Vernon Homes with VA Loan Financing

Vernon County, located in Missouri, is a charming area known for its picturesque landscapes and friendly community. Home to several small towns and rural areas, Vernon County offers a peaceful and serene environment for residents to enjoy. With its rich history and strong sense of community, this county is an ideal place to call home.

For those looking to purchase a home in Vernon County, using a VA loan for financing is a great option. VA loans offer numerous benefits for eligible veterans, active-duty service members, and their families, including no down payment requirement and competitive interest rates. This financing option makes buying a home more accessible and affordable for those who have served our country.

Whether you're searching for a cozy cottage in the countryside or a modern home in town, Vernon County has a diverse range of properties to choose from. With VA loan financing available, owning your dream home in this beautiful county has never been easier.

Newest Vernon Homes with VA Loan Financing

$149,900

2 Beds ⋅ 1 Baths

This bright and beautifully updated 3-bedroom, 1-bathroom home is a smartly designed space. Step inside to a sun-drenched living room featuring warm luxury vinyl plank flooring, crisp white walls, and a sleek modern ceiling fan. The kitchen boasts two-toned cabinetry in sage green and white, rich butcher block countertops, a classic subway tile backsplash, and a full suite of stainless steel appliances. The bathroom features large-format marble-look tile surrounding a bathtub, matte black fixtures, and a sleek navy vanity with a round mirror. Each bedroom offers gleaming hardwood-style floors, generous closets, and natural light streaming through bright windows with outdoor views. Every inch of this home has been renewed with care for move-in-ready living.

609 W Lee Street, Nevada

Listing courtesy of J.J. CURTIS of CURTIS & SONS REALTY.

$150,000

4 Beds ⋅ 2 Baths

Country Home and Small Acreage on Dead-End Location: For sale in rural, Vernon County, Missouri is this 4 bed, 2 bath home sitting tucked away just south of the Osage River. The location is inviting with mature oak trees, farm field view, circle drive, and a sprawling front porch. The country home boasts 1,958 sq ft of living space featuring a formal foyer, living room, dining room, and stunning kitchen with plenty cabinets, countertop footage, and bar space. If you are looking for sufficient master bedroom space, this home offers a 17’x17’ bedroom, full bathroom, and walk-on closet. Bonus features to the home include a large storage room/utility room, covered patio area, partial basement, and large concrete slab for parking, recreation or add your own building. This property is super affordable, especially for a 4 bedroom, and is a great price point for your country home dream. Located just a few miles from Four Rivers Conservation Area (~14,000 acres) and Schell-Osage Conservation Area (8,600 acres), you have over 22,000 acres of hunting, fishing, and recreation at your finger tips. Call today to schedule an appointment for your own private tour. Welcome to the Country!

2096 S 2500 Road, Schell City

Listing courtesy of Ryan Hubbard of United Country American Heartl.

$147,000

3 Beds ⋅ 1 Baths

Located just outside the city limits of Nevada, Missouri, this 3-bedroom, 1-bath ranch-style home offers approximately 1,100 square feet of single-level living on a .35-acre lot. With a fenced yard, attached one-car garage, covered back patio, two storage buildings and a newer roof, this property offers a great combination of indoor and outdoor space. Inside, hardwood flooring runs through the living room and hallway, with carpet in the bedrooms. The home also features central heat and air, a functional kitchen and dining area, and a practical floor plan with plenty of opportunity to make the space your own. Outside, mature trees provide shade while the fenced yard offers room for pets, play, gardening or outdoor activities. The covered back patio creates a comfortable spot for relaxing, grilling or entertaining, and two storage buildings provide additional space for lawn equipment, tools, hobbies and seasonal items. The attached one-car garage adds convenient covered parking and additional storage. Located outside Nevada city limits while still offering convenient access to town, this property is a great option for buyers searching for a 3-bedroom home near Nevada, MO with a fenced yard, garage and extra storage. Schedule your private showing today!

18822 S 1491 Road, Nevada

Listing courtesy of Ashlee Whittington-Duncan of CURTIS & SONS REALTY.

$129,900

2 Beds ⋅ 1 Baths

Welcome to this turn-key, freshly updated bungalow where timeless charm meets modern convenience. Step inside to find gleaming hardwood floors, crisp new paint, and brand-new LED lighting that brightens every room. The layout is warm, inviting, and ready for your personal style. Major updates are already done — enjoy peace of mind with a newer roof, and newer central heat & air, and an attic fan that boosts comfort and efficiency. Every detail has been refreshed to make moving in effortless. Just bring you and your belongings. Nestled between Cottey College and Radio Springs Park, this home offers unbeatable access to education, recreation, and Nevada’s community amenities. Whether you’re a first-time buyer, downsizing, or investing, this bungalow delivers exceptional value and true turn-key convenience. Why Buyers Love It Fully move-in ready Major systems updated Classic hardwoods and bungalow charm Energy-efficient features Walkable, peaceful location Priced to sell!

816 S College Street, Nevada

Listing courtesy of Lori BURES of Shannon & Associates.

$279,900

3 Beds ⋅ 2.5 Baths

Just under 2 acres beckons you! Welcome to this inviting open-concept raised ranch seamlessly combines modern comfort, incredible functionality, and peaceful outdoor living. Step inside to an airy main living space designed for easy entertaining and everyday relaxation. The layout features three generously sized bedrooms, highlighted by a serene primary suite complete with a private bath, an extra bonus closet right in the bathroom, and a custom walk-in shower equipped with a built-in bench. Be the first to use the brand-new stainless-steel appliance package and set foot on newly installed flooring. If storage is at the top of your wish list, this home delivers in spades. The dedicated laundry room is an organizer’s dream, featuring a massive pantry, an additional closet, and a built-in folding table. Year-round comfort and energy savings are made simple with a newer HVAC system and a whole-house attic fan to capture those breezy cool evenings. Downstairs, the full unfinished basement offers endless potential to expand or customize, already complete with a convenient half bath and a deep workbench outfitted with its own sink—ideal for tinkering, crafting, or hardware projects. The outdoor setup is a true dream for hobbyists, mechanics, or outdoor enthusiasts: Four Outbuildings: Features a 2-car detached garage, an impressive 913 sq. ft. pole barn, an additional storage shed, and a handy lean-to. RV Parking: An oversized RV carport keeps your camper, boat etc. protected from the elements. Unwind at the end of the day on your private covered back deck, taking in sweeping views of a tranquil, scenic country landscape. You get all the peace and quiet of a rural oasis while staying comfortably within city limits.

1232 N Tucker Street, Nevada

Listing courtesy of Lori BURES of Shannon & Associates.

$360,000

4 Beds ⋅ 4 Baths

Dreaming of peaceful country living without giving up the convenience of town? This 4-bedroom, 4-bath ranch sits on 19.5 acres at the quiet edge of Sheldon, offering a rare combination of space & versatility for livestock &/or workshop needs. The beautiful brick exterior, newer metal roof, newer HVAC provide low-maintenance appeal, while the attached 2-car garage makes coming home easy during inclement weather. Drop your bags inside the back door & gather around the open kitchen/dining area, where bar seating, abundant cabinetry & counter space, along with a multi-tier pull-out pantry make busy family life extra enjoyable. Picture everyone chatting about their day while dinner is prepared, then gathering in the inviting living room with its impressive vaulted ceiling, oversized windows & gas fireplace. As the seasons change, cozy up by the fire & watch the fall colors unfold outside. Three bedrooms & 3 baths are located on the main level, each with spacious walk-in closets. Approximately 1/2 of the walkout basement is finished with a SECOND KITCHEN, eat-in dining area, family room, bedroom & full bath-ideal for separate living quarters, guests &/or hobbies. The unfinished area provides storage & living space expansion opportunities, along with a concrete storm/safe room ready for a door to be added. Step outside & discover 5 additional outbuildings: a 40x60 metal shop/barn with electricity, concrete floor & drive-through doors for large equipment; metal machine shop w/elec; metal hay barn; traditional barn with upper hay loft; metal loafing shed; & small tool/gardening shed. Bring your horses & livestock!! The acreage is fenced & cross-fenced with an automatic waterer, frost-free hydrant, small pond & a wet-weather creek. An old covered well may offer potential for restoration for livestock &/or gardening use. This property is the perfect home & acreage to spread out, grow together, enjoy the changing seasons & truly love country living, while close to town.

905 W Main Street, Sheldon

Listing courtesy of Ginger Nance of Stutesman's Action Realty.

$324,500

4 Beds ⋅ 3.5 Baths

Imagine owning a property that truly has it all—space, luxury, and unmatched versatility. This incredible 4-bedroom, 3.5-bathroom estate is designed for those who want more out of a home. The main level pulls you in with an expansive great room featuring a cozy floor-to-ceiling brick hearth, a sunny formal dining area, and a bright sunroom with panoramic country views. Modern kitchen finishes and open-concept living make daily life a breeze, but that is just the beginning. The lower level is a game-changer, boasting a full second kitchen (complete with an included upright freezer!) and massive flexible bonus rooms—perfect for a private guest suite, home theater, or game room. Step outside into your personal backyard paradise, where you can unwind year-round in your private swim spa or entertain under the massive custom gazebo. Hobbies and storage are fully covered with multiple detached garage workshops built for big projects, vehicles, and equipment. Space, freedom, and multi-generational living potential like this don't come around often—schedule your private tour before it's gone!

109 E Hardin Place, Nevada

Listing courtesy of J.J. CURTIS of CURTIS & SONS REALTY.

$375,000

4 Beds ⋅ 2.5 Baths

Welcome to this exceptionally high-end, 4-bedroom, 2.5-bath home offering quality, comfort, & thoughtful design throughout. Located just outside of Nevada, Missouri, this impressive property features 2,560 finished square feet, spacious living areas, beautiful finishes, & amenities designed to make everyday living both comfortable & enjoyable. The first floor offers an open-concept living room, breakfast area, & kitchen, creating a nice space for gathering & entertaining. A built-in gas fireplace adds both warmth & ambiance. The high-end kitchen features stainless appliances, Corian countertops, a double wall oven, & an oversized gas cooktop in the dining island. A formal dining room provides additional entertainment space, while the front room could serve as an office or bonus living area. A convenient half bath & large first-floor laundry room complete the main level. Upstairs, all four bedrooms are thoughtfully situated, including a spacious primary suite with a large bedroom, recently updated luxury bathroom featuring a glass-and-tile walk-in shower & jetted tub, plus a large walk-in closet. Three additional bedrooms share a full bathroom. The attached 2-car garage provides convenient parking & has additional storage space for a lawn mower or golf cart. The large deck offers a great place to relax & a collapsible awning improves the shady comfort as you enjoy the fenced-in yard. Additional features include newer HVAC, updated LED can lights & lighting fixtures, surround sound in the living room. As a bonus, a whole-house water system with purifier, softener, & reverse osmosis at the kitchen sink is available with a strong offer. The desirable location just south of Nevada, MO provides is the perfect mix of high-end homes, country setting, & convenience to amenities. Homes offering this combination of quality, space, & features don't come along often. Call today to schedule your private showing & see everything this exceptional property has to offer!

18976 S 1485 Road, Nevada

Listing courtesy of Ryan Hubbard of United Country American Heartl.

$205,799

4 Beds ⋅ 2 Baths

Weber Elementary School. just a cross the street. All one living level. new siding. new furnace. beautiful home, new plumbing, new bathrooms and electric. by appointment only.

1412 N ASH Street, Nevada

Listing courtesy of Miriam Rosas Chavez of Platinum Realty LLC.

$515,000

2 Beds ⋅ 2 Baths

Just a few miles east of Nevada, Missouri is a brand new house awaiting its first owners. Built in 2025-26, this 2 BR/2 BA residence offers just over 1300 s.f. of space, and it's ready for your own finishing touches to make it your home. It features 2x6 exterior walls and a spray foamed attic for energy efficiency, and low maintenance vinyl windows and metal siding and roof. The concrete floor is finished with LVP flooring throughout, while the front porch invites you to relax and enjoy the sunset on its stamped and stained concrete base. The kitchen is fitted with attractive dark-stained cabinets in an open concept design that transitions to the living room space beyond. The sellers are offering a $3000 credit to the buyers for kitchen appliances, so you get to choose your own stove, fridge, and dishwasher with the features and designs you want. A roomy pantry offers not only storage for your dry goods, but with an outlet and corner shelf it makes the perfect coffee bar as well. The living room is an inviting space with plenty of windows and natural light. Both bedrooms are in the rear of the home, providing plenty of privacy and views of the back yard, and a laundry closet separates the bedrooms. Moving on to the master bath, you'll love the beautiful tile and glass shelves in the walk-in shower. The garage is spacious and provides plenty of space for your rides, but with room left over for workbenches and storage. All in all, this home package is the perfect space for small families or retirees, and with its location outside of the city limits and zoning restrictions, you'll have virtually unlimited options. But the brand new home isn't the only thing you'll love. With 41.25 surveyed acres, you'll have plenty of room to roam as well. Whether you enjoy hunting, nature watching, or riding ATVs, this farm has you covered. Most of the acreage is wooded, with mixed hardwoods, and wildlife is abundant. The seller would consider selling less acreage with the home.

17707 S 2200 Road, Nevada

Listing courtesy of Scott Sudkamp of Midwest Land Group.

$299,500

4 Beds ⋅ 3.5 Baths

This 3 story brick traditional home captures the essence of refined living with it's exquisite attention to detail. Ornate foyer featuring an oak staircase. The stunning wooden pocket doors in the dining area and beveled glass exterior doors set the tone for the entire home, exuding historical charm. High ceilings throughout the home, beautiful hardwood floors, baseboards and wood door frame details, upgraded lighting throughout the home, spacious rooms for comfortable living & entertaining. The heart of this home boasts a gourmet kitchen with newer stainless appliances, solid surface countertops, and a beautifully crafted island. Enjoy a cozy family room area complete with a separate bathroom & an office nook, perfect for working from home or unwinding. This main level room, with new flooring, can also be used as a bedroom with it's closet & full bath. Retreat to a massive master suite featuring two large closets, with bath ensuite, with a soaking tub and and a separate shower, double vanity & chandelier. The three other spacious bedrooms have abundant closet space with lighting in each closet as well as detailed sconces & ceiling lights. The third floor provides endless possibilities. Whether you envision it as a study, office, craft room or additional bedroom, this flexible area adapts to your needs and aspirations. Multiple covered porches, a patio area ideal for entertaining. Oversized two car detached garage with new roof & play house/garden shed. White vinyl wam-bam fence creates a private backyard great for gardening, barbeque parties and relaxing. This home nestled on a large corner lot, offers so much character, elegance & peacefulness you don't find in homes today. Completely remodeled in 2015, including new plumbing, electrical & more. This home is the best of both worlds - modern updates and old world charm. Don't miss this beautiful historical home, call & schedule your showing today. Both new storage sheds excluded.

503 W Cherry Street, Nevada

Listing courtesy of JOANN CASH of CURTIS & SONS REALTY.

$499,900

3 Beds ⋅ 3 Baths

Just minutes south of Nevada, this extraordinary estate offers the rare combination of timeless architecture, modern updates, and nearly 24 acres of rolling Missouri countryside. Some homes make a first impression. This one makes an entrance! Originally built in 1920, this beautifully restored 2½-story farmhouse blends historic character with today’s comforts. Inside you’ll find over 2,200 square feet featuring three bedrooms, three bathrooms, soaring ceilings, exposed beams, graceful archways, stunning stained-glass accents, and remarkable period craftsmanship throughout. The spacious living areas are anchored by both a wood-burning fireplace and a gas fireplace, creating warm gathering spaces throughout every season. The primary suite is truly one of a kind, featuring an impressive loft retreat, tiled bath, oversized walk-in closet, floor-to-ceiling windows overlooking the property, and motorized blinds for convenience and privacy. A separate 600± square-foot guest cottage includes one bedroom, one bath, kitchenette, living area, and offers endless possibilities for guests, multigenerational living, home office space, or vacation rental opportunities. The detached four-car garage provides abundant storage and workspace. Outside, nearly 24 acres of rolling pasture with scattered timber create endless possibilities for horses, hobby farming, recreation, or simply enjoying peaceful country living just minutes from shopping, dining, and healthcare.A property offering this level of character, privacy, acreage, and versatility rarely becomes available. Welcome to one of Vernon County’s most captivating private estates—a place where a tree-lined drive, white fencing, and nearly 24 acres create an unforgettable arrival just minutes from Nevada, Missouri.

18133 S 1525 Road, Nevada

Listing courtesy of Jennifer Stutesman Frese of Stutesman's Action Realty.

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