Platte County Homes with USDA Loan Financing

Welcome to Platte County, Missouri – a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes, vibrant communities, and a rich tapestry of history, Platte County is an ideal place for families, professionals, and retirees alike.

Platte County boasts a perfect blend of rural charm and urban convenience. With its close proximity to Kansas City, residents enjoy easy access to a bustling metropolitan area while savoring the tranquility of small-town living. The county is renowned for its excellent schools, lush parks, and numerous recreational opportunities, making it a fantastic choice for those who value an active lifestyle. From hiking and biking trails to serene lakes and golf courses, there's something for everyone here.

For prospective homeowners, Platte County offers an array of beautiful properties, many of which qualify for USDA loan financing. This is a fantastic opportunity for those looking to purchase a home in a rural area with favorable financing options. USDA loans are designed to help low-to-moderate income families achieve the dream of homeownership without the burden of a hefty down payment. With competitive interest rates and flexible credit requirements, these loans make owning a home in Platte County more accessible than ever.

Whether you’re drawn to the quaint charm of Parkville, the thriving community of Riverside, or the scenic beauty of Weston, Platte County has a place for you. Embrace the opportunity to call this vibrant county home, where community spirit and natural beauty come together to create a truly exceptional living experience. Discover your perfect home in Platte County today!

Newest Platte County Homes with USDA Loan Financing

$390,000

3 Beds ⋅ 2.5 Baths

**Beautifully Updated Home with a Spacious Primary Suite & 3-Car Garage!** Discover the perfect combination of style, comfort, and convenience in this inviting 3-bedroom, 3-bathroom home! The main level features **newly installed hardwood floors (2026), tall ceilings, and updated light fixtures**, creating a bright and welcoming atmosphere. The kitchen offers direct access to a **brand-new deck (2026)** overlooking the backyard, complete with a **new privacy fence (2025)**—perfect for outdoor entertaining or relaxing. Upstairs, the spacious primary suite offers plenty of room to unwind, featuring a fully updated bathroom and a large walk-in closet. Convenient second-floor laundry adds another thoughtful touch since all bedrooms are on the second level, with an updated hallway full bathroom. The lower level has great living space with a gas fireplace, a walkout access to the backyard and garage, and an updated half-bathroom for convenience. Outside, newer front landscaping enhances the home's curb appeal, while the **attached 3-car garage** provides plenty of room for parking and storage. Also, enjoy a convenient location with easy highway access to I-29 and I-435 and close proximity to shopping, parks, and everyday amenities. **With impressive updates, desirable living spaces, and a location that makes everyday life easier, this home is ready to welcome its next owner!**

1413 Fox Run Trail, Platte City

Listing courtesy of Krystle Dauner of Keller Williams Southland.

$435,000

4 Beds ⋅ 3 Baths

Beautiful Newer Home w an Open Floor Plan and No HOA!This amazing home offers beautiful finishes, thoughtful design, plenty of space for entertaining everyday living. Exterior features attractive stone accents, mature trees, a beautiful lot, patio, covered deck w steps leading to the backyard.An oversized 2-car garage provides plenty of room for parking.Step inside through the beautiful front door to a welcoming LVP flooring,from garage mudroom with a built-in bench goes to laundry room features tile flooring, cabinets for additional storage.The spacious primary suite offers carpet, a ceiling fan, a beautiful designer accent wall, plenty of natural light.The large walk-in closet features automatic lighting.The primary bath includes tile flooring, a large double vanity, abundant cabinetry,an oversized tiled shower.The open-concept great room, kitchen, dinning area are absolutely beautiful! The great room features LVP flooring, a gorgeous fireplace, custom cabinetry, floating shelves, abundant windows, a ceiling fan.The kitchen is a showstopper w a large quartz island, beautiful lighting, gas stove, pantry w a stunning glass door, plenty of cabinet,counter space. The dining area offers LVP flooring, lots of natural light.Enjoy the outdoors on the covered deck featuring a ceiling fan, TV outlet.A shed on a concrete pad provides additional storage.The main level also offers a guest bedroom or office w carpet and ceiling fan, plus a full guest bath w tile flooring, tub/shower combination, quartz vanity.The lower level features wide carpeted stairs leading to a large family room w abundant recessed lighting, a ceiling fan.Two additional bedrooms offer carpet, walk-in closets, along w a linen closet, full bath featuring tile flooring, shower. Plenty of additional storage completes the lower level.This home truly has it all! Beautiful finishes, an open floor plan, spacious rooms, great outdoor living, NO HOA. You will love everything this amazing home has to offer!

308 N Fourth Street, Platte City

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

$899,000

4 Beds ⋅ 2 Baths

An expansive parcel of thirteen point nine four +/- acres surrounds this single-family residence in Camden Point, establishing a serene and tranquil setting. The home encompasses nineteen hundred and eighteen square feet of living area configured across a single story. Within the residence, a kitchen island and a pantry serve as central features of the culinary space, which is appointed with a dishwasher, a hood/fan, and a gas range/oven. The interior environment, comprising three bedrooms and two full bathrooms, is complemented by a central vacuum system, ceiling fan(s), and all window covers. Personal storage is accommodated by a walk-in closet, while the surrounding acreage offers a peaceful outdoor retreat to include a pool and enclosed outbuilding. An opportunity awaits to experience the refined lifestyle presented by this distinctive estate.

10110 Duncan Road, Camden Point

Listing courtesy of Dirk Talley Jr. of Show-Me Real Estate.

$484,900

4 Beds ⋅ 2.5 Baths

FRESH NEW LOOK, MODERN UPGRADES & EXCEPTIONAL VALUE! Don’t miss one of the BEST OPPORTUNITIES in Seven Bridges Estates, one of Platte City’s most sought-after communities! This beautifully refreshed 4-bedroom home features NEW PAINT, NEW FIXTURES, BRAND-NEW HVAC, granite countertops, refinished wood cabinets, gorgeous wood accents, spacious primary suite with Jacuzzi tub and walk-in closet, Jack-and-Jill bath, and bonus landing area! Enjoy an OVERSIZED GARAGE WITH FRESH EPOXY FLOORS, generous lot, mature trees, beautiful landscaping, and a PRIME LOCATION just steps from the clubhouse! HOME WARRANTY INCLUDED FOR PEACE OF MIND! INCREDIBLE VALUE IN AN EXCEPTIONAL COMMUNITY! Opportunities at this price are rare, and comparable homes have sold quickly! PRICED TO SELL — MOVE-IN READY! Seller welcomes reasonable offers! BONUS: $2,000 BUYER CREDIT WITH ACCEPTED FULL-PRICE OFFER IN FIRST 14 DAYS! Don’t let this opportunity slip away — schedule your showing before it’s gone! BUYER INCENTIVE! Seller offering a 3-2-1 interest rate buydown with an acceptable offer, subject to buyer qualification, lender approval, and applicable loan program guidelines. Seller will contribute up to 2% of the purchase price toward buyer’s closing costs and/or interest-rate buydown.

17710 NW 130th Street, Platte City

Listing courtesy of Miranda Hamilton of Blue Bridge Realty LLC.

$697,000

5 Beds ⋅ 3 Baths

The Arbor Crest is a beautifully designed ranch-style home that blends modern open-concept living with functional spaces for everyday life. This home features 3 bedrooms, two bathrooms, and 1,696 total main floor square feet, as well as a spacious three-car garage. It includes a well-appointed kitchen with a walk-in pantry, a welcoming great room, that boasts a floor to ceiling stone gas fireplace and a private master suite with a walk-in closet. The walk-out lower level includes a rec room, a bar, 2 additional bedrooms and the third bathroom. Designed for both comfort and style, the Arbor Crest is perfect if you're looking for quality craftsmanship and thoughtful details that stand up to everyday living.

15715 NW 121st Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$772,280

4 Beds ⋅ 3 Baths

Welcome to the Fairfield Expanded, Modern Farmhouse By Inspired Homes! This home features a Stunning Kitchen with Upgraded Quartz counters, upgraded hutch and walk-in pantry. This beautiful home offers an open concept main living space that includes a cozy stone fireplace and built-ins in the great room. Walk out onto the OVERSIZED covered deck upstairs and enjoy your large backyard! This home offers all one level living boasting A Spacious primary suite with a large walk-in closet & convenient laundry access as well a Second main floor bedroom and full bath! Walkout lower level with wet bar and a second stone fireplace! So much space for family and friends as there are two additional bedrooms and full bath in the lower level as well! With an Oversized garage! 24’ deep, this home has plenty of room for storage and accommodation. With all of the trim and tile upgrades this darling farmhouse is a must see! On a gorgeous lot located in Unincorporated Platte County! Running Horse Subdivision has the location, as well as plenty of amenities to enjoy with the pool and beautiful trails and play area .

16710 NW 124th Terrace, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$213,900

2 Beds ⋅ 2.5 Baths

Beautiful 2-Bedroom Townhouse for Sale! Welcome to this inviting 2-bedroom townhouse located in a great community! This home features new paint, LVP flooring throughout, and new lighting. The main level offers a wonderful kitchen with pantry, coat closet, dining area, convenient half bath, and a cozy fireplace in the great room. Enjoy relaxing outdoors on the patio. A one-car garage adds extra convenience. The upper level features a spacious primary bedroom with ceiling fan, new paint, carpet, and a private bath with shower, double vanity, and a huge walk-in closet. The second large bedroom also offers a ceiling fan, new paint, carpet, and walk-in closet. A full guest bath with tub/shower and conveniently located upper-level laundry complete this floor. The unfinished lower level offers tons of storage or the opportunity to create additional living space. An egress window provides potential for another bedroom, living space! Vinyl siding adds to the home's appeal. Located in the desirable Platte County School District, this townhouse is a great opportunity for a family or investor. Don't miss out on this wonderful property

15500 NW 123rd Street, Platte City

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

86 Acres New Market Cemetery Road, Dearborn

$800,000

86 Beautiful Acres of Privacy, Recreation & Endless Possibilities! Discover the perfect blend of peaceful seclusion and convenience with this stunning 86-acre property located just minutes off I-29 in northern Platte County, Missouri. Featuring approximately 10 acres currently used for agricultural production, the remaining acreage is predominantly heavily wooded, offering an incredible setting for outdoor enthusiasts, hunters, or anyone dreaming of their own private retreat. Adding to the property's unique natural features is an artesian well, offering another distinctive element to this beautiful 86-acre retreat. An extensive network of well-maintained trails winds throughout the timber, providing easy access for hunting, hiking, or exploring by ATV or side-by-side. Abundant signs of deer and turkey make this property a hunter's paradise! Looking to build your dream home? A beautiful potential build site offers the opportunity to create your own private oasis surrounded by nature. Enjoy the peace, quiet, and breathtaking beauty of the countryside while remaining just minutes from I-29 for convenient access to Kansas City, St. Joseph, and surrounding communities. Whether you're looking for a recreational getaway, hunting property, investment opportunity, or the perfect place to build your forever home, this exceptional 86-acre property offers a rare combination of natural beauty, privacy, and accessibility. Come experience everything this remarkable property has to offer! For everyone's safety, DO NOT ENTER OR ACCESS THE PROPERTY WITHOUT A CONFIRMED SHOWING APPOINTMENT. This is extremely important, as the property is currently being used for hunting, and a hunter may be present, including during rifle hunting season. All showings MUST be scheduled and confirmed in advance to ensure the property is safe to access. Please do not enter the property early, arrive without confirmation, or allow buyers to explore the property on their own.

86 Acres New Market Cemetery Road, Dearborn

Listing courtesy of Calle McGregor of ReeceNichols-KCN.

$489,900

3 Beds ⋅ 3.5 Baths

Welcome home to this beautifully designed two-story new construction featuring modern farmhouse style, board-and-batten siding, and charming curb appeal. The main level offers an open-concept kitchen and great room, a private office, and convenient everyday living spaces. Upstairs, you'll find a spacious primary suite, additional bedrooms, and a functional layout designed for comfortable living. The unfinished basement offers room to expand, while the covered front porch and optional covered patio provide inviting outdoor living spaces. Complete with an attached garage, this home blends style, space, and functionality.

11205 NW 82nd Street, Kansas City

Listing courtesy of Chloe Earwood of Aristocrat Realty.

$495,000

4 Beds ⋅ 3 Baths

Welcome home to this beautifully designed new construction featuring modern farmhouse charm, board-and-batten siding, and inviting curb appeal. The open-concept layout offers a spacious kitchen, comfortable living area, and thoughtfully designed bedrooms. The finished basement provides additional living space, perfect for entertaining, relaxing, or hosting guests. Complete with an attached garage, covered front porch, and covered outdoor living area, this home blends style, comfort, and functionality.

8204 N Callaway Avenue, Kansas City

Listing courtesy of Chloe Earwood of Aristocrat Realty.

$495,000

3 Beds ⋅ 2 Baths

Beautiful One-Owner Custom Brick Home w Exceptional Craftsmanship! Almost an acre.This one-owner custom-built home showcases beautiful oak trim, custom built-ins, & quality craftsmanship throughout.Welcoming entry features gorgeous oak trim & opens to a spacious great room w a brick fireplace, carpet, ceiling fan, & custom built-ins.Kitchen offers hardwood floors, custom cabinetry, a beautiful backsplash, abundant counter space, & plenty of storage.Adjoining breakfast room features hardwood floors & beautiful windows.A formal dining room w hardwood floors & custom blinds provides the perfect space for entertaining.The huge office features extensive built-ins & could potentially serve as a small fourth bedroom.The spacious primary suite offers two large closets, a ceiling fan, & a private bath w a jetted tub, separate shower, double vanity, & custom cabinetry w a makeup area.Two additional bedrooms feature carpeting & generous closet space. The guest bath includes a tub/shower combination & custom built-ins. Fresh paint throughout adds a clean, updated feel. The finished lower level features new carpet and paint, a built-in wet bar with abundant cabinetry, a large storm shelter, & an expansive storage area with potential for additional finished living space.Additional features include central vacuum throughout & two water heaters.Outside, enjoy the all-brick exterior, newer roof, new Andersen windows, new garage doors, & HVAC system.The large covered front porch overlooks beautiful rock landscaping, while the spacious deck & fenced property line, offer room to relax & entertain.A storage shed provides additional space for outdoor equipment. Hunter Douglas window treatments, garage door openers, & a three-car garage w a tandem door providing outside access complete this exceptional home.The laundry room features a new faucet & built-in cabinetry.A rare opportunity to own a custom-built home w timeless details, generous living space, & outstanding storage!Steel siding

14 Pine View Road, Platte City

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

$375,000

3 Beds ⋅ 2 Baths

MOVE IN READY HOME at 1904 4th Street has been admired for years! The owners have given it so much Tender Loving Care for over 37 years and it shows! List Price is below recent appraised value, which includes 2 parcels with this sale. The location provides advantages of small-town living such as walking distance to schools, sidewalks nearby, paved streets and public utilities yet it has all the "feels" of country living. The home sits on 1+ acres with mature trees, shrubs, perennials & space for a large garden. There's a storage shed, large 2 car garage, & unfinished basement. "One Level Living" ranch style floor plan has 3 bedrooms, 2 full baths, 2 kitchens, and a large laundry room with ceiling to floor built-in cabinets & washer & dryer which are staying! The "Main Kitchen" is a dining combination with gorgeous cabinets, bar seating, built in wine refrigerator, stainless steel refrigerator, gas stove with overhead light-vent which are all staying. The 2nd kitchen is called the "Summer Kitchen" it has been used for canning, as a mud room, extra freezer space & is accessible to the spacious 2 car garage & shop. Numerous highlights include roof replaced on the house & shed 2025, treated for wood destroying insects in 2026 as a precaution (no wood destroying insects were found), radon mitigation installed, stake survey in 1998, sump pump installed 2020, enclosed and connected house & the detached garage 1998, summer kitchen ac & heat pump installed 2021, main house ac & furnace replaced 2020, ac garage installed 2020, gravel driveway replaced with blacktop 2020 and has been resealed every 2 years, living room remodel 2019, main water line replaced 2017. Throughout the years there have been updates & replacements to light fixtures, windows, carpet, luxury vinyl flooring installed, front door replaced, & complete renovation to the main kitchen & dining with beautiful oak custom cabinets, sink, disposal, appliances, back door & much more!

1904 4th Street, Platte City

Listing courtesy of Terry Terese Durand of ReeceNichols-KCN.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use

Platte County Homes with USDA Loan Financing

Newest Platte County Homes with USDA Loan Financing

How much is your home worth?

How much is your home worth?