Platte Homes with USDA Loan Financing

Platte Homes with USDA Loan Financing

Welcome to Platte County, Missouri – a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes, vibrant communities, and a rich tapestry of history, Platte County is an ideal place for families, professionals, and retirees alike.

Platte County boasts a perfect blend of rural charm and urban convenience. With its close proximity to Kansas City, residents enjoy easy access to a bustling metropolitan area while savoring the tranquility of small-town living. The county is renowned for its excellent schools, lush parks, and numerous recreational opportunities, making it a fantastic choice for those who value an active lifestyle. From hiking and biking trails to serene lakes and golf courses, there's something for everyone here.

For prospective homeowners, Platte County offers an array of beautiful properties, many of which qualify for USDA loan financing. This is a fantastic opportunity for those looking to purchase a home in a rural area with favorable financing options. USDA loans are designed to help low-to-moderate income families achieve the dream of homeownership without the burden of a hefty down payment. With competitive interest rates and flexible credit requirements, these loans make owning a home in Platte County more accessible than ever.

Whether you’re drawn to the quaint charm of Parkville, the thriving community of Riverside, or the scenic beauty of Weston, Platte County has a place for you. Embrace the opportunity to call this vibrant county home, where community spirit and natural beauty come together to create a truly exceptional living experience. Discover your perfect home in Platte County today!

Newest Platte Homes with USDA Loan Financing

$255,000
3 Beds ⋅ 2.5 Baths
Fantastic open ranch floor plan! Come check this out! One level living within walking distance to school. This 3 bed, 2.5 bath home sits on a large corner lot. Nice large kitchen and dining space with plenty of cabinet space. Exterior features a covered porch and ample parking space on a newly widened contrete driveway.

11 Sandy Circle, Dearborn

Listing courtesy of Craig Kersten of Platinum Realty LLC.
$308,000
3 Beds ⋅ 2.5 Baths
Charming, well-maintained, custom-built Raised-Ranch is move-in ready. Nestled on two spacious lots, this residence boasts an inviting living space complemented by ample storage throughout. Recent upgrades include a newer dishwasher, oven, and microwave, along with a new ceiling fan in the kitchen for a modern and functional look. Spacious Bedrooms and 1/2 Bath off main bedroom. The side garage door and overhead door have been replaced. Additionally, new ceiling fans throughout (x4 total) have been installed to keep your home comfortable year-round. A standout feature is the large detached garage, equipped with its own power supply, heating, and cooling, making it perfect for a workshop or hobby space. Plus, there’s convenient storage above, ensuring you have room for all your projects. Large storage cabinets in the main Garage. Recent Landscaping for endless possibilities. Fresh paint throughout and newer carpet breathe new life into the finished basement space. Don’t miss the opportunity to see this gem today—everything has been thoughtfully prepared for you. Your new home awaits!

107 North Street, Farley

Listing courtesy of Britt Bowman of Platinum Realty LLC.
$425,000
3 Beds ⋅ 3 Baths
Discover a rare private retreat on approximately one acre at the end of a quiet dead-end street, offering the perfect blend of country living and city convenience. With over $130,000 in quality improvements, this exceptional property has been thoughtfully updated throughout. The private lower-level apartment with its own entrance, full kitchen, new appliances, tankless water heater, and laundry is ideal for multigenerational living, guests, or rental income. Multiple outbuildings—including a 20'x24' steel garage/shop and 12'x20' storage shed—offer exceptional space for hobbies, vehicles, equipment, or a workshop. Recent enhancements include a Heat & Glo fireplace, plantation shutters, refreshed baths, luxury walk-in shower, engineered French drain systems, new septic main line with grinder pump, maintenance-free vinyl siding, fresh asphalt driveway, custom steel fencing, and a new entertainment deck. Minutes from shopping, dining, highways, and KCI.

4340 NW Gleason Road, Kansas City

Listing courtesy of Sharon G. Aubuchon of RE/MAX Premier Realty.
$889,000
4 Beds ⋅ 4.5 Baths
RARE OPPORTUNITY IN RISS LAKE! Situated on one of the community's most recognizable oversized corner lots along Spinnaker, this 5-bedroom, 4.1-bath 1.5-story home offers an incredible chance to secure a premier property in one of Kansas City's most sought-after neighborhoods. Surrounded by mature trees and exceptional privacy, the setting is truly special. The backyard is built for entertaining and relaxation, featuring a saltwater in-ground pool, covered deck, expansive outdoor living areas, and beautiful natural surroundings that make Riss Lake living so desirable. Inside, you'll find a spacious floor plan with a main-level primary suite, hardwood floors, generous living spaces, and a finished walkout lower level offering flexibility for family, guests, recreation, fitness, or hobbies. What truly sets this property apart is the combination of lot, location, lifestyle, and value. Thoughtfully positioned to offer one of the most compelling opportunities in Riss Lake, buyers will appreciate the chance to own a signature property on a premier homesite without paying the premium often associated with lots of this caliber. Enjoy all that Riss Lake has to offer, including lake access, scenic walking trails, tennis courts, neighborhood amenities, and a lifestyle centered around nature, recreation, and community. Properties with lots of this size, privacy, and presence rarely become available. Whether you're drawn to the incredible outdoor living spaces, the resort-style pool, the mature trees, or the prestige of the location itself, this is a rare opportunity to own one of Riss Lake's standout properties. Rather than completing additional updates, the seller has reflected that value in the price. Home is being sold as-is.

5502 Spinnaker Pointe N/A, Parkville

Listing courtesy of Chris Termini of HomeSmart Legacy.
$380,000
3 Beds ⋅ 3 Baths
Welcome home to this well-maintained one-owner split-level home offering 3 bedrooms, 3 full baths, and a finished full walkout basement, tucked away on a quiet cul-de-sac in the highly sought-after Platte County School District. This home has been thoughtfully cared for and updated over the years, with quality improvements throughout that make it truly move-in ready. The main level features a spacious living area with a fireplace, and a formal dining area perfect for gatherings. The kitchen offers granite countertops, stainless steel appliances, a pantry, and plenty of cabinet space for storage and functionality. The finished walkout basement provides additional living space, rec area, home office, or guest space. You'll also appreciate the oversized 2-car garage and the extra storage offered by the shed. Recent updates include a roof that is only 2.5 years old, new carpet, a new water heater, A/C unit replaced 2 years ago, updated electrical panel 2 years ago, and front windows replaced 3 years ago. Additional features include a water softener, patio, deck, and numerous upgrades throughout the home. If you're looking for a spacious home that is move in ready, plenty of living space, and a fantastic location in the Platte County School District, this one is a must see!

12650 Oakwood Drive, Platte City

Listing courtesy of Tony Farr TEAM of RE/MAX House of Dreams.
$384,000
4 Beds ⋅ 3.5 Baths
Let us know what we need to do to be your #1 ! Well maintained family home, nestled on a quiet dead-end street in desirable Park Hill school district. Situated on a large, landscaped lot, this property offers both privacy and plenty of space to enjoy the outdoors. NEW Roof! Relax around the fire pit, entertain on the newer deck, or enjoy the fenced backyard. Inside, you'll find updated flooring, a spacious primary suite, and a walk-out lower level with a private entrance, bedroom, and full bathroom—perfect for guests, multi-generational living, or a home office. Conveniently located with easy highway access and just minutes from the airport, this home offers the perfect balance of peaceful living and everyday convenience. With its inviting layout, outdoor spaces, and prime location, this is a wonderful place to call home.

8406 N Crawford Avenue, Kansas City

Listing courtesy of Kristin Malfer of Compass Realty Group.
$395,000
3 Beds ⋅ 3 Baths
Welcome home to this beautifully updated 3-bedroom, 3-bath home tucked away at the end of a quiet cul-de-sac on a full acre lot that extends into the mature trees. This property offers more than just a wooded backdrop—the lot continues into the woods and features a shaded wooded trail along with fruit-bearing pawpaw trees, creating a private and peaceful setting that truly sets it apart. Inside, hardwood floors run throughout the main level, and thoughtful updates make this home truly move-in ready. The vaulted living room is filled with natural light and showcases a stunning exposed wood beam that adds warmth and character. The completely updated kitchen is the heart of the home, featuring butcher block countertops, a large center island, open shelving, a farmhouse sink, new stainless steel appliances, a gas range, and plenty of prep and storage space. The spacious primary suite offers a walk-in closet and an updated ensuite bath with dual vanities. Two additional bedrooms, a full hall bath, and main-level laundry complete the upper level. The finished walkout lower level provides a generous family room or recreation space along with a third full bathroom—perfect for entertaining, guests, or a home office. Outside, enjoy newly replanked front and back decks overlooking the private wooded setting. Additional updates include new light fixtures throughout, making this home as stylish as it is functional.

1745 Collins Drive, Platte City

Listing courtesy of Nelson Home Group of Keller Williams KC North.
$714,500
4 Beds ⋅ 3 Baths
The beautiful Buena Vista floor plan boasts 4 bedrooms, 3 bathrooms, and a 3-car garage. With over 2600 sq/ft of space, this layout provides ample living areas ideal for hosting gatherings. Enjoy a spacious kitchen with a walk-in pantry, an open floor plan, and a striking fireplace as the focal point. The large primary suite is on the main floor and includes a soaking tub, walk-in shower, and a generous closet. Additionally, the basement features a sizable recreational room complete with a wet bar and built in entertainment center plus a covered porch to enjoy the outdoors. Quality craftsmanship with high end appliances and finishes throughout!

12480 Appaloosa Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.
$733,900
4 Beds ⋅ 3 Baths
The Hartsel Plan By Gary Kerns Home Builders is a beautiful and functional design. This reverse 1.5 offers an open concept floor plan that allows for all one level living with luxury and comfort you want in a home! This plan boasts a large entry that opens to the spacious great room featuring a gas fireplace. The beautiful kitchen includes an eat-in breakfast area with direct access to the covered deck, perfect for indoor-outdoor living. With the Private primary suite on the main floor and a spa like bathroom that offers a large walk-in shower, huge closet and laundry! The finished lower level has additional living space with a spacious rec room, Wet Bar with Granite countertop and under counter fridge. The two additional bedrooms create the ideal setup for entertaining or hosting guests. With plenty of additional storage this plan has so much to offer!

12490 Appaloosa Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.
$155,999
2 Beds ⋅ 1 Baths
Attention investors, contractors, and handy buyers looking to build immediate sweat equity! Bring your tools and your vision to this diamond in the rough. This property offers a fantastic footprint, a great layout, and massive potential, making it the perfect blank canvas for a complete top-to-bottom renovation. Located in an established neighborhood, it’s an incredible opportunity to remodel a home exactly to your taste or complete a profitable flip. Property is being sold strictly 100% AS-IS, WHERE-IS. Seller will make no repairs, improvements. Priced to sell quickly—bring your design ideas and your offers! Home does have 3 bedrooms but according to tax records it is listed as a 2 bedroom. Also has a 24x32 detached garage with electricity. Beautiful shaded lot. Stove and refrigerator stay (approx. 3 yrs old)

411 E 2nd Street, Dearborn

Listing courtesy of Sasha Stalder of Platinum Realty LLC.
$599,950
4 Beds ⋅ 4.5 Baths
Nestled on a beautifully landscaped lot in the highly desirable Seven Bridges community, this stunning home offers the perfect blend of comfort, functionality, and style. Plantation shutters throughout add timeless elegance, while the open-concept floor plan is filled with natural light. The inviting living room seamlessly flows into the kitchen, creating an ideal space for everyday living and entertaining. A formal dining room offers the perfect setting for gatherings and special occasions, while still providing flexibility for a variety of uses. Just off the kitchen, you'll find a well-appointed command center and mudroom designed to keep life organized. Upstairs, you'll find the spacious primary suite along with three additional bedrooms and the conveniently located laundry room. The primary suite is a true retreat featuring dual vanities, a large walk-in shower, and a relaxing whirlpool tub. The additional bedrooms offer plenty of space for family, guests, or hobbies. The walkout lower level is designed for both work and play, offering an office and an spacious entertaining area. The impressive wet bar is equipped with a beverage refrigerator, dishwasher, and garbage disposal, making hosting effortless. With thoughtful updates, beautiful surroundings, and versatile living spaces, this Seven Bridges home is one you won't want to miss.

17365 NW 130th Terrace, Platte City

Listing courtesy of Tradition Home Group of Compass Realty Group.
$1,950,000
4 Beds ⋅ 3.5 Baths
Professional photos 5/26 Set on approximately 108 acres M/L, this rare offering combines space, functionality, and scenic beauty. With a winding driveway and brick entryway which exclaims, "Cardinal Valley" the property opens up to rolling ground ideal for livestock, crops, or simply enjoying wide-open views and privacy.The home features a thoughtfully designed layout with 4 bdrms—2 on the main level and 2 on the finished lower level—along with 2 full baths and one half bath on the main level and a full bath in the LL. The main floor offers a bright, open concept with a spacious kitchen, eat-in area, and adjoining office space, all flowing seamlessly for everyday living and gathering.The finished basement is built for entertaining and extended living, complete with a pool table area, 2 bdrms, and a fully equipped kitchen with a sink, full refrigerator & freezer, stove & oven—ideal for guests, multi-generational living, or hosting. Ample storage space throughout ensures everything has its place. Practical features include a 3 car attached garage, additional detached 2 garage space, 2 gas furnaces, 2 electric A/C units, 2 gas water heaters, and 2 laundry areas—including a convenient stacked unit in the basement. The acreage is well-suited for agricultural use or recreation, with room for livestock, crops, and a lean-to shed for feeding. A natural stream runs along the back of the property, This is FEMA land, but does not affect insurance. The in-ground pool is currently holding water and has not been in use for 9 years, but we believe it can be restored.Opportunities like this—owning over 100 acres with a spacious home so close to the KC area—are increasingly hard to find. Whether you're looking for a working property, space to spread out or a place to create your own rural retreat, this property offers a unique combination of land & home. Your home is well-maintained and waiting for your personal touch. ALL TAXES,MEASUREMENTS,INFO ETC TO BE VERIFIED BY BUYER

5825 Z Highway, Edgerton

Listing courtesy of Amy Huhmann of Platinum Realty LLC.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use