Independence Homes with Conventional Financing

Independence Homes with Conventional Financing

Located in the vibrant city of Independence, Missouri, the Independence school district offers a top-notch education to students in the area. Nestled in Jackson County, Independence is a thriving community with a rich history and a promising future.

For those looking to settle down in this welcoming city, homes with conventional financing are readily available. Whether you're a first-time homebuyer or looking to upgrade to a larger space, Independence has a variety of housing options to suit your needs.

With its convenient location, excellent schools, and diverse real estate market, Independence is the perfect place to call home. Explore the possibilities in this charming city and discover why so many people are proud to be part of the Independence community.

Newest Independence Homes with Conventional Financing

$149,000
3 Beds ⋅ 1 Baths
Bring your vision and unlock the potential! This solid fixer-upper is a great opportunity for someone looking to build sweat equity and make a home their own. The bones are great, and the property primarily needs cosmetic updates to bring it back to life. Inside, you’ll find real hardwood floors with plenty of potential to shine again with a good resanding and refinishing. Several windows have already been replaced, and the back sliding door is newer. The roof is approximately 9 years old, and the foundation appears solid. The AC will need some work, so buyers should plan accordingly. The garage also has LVP flooring still in the boxes, which the buyer is welcome to keep and use for future updates. Outside, enjoy a fenced backyard with mature shade trees, providing a great space for relaxing or entertaining. With a little vision, updating, and elbow grease, this property could be transformed into a fantastic home while creating valuable sweat equity. A great opportunity for a buyer who isn’t afraid of a project!

316 N Geronimo Drive, Independence

Listing courtesy of Bailey Rega of Platinum Realty LLC.
$170,000
4 Beds ⋅ 2 Baths
Welcome home to this charming ranch offering beautiful hardwood floors, valuable recent updates, flexible living space, and an impressive double-sized lot! The main level features 3 bedrooms, updated vinyl windows, and gorgeous hardwood flooring throughout much of the home. The 3rd bedroom is currently being used as a convenient main-floor laundry room just off the kitchen, offering the next owner flexibility to use the space in the way that works best for them. Major improvements have already been taken care of, including a furnace and air conditioner less than one year old, newer gutters with leaf guards, and low-maintenance vinyl siding. Need extra garage and storage space? You’ll love the spacious detached 2-car garage, complete with a new garage door opener and a loft area providing plenty of additional storage. The basement adds even more usable space with a non-conforming bedroom, recreation room, and walkout door leading to the side yard. You’ll also find a partially finished full bathroom that is plumbed for a shower and ready for your design choices. Outside, the double-sized lot provides plenty of room to spread out, garden, entertain, or simply enjoy the outdoors. Relax on the patio behind the home and take advantage of all the extra yard space this property has to offer.

10305 E 35th Street, Independence

Listing courtesy of Alicia Gibson of RE/MAX Premier Properties.
$195,000
2 Beds ⋅ 2 Baths
Don’t let the exterior fool you—this condo is WAY bigger than it looks and truly needs to be seen to appreciate all the space it offers! Featuring 2 bedrooms and 2 bath, this home offers multiple living spaces and a flexible floor plan that gives you room to live, entertain, work, and relax. The formal living room could easily serve as a formal dining room and features a sliding door leading to the patio. Just beyond is another spacious living room centered around a beautiful, well-cared-for brick fireplace, creating a warm and inviting gathering space. The kitchen opens directly to the fireplace living room and offers ample counter space, plus a convenient overhang for chair seating. Another bonus/flex/multipurpose room off the living room provides even more possibilities to fit your needs—perfect for a home office, hobby or craft room, reading room, playroom, workout space, additional sitting area, or whatever space your lifestyle calls for. Additional storage is also available. The main-floor laundry/mud room is conveniently located just off the kitchen. The roomy primary bedroom features its own sliding door to the patio and a jetted tub for relaxing at the end of the day. Enjoy the outdoors from the private patio, complete with a swinging bench that remains with the home. Attached 1-car garage adds convenience, plus 2 common parking spaces are conveniently located across the street and additional common parking is available along the street for guests. Approximate ages: water heater 6 years, furnace 10 years, A/C 8 years. So much more space and versatility than you would expect—come see it for yourself!

312 E HANSEN Court, Independence

Listing courtesy of Kendra Shepard of Real Broker, LLC.
$54,999
2 Beds ⋅ 1 Baths
Opportunity awaits at 629 W Oak St. in Independence, KS, listed at just $54,999! This 2-bedroom, 1-bath home features an attached garage, spacious backyard, and a bonus room in the attic offering additional possibilities. Conveniently located near local schools and parks, this property has plenty of potential for an investor or buyer ready to make it their own. Schedule your showing today!

629 W Oak Street, Independence

Listing courtesy of Jessica Renfrow of EXP Realty LLC.
$220,000
3 Beds ⋅ 1 Baths
Check out this beautifully updated 3 bedroom, 1 bath ranch home! Featuring stylish LVP flooring throughout and a brand new kitchen designed with both function and style in mind. The kitchen offers brand new stainless steel appliances, beautiful granite countertops, and a fresh, modern feel. The convenient ranch style layout provides comfortable one level living and makes excellent use of the space. Ideally located with easy access to shopping, dining, entertainment, schools, major roadways, and everyday amenities. This move in ready home offers the perfect combination of modern updates, comfort, and convenience. Don't miss the opportunity to make this charming home yours!

2309 S Crescent Avenue, Independence

Listing courtesy of Jamie Talley of RE/MAX Innovations.
$130,000
1 Beds ⋅ 1 Baths
Adorable 1 bed/1 bath home that has been renovated and move in ready! Brand new kitchen with raised panel crisp white cabinetry, lovely granite counters and stainless appliances. New lifeproof vinyl plank flooring throughout Major items addressed! NEW ROOF, HVAC, WINDOWS, plumbing, and electrical. Fenced back yard with 2 car garage which is a great space for a workshop or extra storage. Come see today!

10522 E 6th Street, Independence

Listing courtesy of Cheryl Scheele of Platinum Realty LLC.
$350,000
3 Beds ⋅ 3.5 Baths
Welcome to a thoughtfully designed home offering comfort, functionality, and accessibility in a convenient Independence location. This home features a spacious layout with inviting living areas, comfortable bedrooms, and features designed to accommodate a variety of needs. A standout feature is the wheelchair accessibility of the hall bathroom and the front bedroom, which also includes a convenient half bath. These accessible spaces provide added ease and functionality, making the home an excellent option for those seeking accessibility without sacrificing comfort. With its practical layout and versatile spaces this All Brick Ranch offers the opportunity to create a home that works for your lifestyle. Whether you're looking for accessible living, additional flexibility for guests or family members, or simply a home with thoughtful features, this property is worth a look. Come see the possibilities and discover what makes this a place to call home! Selling AS-IS

2622 Mohican Avenue, Independence

Listing courtesy of Sherri Oaks of ReeceNichols - Lees Summit.
$99,900
2 Beds ⋅ 1 Baths
Bring your vision to this 2-bedroom, 1-bath home in Independence! This property offers an opportunity to renovate, personalize and create something of your own. Whether you’re searching for your next project or a home you can update over time, this property is ready for its next chapter. Conveniently located near shopping, dining and everyday amenities. Property is being sold in its present condition.

9612 E 31st Street, Independence

Listing courtesy of Brandi Perkins of Real Broker, LLC-MO.
$249,900
2 Beds ⋅ 2 Baths
This charming 1954 ranch offers two bedrooms, an updated full bathroom, and more than 1,830 square feet of space, including the partially finished walkout basement. With a nearly half-acre lot, you'll feel secluded in your own space. The extra-large kitchen opens to a spacious addition featuring a fireplace and enough room to create multiple functional areas. Use it as an inviting family room, oversized dining space, home office, playroom, or divide it for a primary bedroom. Recent improvements include new carpet, a complete bath remodel, and fresh paint in several areas. Outside, a newer covered front porch with low-maintenance composite decking provides a welcoming place to relax and enjoy a cup of coffee. The walkout basement is approximately half-finished, providing additional space for a recreation room, office, hobbies, or storage. It also features a dedicated workshop and a functional toilet, shower and sink area that is currently open and ready to be enclosed for privacy. Additional highlights include a two-car garage, central heating and air, and professionally completed foundation stabilization after cracking was observed, with no known water issues. Located in the Independence School District and William Chrisman High School attendance area, this home offers plenty of space, valuable improvements, and room to make it your own.

1300 Broadway Street, Independence

Listing courtesy of Carma Goin of United Real Estate Kansas City.
$100,000
2 Beds ⋅ 2 Baths
Enjoy low-maintenance condo living just minutes from some of Independence’s most treasured destinations. The main level offers a welcoming living room, dining area, and kitchen designed for comfortable everyday living. Upstairs, you’ll find two bedrooms and a full bathroom. The finished basement adds valuable living space with a family room, second full bathroom, and laundry area. A tandem parking space (middle) provides room for two vehicles parked one behind the other. Conveniently located near the historic Old Stone Church, the Harry S. Truman Home, the Independence Uptown Market and Farmers Market, and the shops, restaurants, and events of Independence Square.

1014 W Maple Avenue, Independence

Listing courtesy of Willy Nelson of Keller Williams Platinum Prtnr.
$250,000
3 Beds ⋅ 2 Baths
Discover the perfect blend of rustic charm and urban convenience in this unique property, offering expansive wood views and a layout perfectly suited for multi-generational living or a private student retreat. Character abounds throughout the main level, featuring original hardwood floors (preserved under carpet), wood beams, and cozy ceiling fans in nearly every room. The heart of the home includes a kitchen equipped with a pantry featuring convenient rollout shelves and an electric stove, with a gas hookup also available for those who prefer cooking with flame. Relax in the spacious family room by the wood-burning fireplace, or find focus in the dedicated office space. Step outside to the covered deck or the enclosed three-season room to take in the serene beautifully peaceful backyard oasis. Updates offer peace of mind, including a brand-new furnace and AC (2026), a walk-in shower and toilet (2025), and a durable metal roof. The walk-out basement is complete with a wet bar, rec room, second full bath, and two non-conforming bedrooms—ideal for a private college student living quarters with its own entry. Additional highlights include a heated 1-car attached garage with laundry, extra insulation, a wired shed with a lean-to for hobbyists, a workshop in the basement, a lean-to on the main home and ample storage throughout. This is a rare opportunity to own a versatile, well-maintained home with a true country feel right in the city!

13300 E Kentucky Road, Independence

Listing courtesy of Cynthia Duncan of ReeceNichols - Lees Summit.
$335,000
4 Beds ⋅ 2 Baths
Welcome home to this spacious 4-bedroom, 2-bath split-entry offering plenty of room and several major updates already completed! The refreshed kitchen features new cabinets, countertops, and all-new appliances, creating a clean and functional space for everyday living. Additional improvements include a new roof, partial gutter replacement, and a new furnace. The finished lower level provides additional living space and a full bath, offering flexibility for entertaining, guests, a home office, or a second living area. Step outside to enjoy the fenced in yard, offering plenty of space for pets, play, or outdoor entertaining. A finished storage area beneath the deck/kitchen provides separate exterior access for additional storage and convenience. With valuable updates, flexible living space, and quick access to I-70, this home offers plenty of space inside and out and is ready for its next owner!

15412 E 42nd Place, Independence

Listing courtesy of Richey Real Estate Group of Real Broker, LLC-MO.
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