Independence Homes with USDA Loan Financing

Independence Homes with USDA Loan Financing

Welcome to Independence, a vibrant city that perfectly blends small-town charm with modern conveniences. One of the standout features of this community is its exceptional school district, known for its commitment to academic excellence and holistic student development. The Independence School District prides itself on providing a nurturing environment where students can thrive, offering a wide range of extracurricular activities, advanced placement courses, and dedicated educators who are passionate about fostering a love for learning. Parents can rest assured that their children will receive a quality education that prepares them for future success.

For those looking to settle down in this welcoming city, Independence offers a variety of homes that are eligible for USDA loan financing. This means that potential homeowners can take advantage of zero down payment options and favorable loan terms, making it easier than ever to achieve the dream of homeownership. Whether you’re a first-time buyer or looking to upgrade, the housing market here features a diverse selection of properties, from charming single-family homes to modern townhouses, all nestled in family-friendly neighborhoods.

Living in Independence not only means access to quality education but also a strong sense of community. Residents enjoy local parks, recreational facilities, and a range of shops and restaurants that cater to every taste. With its strong educational foundation and affordable housing options, Independence is a fantastic place to call home. Come explore the possibilities and discover why so many families are proud to be part of this thriving community!

Newest Independence Homes with USDA Loan Financing

930 Circle Drive, Independence
$154,900
3 Beds ⋅ 2 Baths
Nice ranch home in great neighborhood that features living room and sunroom, covered patio, and 2 storage building. Large kitchen with dinette area and eating bar. Gas fireplace that the owner has never used, Newer central heat and air plus a majority of the home has newer hardwood floors. Exterior painted recently. All window coverings remain as well as refrigerator, range, dishwasher, and range hood. Sidewalks to the front door and also around the North side of the home to the covered patio. Status of the roof has been turned into insurance company and waiting for determination from the adjuster and roofer. Call to view today. Sunroom has window a/c and electric wall heat.

930 Circle Drive, Independence

Listing courtesy of Robert Pasternak of Coldwell Banker Pasternak Johnson.
2231 Russell Road, Independence
$189,000
3 Beds ⋅ 2 Baths
This brick ranch style house at the end of Russell Road is a fantastic family home. You can't beat the location. The big corner lot has beautiful shade trees and is landscaped to perfection. The layout of this place is great for a gathering in the living room with its cozy fireplace. The new flooring in this room blends with any decor you choose. The primary bedroom is connected to a well designed bathroom. This place has been well taken care of. Come by and feast your eyes on 2231 Russel Road.

2231 Russell Road, Independence

Listing courtesy of Todd Young of Keller Williams Realty Select.
135 Timberlane Drive, Independence
$415,000
4 Beds ⋅ 3.5 Baths
!!! Pre Inspected!!! !!!A Brand New Roof!!! Discover the best of all worlds at 135 Timberlane Drive, where the convenience of town meets the peaceful charm of the countryside. This one-of-a-kind property offers a special kind of character and charm that’s hard to find these days. Enjoy the opportunity to spot deer and other wildlife right outside, bringing a touch of country living to your everyday life. With two additional rooms that could easily be transformed into bedrooms, this home offers flexibility to fit your needs, whether you’re looking for extra sleeping space, a home office, or hobby rooms. Step outside and enjoy two separate patio areas in the backyard, perfect for entertaining guests, hosting family gatherings, or simply relaxing and enjoying the outdoors. Lovingly owned by just one homeowner, this property offers a unique opportunity to own a home with character, potential, and a setting that brings together the best of both worlds. Homes like this are becoming harder to find — they truly don’t make them like this anymore! If you’re looking for a property with charm, versatility, outdoor space, and a peaceful setting without giving up the convenience of town, 135 Timberlane Drive is one you won’t want to miss!

135 Timberlane Drive, Independence

Listing courtesy of Todd Young of Keller Williams Realty Select.
9718 E 35th Street S, Independence
$190,000
2 Beds ⋅ 1 Baths
Property is in final stages Charming and Updated Ranch! Welcome to this inviting 2-bedroom, 1-bath ranch with comfortable living space. Situated in established , this well-cared-for home offers a great combination of charm, functionality, and recent improvements. Inside, you’ll find a bright, welcoming layout featuring hardwood floors, neutral colors, an updated kitchen, and a refreshed bathroom. Significant upgrades include a new HVAC system and updated electrical, offering added comfort and peace of mind. With attractive curb appeal, a spacious yard, and several recent improvements, this home is a standout. this property offers plenty to appreciate. The holidays are right around the corner! this charming house your dream home just in time for the holiday season.

9718 E 35th Street S, Independence

Listing courtesy of Pamela Chyba of ListWithFreedom.com Inc.
100 S Willis Avenue, Independence
$175,000
3 Beds ⋅ 1 Baths
Welcome to this timeless 3-bedroom, 1-bathroom single-family home offering approximately 1,303 square feet of functional living space. Perfectly situated on a prominent corner lot in the historic Procter neighborhood of Independence, this 1915-built property seamlessly combines early 20th-century character with comfortable updates. Key Features Include: Bright & Open Layout: Step inside to find an inviting, functional floor plan that maximizes natural light throughout the main living areas. Classic Architecture: Enjoy the traditional aesthetic of a 1.5 story layout framed by durable vinyl exterior siding and a composition roof. Outdoor Space: The property features a fully fenced backyard, providing a safe and private retreat for outdoor relaxation, gardening, or pets. Utilities & Comfort: Equipped with a centralized forced-air heating system and central cooling for year-round comfort. Convenience: Offers dedicated off-street parking in an established, vibrant neighborhood just minutes from local schools, shopping, and historical landmarks. Whether you are looking for a rental investment opportunity or a historic property to call your own, this home presents excellent potential in a prime location.

100 S Willis Avenue, Independence

Listing courtesy of Jonathan Minerick of homecoin.com.
600 Catalpa Street, Independence
$344,900
3 Beds ⋅ 2 Baths
Welcome to this beautifully designed new construction home in the desirable Jefferson Subdivision in Independence, Kansas! Seller is offering $10,000 in concessions to the buyer! 3 bedrooms, 2 bathrooms and a dedicated office, this thoughtfully crafted home combines modern style with everyday functionality. Step inside to an inviting open-concept layout featuring a spacious living area that flows seamlessly into the kitchen and dining space-perfect for entertaining or relaxing at home. The kitchen is designed with both style and convenience in mind, offering ample cabinetry, quality finishes and a functional layout for daily living. The private primary suite provides a comfortable retreat with a well-appointed en-suite bathroom and generous closet space. Two additional bedrooms and a full bath offer flexibility for family, guests, or hobbies, while the dedicated office makes working from home easy and efficient. With approximately 1813 sq ft of living space, this home also includes a 2 car garage and a welcoming front porch that adds to its curb appeal. Enjoy the benefits of brand-new construction, including modern finishes, energy efficiency, and low maintenance. Conveniently located near local amenities, this home is the perfect blend of comfort, style, and location. There is a 1-year Builder warranty. Don't miss your opportunity to own a brand new home in one of Independence's growing neighborhoods-schedule your showing today! **Property taxes are estimated

600 Catalpa Street, Independence

Listing courtesy of Denise Harmsen of Keller Williams Realty Select.
1229 S Crisp Street, Independence
$158,999
2 Beds ⋅ 1 Baths
TURNKEY, BEAUTIFULLY REMODELED & PRICED TO SELL! Step inside this stunning home and you’ll immediately see the difference! Completely remodelled upstairs with modern finishes, beautiful granite countertops, new LVP flooring, and new windows. Major mechanical updates were also completed in 2025, including a new furnace, new HVAC system, new AC unit, and new water heater—giving you peace of mind and fewer projects to worry about! This home is ready for you to move in, make it your own, and enjoy. With so many important updates already completed, this is an opportunity you don't want to miss! Motivated seller—bring your offer and come see this home before someone else does!

1229 S Crisp Street, Independence

Listing courtesy of Ingrid Hernandez of United Real Estate Kansas City.
106 S Park Avenue, Independence
$135,000
2 Beds ⋅ 1 Baths
Charming 2 bedroom, 1 bath bungalow offering spacious room sizes, comfortable living spaces, and plenty of updates. The inviting covered front porch welcomes you into a home featuring durable hard-surface flooring throughout the generously sized rooms. The large kitchen provides ample workspace and storage, with newer lower cabinets and a butcher block countertop. A large first-floor laundry room adds everyday convenience. Thermal-pane tilt-in windows and low-maintenance vinyl siding provide added efficiency and easy upkeep. Outside, enjoy a private, fenced backyard with a garden shed for additional storage. The one-car detached garage features a new metal roof. A great opportunity for a first-time buyer, downsizer, or investor looking for a well-maintained home with character and practical amenities.

106 S Park Avenue, Independence

Listing courtesy of Brett Wren of RE/MAX Heritage.
2400 Linda Jean Drive, Independence
$155,000
3 Beds ⋅ 2 Baths
Great location near schools and country club golf course. Three bedrooms, 1 3/4 bath ranch that is been very well maintained and owned for the last 47 years. Big family room addition with fireplace, nice shaded corner lot with big patio and storage building. Home has oak wood trim and cabinets throughout.

2400 Linda Jean Drive, Independence

Listing courtesy of Cynthia White of Bill White Realty.
624 N 15th Street, Independence
$140,000
3 Beds ⋅ 2 Baths
Welcome home! This inviting 3 bedroom, 1¾ bath property sits on a spacious corner lot in a peaceful, well established neighborhood and is the perfect setting for your next chapter. Step onto the homey front porch, shaded by mature trees and shrubs, and feel instantly at ease. Inside, a bright, open living area is anchored by a cozy fireplace, creating a warm and welcoming space to relax or entertain. Out back, enjoy true privacy in the fully fenced yard, complete with a large covered deck. This space is ideal for morning coffee or evening get togethers. A storage shed adds extra convenience for tools, toys, or hobby gear. This home is move in ready and just waiting for your personal touch to make it truly shine. Don't miss the opportunity to add your own style to this solid, charming property in a fantastic spot!

624 N 15th Street, Independence

Listing courtesy of Jessica Blackmore of L2 Realty, Inc..
800 E Hill Street, Independence
$75,000
3 Beds ⋅ 1 Baths
Great starter home alert! This 3 bedroom, 1 bathroom home sits on a corner lot and is ready for its next owner. It features a new roof installed in 2022, along with updated paint and flooring throughout. The many windows let in plenty of natural light, giving the home a bright, welcoming feel. The spacious kitchen offers plenty of room to cook and gather, while the detached garage would make a great workshop, storage space, or hobby area. Be sure to add this one to your list and schedule a showing!

800 E Hill Street, Independence

Listing courtesy of Zac George of Golden Oak Real Estate, LLC.
2000 N 11th Street, Independence
$178,500
3 Beds ⋅ 2 Baths
Win, Win Win! This Home is in a Great Location, Nice Neighborhood with a Corner Lot on a Dead End Road! This Well Maintained Brick Ranch will Check Your Boxes! Includes 3 Bedrooms, 2 Full Baths, Master Suite w/Bath and Walk In Closet, Spacious Kitchen w/Appliances, Dining Area, Living Room w/Wood Burning Fireplace, Laundry Room, Oversized 2 Car Attched Garage w/Shop Area, Pull Down Storage, Back Covered Patio, Fenced In Back Yard Area, Storage Shed and a Concrete Pad to Park the Camper or Extra Vehicles! The Owners have Replaced the Flooring Throughout and Painted the Interior and Exterior! AND, You Can Personalize Your New Home with the Available Paint Allowance ! In Addition, the Security System will Remain! It is a Ring System with Smoke/Carbon Monoxide Alarms, Door Sensors, Doorbell Camera, Garage Motion Light/Camera, and a Patio Camera!

2000 N 11th Street, Independence

Listing courtesy of Michelle Loganbill of Coldwell Banker Pasternak Johnson.
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