Independence Homes with Conventional Financing

Located in the vibrant city of Independence, Missouri, the Independence school district offers a top-notch education to students in the area. Nestled in Jackson County, Independence is a thriving community with a rich history and a promising future.

For those looking to settle down in this welcoming city, homes with conventional financing are readily available. Whether you're a first-time homebuyer or looking to upgrade to a larger space, Independence has a variety of housing options to suit your needs.

With its convenient location, excellent schools, and diverse real estate market, Independence is the perfect place to call home. Explore the possibilities in this charming city and discover why so many people are proud to be part of the Independence community.

Newest Independence Homes with Conventional Financing

$199,000

2 Beds ⋅ 1 Baths

Beautifully renovated 2-bedroom, 1-bath home where classic charm meets modern updates. This truly is a turnkey home featuring a stunning new kitchen with custom cabinetry, quartz countertops, and all-new appliances, along with a beautifully renovated bathroom, refinished hardwood floors, fresh interior and exterior paint, and updated lighting. Unlike many renovated homes, the improvements extend well beyond the cosmetic finishes. Enjoy the peace of mind that comes with a new roof, updated plumbing, electrical, and HVAC systems, a new electrical panel, newer windows, and a newer water heater. The basement has been professionally waterproofed with an interior drain tile system and sump pump. Backed by a transferable 25-year warranty, the basement is ready to be finished, offering the opportunity to expand your living space for years to come. This is one you won’t want to miss.

3331 S Arlington Avenue, Independence

Listing courtesy of Brian Midden of Real Broker, LLC.

$175,000

2 Beds ⋅ 1 Baths

Welcome home to this beautiful home! This home has been well maintained with gorgeous landscaping. 2 bedrooms, one bath and a great front porch to watch the sunset and enjoy the yard. Close to Medical, shopping, churches and more.

225 W Moore Street, Independence

Listing courtesy of Emily Burke of Golden Valley Realty Group.

$285,000

3 Beds ⋅ 3 Baths

This spacious True Ranch home is perfectly located near schools, shopping, restaurants, and highway access, tucked into a quiet, charming neighborhood. Step into the living room with its beautiful brick fireplace, opening into the large kitchen that overlooks the fenced backyard. The primary bedroom offers two closets, original hardwood floors, and a private bath. Off the kitchen and garage is a roomy mudroom with laundry for easy cleanups. The finished walk-out basement is massive, featuring a big gathering space, bar, brick fireplace, non-conforming fourth bedroom, full bath, hobby room, and plenty of storage. It’s ideal for in-law quarters or a rental with its own driveway. The covered, screened-in porch is a peaceful retreat with views of the treed yard, perfect for morning coffee or evening meals. Extra perks include abundant storage inside, a large shed, under-deck storage, and a second driveway and parking area great for an RV.

2701 S Maybrook Avenue, Independence

Listing courtesy of Dominic Dixon of KC Realtors LLC.

$68,200

2 Beds ⋅ 1 Baths

Handyman's Dream on a Treed Corner Lot — Bring Your Vision! Calling all DIYers, investors, and renovation enthusiasts! This solid-bones fixer-upper is loaded with value-packed updates and rare features you won't find in every listing. Updates to know: Newer Roof — replaced within the last 2 years, 200 Amp Electrical Service — ready for today's power needs, Extended Basement Garage — a workshop dream, with room to tinker, build, and store, Main Floor Laundry — no more hauling baskets up and down stairs, Original Hardwood Floors — throughout the home, ready to be refinished and shine again, Corner Lot and Beautifully Treed — irregular shape adds character and privacy. The bathroom keeps it simple with a shower (no tub), and the dehumidifier and window A/C unit both stay with the home — one less thing to buy after closing. This is a rare opportunity to add sweat equity and make this house your own. Seller financing may also be available with a substantial down payment.

8840 E Wilson Road, Independence

Listing courtesy of Hunter Shantz of Platinum Realty LLC.

$320,000

4 Beds ⋅ 4.5 Baths

If you need a home with MANY bathrooms this is the ONE! This updated ranch includes; 3 bedrooms and 2.5 bathrooms on the main level with an additional bedroom and 2 full bathrooms in the basement. NO CARPET! 2 living rooms and a covered back patio provide plenty of gathering space, rounding out this 2436 finished square foot property! Extra space for parking located behind the house with a fully fenced in yard. Laundry is located in the basement garage. Accommodating to MANY family types, you won't want to miss this one!

600 E Linwood Terrace, Independence

Listing courtesy of Rachel Griffin of RE/MAX Innovations.

$145,000

2 Beds ⋅ 1 Baths

Welcome home to this cute and quaint 2-bedroom home. The exterior features low-maintenance vinyl siding, while the interior is enhanced with beautiful plantation shutters throughout. Both bedrooms are spacious and offer generous closet space. The kitchen comes fully equipped with all appliances included and offers the option for either a gas or electric stove. A convenient pantry provides additional storage, and the dedicated laundry room includes built-in shelving for organization. The living room has a built in office desk off the entryway. Enjoy relaxing or creating extra storage space on the covered back porch. Additional features include a walk-up basement, fenced in yard, and a storage shed for lawn equipment. This well-maintained home blends charm and functionality, making it the perfect place to call home.

309 E Kansas Avenue, Independence

Listing courtesy of Mandy Roe of Keller Williams Southland.

$299,500

3 Beds ⋅ 2.5 Baths

PERFECT RANCH HOME !!! Welcome to this solid, thoughtfully designed home offering comfort, quality, and exceptional functionality. All bedrooms are conveniently located on the main level, creating an easy and practical floor plan for everyday living. The brick exterior provides timeless curb appeal and long-lasting durability. Inside, you’ll find beautiful hardwood floors throughout most of the main level, along with a spacious kitchen featuring premium solid wood cabinetry and high-end countertops. The finished basement adds incredible versatility with a second full kitchen, making it ideal for extended family, entertaining, or additional living space. The basement bathroom even features heated floors for extra comfort. Major mechanical updates have already been completed, with the A/C, furnace, and water heater all replaced recently, giving buyers peace of mind. Step outside to enjoy the covered patio with a beautiful gazebo-style roof, perfect for relaxing or entertaining year-round. The backyard also includes a large storage shed, providing plenty of space for tools, lawn equipment, or hobbies. Built with quality materials inside and out, this home combines durability, comfort, and practicality. Located in a quiet neighborhood with friendly neighbors, this is a home you’ll truly enjoy living in. Schedule your showing today!

3826 S Summit Ridge Drive, Independence

Listing courtesy of Wei Wu of KW Diamond Partners.

$84,900

3 Beds ⋅ 1 Baths

Great starter home alert! This 3 bedroom, 1 bathroom home sits on a corner lot and is ready for its next owner. It features a new roof installed in 2022, along with updated paint and flooring throughout. The many windows let in plenty of natural light, giving the home a bright, welcoming feel. The spacious kitchen offers plenty of room to cook and gather, while the detached garage would make a great workshop, storage space, or hobby area. Be sure to add this one to your list and schedule a showing!

800 E Hill Street, Independence

Listing courtesy of Zac George of Golden Oak Real Estate, LLC.

$170,000

3 Beds ⋅ 1 Baths

Fall in love with this beautifully remodeled gem! From the stunning granite countertops and custom cabinetry to the sleek stainless steel appliances and luxury vinyl flooring, every detail has been thoughtfully updated. Nestled on a spacious corner lot in a peaceful neighborhood, this move-in-ready home is perfect for first-time buyers ready to plant roots or investors seeking a turnkey opportunity.

4703 N Hifner Street, Independence

Listing courtesy of Dezman Moses of United Real Estate Kansas City.

$180,000

3 Beds ⋅ 1 Baths

Built in 1915, previously loved by the same family for 65 years, and ready for its next chapter! This charming Craftsman has stood the test of time, blending original character with the big-ticket updates that make an older home easy to love. Step inside to refinished original hardwood floors, beautiful original doors, and a warm, inviting floor plan. Three generously sized bedrooms and an updated full bath with walk-in shower, built-in niche, and shower seat offer comfortable everyday living. The updated galley kitchen features a new stainless steel range, painted cabinetry, new sink, tile flooring, and a beautiful tile backsplash. What really sets this home apart is the addition, creating a spacious second living/family room and a well-sized third bedroom. Extra space that's hard to find in homes of this era! Outside, enjoy low-maintenance vinyl siding, replacement double-hung vinyl windows, a well-maintained roof, covered front porch, and a newer 6-ft privacy fence surrounding the yard. The large detached garage offers plenty of room for parking, storage, hobbies, or a workshop. And the updates continue: PVC sewer lines, HVAC and water heater all under 10 years old, plus a solid, dry basement that was recently painted and provides tons of additional storage. Original charm, great bones, thoughtful updates, and truly move-in-ready this one is truly something special! owner/agent

111 S Huttig Avenue, Independence

Listing courtesy of Sarah Schaaf of Real Broker, LLC-MO.

$110,000

2 Beds ⋅ 2 Baths

This 2-bedroom, 2-bath home offers 1,188 square feet on the main level, plus a full basement with its own full bathroom—giving you all kinds of options for a second living area, game room, guest space, home office, or just the extra storage everyone seems to need. The kitchen opens right into the living room, so you can stay part of the conversation while cooking, and the fireplace adds a warm, cozy touch to the main living space. Outside, you'll appreciate having both a garage and a carport, giving you plenty of room for vehicles, projects, or additional storage. Homes with this much flexible space don't come along every day. Come take a look and see how easily you could make 417 E. Edison feel like home!

417 E Edison Street, Independence

Listing courtesy of Lori Wesselowski of Coldwell Banker Pasternak Johnson.

$167,500

3 Beds ⋅ 1 Baths

Affordable homeownership meets everyday convenience at 3117 S. Crysler Avenue. This inviting 3-bedroom home offers the perfect opportunity for first-time buyers, downsizers, or anyone looking for an affordable home without sacrificing space or location. Beautiful hardwood floors add warmth and character throughout, while the functional layout provides comfortable everyday living with a full basement ready for storage, hobbies, or future possibilities. Roof Hvac and water heater updated in 2020. One of the home's biggest highlights is the expansive backyard. Whether you envision weekend barbecues, a garden, room for pets to run, or simply a place to unwind after a long day, this oversized lot offers the kind of outdoor space that's becoming increasingly difficult to find. Conveniently located just minutes from I-70, I-435, and Highway 40, commuting throughout the Kansas City metro is quick and easy. You'll also enjoy close proximity to shopping, local restaurants, parks, schools, and everyday conveniences, making it easy to spend less time driving and more time enjoying everything the area has to offer. If you've been searching for a home that combines value, location, and room to grow, 3117 S. Crysler Avenue deserves a place at the top of your list. Schedule your private showing today and discover all the possibilities waiting for you.

3117 S Crysler Avenue, Independence

Listing courtesy of Chad Murray of ReeceNichols- Leawood Town Center.

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