layout provides comfortable, convenient one-level living at a price you’ll appreciate. The inviting great room centers around a cozy fireplace and flows seamlessly into the eat-in kitchen and dining area. A covered deck and covered patio extend the living space outdoors, creating wonderful places to relax or entertain in any season. Need more room? The walkout lower level offers abundant storage and the potential to be finished with two additional bedrooms, another full bathroom, and a generous living area—giving you the flexibility to create a home that fits your needs. Best of all, the HOA handles lawn care and snow removal, allowing you to spend less time on maintenance and more time enjoying your beautiful new home!

12152 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$350,000

4 Beds ⋅ 1.5 Baths

Charming Home with Large Fenced Yard & Finished Lower Level! Welcome home! This cute and inviting property offers plenty of space for a family, with a large fenced backyard and room to build a garage if desired. The main level features beautiful hardwood flooring throughout the great room, a large picture window, ceiling fan, and dining area. The kitchen offers a tile floor, island, large country-style sink, and stainless-steel appliances. Enjoy the versatility of the sunroom, perfect for a home office, sitting area, or additional living space, with convenient laundry access. Step outside to the large deck with stairs leading to the spacious backyard. A patio below provides additional outdoor entertaining space. The main level includes three bedrooms, including a primary bedroom with ceiling fan and carpet, plus two additional bedrooms with ceiling fans and carpet. A guest bath features a shower over tub, while the primary bedroom includes a convenient half bath. The finished lower level offers a fourth bedroom with a large closet and walk-out access. A partially completed area where a bathroom could potentially be added does have a stool, offering additional possibilities for sink and shower. With a spacious fenced backyard, plenty of room to enjoy the outdoors, and potential for additional garage space to build a shop/garage/shed, this home is ready for its next family!

1421 Todd Street, Platte City

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

$325,000

5 Beds ⋅ 2 Baths

Swing by 23460 Interurban Road and check out the space, convenience, and privacy of country-style living just outside the city limits! This 5-bedroom, 2-bathroom home sits on .88 acres and offers plenty of room for family, hobbies, and outdoor enjoyment while remaining less than 2 miles from the highway. Located in the North Platte School District, this property combines a peaceful setting with easy access to nearby restaurants and parks, while also remaining less than 30 minutes to Kansas City and St. Joseph. Inside, you’ll find a functional layout with three upstairs bedrooms equipped with mini-split systems for added comfort and tons of natural light. The remaining two bedrooms are found on the main level of the home and both boast walk in closets. The kitchen offers abundant cabinetry and counter space, while the adjacent laundry/utility area provides additional storage and convenience. Outside, the property really shines with a large detached 2-car garage, generous parking, and plenty of open space to enjoy the .89-acre lot. Solar panels add an energy-conscious feature to the property, while the established trees and the fenced outdoor area creates a comfortable setting for relaxing, entertaining or just simply keeping those fur babies safe from the road. If you’re looking for space, a large lot, solar energy, and a convenient location outside the city limits, this property is worth a look!

23460 Interurban Road, Dearborn

Listing courtesy of Logan Hall of Platinum Realty LLC.

$370,000

3 Beds ⋅ 2 Baths

WOW! This beautiful, spacious home offers a very large lot, beautiful curb appeal, and plenty of room inside and out. The oversized 2-car garage features built-in cabinets for excellent storage. All new windows throughout the home provide a fresh, updated feel. The main level features all-new flooring, a formal dining room, formal great room, and a comfortable family room with a beautiful new insert fireplace and ceiling fan. The breakfast area is perfect for casual meals, while the kitchen offers plenty of space and is truly a kitchen you’ll enjoy working in. The finished lower-level sub-basement provides additional living space that can be used as a family room, game room, or recreation area. Upstairs you’ll find a full guest bath with shower over tub and two additional bedrooms, both featuring new carpet and new windows. The spacious primary bedroom offers two closets, a ceiling fan, a beautiful picture window with a great view, and a private bath with shower. Outside, enjoy the large fenced backyard, spacious patio, backyard shed, and beautifully maintained flower beds. Brick and siding add to the home’s attractive exterior and lasting appeal. This home is a must-see—the moment you walk in, you’ll feel the WOW!

520 Thomas Drive, Platte City

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

$449,900

3 Beds ⋅ 2.5 Baths

Welcome to this beautifully designed new construction home offering a functional, open-concept floor plan with thoughtful details throughout. The main level features a spacious living room with vaulted ceilings, a well-appointed kitchen with island, pantry and adjoining dining area, plus a private primary suite with lots of space to make it your own and walk-in closet. Two additional bedrooms, a full bath and convenient main-level laundry complete the space. The finished lower level provides a versatile family room, while additional unfinished space offers plenty of storage or future possibilities. Step outside to enjoy the covered deck, perfect for relaxing or entertaining. Located near Barry Road, just minutes from Parkville and Kansas City International Airport with easy highway access for a convenient commute throughout the metro.

11233 NW 82nd Street, Kansas City

Listing courtesy of Chloe Earwood of Aristocrat Realty.

$445,000

2 Beds ⋅ 3 Baths

Fantastic opportunity to own a home on small acreage in beautiful northern Platte County! This property offers two bedrooms and two full baths with eat-in kitchen and laundry on the main level. The finished walk-out basement has a third non-conforming bedroom and an additional full bath, plus a kitchenette with sink, microwave, and full-size refrigerator. Storage won't be an issue with several outbuildings on the property and a 2-car garage. Enjoy the views from the spacious deck and never worry about power outages with the built-in backup natural gas generator.

12865 Jantzen Lane, Platte City

Listing courtesy of Shane Bartee of Blue Bridge Realty LLC.

$350,000

3 Beds ⋅ 2 Baths

Welcome to 633 Main St, a remarkable piece of Weston history located in the heart of this charming, historic Missouri town. Built in 1843, this antebellum home has stood on Main Street for nearly two centuries, watching Weston's story unfold from steamboat era river port to the beloved historic community it is today. The history here is particularly fascinating. Weston was founded in 1837, and this home was built just six years later. From the front porch in 1843, the horizon stretched toward land that would not become Kansas Territory until 1854, and Kansas would not become a state until 1861. Today, that same setting places you right in the middle of the shops, restaurants, and small-town charm that make Weston so special. Inside, the home's layout reflects its 1843 origins, offering 3 bedrooms and 2 full baths full of the character and charm found only in a home of this era. The kitchen is exceptionally efficient, offering an enormous amount of storage and smart use of space. The formal dining and living area provide an inviting space for gathering, while the spacious screened balcony offers a wonderful spot to relax and enjoy the setting. The lower level adds even more flexibility with a large recreation room, an additional bonus room, full bath, laundry area, and generous utility/storage space. Whether used for guests, hobbies, entertaining, or simply spreading out, this level provides valuable additional living and functional space. Plus off-street, covered parking is an added bonus, especially convenient in the heart of historic Weston. And the location is hard to beat. Situated directly on Main Street, you're within easy reach of Weston's restaurants, shops, historic sites, and distinctive local character. This is more than a home — it's an opportunity to become part of the continuing story of one of Missouri's most treasured historic communities. Nearly 200 years of history have already happened here. Now it's ready for its next chapter.

633 Main Street, Weston

Listing courtesy of Nelson Home Group of Keller Williams KC North.

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