Independence Homes with FHA Financing

Independence Homes with FHA Financing

Welcome to Independence, where the school district is a top priority for families looking to settle down in this charming city. The Independence school district is renowned for its commitment to academic excellence, innovative teaching methods, and a supportive community that values education. With top-rated schools and a wide range of extracurricular activities, students in Independence receive a well-rounded education that prepares them for success in the future.

If you're considering purchasing a home in Independence, you'll be pleased to know that there are plenty of options available with FHA financing. Whether you're a first-time homebuyer or looking to upgrade to a larger space, FHA loans offer flexible credit requirements and low down payment options, making homeownership more accessible to a wider range of buyers. With the help of FHA financing, owning a home in Independence is within reach for many aspiring homeowners.

Independence is not just a city; it's a community where families come together to enjoy a high quality of life, excellent schools, and beautiful homes. With the convenience of FHA financing, finding your dream home in Independence has never been easier. Explore the diverse real estate options available in this vibrant city and make Independence your new home today.

Newest Independence Homes with FHA Financing

$270,000
4 Beds ⋅ 3 Baths
Welcome to 1432 W Walnut — a beautifully reimagined home where modern updates, flexible living space, and thoughtful design come together. Completely remodeled from top to bottom, this home offers a fresh, move-in-ready feel with updated flooring, paint, fixtures, finishes, bathrooms, and inviting living spaces filled with natural light. One of the most unique features is the TWO PRIMARY SUITES, making this home perfect for multi-generational living, extended family, guests, or anyone who values additional privacy and flexibility. With a primary suite and everyday living space available on the main level, the layout allows multiple generations to comfortably live under one roof while still maintaining their own space. Need even more room? The FULLY FINISHED ATTIC provides valuable additional living space that could be used as a home office, playroom, hobby space, bonus room, guest area, or whatever best fits your lifestyle. Whether you are searching for a beautifully updated home with room to spread out, a true multi-generational living arrangement, or simply a property where the work has already been done for you, 1432 W Walnut deserves a closer look. This is more than a remodel — it is a home designed to offer options, comfort, and flexibility for the way families live today. Schedule your private showing and come see what makes this one different.

1432 W Walnut Street, Independence

Listing courtesy of Johnna Dean of 1st Class Real Estate KC.
$525,000
1 or 2 Duplexes available! Estimated rent is around $1850 per side. Excellent investment opportunity with strong rental appeal! This brand-new, modern duplex features two spacious 2-story units, each offering 3 bedrooms, 2.5 bathrooms, and an open-concept layout designed for today’s renters. Contemporary kitchens include stylish finishes, soft close cabinets and ample natural light throughout. Each unit offers a private primary suite with en-suite bath, two additional bedrooms and a full hall bathroom. Attached 2-car garages provide added tenant convenience and storage. Built with energy-efficient construction and all-new systems, this low-maintenance property is ideal for investors seeking long-term value, reduced upkeep costs, and excellent income potential. Perfect for owner-occupants looking to house hack or investors expanding their rental portfolio. OWNER/AGENT

1103 S Kings Highway, Independence

Listing courtesy of Harry Meierarend IV of RE/MAX Premier Properties.
$250,000
3 Beds ⋅ 2 Baths
Welcome to this white-glove tested 3 bedroom, 2 bath raised ranch with 2 car garage. Professional pics coming soon!

18104 E 27th Terrace S, Independence

Listing courtesy of Brett Wren of RE/MAX Heritage.
$170,000
4 Beds ⋅ 2 Baths
Welcome home to this charming ranch offering beautiful hardwood floors, valuable recent updates, flexible living space, and an impressive double-sized lot! The main level features 3 bedrooms, updated vinyl windows, and gorgeous hardwood flooring throughout much of the home. The 3rd bedroom is currently being used as a convenient main-floor laundry room just off the kitchen, offering the next owner flexibility to use the space in the way that works best for them. Major improvements have already been taken care of, including a furnace and air conditioner less than one year old, newer gutters with leaf guards, and low-maintenance vinyl siding. Need extra garage and storage space? You’ll love the spacious detached 2-car garage, complete with a new garage door opener and a loft area providing plenty of additional storage. The basement adds even more usable space with a non-conforming bedroom, recreation room, and walkout door leading to the side yard. You’ll also find a partially finished full bathroom that is plumbed for a shower and ready for your design choices. Outside, the double-sized lot provides plenty of room to spread out, garden, entertain, or simply enjoy the outdoors. Relax on the patio behind the home and take advantage of all the extra yard space this property has to offer.

10305 E 35th Street, Independence

Listing courtesy of Alicia Gibson of RE/MAX Premier Properties.
$195,000
2 Beds ⋅ 2 Baths
Don’t let the exterior fool you—this condo is WAY bigger than it looks and truly needs to be seen to appreciate all the space it offers! Featuring 2 bedrooms and 2 bath, this home offers multiple living spaces and a flexible floor plan that gives you room to live, entertain, work, and relax. The formal living room could easily serve as a formal dining room and features a sliding door leading to the patio. Just beyond is another spacious living room centered around a beautiful, well-cared-for brick fireplace, creating a warm and inviting gathering space. The kitchen opens directly to the fireplace living room and offers ample counter space, plus a convenient overhang for chair seating. Another bonus/flex/multipurpose room off the living room provides even more possibilities to fit your needs—perfect for a home office, hobby or craft room, reading room, playroom, workout space, additional sitting area, or whatever space your lifestyle calls for. Additional storage is also available. The main-floor laundry/mud room is conveniently located just off the kitchen. The roomy primary bedroom features its own sliding door to the patio and a jetted tub for relaxing at the end of the day. Enjoy the outdoors from the private patio, complete with a swinging bench that remains with the home. Attached 1-car garage adds convenience, plus 2 common parking spaces are conveniently located across the street and additional common parking is available along the street for guests. Approximate ages: water heater 6 years, furnace 10 years, A/C 8 years. So much more space and versatility than you would expect—come see it for yourself!

312 E HANSEN Court, Independence

Listing courtesy of Kendra Shepard of Real Broker, LLC.
$220,000
3 Beds ⋅ 1 Baths
Check out this beautifully updated 3 bedroom, 1 bath ranch home! Featuring stylish LVP flooring throughout and a brand new kitchen designed with both function and style in mind. The kitchen offers brand new stainless steel appliances, beautiful granite countertops, and a fresh, modern feel. The convenient ranch style layout provides comfortable one level living and makes excellent use of the space. Ideally located with easy access to shopping, dining, entertainment, schools, major roadways, and everyday amenities. This move in ready home offers the perfect combination of modern updates, comfort, and convenience. Don't miss the opportunity to make this charming home yours!

2309 S Crescent Avenue, Independence

Listing courtesy of Jamie Talley of RE/MAX Innovations.
$130,000
1 Beds ⋅ 1 Baths
Adorable 1 bed/1 bath home that has been renovated and move in ready! Brand new kitchen with raised panel crisp white cabinetry, lovely granite counters and stainless appliances. New lifeproof vinyl plank flooring throughout Major items addressed! NEW ROOF, HVAC, WINDOWS, plumbing, and electrical. Fenced back yard with 2 car garage which is a great space for a workshop or extra storage. Come see today!

10522 E 6th Street, Independence

Listing courtesy of Cheryl Scheele of Platinum Realty LLC.
$350,000
3 Beds ⋅ 3.5 Baths
Welcome to a thoughtfully designed home offering comfort, functionality, and accessibility in a convenient Independence location. This home features a spacious layout with inviting living areas, comfortable bedrooms, and features designed to accommodate a variety of needs. A standout feature is the wheelchair accessibility of the hall bathroom and the front bedroom, which also includes a convenient half bath. These accessible spaces provide added ease and functionality, making the home an excellent option for those seeking accessibility without sacrificing comfort. With its practical layout and versatile spaces this All Brick Ranch offers the opportunity to create a home that works for your lifestyle. Whether you're looking for accessible living, additional flexibility for guests or family members, or simply a home with thoughtful features, this property is worth a look. Come see the possibilities and discover what makes this a place to call home! Selling AS-IS

2622 Mohican Avenue, Independence

Listing courtesy of Sherri Oaks of ReeceNichols - Lees Summit.
$249,900
2 Beds ⋅ 2 Baths
This charming 1954 ranch offers two bedrooms, an updated full bathroom, and more than 1,830 square feet of space, including the partially finished walkout basement. With a nearly half-acre lot, you'll feel secluded in your own space. The extra-large kitchen opens to a spacious addition featuring a fireplace and enough room to create multiple functional areas. Use it as an inviting family room, oversized dining space, home office, playroom, or divide it for a primary bedroom. Recent improvements include new carpet, a complete bath remodel, and fresh paint in several areas. Outside, a newer covered front porch with low-maintenance composite decking provides a welcoming place to relax and enjoy a cup of coffee. The walkout basement is approximately half-finished, providing additional space for a recreation room, office, hobbies, or storage. It also features a dedicated workshop and a functional toilet, shower and sink area that is currently open and ready to be enclosed for privacy. Additional highlights include a two-car garage, central heating and air, and professionally completed foundation stabilization after cracking was observed, with no known water issues. Located in the Independence School District and William Chrisman High School attendance area, this home offers plenty of space, valuable improvements, and room to make it your own.

1300 Broadway Street, Independence

Listing courtesy of Carma Goin of United Real Estate Kansas City.
$335,000
4 Beds ⋅ 2 Baths
Welcome home to this spacious 4-bedroom, 2-bath split-entry offering plenty of room and several major updates already completed! The refreshed kitchen features new cabinets, countertops, and all-new appliances, creating a clean and functional space for everyday living. Additional improvements include a new roof, partial gutter replacement, and a new furnace. The finished lower level provides additional living space and a full bath, offering flexibility for entertaining, guests, a home office, or a second living area. Step outside to enjoy the fenced in yard, offering plenty of space for pets, play, or outdoor entertaining. A finished storage area beneath the deck/kitchen provides separate exterior access for additional storage and convenience. With valuable updates, flexible living space, and quick access to I-70, this home offers plenty of space inside and out and is ready for its next owner!

15412 E 42nd Place, Independence

Listing courtesy of Richey Real Estate Group of Real Broker, LLC-MO.
$165,000
2 Beds ⋅ 1.5 Baths
Welcome Home to this charming two-bedroom, one and a half bath townhome, perfect for comfortable and low maintenance living! Featuring an open concept main floor with plenty of natural light, a spacious living area, a functional kitchen, and main level laundry, this home is ideal for relaxing and entertaining. Upstairs, you'll find two generously sized bedrooms. The convenience of the a half bath on the main floor and a full bath upstairs adds to the home's practicality. Don't miss your chance to see this gem and make it your own!!

2611 S Peck Court, Independence

Listing courtesy of Brandy King of Murrell Homes Real Estate Grp.
$255,000
4 Beds ⋅ 2 Baths
Beautifully remodeled with character you can’t replicate! This 4-bedroom, 2 full bath home blends timeless rich charm with modern updates and offers an inviting layout with plenty of space inside and out. The spacious living room features a striking tiled faux fireplace, built-in shelving, beautiful trim, and plenty of natural light. The formal dining area provides the perfect space for gatherings and entertaining. The brand-new kitchen is a standout, featuring updated/new cabinetry, luxury laminate countertops, a gorgeous tile backsplash, stainless steel appliances, and new flooring. Fresh paint and new flooring throughout the home create a clean, cohesive feel while complementing the home’s original character. Two bedrooms and a full bath are located on the main level, with an additional bedroom upstairs. The walk-out basement offers a fourth bedroom with an egress window along with additional storage space, providing flexibility for guests, a home office, hobbies, or additional living needs. Outside, enjoy the spacious backyard, ample room for off-street parking, and a beautiful wraparound deck, perfect for relaxing, entertaining, and enjoying. This west facing home is perfect to enjoy an evening sunset on the front porch. With extensive updates, distinctive character, flexible living space, and fantastic outdoor areas, this home is truly one-of-a-kind and ready for its next owner!

103 N Wilson Street, Independence

Listing courtesy of Lichelle Leapheart of United Real Estate Kansas City.
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