Platte Homes with USDA Loan Financing

Platte Homes with USDA Loan Financing

Welcome to Platte County, Missouri – a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes, vibrant communities, and a rich tapestry of history, Platte County is an ideal place for families, professionals, and retirees alike.

Platte County boasts a perfect blend of rural charm and urban convenience. With its close proximity to Kansas City, residents enjoy easy access to a bustling metropolitan area while savoring the tranquility of small-town living. The county is renowned for its excellent schools, lush parks, and numerous recreational opportunities, making it a fantastic choice for those who value an active lifestyle. From hiking and biking trails to serene lakes and golf courses, there's something for everyone here.

For prospective homeowners, Platte County offers an array of beautiful properties, many of which qualify for USDA loan financing. This is a fantastic opportunity for those looking to purchase a home in a rural area with favorable financing options. USDA loans are designed to help low-to-moderate income families achieve the dream of homeownership without the burden of a hefty down payment. With competitive interest rates and flexible credit requirements, these loans make owning a home in Platte County more accessible than ever.

Whether you’re drawn to the quaint charm of Parkville, the thriving community of Riverside, or the scenic beauty of Weston, Platte County has a place for you. Embrace the opportunity to call this vibrant county home, where community spirit and natural beauty come together to create a truly exceptional living experience. Discover your perfect home in Platte County today!

Newest Platte Homes with USDA Loan Financing

$449,900
3 Beds ⋅ 2.5 Baths
Welcome to this beautifully designed new construction home offering a functional, open-concept floor plan with thoughtful details throughout. The main level features a spacious living room with vaulted ceilings, a well-appointed kitchen with island, pantry and adjoining dining area, plus a private primary suite with lots of space to make it your own and walk-in closet. Two additional bedrooms, a full bath and convenient main-level laundry complete the space. The finished lower level provides a versatile family room, while additional unfinished space offers plenty of storage or future possibilities. Step outside to enjoy the covered deck, perfect for relaxing or entertaining. Located near Barry Road, just minutes from Parkville and Kansas City International Airport with easy highway access for a convenient commute throughout the metro.

11233 NW 82nd Street, Kansas City

Listing courtesy of Chloe Earwood of Aristocrat Realty.
$445,000
2 Beds ⋅ 3 Baths
Fantastic opportunity to own a home on small acreage in beautiful northern Platte County! This property offers two bedrooms and two full baths with eat-in kitchen and laundry on the main level. The finished walk-out basement has a third non-conforming bedroom and an additional full bath, plus a kitchenette with sink, microwave, and full-size refrigerator. Storage won't be an issue with several outbuildings on the property and a 2-car garage. Enjoy the views from the spacious deck and never worry about power outages with the built-in backup natural gas generator.

12865 Jantzen Lane, Platte City

Listing courtesy of Shane Bartee of Blue Bridge Realty LLC.
$350,000
3 Beds ⋅ 2 Baths
Welcome to 633 Main St, a remarkable piece of Weston history located in the heart of this charming, historic Missouri town. Built in 1843, this antebellum home has stood on Main Street for nearly two centuries, watching Weston's story unfold from steamboat era river port to the beloved historic community it is today. The history here is particularly fascinating. Weston was founded in 1837, and this home was built just six years later. From the front porch in 1843, the horizon stretched toward land that would not become Kansas Territory until 1854, and Kansas would not become a state until 1861. Today, that same setting places you right in the middle of the shops, restaurants, and small-town charm that make Weston so special. Inside, the home's layout reflects its 1843 origins, offering 3 bedrooms and 2 full baths full of the character and charm found only in a home of this era. The kitchen is exceptionally efficient, offering an enormous amount of storage and smart use of space. The formal dining and living area provide an inviting space for gathering, while the spacious screened balcony offers a wonderful spot to relax and enjoy the setting. The lower level adds even more flexibility with a large recreation room, an additional bonus room, full bath, laundry area, and generous utility/storage space. Whether used for guests, hobbies, entertaining, or simply spreading out, this level provides valuable additional living and functional space. Plus off-street, covered parking is an added bonus, especially convenient in the heart of historic Weston. And the location is hard to beat. Situated directly on Main Street, you're within easy reach of Weston's restaurants, shops, historic sites, and distinctive local character. This is more than a home — it's an opportunity to become part of the continuing story of one of Missouri's most treasured historic communities. Nearly 200 years of history have already happened here. Now it's ready for its next chapter.

633 Main Street, Weston

Listing courtesy of Nelson Home Group of Keller Williams KC North.
$385,000
4 Beds ⋅ 3 Baths
Price Improvement! 4 bedroom, 3 full-bathroom, corner lot home in the Hills of Oakmont subdivision. Open concept floor plan, the living room features vaulted ceilings and a cozy gas fireplace. Kitchen/dining area upstairs with custom-built cabinets, high-end stainless steel appliances, and a sliding glass door to the back deck. Primary suite offers a generous walk-in closet, full bathroom with jetted tub with shower, plus two additional bedrooms and a full bath in the hallway on the same level. Great space in the finished basement with tile flooring is ready for an entertainment space, game room, home office or home gym. The lower level also includes the fourth bedroom, full bathroom, laundry closet, and additional storage. This corner lot home is located near the Prairie Creek Greenway trails, close to highway access and just minutes from the new international airport.

15575 NW 126th Street, Platte City

Listing courtesy of Sheryl Taylor of Keller Williams Realty Partners Inc..
$265,000
3 Beds ⋅ 2 Baths
Located in the North Platte School District, this comfortable ranch-style home offers a peaceful setting with the convenience of nearby city amenities. The main level includes 3 bedrooms, 2 bathrooms, easy single-level living, and a dedicated laundry area, along with an attached 2-car garage. The spacious yard provides plenty of room to enjoy the outdoors and includes a useful storage shed. Vinyl siding and gutter guards help keep exterior upkeep simple. The unfinished basement offers excellent potential for future expansion. It’s already set up with plumbing for a third bathroom and includes an egress window—perfect for adding a fourth bedroom or creating additional living space. There’s also abundant room for storage, giving buyers flexibility to customize the lower level to fit their needs. Situated on a quiet cul-de-sac and within walking distance of North Platte High School, this home combines convenience with a relaxed neighborhood feel. The property is being sold AS-IS, but presents a great opportunity for buyers to make it their own!

14 Sandi Circle, Dearborn

Listing courtesy of Connor Reeves of Mother & Son Realty Group.
$330,000
4 Beds ⋅ 2.5 Baths
Welcome home to this beautifully updated split-level home offering 4 bedrooms, 2.5 bathrooms, and a spacious 3-car garage in the highly sought-after Platte County School District. This move-in-ready home has been thoughtfully updated inside and out with new siding, a new roof, new interior and exterior paint, new garage doors, a new electrical panel, new windows, new mini split for addition, and new flooring throughout. The updated kitchen features stainless steel appliances, modern finishes, and flows seamlessly into the main living and dining areas, making it perfect for everyday living and entertaining. The spacious primary suite offers a walk-in closet and private access to the large new deck, creating the perfect place to enjoy your morning coffee or unwind in the evening. Updated bathroom adds to the home's modern appeal. The finished lower level boasts a large family room, a convenient laundry room, and plenty of additional living space for relaxing or entertaining. Step outside to enjoy the new oversized deck, patio, and large, level backyard that backs to mature greenery, providing both privacy and a peaceful setting. An additional driveway extends to the rear of the home, offering excellent space for RV, boat, or trailer parking, while the third-car garage is ideal for a workshop, hobby space, or extra storage. Conveniently located near shopping, dining, parks, and interstate access, this exceptional home combines quality updates, functional living space, and an unbeatable location. Don't miss your opportunity to make this beautiful Platte County home yours—schedule your private showing today!

118 Town Court Circle, Platte City

Listing courtesy of Tony Farr TEAM of RE/MAX House of Dreams.
$849,900
4 Beds ⋅ 4.5 Baths
RARE OPPORTUNITY IN RISS LAKE! Situated on one of the community's most recognizable oversized corner lots along Spinnaker, this 5-bedroom, 4.1-bath 1.5-story home offers an incredible chance to secure a premier property in one of Kansas City's most sought-after neighborhoods. Surrounded by mature trees and exceptional privacy, the setting is truly special. The backyard is built for entertaining and relaxation, featuring a saltwater in-ground pool, covered deck, expansive outdoor living areas, and beautiful natural surroundings that make Riss Lake living so desirable. Inside, you'll find a spacious floor plan with a main-level primary suite, hardwood floors, generous living spaces, and a finished walkout lower level offering flexibility for family, guests, recreation, fitness, or hobbies. What truly sets this property apart is the combination of lot, location, lifestyle, and value. Thoughtfully positioned to offer one of the most compelling opportunities in Riss Lake, buyers will appreciate the chance to own a signature property on a premier homesite without paying the premium often associated with lots of this caliber. Enjoy all that Riss Lake has to offer, including lake access, scenic walking trails, tennis courts, neighborhood amenities, and a lifestyle centered around nature, recreation, and community. Properties with lots of this size, privacy, and presence rarely become available. Whether you're drawn to the incredible outdoor living spaces, the resort-style pool, the mature trees, or the prestige of the location itself, this is a rare opportunity to own one of Riss Lake's standout properties. Rather than completing additional updates, the seller has reflected that value in the price. Home is being sold as-is.

5502 Spinnaker Pointe N/A, Parkville

Listing courtesy of Chris Termini of HomeSmart Legacy.
$714,500
4 Beds ⋅ 3 Baths
The beautiful Buena Vista floor plan boasts 4 bedrooms, 3 bathrooms, and a 3-car garage. With over 2600 sq/ft of space, this layout provides ample living areas ideal for hosting gatherings. Enjoy a spacious kitchen with a walk-in pantry, an open floor plan, and a striking fireplace as the focal point. The large primary suite is on the main floor and includes a soaking tub, walk-in shower, and a generous closet. Additionally, the basement features a sizable recreational room complete with a wet bar and built in entertainment center plus a covered porch to enjoy the outdoors. Quality craftsmanship with high end appliances and finishes throughout!

12480 Appaloosa Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.
$155,999
2 Beds ⋅ 1 Baths
Attention investors, contractors, and handy buyers looking to build immediate sweat equity! This adorable property in a small town with an established school district offers a fantastic footprint, a great layout, and massive potential, making it the perfect blank canvas for a complete top-to-bottom renovation. Located in an established neighborhood, it’s an incredible opportunity to remodel a home exactly to your taste. The property is being sold strictly 100% AS-IS, WHERE-IS. The seller will make no repairs or improvements. Priced to sell quickly—bring your design ideas and your offers! The home does have 3 bedrooms, but according to tax records, it is listed as a 2-bedroom. It also has a 24x32 detached garage with electricity. The beautiful shaded lot. Stove and refrigerator that stay (approx. 3 years old).

411 E 2nd Street, Dearborn

Listing courtesy of Sasha Stalder of Platinum Realty LLC.
$1,850,000
4 Beds ⋅ 3.5 Baths
Professional photos 5/26 Set on approximately 108 acres M/L, this rare offering combines space, functionality, and scenic beauty. With a winding driveway and brick entryway which exclaims, "Cardinal Valley" the property opens up to rolling ground ideal for livestock, crops, or simply enjoying wide-open views and privacy.The home features a thoughtfully designed layout with 4 bdrms—2 on the main level and 2 on the finished lower level—along with 2 full baths and one half bath on the main level and a full bath in the LL. The main floor offers a bright, open concept with a spacious kitchen, eat-in area, and adjoining office space, all flowing seamlessly for everyday living and gathering.The finished basement is built for entertaining and extended living, complete with a pool table area, 2 bdrms, and a fully equipped kitchen with a sink, full refrigerator & freezer, stove & oven—ideal for guests, multi-generational living, or hosting. Ample storage space throughout ensures everything has its place. Practical features include a 3 car attached garage, additional detached 2 garage space, 2 gas furnaces, 2 electric A/C units, 2 gas water heaters, and 2 laundry areas—including a convenient stacked unit in the basement. The acreage is well-suited for agricultural use or recreation, with room for livestock, crops, and a lean-to shed for feeding. A natural stream runs along the back of the property, This is FEMA land, but does not affect insurance. The in-ground pool is currently holding water and has not been in use for 9 years, but we believe it can be restored.Opportunities like this—owning over 100 acres with a spacious home so close to the KC area—are increasingly hard to find. Whether you're looking for a working property, space to spread out or a place to create your own rural retreat, this property offers a unique combination of land & home. Your home is well-maintained and waiting for your personal touch. ALL TAXES,MEASUREMENTS,INFO ETC TO BE VERIFIED BY BUYER

5825 Z Highway, Edgerton

Listing courtesy of Amy Huhmann of Platinum Realty LLC.
$222,000
2 Beds ⋅ 2.5 Baths
NEW PRICE - AND NEW ROOF! Charming Townhome in Award-Winning Park Hill School District! NEW ROOF (coming soon) and repairs have been made!1 Come take a look... and you'll find the perfect blend of comfort and convenience in this MAINTENANCE-PROVIDED townhome. Step inside to find a cozy living space featuring a brick fireplace and luxury vinyl flooring. The kitchen/dining area opens to a spacious deck, perfect for outdoor entertaining. This spacious townhome boasts large bedrooms, each with its own full bath - and double closets, providing an abundance of storage. An additional half bath off the living room is perfect for guests. Enjoy the luxury of a bonus 2-CAR garage and extra basement space! The home is ideally located just minutes from shopping, dining, and major highways - with Zona Rosa and downtown Parkville nearby.

7019 N Fisk Court, Kansas City

Listing courtesy of Connie Stark of MO-KAN Veteran Realty LLC.
$425,000
4 Beds ⋅ 2 Baths
Beautiful Home in a Wonderful Neighborhood Spacious great room featuring engineered hardwood flooring, a ceiling fan, and a fireplace with mantel. The open-concept layout flows seamlessly into the kitchen and dining area. The kitchen offers tile flooring, a large island, and a walk-in pantry. A laundry room is conveniently located off the kitchen, along with a mud area/drop zone. The main level includes a guest bathroom, a guest bedroom with LVP flooring and a ceiling fan, and a second guest bedroom with carpet and a ceiling fan. The primary suite features LVP flooring, a large walk-in closet, and a ceiling fan. The primary bathroom includes a double vanity, shiplap accent wall, and a huge walk-in shower. The finished lower level offers a spacious family and recreation area with LVP flooring, a mini bar, built-in shelves, and plenty of storage space. A built-in doggie door adds convenience for pet owners. The fourth bedroom is located on this level and features carpet and a ceiling fan. There is a stubbed bath ready to go in storage room. Outside, you'll enjoy a fenced backyard and a covered deck with steps leading to the yard and a ceiling fan for added comfort. The home also includes an attached two-car garage. Located in a wonderful neighborhood, this home combines modern finishes, functional living spaces, and exceptional indoor and outdoor amenities.

15865 NW Morgan Street, Platte City

Listing courtesy of Patty Farr of RE/MAX House of Dreams.
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