Independence Homes with VA Loan Financing

Independence Homes with VA Loan Financing

Welcome to Independence, a vibrant city with a top-notch school district that prioritizes academic excellence and student success. Families looking to settle down in a community that values education will find Independence to be the perfect place to call home.

Independence boasts a school district that is renowned for its dedication to providing high-quality education to students of all ages. With a focus on innovative teaching methods and a supportive learning environment, the schools in Independence consistently rank among the best in the state.

For those looking to purchase a home in Independence, the good news is that many properties are eligible for VA loan financing. This is great news for veterans and active-duty service members who are looking to achieve their dream of homeownership in this desirable area. With VA loan financing options available, purchasing a home in Independence has never been more accessible.

Whether you're drawn to Independence for its excellent school district, its welcoming community, or its convenient location, you'll find that this city has something to offer everyone. Come explore the real estate options available in Independence and discover why so many people are proud to call this city home.

Newest Independence Homes with VA Loan Financing

$319,000
3 Beds ⋅ 2 Baths
Welcome to this well-maintained ranch-style home nestled on a quiet cul-de-sac! This inviting home offers a bright, open feel with plenty of natural light throughout. Three bedrooms and two full baths plus a formal dining room that is filled with natural light, while the convenient main-level laundry room is located just off the kitchen. The living room features vaulted ceilings and a cozy fireplace, with access to a covered deck — perfect for relaxing or entertaining. The third garage located at the back of the home provides the perfect space for storing mowers, lawn equipment, recreational items, or all your hobbies. The full basement offers approximately 1,700 square feet ready to be finished, with plumbing already stubbed for a bathroom, giving you plenty of potential to add additional living space and value. Enjoy the benefits of a low-maintenance exterior with vinyl siding, a roof that is approximately 7 years old, and quality windows. A great combination of space, functionality, and future potential in a peaceful cul-de-sac setting!

19108 E 27th St Court, Independence

Listing courtesy of Cynthia Chouteau of Platinum Realty LLC.
$175,000
2 Beds ⋅ 1 Baths
CHARMING, FULLY RENOVATED RANCH BUNGALOW ON A CUL-DE-SAC! This adorable 2-bedroom, 1-bath home beautifully blends modern updates with timeless mid-century charm. From the inviting covered front porch to the spacious, fully fenced backyard, this home offers both character and functionality. Thoughtfully renovated throughout, the kitchen features beautiful quartz countertops and brand-new stainless-steel appliances, including a stove/oven, microwave, and dishwasher—all of which remain with the home. The bathroom has also been tastefully updated with modern finishes, while the original character shines through with beautifully restored hardwood floors. The full-size basement provides a fantastic opportunity to create additional living space, a recreation room, home office, or whatever best fits your needs. With plenty of room to finish and the potential to easily add another bathroom, the possibilities are endless! Enjoy the convenience of a 1-car garage, a large fenced backyard, and a quiet cul-de-sac setting. Move-in ready and thoughtfully updated from top to bottom, this charming home is ready for its next chapter. Don't wait—homes this cute and completely renovated won't last long! Schedule your showing today!

9336 E East 25th Terrace South Terrace S, Independence

Listing courtesy of Denise Cox of Platinum Realty LLC.
$219,000
3 Beds ⋅ 2 Baths
Fully renovated, move-in ready, and affordable! Welcome to 501 N Seminole Dr, where fresh updates make it easy to feel at home. Enjoy a brand-new kitchen, newly renovated bathrooms, and new lighting. New luxury vinyl plank flooring brings a fresh, modern feel, while new carpet adds comfort to the bedrooms. With the work already done, all that’s left is to move in and make it yours. Schedule your showing today!

501 N Seminole Drive, Independence

Listing courtesy of Roderick Johnson of ReeceNichols - Lees Summit.
$370,900
4 Beds ⋅ 2.5 Baths
Welcome home to this beautifully maintained 2-story ready to call home! Step inside to an inviting open floor plan with durable luxury plank flooring, fresh carpet in the living room, and an abundance of natural light throughout. The kitchen is designed to impress with crisp white cabinetry, granite countertops, and stainless steel appliances, flowing right into the dining and living spaces making it perfect for gathering. Need room to grow? The daylight basement is already framed and wired for electrical, giving you the opportunity to create a spacious rec room, home office, 5th bedroom, or whatever fits your needs. Outside, the backyard is hard to beat with two decks, a modern privacy fence, and peaceful views with no neighbors behind you. Backing to green space, this home offers a private setting and some of the most stunning sunset views in the neighborhood. Additional highlights include no HOA and a thoughtful layout with room to make it your own - Don't wait!

20125 E 24th Terrace Court S, Independence

Listing courtesy of The Collective Team of Compass Realty Group.
$209,000
3 Beds ⋅ 1 Baths
UPDATED & MOVE-IN READY! This charming 3-bedroom home is nestled on a quiet, low-traffic street, offering a peaceful setting with convenient access to schools, shopping, dining, parks, major roadways, and nearby amenities. Inside, enjoy numerous recent improvements, including refinished hardwood floors, fresh paint, updated fixtures, an updated kitchen, and new carpet in the primary bedroom. Major updates include brand-new windows, a brand-new HVAC system, and a roof less than one year old. With stylish interior enhancements and important mechanical improvements already completed, this home is ready for its next owner. Schedule your showing today to see all it has to offer!

1615 N Dodgion Avenue, Independence

Listing courtesy of Karissa Keller of Keller Williams Platinum Prtnr.
$430,000
5 Beds ⋅ 3 Baths
Come to this masterpiece in Independence MO! The easiest way to describe this home would be to say, it is a new home built with painstaking attention to detail, and superior craftsmanship, on the existing frame. Everything is new! From the roof to the foundation, feast your eyes upon the fresh paint, new flooring, new kitchen, new bathrooms, etc! Upon entering the front door, a massive open-floor plan warmly greets you the spacious front living room area flows into the brightly lit kitchen presented in gleaming white ceramic tile, stainless steel, and mirror-polished granite. LVP presents throughout the home, providing maintenance, cleaning, and lasting durability. The first three bedrooms, including master bed and bathroom, are on the first floor. Bedrooms four and five, laundry, bathroom 3, and a third living room are on the lower level. The stairways connecting the home's levels are also open-concept, finished in milled black iron, new carpet, and gleaming white bannisters. Atop it all is the upstairs office space. The perfect size for a home office, featuring two dormer windows, and its own designated mini-split system. Attic access is provided adjacent to the office. The home features all new appliances, and the AC portion of the HVAC is also new. New plumbing, and new electric throughout! Thermal windows finish out the package. The home is perfectly located off of Lee's Summit Road, close to highway access and convenient shopping locations. You got to see this one NOW.

16001 E 30 Street, Independence

Listing courtesy of Kenny Allen of United Real Estate Kansas City.
$220,000
4 Beds ⋅ 1 Baths
Welcome to this newly updated 4-bedroom, 1-bath home in Independence! Fresh paint inside and out gives the home a clean, refreshed look, with a freshly painted back deck and all-new blinds throughout. The master bedroom features new carpet, adding a little extra comfort to the space. The unfinished basement offers a blank canvas with plenty of potential for storage, a workshop, recreation space, or future finishing. Conveniently located with quick access to I-70, making commuting around the Kansas City area easy. Whether you're looking for a home or an investment property, this one offers flexibility. It was recently rented for $1,500 per month.

3916 S Spring Street, Independence

Listing courtesy of Nelson Home Group of Keller Williams KC North.
$155,000
3 Beds ⋅ 1.5 Baths
Welcome to this charming 3-bedroom, 1.5-bathroom home located in the desirable Tamaqua Acres neighborhood. Inside, you will find an inviting floor plan designed for effortless daily living. The kitchen features sleek appliances paired with durable countertops. Tap into your inner creativity and add your personal touch to this home! Outside, the property features a fully fenced backyard, providing a private area for outdoor activity and relaxation. Conveniently located, this property offers easy access to major highways, shopping, dining, and everyday amenities. Schedule your private showing today!

2425 S LEES SUMMIT Road, Independence

Listing courtesy of Robert Salmons of Entera Realty.
$180,000
3 Beds ⋅ 2 Baths
Welcome home to this charming 3-bedroom, 2-bath home offering a great blend of original character and modern updates! Step inside to beautiful hardwood floors, arched doorways and an abundance of natural light throughout the main living spaces. The updated kitchen features white cabinetry, granite countertops, subway tile backsplash, stainless steel appliances and updated fixtures. A separate dining area provides plenty of room for everyday meals or entertaining. Upstairs you’ll find all three bedrooms, including the primary bedroom, along with a full bath. Outside, enjoy your morning coffee on the covered front porch or take advantage of the spacious backyard with mature trees and plenty of room to make it your own. Move-in ready with updates already in place, this home is ready for its next owner. Come take a look!

822 S Hardy Avenue, Independence

Listing courtesy of Jessica Peters of Compass Realty Group.
$274,900
Welcome to this well-maintained ranch-style duplex offering thoughtful updates and plenty of functionality on both sides. Each 2-bedroom, 1-bath unit features an updated kitchen with soft-close cabinetry, quartz countertops and stainless steel appliances, along with beautiful hardwood floors throughout. The kitchens walk out to private back patios, providing a great space to enjoy the outdoors. Each unit also offers a large unfinished basement with plenty of storage, washer and dryer hookups, and a convenient one-car attached garage. One side is currently rented, while the other is vacant and ready for an owner-occupant or new tenant. A great opportunity to live in one side while generating income from the other, or lease the vacant unit and add another income-producing property to your portfolio. Located just 20 minutes from Downtown Kansas City and approximately 30 minutes from KCI Airport, with easy access to shopping, dining and everyday amenities.

1200 N Osage Street, Independence

Listing courtesy of Drew Francis of Keller Williams KC North.
$249,900
4 Beds ⋅ 2 Baths
Welcome to 16008 E 32nd St S, a beautifully updated 4-bedroom, 2-bath ranch with a fully finished basement situated directly across from Drumm Farm and Glendale Park. The home features updated flooring, fresh paint, modern fixtures and tile, stainless steel appliances, and updated front and back outdoor spaces for a clean, modern feel. The finished lower level adds incredible versatility with a conforming fourth bedroom, a full living area, bathroom and kitchenette. With access from the main home through the garage as well as its own exterior entrance, the lower level offers a great setup for multigenerational living, extended guests or the potential for a more independent living arrangement. Additional features include large utility room perfect for extra storage or a workshop, a one-car garage and a large, fully fenced backyard with plenty of room to enjoy the outdoors. With its updated interior and versatile lower-level setup, this home offers a functional layout with plenty of possibilities.

16008 E 32nd Street, Independence

Listing courtesy of Drew Francis of Keller Williams KC North.
$215,000
3 Beds ⋅ 1 Baths
Welcome home! This charming 3-bedroom, 1-bathroom property in Independence offers the perfect blend of comfort and potential. Step inside to a bright, spacious living area and a functional kitchen. The home features a convenient 1-car garage and a huge bonus: an unfinished walk-out basement that provides tons of extra storage space or the perfect opportunity to expand your square footage later! Situated in a quiet, established neighborhood just minutes from shopping, dining, and easy highway access. Schedule your tour today!

3504 S Bowen Street, Independence

Listing courtesy of Jaihlyn Bieber of BG & Associates LLC.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use