Independence Homes with Cash Financing

Welcome to Independence, where a strong sense of community and excellent educational opportunities await you. The Independence school district is renowned for its commitment to academic excellence and holistic student development. With top-rated schools and dedicated teachers, families can rest assured that their children are receiving a quality education.

Located in the heart of Independence, this vibrant city offers a diverse range of housing options, including homes eligible for cash financing. Whether you are looking for a cozy starter home or a spacious family residence, there are properties available to suit every lifestyle and budget. With cash financing options, buyers can enjoy a streamlined purchasing process and greater flexibility in securing their dream home.

Independence boasts a thriving real estate market, with properties that cater to a variety of preferences and requirements. From historic homes with character to modern residences with all the latest amenities, there is something for everyone in this dynamic city. With its convenient location, excellent schools, and homes available for cash financing, Independence is the perfect place to call home. Experience the best of community living and educational excellence in this welcoming city.

Newest Independence Homes with Cash Financing

$199,900

2 Beds ⋅ 1 Baths

Welcome to this charming, move-in-ready TRUE RANCH home offering convenient one-level living! Relax on the covered front porch, then step inside to beautiful hardwood floors and a spacious living room filled with natural light. This 2-bedroom, 1-bath home features a bright eat-in kitchen with plenty of room for dining, a convenient pantry, and all kitchen appliances staying, including the stove, microwave, dishwasher, and refrigerator. Fresh interior paint adds to the clean, move-in-ready feel. The updated bathroom features a tiled shower, new vanity, sink, mirror, vanity light, fresh paint, and towel racks. Thermal windows and low-maintenance metal siding are additional features you'll appreciate. The full unfinished basement provides plenty of additional storage and possibilities for future use. Outside, enjoy a nice-sized lot with room for outdoor activities, gardening, entertaining, or simply relaxing. An attached 1-car garage with garage door opener adds everyday convenience. Conveniently located near shopping, dining, parks, and freeway access. With its beautiful hardwood floors, thoughtful updates, and comfortable true-ranch layout, this is a home that's easy to settle into and make your own. Come take a look and imagine yourself right at home.

1222 W 26th Street S, Independence

Listing courtesy of Anita Covert of RE/MAX Elite, REALTORS.

$277,900

3 Beds ⋅ 2 Baths

A Beautifully Updated & Move-In Ready Raised Ranch! Welcome home to 15706 E 44th Ter S, a classically updated property in a great Independence neighborhood with convenient access to 40 Highway, I-70, shopping, Costco and Noland Road. From the moment you arrive, you'll appreciate the low-maintenance exterior and the thoughtful updates throughout. Are you looking for space? This home has a Living room, Family room, & a basement Rec Room area with unending possibilities. The home features maintenance-free vinyl siding, wood-tone vinyl thermal windows, and freshly refinished hardwood floors that bring warmth and character to the living spaces. Fresh interior paint throughout creates a clean, inviting feel and makes it easy for you to move right in and make it your own. The updated kitchen is a standout, featuring sleek black granite countertops and a gorgeous tile backsplash. All the cabinets are updated with fresh paint and charm. The bathrooms have also been tastefully updated, adding to the home's modern, refreshed appeal. For added peace of mind, the HVAC system is only 2 years old. With its combination of major updates, stylish finishes, low-maintenance features, and a convenient location, this home is truly 100% move-in ready just waiting for its next owner. Come see everything this home has to offer, but make it quick it won't last long!

15706 E 44th Terrace S, Independence

Listing courtesy of Sold by Colby Team of ReeceNichols - Lees Summit.

$200,000

3 Beds ⋅ 2 Baths

Beautifully remodeled 3-bedroom, 2-bath ranch near Dickinson Park with peaceful pond views. Lovingly maintained and thoughtfully updated, this move-in-ready home features newly refinished hardwood floors, fresh interior and exterior paint, quartz countertops, new sink & faucet, freshly painted kitchen cabinets, and brand-new stainless-steel appliances. The main-level bathroom also new & updated. Major improvements completed within the past five years include the windows and roof, plus an HVAC system that is approximately two years old. Downstairs, you’ll find a second full bathroom and plenty of unfinished space with potential for a family room, recreation area, or additional bedroom. The washer and dryer stay! Outside, enjoy a covered patio, fully privacy-fenced backyard, storage shed, and serene views of the Dickinson Park pond. The large driveway provides plenty of off-street parking. Truly nothing left to do but move in and enjoy your new home in time for the holidays. Welcome home!

1503 N Hocker Avenue, Independence

Listing courtesy of Cathy Tully of United Real Estate Kansas City.

$240,000

3 Beds ⋅ 1.5 Baths

Welcome to 17009 E. 3rd Terrace, a spilt level home offering plenty of space inside and out while keeping you close to everyday conveniences. From the street, you’re greeted by a partial brick exterior and two car garage. Step inside and head upstairs into the living room, which flows directly into the dining area. Sliding glass doors provide easy access to the back deck, making morning coffee outside an easy part of your routine. Just off the dining area, the kitchen offers ample counter and cabinet space, plus a dedicated drink fridge for a little extra storage. Continue down the hallway to the generously sized bedrooms, including one with a walk in closet. Downstairs is where you’ll find even more room to spread out. The daylight basement features a large rec room ready for game days, movie nights, a home gym, or whatever fits your lifestyle. You’ll also find a half bath downstairs, giving you the opportunity to explore converting it into a full bath in the future. The two car garage opens directly into the rec room, making unloading groceries, bringing in packages, or coming home on a rainy day that much easier. Out back, the fenced yard and deck give you even more space to enjoy home, whether that means coffee outside, grilling with friends, or giving the dogs room to run.

17009 E 3rd Terrace S, Independence

Listing courtesy of Candice McDaniel of Real Broker, LLC.

$649,950

3 Beds ⋅ 3 Baths

Welcome to your own private retreat—where rustic charm, thoughtful updates, and incredible outdoor living come together on 4.7 beautiful acres! This exceptional 2,268-square-foot home is filled with character and warmth, beginning with a welcoming entry featuring rich hardwood floors. The heart of the home is truly spectacular, with exposed wood trusses, soaring vaulted ceilings, and massive stone fireplace. The kitchen features custom cabinetry, pantry, granite countertops, a spacious island, and an impressive collection of stainless-steel appliance. The adjacent dining area offers additional built-in storage and a beverage refrigerator, making gatherings effortless and enjoyable. The home offers three bedrooms and two-and-a-half baths, including a beautifully updated primary suite. The recently remodeled primary bath features a luxurious soaking tub, spacious walk-in shower, double vanity, and generous walk-in closet. Two additional bedrooms and a full bath are located upstairs. Step outside and discover what truly sets this property apart. Expansive views, beautiful landscaping, and a stocked pond create a peaceful, private setting that feels worlds away from the ordinary. The extensive list of updates includes newer main-level windows, fresh interior and exterior paint, a new electrical system, beautiful landscaping, new decks, a water filtration system, reverse-osmosis drinking water system, and new steel fencing. There is the adorable fully equipped tiny house! This charming additional dwelling features a full kitchen, bathroom with soaking tub, heating and cooling, living area, and bedroom. Whether used for guests, extended family, a private office or studio, or as an income-producing opportunity, the possibilities are truly exciting. With unique character, incredible acreage, stocked pond, extensive updates, peaceful setting, and fully equipped tiny house, this property offers something truly special. Come experience it for yourself.

4811 Lees Summit Road, Kansas City

Listing courtesy of Brooke Miller of ReeceNichols - Country Club Plaza.

$139,000

2 Beds ⋅ 1 Baths

Adorable two-bedroom, one-bath home situated on a spacious half-acre lot! This charming property features a large, privacy-fenced backyard with plenty of room for entertaining, pets, gardening, or simply relaxing outdoors. Newer roof, and HVAC is only 2 years old.With its manageable size and inviting setting, this home is a wonderful option for first-time buyers or anyone looking to downsize!

11215 Evans Street, Sugar Creek

Listing courtesy of Jessica Dean of 1st Class Real Estate KC.

$205,000

3 Beds ⋅ 2 Baths

Bring your vision and a little elbow grease! This 3-bedroom, 2-bath home offers plenty of potential for a buyer ready to make it their own. The main level originally featured three bedrooms, but two secondary bedrooms were combined to create one larger bedroom—offering the possibility of restoring the original layout if desired. The primary bedroom features convenient access to the Hollywood-style bath. Downstairs, a third bedroom includes a full bath and walk-out access, creating a flexible space for guests, a home office or additional living area. This home needs some updating and TLC, but it’s not a full-scale rehab—there’s a solid opportunity here to build equity while making improvements over time. Add in a finished walk-out lower level, fireplace, hardwood flooring, fenced yard, corner lot and 2-car garage, and there’s plenty to work with. Conveniently tucked away between I-70 and 40 Highway, with easy access to shopping, dining and everything Independence has to offer. Bring your ideas and make this one yours!

16623 E 42nd Terrace S, Independence

Listing courtesy of Jeffrey Fielder of RE/MAX Elite, REALTORS.

$255,000

3 Beds ⋅ 2 Baths

Charm and curb appeal abound for this Independence home! Step inside the inviting foyer, through the dining room and into the well-appointed family room, positioned at the center of the home. The kitchen boast stainless steel appliances, hard surface countertops, and ample storage. The main level is rounded out by the primary suite and two secondary bedrooms. Down below the finished basement is ready for your finishing touches. Come and see for yourself the possibilities that this home has to offer!

1405 N McCoy Street, Independence

Listing courtesy of Blake Keathley of EveryState Inc..

$209,900

3 Beds ⋅ 1.5 Baths

Welcome to 10407 E. 30th Terrace South, a charming 3-bedroom, 1.5-bath side-to-side split situated on a beautifully landscaped corner lot in Independence. Offering 1,208 square feet, this well-cared-for home blends classic character with thoughtful updates. Beautiful hardwood floors run throughout the main living spaces, adding warmth and timeless appeal. The kitchen has wonderful personality, featuring vintage appliances that have been exceptionally well maintained and complement the home's character. The recently remodeled bathroom offers a fresh, updated feel while still fitting beautifully with the home's style. Outside, the stone and brick exterior provides timeless curb appeal with minimal exterior maintenance. The spacious, fully fenced backyard is surrounded by mature landscaping and offers plenty of room to enjoy the outdoors. A 2-car garage provides convenient parking and additional storage. With its distinctive character, beautiful exterior, inviting interior, and thoughtful updates, this is a home with a timeless feel and plenty to appreciate.

10407 E 30th Terrace, Independence

Listing courtesy of Asheley Sisk of RE/MAX Heritage.

$390,000

4 Beds ⋅ 3.5 Baths

Welcome to this well-maintained home tucked away on a quiet cul-de-sac in Independence! This home offers a great combination of comfortable living space, major recent updates, and your own private backyard pool, perfect for entertaining, relaxing, and enjoying the warmer months. Several of the big-ticket items have already been taken care of, including a new roof, new deck, new A/C, furnace, and hot water heater, giving the next owner added peace of mind. Step outside to enjoy the new deck overlooking the pool, creating a great setup for grilling, entertaining, or simply unwinding at home. With major updates already completed and a backyard built for summer, this home is ready for its next owner to move in and make it their own. Conveniently located near shopping, dining, parks, and highway access. Come see everything this home has to offer!

18912 E 33rd Terrace Court, Independence

Listing courtesy of Ray Homes KC Team of Compass Realty Group.

$265,000

3 Beds ⋅ 2.5 Baths

Welcome home to this spacious and beautifully refreshed Independence home! Offering 3 bedrooms, 2.5 bathrooms and multiple living spaces, there’s plenty of room to spread out. You’ll love the two fireplaces, finished lower level, 2-car garage, fenced backyard and deck perfect for relaxing or entertaining. With updates throughout and a fresh, move-in-ready feel, all that’s left to do is unpack and make it yours!

3017 S Hall Road, Independence

Listing courtesy of Thrive RealEstate KC Team of KW KANSAS CITY METRO.

$304,999

3 Beds ⋅ 2.5 Baths

DREAM KITCHEN & BEAUTIFULLY MAINTAINED HOME! Welcome to this impressive and meticulously maintained home, lovingly cared for by the same owner for 14 years! The heart of the home is the gorgeous dream kitchen, featuring beautiful cabinetry, stainless-steel appliances, a gas range, and a cozy hearth room—perfect for everyday living and entertaining. Gleaming hardwood floors add warmth and elegance throughout the main living areas. The spacious primary suite offers a relaxing retreat, while the formal dining room and three separate living areas provide plenty of room for family gatherings, entertaining, or simply spreading out. You’ll also appreciate the abundance of storage, oversized garage, and large, private backyard —an ideal space to relax and enjoy your own outdoor oasis. With tons of updates, exceptional care, and plenty of space inside and out, this home truly has so much to offer. You will not be disappointed!

15917 E 41ST Street, Independence

Listing courtesy of Miguel De Santos of A E G Realty, L L C.

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