Independence Homes with VA Loan Financing

Welcome to Independence, a vibrant city with a top-notch school district that prioritizes academic excellence and student success. Families looking to settle down in a community that values education will find Independence to be the perfect place to call home.

Independence boasts a school district that is renowned for its dedication to providing high-quality education to students of all ages. With a focus on innovative teaching methods and a supportive learning environment, the schools in Independence consistently rank among the best in the state.

For those looking to purchase a home in Independence, the good news is that many properties are eligible for VA loan financing. This is great news for veterans and active-duty service members who are looking to achieve their dream of homeownership in this desirable area. With VA loan financing options available, purchasing a home in Independence has never been more accessible.

Whether you're drawn to Independence for its excellent school district, its welcoming community, or its convenient location, you'll find that this city has something to offer everyone. Come explore the real estate options available in Independence and discover why so many people are proud to call this city home.

Newest Independence Homes with VA Loan Financing

$390,000

4 Beds ⋅ 3.5 Baths

Welcome to this well-maintained home tucked away on a quiet cul-de-sac in Independence! This home offers a great combination of comfortable living space, major recent updates, and your own private backyard pool, perfect for entertaining, relaxing, and enjoying the warmer months. Several of the big-ticket items have already been taken care of, including a new roof, new deck, new A/C, furnace, and hot water heater, giving the next owner added peace of mind. Step outside to enjoy the new deck overlooking the pool, creating a great setup for grilling, entertaining, or simply unwinding at home. With major updates already completed and a backyard built for summer, this home is ready for its next owner to move in and make it their own. Conveniently located near shopping, dining, parks, and highway access. Come see everything this home has to offer!

18912 E 33rd Terrace Court, Independence

Listing courtesy of Ray Homes KC Team of Compass Realty Group.

$304,999

3 Beds ⋅ 2.5 Baths

15917 E 41ST Street, Independence

Listing courtesy of Miguel De Santos of A E G Realty, L L C.

$249,900

Well-kept side-by-side duplex in Independence, fully occupied and ready for a buyer who wants a low-maintenance investment. Each unit offers 736 square feet of main-level living with 2 bedrooms, 1 bathroom, central air and heat, and in-unit laundry hookups. Below, each side has a full 736 sf unfinished basement, with about 250 sf used for a 1-car attached garage, leaving plenty of room for storage. The garages open onto the rear concrete drive. Unit 1913 was just turned and has hardwood floors, ceiling fans, and an updated kitchen with white shaker-style cabinets, granite countertops, subway tile backsplash, and a stainless steel range, microwave, and dishwasher. Unit 1911 has similar finishes. The painted brick exterior and separate walkways to each front door give both units their own curb appeal. Both units have long-term tenants in place: unit 1913 has a new lease starting 10/1 that runs through 9/30/27, and the resident in unit 1911 has signed a lease renewal. Residents pay their own utilities, which keeps owner expenses simple. The property has needed very little repair or maintenance beyond the recently completed turn, so it's a strong fit for a first-time investor or a seasoned buyer adding to a portfolio. Photos show unit 1913; unit 1911 has the same layout.

1911-1913 S Crescent Avenue, Independence

Listing courtesy of Mike Hills of Atlas Real Estate LLC.

$231,500

Updated side-by-side duplex in Independence with two identical 2 bed, 1 bath units of 936 square feet each. Each unit has 624 sf on the main level and a 312 sf finished lower level, plus a 1-car garage with interior access in the unfinished portion of the basement. Driveway access is on the east side of the property. The kitchens have white shaker-style cabinets, granite countertops, subway tile backsplash, and a full stainless steel appliance package: refrigerator, gas range, over-the-range microwave, and dishwasher. The bathrooms are updated with subway tile tub surrounds and white vanities, and wood-look plank flooring, neutral paint, and white trim run throughout. Both units have central air and heat and in-unit laundry. Outside, the gray exterior with white trim, black front doors, and shared covered front porch give the property clean, consistent curb appeal. Residents pay all utilities except trash, which keeps owner expenses predictable. Unit 9618 is leased through 2/1/27. Unit 9616's lease ends 10/31/26, so a buyer can set new lease terms on that side, choose their own tenant, or live in one unit while the other brings in income. Both units share the same layout and finishes, which simplifies management and future turns. It's a strong option for an investor looking for a turnkey addition to their portfolio or an owner-occupant who wants help covering the mortgage.

9616-9618 E 23rd Street S, Independence

Listing courtesy of Mike Hills of Atlas Real Estate LLC.

$324,900

4 Beds ⋅ 3 Baths

Truly turn-key! An almost impossible to find gem-- an ORIGINAL OWNER home that's well maintained, well loved, and updated throughout! With a recently renovated kitchen featuring high end appliances and recently remodeled baths, this move in ready home on Sweet Briar Drive is just waiting for its new owners to make their own, new memories! Featuring four bedrooms and three full baths, this spacious home offers so much for the money. With updated flooring and lighting throughout, neutral paint colors, two large living spaces -- including a rec room in the finished lowered level -- this home sets the perfect tone for elevated yet relaxed everyday living. The professionally refinished kitchen features quartz countertops, painted cabinets, stainless steel appliances, and a peninsula for extra eating space adjacent to the dining area. Easy access to the deck makes grilling out and entertaining a breeze, plus the large laundry room off the kitchen provides extended pantry space and built ins for all your staples. Outdoor living options include a deck and a covered patio, where peaceful moments can be spent overlooking a private backyard that backs to woods and a creek. The property sits on an extra wide lot with lush landscaping. The extra deep 2 car garage provides ample storage space. Another bonus-- This property is situated within the attendance boundary of the coveted Blackburn Elementary School. Windows and siding are ten years old, offering updated exterior elements. Easy access to I-70 & 291 highways make commuting a breeze and provides easy access to shopping and restaurants. This beautiful home won't last long at this affordable price.

2830 Sweet Briar Drive, Independence

Listing courtesy of Sally Moore of Weichert, Realtors Welch & Co..

$229,000

2 Beds ⋅ 2 Baths

Welcome home to this charming 2-bedroom, 2-bathroom townhome in the desirable Woodmoor neighborhood, where maintenance-provided living makes everyday life easy and convenient. This inviting home offers a comfortable layout with plenty of space to relax and entertain, plus a basement providing valuable additional space for storage, a home office, recreation room, or whatever best fits your needs. Step outside and enjoy the gorgeous back patio — the perfect spot for morning coffee, outdoor dining, entertaining friends, or simply unwinding at the end of the day. The maintenance-provided community means you can spend less time on exterior upkeep and more time enjoying your home. Conveniently located close to shopping, dining, and everyday amenities, this townhome offers the perfect combination of comfort, convenience, and low-maintenance living. Don’t miss the opportunity to make this wonderful Woodmoor townhome your new home!

4305 S Bryant Court, Independence

Listing courtesy of Aaron Potter of EXP Realty LLC.

$109,000

3 Beds ⋅ 1 Baths

If you've been hoping to find a home with character and plenty of space to make your own, 416 S 6th Street is one you'll want to see. Situated on a large corner lot just blocks from downtown Independence, this charming home is full of warmth, personality, and timeless appeal. The inviting covered front porch is the perfect place to enjoy your morning coffee or relax at the end of the day. Inside, you'll find beautiful wood trim, built-in details, a classic brick fireplace, and large dining room windows that fill the space with natural light, creating a warm and welcoming place to gather with family and friends. The kitchen offers warm wood cabinetry and a cozy eat-in dining area. Just off the kitchen is an oversized laundry room that offers endless possibilities. Whether you need a fourth bedroom, family room, home office, or hobby space, you'll have the flexibility to make it fit your lifestyle. Upstairs, the spacious finished bed room gives you even more options. It could serve as a private primary suite, a second living area, a game room, or simply extra space to spread out. Outside, the fenced backyard provides plenty of room to enjoy the outdoors, while mature shade trees add to the home's curb appeal. The long driveway leads to a detached one-car garage with additional workspace, making it a great spot for hobbies, projects, or extra storage. Located just minutes from the shops, restaurants, and historic charm of downtown Independence, this home offers the perfect mix of character, flexible living space, and convenience. If you've been looking for a home with charm and room to make it your own, 416 S 6th Street is ready to welcome you.

416 S 6th Street, Independence

Listing courtesy of Jessica Renfrow of EXP Realty LLC.

$192,500

3 Beds ⋅ 1 Baths

Great 3-bedroom starter home located by the lake! Affordable and low maintenance. Updated vinyl siding, windows, ceiling fans, light fixtures, sliding door, furnace, and air conditioning. Roof and gutters 2017, painted exterior 2018, quartz countertops, tiled floors in the updated eat-in kitchen, refrigerator 2020, gas stove 2018, and disposal 2020. Fenced backyard and brand-new carpet throughout. Must see!

1622 N Emery Street, Independence

Listing courtesy of Joey Zarrillo of RE/MAX Heritage.

$270,000

4 Beds ⋅ 3 Baths

Welcome to 1432 W Walnut — a beautifully reimagined home where modern updates, flexible living space, and thoughtful design come together. Completely remodeled from top to bottom, this home offers a fresh, move-in-ready feel with updated flooring, paint, fixtures, finishes, bathrooms, and inviting living spaces filled with natural light. One of the most unique features is the TWO PRIMARY SUITES, making this home perfect for multi-generational living, extended family, guests, or anyone who values additional privacy and flexibility. With a primary suite and everyday living space available on the main level, the layout allows multiple generations to comfortably live under one roof while still maintaining their own space. Need even more room? The FULLY FINISHED ATTIC provides valuable additional living space that could be used as a home office, playroom, hobby space, bonus room, guest area, or whatever best fits your lifestyle. Whether you are searching for a beautifully updated home with room to spread out, a true multi-generational living arrangement, or simply a property where the work has already been done for you, 1432 W Walnut deserves a closer look. This is more than a remodel — it is a home designed to offer options, comfort, and flexibility for the way families live today. Schedule your private showing and come see what makes this one different.

1432 W Walnut Street, Independence

Listing courtesy of Johnna Dean of 1st Class Real Estate KC.

$525,000

1 or 2 Duplexes available! Estimated rent is around $1850 per side. Excellent investment opportunity with strong rental appeal! This brand-new, modern duplex features two spacious 2-story units, each offering 3 bedrooms, 2.5 bathrooms, and an open-concept layout designed for today’s renters. Contemporary kitchens include stylish finishes, soft close cabinets and ample natural light throughout. Each unit offers a private primary suite with en-suite bath, two additional bedrooms and a full hall bathroom. Attached 2-car garages provide added tenant convenience and storage. Built with energy-efficient construction and all-new systems, this low-maintenance property is ideal for investors seeking long-term value, reduced upkeep costs, and excellent income potential. Perfect for owner-occupants looking to house hack or investors expanding their rental portfolio. OWNER/AGENT

1103 S Kings Highway, Independence

Listing courtesy of Harry Meierarend IV of RE/MAX Premier Properties.

$250,000

3 Beds ⋅ 2 Baths

Welcome to this beautifully maintained 3-bedroom, 2-bath raised ranch in Independence! This white-glove-approved home is truly move-in ready and features gleaming hardwood floors throughout the home. The inviting living room offers a fireplace with a wood-burning insert, creating a warm and comfortable gathering space. The updated kitchen features painted modern cabinetry and granite countertops, while the kitchen, dining area, and living room flow seamlessly together for easy everyday living and entertaining. The primary bedroom has its own bathroom with shower. Both bathrooms have tile flooring for easy cleaning. The basement provides ample storage space along with laundry hookups, while the two-car garage adds convenience and additional storage. Outside, enjoy the large yard and storage shed, providing plenty of room for outdoor activities, gardening, and all your storage needs. A well-cared-for home with great space, thoughtful updates, and the condition you’ve been looking for!

18104 E 27th Terrace S, Independence

Listing courtesy of Brett Wren of RE/MAX Heritage.

$195,000

2 Beds ⋅ 2 Baths

Don’t let the exterior fool you—this condo is WAY bigger than it looks and truly needs to be seen to appreciate all the space it offers! Featuring 2 bedrooms and 2 bath, this home offers multiple living spaces and a flexible floor plan that gives you room to live, entertain, work, and relax. The formal living room could easily serve as a formal dining room and features a sliding door leading to the patio. Just beyond is another spacious living room centered around a beautiful, well-cared-for brick fireplace, creating a warm and inviting gathering space. The kitchen opens directly to the fireplace living room and offers ample counter space, plus a convenient overhang for chair seating. Another bonus/flex/multipurpose room off the living room provides even more possibilities to fit your needs—perfect for a home office, hobby or craft room, reading room, playroom, workout space, additional sitting area, or whatever space your lifestyle calls for. Additional storage is also available. The main-floor laundry/mud room is conveniently located just off the kitchen. The roomy primary bedroom features its own sliding door to the patio and a jetted tub for relaxing at the end of the day. Enjoy the outdoors from the private patio, complete with a swinging bench that remains with the home. Attached 1-car garage adds convenience, plus 2 common parking spaces are conveniently located across the street and additional common parking is available along the street for guests. Approximate ages: water heater 6 years, furnace 10 years, A/C 8 years. So much more space and versatility than you would expect—come see it for yourself!

312 E HANSEN Court, Independence

Listing courtesy of Kendra Shepard of Real Broker, LLC.

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