Independence Homes with Cash Financing

Independence Homes with Cash Financing

Welcome to Independence, where a strong sense of community and excellent educational opportunities await you. The Independence school district is renowned for its commitment to academic excellence and holistic student development. With top-rated schools and dedicated teachers, families can rest assured that their children are receiving a quality education.

Located in the heart of Independence, this vibrant city offers a diverse range of housing options, including homes eligible for cash financing. Whether you are looking for a cozy starter home or a spacious family residence, there are properties available to suit every lifestyle and budget. With cash financing options, buyers can enjoy a streamlined purchasing process and greater flexibility in securing their dream home.

Independence boasts a thriving real estate market, with properties that cater to a variety of preferences and requirements. From historic homes with character to modern residences with all the latest amenities, there is something for everyone in this dynamic city. With its convenient location, excellent schools, and homes available for cash financing, Independence is the perfect place to call home. Experience the best of community living and educational excellence in this welcoming city.

Newest Independence Homes with Cash Financing

122 W NICKELL Avenue, Independence
$115,000
2 Beds ⋅ 1 Baths
Turnkey 2-Bedroom Opportunity for Investors or Spring Owner-Occupants! Welcome to this charming 1930s 2-bedroom, 1-bath single-family home priced at $115,000—offering immediate, hands-off cash flow and major mechanical peace of mind. Curb appeal shines right from the street with classic stone walls framing the front yard and a welcoming front porch perfect for relaxing outdoors. The property is currently leased at $975/month through February 28, 2027, with professional property management already in place. Whether you are looking for a seamless, income-producing addition to your rental portfolio or an affordable future residence to move into come early spring, this property checks all the boxes. Inside, you’ll find 900 sq ft of classic character highlighted by hardwood floors, an installed security system, and the convenience of main-level washer/dryer hookups. Step right out onto the deck off the kitchen for easy outdoor grilling or morning coffee overlooking the partially fenced yard. A full, unfinished basement offers generous storage space. Big-ticket capital expenditures are already handled with a new HVAC system (2023) and a new roof (2019), keeping maintenance low. Additional perks include convenient on-street parking and low 2025 annual taxes of just $1,006. Portfolio Opportunity: Seller has additional Independence properties available for individual or package purchase: 1412-1414 W Short Ave (duplex), 1315 N Main St (SFR), 326 W Sea St (SFR), and 11401 E 9th St (SFR). Contact listing agent for showings! Owner agent

122 W NICKELL Avenue, Independence

Listing courtesy of Mark Boek of Platinum Realty LLC.
105 4th Street, Sibley
$270,000
3 Beds ⋅ 1.5 Baths
Come Cozy up in this country farmhouse! Home is nestled against the backdrop of the Fort Osage National Park and steps away from the Missouri River. The heart of the home features a cozy wood-burning stove, a beautiful all weather room with large windows and natural lighting. The country kitchen includes all appliances, a pantry and coffee nook. Enjoy your coffee on either of the two covered porches in front or back. There is also a spacious detached garage and outbuilding providing ample storage and potential for hobbies or projects. Don't miss this charming farmhouse!

105 4th Street, Sibley

Listing courtesy of Lisa Beckham of United Real Estate Kansas City.
0000 Phelps Road, Kansas City
$150,000
Discover a homesteaders dream, three secluded acres tucked away within Kansas City city limits and the Independence School District! Surrounded by scenic countryside, backing up to neighboring timber, and offering beautiful views of open landscapes in three directions, this property provides the perfect combination of privacy, peaceful surroundings, and city convenience. Build your dream home, grow your own vegetables, plant a garden, and create the homestead you’ve always envisioned. Two small storage structures and an existing tipi foundation add to the property’s possibilities, with the tipi available to convey if desired. Enjoy the space and tranquility of country living while remaining just minutes from everything the city has to offer!

0000 Phelps Road, Kansas City

Listing courtesy of Nate Flynn of Midwest Land Group.
2916 Ralston Avenue, Independence
$249,500
4 Beds ⋅ 2 Baths
Completely remodeled and move-in ready! This stunning 4-bedroom, 2-bathroom home offers the perfect combination of modern updates, functional living space, and peace of mind. Nearly every major component has been updated, including a new roof, new HVAC system, new plumbing, new windows, and new 200-amp electrical service and panel, along with so much more. The fully finished basement adds incredible versatility and features a spacious primary suite complete with a private bedroom and walk-in closet. With four bedrooms, two full bathrooms, and plenty of finished living space, this home offers room to spread out and make it your own. From the extensive upgrades to the thoughtfully finished interior, this is an opportunity to own a beautifully renovated home without the worry of major projects. All the work has been done — just move in and enjoy!

2916 Ralston Avenue, Independence

Listing courtesy of Alex Lux Bolivar of Platinum Realty LLC.
509 S 8th Street, Independence
$30,000
3 Beds ⋅ 2 Baths
MOTIVATED SELLERS, bring us an offer! Now's your chance to own a multifamily investment property with great bones! The main floor has been lived in for several years. You will find a living room, bonus room, bedroom, kitchen, laundry and bath. The kitchen includes custom cabinets and a pantry. The top floor has been stripped to the sub-flooring. You will find two large bedrooms, a sun room, full bath and an area for a kitchenette. The electric and plumbing have been updated and gas lines are ready for the kitchenette on the top floor. Bring your vision and make this into the home you've been waiting for, or a great multifamily investment property! Located on a larger city lot in a quiet neighborhood. The home is being sold in its present condition.

509 S 8th Street, Independence

Listing courtesy of Anne Welch of Crown Realty.
2711-2713 Englewood Terrace, Independence
$230,000
Turnkey investment opportunity in Independence! This fully occupied, income-producing duplex offers immediate cash flow from day one with established tenants in place. Each spacious side features expansive 2 bedroom layouts, generous living spaces, and functional floor plans designed for high tenant retention. Conveniently located just minutes from major shopping centers, dining, and highway access, making it consistently easy to lease. Ideal addition to any investment portfolio or a great buy-and-hold property.

2711-2713 Englewood Terrace, Independence

Listing courtesy of Christopher Kelly of EXP Realty LLC.
1110 S Crisp Avenue, Independence
$245,000
5 Beds ⋅ 2 Baths
Eligible for MHDC 100% financing and grant assistance for those who qualify! Welcome to this beautifully updated and maintained home offering space, functionality, and fantastic indoor and outdoor entertaining! The oversized kitchen is a standout feature, featuring custom cabinetry, granite countertops, and plenty of room to gather. Convenient main-level laundry adds to the home's thoughtful layout, while an integrated security system provides added peace of mind. You'll love the abundance of secure storage throughout the basement, garage, and outdoor storage areas, along with generous parking for vehicles, guests, and more. Step outside to discover a spacious, fully fenced yard designed for entertaining and relaxation, featuring two patios, a deck, and a large firepit—perfect for hosting friends and family or enjoying quiet evenings outdoors. With numerous updates, exceptional storage, and outdoor spaces that are hard to find, this home offers a wonderful combination of comfort, convenience, and versatility.

1110 S Crisp Avenue, Independence

Listing courtesy of Aaron Floyd of Keller Williams KC North.
610 N 9th Street, Independence
$44,500
4 Beds ⋅ 2 Baths
If you appreciate the charm and character of an older home and aren't afraid of a little work, this property offers plenty of potential! Located at 610 N. 9th in Independence, this two-story home features approximately 2,738 square feet with 4 bedrooms and 2 bathrooms. Original woodwork, hardwood floors, two fireplaces, and a spacious front porch reflect the character of a bygone era. The home also offers a large rooms, great closet space, tall ceilings and convenient location across from the middle school. An opportunity for investors, renovators, or buyers looking to take on a project and bring new life to a home with plenty of possibilities. Give us a call and we can walk you through this diamond in the rough!

610 N 9th Street, Independence

Listing courtesy of Lori Wesselowski of Coldwell Banker Pasternak Johnson.
15900 E 29th Street Court S, Independence
$420,000
4 Beds ⋅ 3 Baths
Welcome to Drumm Farm Villas! This spacious 1.5-story reverse home offers 4 bedrooms, 3 full bathrooms, and a thoughtfully designed floor plan with the convenience of main-level living. Situated on a desirable corner lot, this home features a deck perfect for relaxing or entertaining, along with a 2-car garage. An existing accessibility ramp inside the garage provides convenient access into the home and can be removed if desired. The finished lower level offers additional living space, ideal for entertaining, hosting guests, or simply spreading out. Enjoy the comfort, versatility, and convenience this home has to offer in the desirable Drumm Farm Villas community!

15900 E 29th Street Court S, Independence

Listing courtesy of Diana Carollo of Platinum Realty LLC.
1106 W 35th Terrace, Independence
$289,000
4 Beds ⋅ 3 Baths
A HOME WITH ROOM FOR EVERYONE AND SEPARATE LIVING QUARTERS! This unique property offers flexibility, convenience, and TWO DRIVEWAYS! The circular driveway in front provides easy access to the main level, while a second driveway leads to the rear of the property, providing convenient access to the completely finished lower level. Perfect for extended family, guests, or multigenerational living, the lower level features a bedroom, full bathroom, kitchen area, and spacious living room with plenty of windows providing natural light. The main level offers generous living space, a welcoming fireplace, formal dining room, and separate breakfast area. Step outside and enjoy the open deck or relax on the separate covered deck, accessible from the dining area, where you can enjoy peaceful views of the backyard and surrounding nature throughout the seasons. Conveniently located near shopping, schools, places of worship, and everyday amenities. Whether you're looking for additional living space, guest accommodations, or room for extended family, this property offers outstanding possibilities. TWO DRIVEWAYS, SEPARATE LIVING QUARTERS, AND ROOM TO SPREAD OUT! Don't miss this opportunity. Schedule your private showing today!

1106 W 35th Terrace, Independence

Listing courtesy of Judy Engle of Realty Professionals Heartland.
1801 S Dodgion Avenue, Independence
$219,500
4 Beds ⋅ 2 Baths
Welcome to this beautifully refreshed 4-bedroom, 2-bathroom home in Independence, Missouri! With extensive updates throughout, this move-in-ready home offers modern finishes, comfortable living spaces, and plenty of room to enjoy. Step inside to find beautifully refinished hardwood floors, fresh paint, updated lighting, and refreshed trim and doors. The kitchen features brand-new quartz countertops, refinished cabinetry, and all-new major appliances. Both bathrooms have been updated with new vanities, toilets, fixtures, and lighting. The home features three bedrooms on the main level and a fourth bedroom downstairs, along with a mostly finished basement offering additional living space perfect for entertaining, a home office, or a recreation area. Exterior improvements include brand-new windows, fresh paint, a newly poured concrete driveway and garage floor, plus an attached garage. With major improvements already completed inside and out, this home is ready for its next owner to move right in and enjoy.

1801 S Dodgion Avenue, Independence

Listing courtesy of Jonathan Minerick of homecoin.com.
1845 Indian Avenue, Independence
$242,000
3 Beds ⋅ 2 Baths
Welcome home! This charming raised ranch offers 3 bedrooms, 2 bathrooms, and a 2 car garage , along with numerous recent updates that make it a wonderful place to call home. Enjoy a refreshed kitchen featuring new cabinets, beautiful new tile back splash and new countertops. The modern touches create a welcoming space for cooking, entertaining, and spending time with family and friends. This home also features recently updated bathrooms and family room. Enjoy the outdoors with this home. There is a recently added front deck and the backyard features a nice size deck, a pergola with a firepit great for relaxing and enjoying the outdoors. The home has a nice 2 car garage with a work bench great for working on projects and a shed for extra storage. Its also very convenient close to schools and parks It has great highway access making getting around town, shopping, and running errands a breeze. Come check out your new home.

1845 Indian Avenue, Independence

Listing courtesy of Maryann Weikal of Keller Williams Platinum Prtnr.
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The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

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