Kearney Homes with FHA Financing

Kearney Homes with FHA Financing

Welcome to Kearney, Missouri, a vibrant community nestled in the heart of Clay County. Known for its rich history and friendly atmosphere, Kearney offers an exceptional quality of life, making it a perfect place to call home for families, professionals, and retirees alike. One of the standout features of this charming town is its highly regarded school district, which is committed to providing an enriching educational experience for all students.

The Kearney School District is renowned for its dedicated educators, comprehensive curriculum, and a wide range of extracurricular activities. With a focus on academic excellence and character development, Kearney schools foster a supportive environment that encourages students to thrive. From top-rated elementary schools to a robust high school program, families can take pride in the educational opportunities available within the district. Parents appreciate the small class sizes and strong community involvement that make Kearney's schools a cornerstone of the community.

For those looking to settle down in this idyllic area, Kearney offers a variety of homes eligible for FHA financing, making homeownership more accessible for many buyers. Whether you’re searching for a cozy starter home or a spacious family residence, Kearney's real estate market has something for everyone. With its picturesque neighborhoods, convenient amenities, and proximity to Kansas City, Kearney is not just a place to live; it’s a place to thrive.

Explore the charm of Kearney, where quality education and welcoming homes come together to create a community you’ll be proud to be a part of!

Newest Kearney Homes with FHA Financing

$550,000
5 Beds ⋅ 3 Baths
Rare opportunity to own a quality 2x6 construction home on 7.42 acres that has been fully remodeled into a turn-key retreat and proven high-functioning Airbnb. Completely renovated in 2024 with thoughtful attention to every detail, this property was not just updated cosmetically — it was intelligently remodeled for long-term comfort, efficiency, and low-maintenance ownership, including improvements such as added insulation and carefully selected finishes throughout. The home needs nothing and is being offered below a recent appraisal, with all furnishings included. From day one, a buyer can step into a beautifully finished property that is already furnished, equipped, and ready to continue operating as a short-term rental, private getaway, or full-time residence. The setting is what truly sets this property apart. Peaceful, private, and serene, the property now features a newly filled pond that looks absolutely gorgeous and adds to the quiet, retreat-like feel. Guests have clearly noticed — the property has earned more than 70 glowing 5-star reviews, making it easy for potential buyers to see the value, appeal, and proven guest experience for themselves. Every inch of the remodel was done with intention, creating a property that should require little to no major maintenance for years to come. The only thing missing is an outbuilding — and the seller is willing to add one for the right buyer, creating even more flexibility for storage, hobbies, equipment, or future use. Whether you’re looking for a proven Airbnb investment, a peaceful country escape, or a move-in-ready home with future upside, this one checks all the boxes.

22612 N Prestige Drive, Holt

Listing courtesy of Shannon Emery of Juncture.
$230,000
3 Beds ⋅ 2.5 Baths
Don't miss this fantastic duplex in the highly desirable Kearney, MO community! This unit features 3 bedrooms, 2.5 bathrooms, and a spacious, functional floor plan. The garage has been converted into additional living space, providing flexibility for a family room, home office, playroom, or workout area. New flooring throughout gives the home a fresh, updated feel. Enjoy a fully fenced backyard with a storage shed that backs to a peaceful wooded area, offering added privacy and a beautiful view. Conveniently located near schools, parks, shopping, dining, and easy highway access, this property is ideal for investors looking to add to their portfolio or owner-occupants seeking rental income. Don't miss this great opportunity to own a versatile, move-in-ready duplex in one of the Northland's most sought-after communities!

1302 Laurel Street, Kearney

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.
$650,000
6 Beds ⋅ 4.5 Baths
Incredible home with so many amenities! As you enter into this spacious entry you are greeted with vaulted ceilings and so much space! If you aren't needing a formal dining room, it could serve as an office, play room, library or whatever your heart desires. The living room calls you to gather around the fireplace as you enjoy family time together. The kitchen features an abundance of cabinets to store all your chefs tools. The dining area off the kitchen, walks out to the deck allowing you to share a meal inside or out depending on the weather. Master bedroom is located on the main floor with a huge en suite and walk in closet. Main floor laundry makes it a true one level living. Let the children fight over the oversized bedrooms upstairs with 2 more bathrooms and huge closets! The lower level is a work of art in itself. A whole separate living space with 2 more bedrooms, complete kitchen with pantry, open floor plan and a bathroom to die for! The luxurious bathroom has a soaker tub and walk in shower to allow you to experience a day at the spa all while staying home. With it's own full kitchen and walk out patio, it is perfect for an older teen/college student or parents that need extra support but still like their independence. A fenced yard that is open to green space gives you the illusion of lots of land without all the work. Your 3 car garage can accommodate all the toys you would ever want. Come see this unique home today!

2108 Prairie Creek Drive, Kearney

Listing courtesy of Kathie Ousley of Worth Clark Realty.
$389,900
4 Beds ⋅ 2.5 Baths
You'll fall in love with this adorable 2-story home nestled in the desirable Brookhaven subdivision! Offering spacious 4 bedrooms, 2.5 bathrooms with a warm inviting layout, this home is full of charm and thoughtful upgrades including Beautiful new Landscape beds, New Carpet and Fresh Interior Paint. The heart of the home is the stunning kitchen featuring a gorgeous marble island, with upgraded lighting and marble countertops, custom stained cabinetry, a pantry, and a large corner sink overlooking the backyard. Real hardwood floors flow throughout the living room, dining room, and kitchen, while the cozy living room offers a beautiful fireplace, ceiling fan, custom shades, and the perfect place to gather. Step from the dining room onto the covered deck overlooking the huge corner lot with mature trees that provide privacy and room to enjoy the outdoors. The unfinished walkout basement is already stubbed for a future bathroom, giving you endless possibilities to add additional living space. Retreat to the spacious primary suite complete with a ceiling fan, custom blackout shades, a spa-inspired bath featuring a jetted tub, upgraded double vanity with abundant lighting, and an oversized walk-in closet. Located in the highly sought-after Brookhaven subdivision, you'll enjoy everything Kearney has to offer—from its charming small-town feel, local shops, and restaurants to its highly rated schools. This one checks all the boxes and won't stay on the market long.

1613 Renea Court, Kearney

Listing courtesy of Erica Moss of RE/MAX Innovations.
$579,900
3 Beds ⋅ 2 Baths
Welcome to Stone Ridge Acres, a homestead property in Trimble, MO. The air is clear, the grass is green and the sky is blue. You can almost feel the stress falling away when you roll onto the tree-lined driveway from the winding blacktop road. You will not find a more unique property or more picturesque acreage in this price range and location. Kearney schools, an easy drive to the city and an estate neighborhood feel. 15.4 gorgeous acres, partially treed, full of wildlife, super private, set way back from the road. A grand, custom built fireplace anchors the home with character and sophistication. It feels both natural and earthy while angular and clean at the same time. Enjoy the outdoors on your brand new deck. Store all that you need in the 30x48 outbuilding with loft. Geothermal heat source HVAC will keep utilities down year-round. This property is sure to impress the buyer who wants an updated home on beautiful land in the ideal north-of-the-city location.

19607 Fightmaster Road, Trimble

Listing courtesy of SBD Team of SBD Housing Solutions LLC.
$315,000
3 Beds ⋅ 2 Baths
Welcome home to the perfect blend of style, space and everyday functionality! This beautifully maintained home offers an open-concept design with soaring vaulted ceilings, a cozy fireplace and a spacious kitchen featuring an island, pantry and stainless steel appliances that all stay! Gorgeous tile flooring with the warm look of hardwood flows through the main living areas, while brand new luxury vinyl plank flooring adds a fresh, modern touch to every bedroom. The updated bathrooms add the perfect touch of style to the home. The finished lower level family room and walkout basement provide flexible living space for relaxing, entertaining or hosting guests. Step outside to enjoy the fenced backyard, complete with mature shade trees, a patio, and storage shed. Attractive new rock landscaping gives this home standout curb appeal! The side-entry garage adds even more charm to the exterior, making this home as impressive outside as it is inside. Don't miss your opportunity to make this move-in ready home yours!

112 E Frank Street, Kearney

Listing courtesy of Explore Home Group of Keller Williams KC North.
$480,000
3 Beds ⋅ 2 Baths
Offered at $480,000.00 Experience the perfect balance of modern comfort and country serenity on this stunning 3.13-acre estate within the sought-after Kearney School District. Located just five minutes north of town, this renovated ranch home offers picturesque sunset views and daily wildlife sightings. The main level features a beautifully transformed kitchen, a light-filled open dining and living area, and an updated primary suite boasting a marble double vanity. The living space doubles in the fully finished walkout basement, which includes a massive secondary family room with a fireplace, a recreation area, and potential for a private guest suite. With French doors leading to a covered patio and a separate private entrance, this level is ideal for an in-law suite or an expansive entertainment hub. For the hobbyist or entrepreneur, the property features two massive outbuildings equipped with electricity and lighting. Bring all your toys and everything you have in storage. There's plenty of room for vehicles, hobbies, toys and storage. The primary shop includes reinforced 5-inch concrete flooring, a circular gravel drive for easy maneuvering, and a pellet stove. Additional amenities include a second driveway for ample paved parking and high-speed fiber internet availability. This is more than a home; it is a lifestyle upgrade. Buyer or buyer's agent to verify all information including taxes, square footage, appliance age, utilities, and acreage. Home and septic inspections available on request.

17504 State Route 33 Highway, Holt

Listing courtesy of Erin Larson of United Real Estate Kansas City.
$450,000
4 Beds ⋅ 2.5 Baths
Fabulous 4.88 acres, private, 4 bedrooms, 2 Full bath, one half bath, approx 850-SF Outbuilding/Barn, walk down to the creek. Primary bedroom on main, Country Eat In Kitchen, hearth-room, family room, laundry on main. Three Additional Bedrooms upstairs with a Loft. Large attic space for storage. Home in great condition, New Roof 2023, LVP flooring done in 2021, all bathrooms recently updated. You'll love this private retreat. Property in great shape, barn could use some work on exterior, just dry rot. Beautiful treed acreage.

7201 Snow Drive, Holt

Listing courtesy of Jodie Brethour of Compass Realty Group.
$389,900
3 Beds ⋅ 2.5 Baths
SELLER OFFERING $4000 in concessions to use towards closing costs, rate buy down or improvements with accepted offer! Welcome home! This one truly has it all, inside and out. From the moment you walk in, you’ll love the inviting entryway with its beautiful wood banister and rich hardwood floors that flow throughout much of the main level. The spacious living room features a cozy fireplace, ceiling fan, and TV cutout, creating the perfect place to relax or gather with family and friends. The kitchen is sure to impress with stainless steel appliances, abundant cabinetry, modern lighting, extra shelving, and plenty of storage. You’ll also appreciate the convenience of a main-level laundry room and a versatile storage closet that can easily double as a pantry or coat closet. Down the hall, you’ll find three comfortable bedrooms, including a spacious primary suite with vaulted ceilings, a walk-in closet, double vanities, updated lighting and fixtures, and a beautifully designed walk-in shower with built-in shelving and a bench. The lower level offers even more living space with a large family room, half bath, garage access, and walkout to the backyard. The oversized garage includes tons of storage, shelving, cabinets, hooks, and a utility sink. Pet owners will love the built-in indoor dog area with direct access to the fenced backyard. Step outside and you’ll discover what truly makes this home special. The covered, two-tier deck with a ceiling fan overlooks a backyard oasis complete with stone walkways, a cozy fire pit, and peaceful views of a scenic creek. Cross the charming footbridge, relax on the swing, or enjoy the tree lookout-this backyard feels like your own private retreat. This is more than just a house, it’s a place you’ll love coming home to.

915 W 7th Avenue, Kearney

Listing courtesy of Heather Baer of Real Broker, LLC.
$340,000
3 Beds ⋅ 3 Baths
Welcome home to this beautifully maintained property offering attractive curb appeal and a low-maintenance exterior featuring durable Mastic EverPlank siding. The nicely landscaped yard backs to peaceful greenspace, creating a private setting to enjoy from the covered TimberTech composite deck or the expansive patio below. Mature shade trees, updated landscape edging, and decorative timbers complete the inviting outdoor living space. Inside, you'll appreciate the open-concept living room and kitchen, designed for both everyday living and entertaining. The living room features a cozy gas fireplace, while the kitchen walks out to the covered deck with stairs leading to the backyard patio. Several bedrooms have been refreshed with new interior paint, giving the home a clean, updated feel. Additional highlights include a newer roof and an HVAC system that has been professionally serviced and maintained annually, providing added peace of mind. This move-in ready home combines comfort, quality, and a beautiful natural setting. Don't miss your opportunity to make it yours!

507 E 10th Street, Kearney

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$619,900
4 Beds ⋅ 3 Baths
Welcome home to this stunning reverse 1.5-story plan built by NTJ Homes, where thoughtful design, quality finishes, and peaceful surroundings come together to create the perfect place to call home. Better than new, this home already includes custom window treatments and an aluminum fence, saving the new owners thousands of dollars while providing immediate comfort, privacy, and style. Perfectly positioned to capture beautiful prairie views and tranquil greenspace, you'll love starting your mornings on the covered deck while enjoying the peaceful backyard. The heart of the home is the beautifully appointed kitchen, designed for both everyday living and effortless entertaining. Featuring an oversized island, upgraded appliances, abundant cabinetry, and a spacious walk-in pantry, this kitchen is as functional as it is beautiful. The open-concept floor plan flows seamlessly into the main living area, creating an inviting space filled with natural light that's perfect for gathering with family and friends. Retreat to the luxurious primary suite, where elegant finishes, a spa-inspired bath, and a peaceful atmosphere provide the perfect escape at the end of the day. The finished walkout lower level expands your living space with a generous family room that's ideal for movie nights, game days, or entertaining guests. Two additional spacious bedrooms and a full bath provide comfort and privacy for family or visitors, while the oversized storage room offers plenty of space for seasonal décor, hobbies, or future organization. Located in the highly sought-after Kearney School District, this community offers outstanding amenities including a community swimming pool, scenic walking trails, and inviting green spaces. Convenient highway access makes commuting quick and effortless while still allowing you to enjoy the charm of Kearney. Modern design, premium upgrades, exceptional community amenities, and a location that truly has it all, this home is ready to welcome you.

2211 Foxtail Drive, Kearney

Listing courtesy of Jimmie Rucker of RE/MAX Revolution.
$449,900
4 Beds ⋅ 3 Baths
Welcome to this stunning, MOVE-IN READY (aka no waiting for construction to end!) home in the highly sought-after Noah’s Landing subdivision! Built just two years ago, this beautifully maintained “Brooke” floor plan by Robertson Construction offers 4 bedrooms, 3 full bathrooms, and an open-concept layout designed for both everyday living and entertaining. The spacious kitchen features granite countertops, stainless steel appliances, a pantry, real hardwood floors, and a sunny breakfast area that flows seamlessly into the living room with a gas fireplace. A formal dining room provides the perfect space for hosting family and friends, while the conveniently located laundry room sits just off the kitchen. The private primary suite offers a spacious walk-in closet and en-suite bath. The finished lower level expands your living space with a generous rec room, fourth bedroom, and third full bathroom—ideal for guests or home office! Step outside to enjoy the partially fenced backyard and spacious covered back deck balcony with newly added stairs for easy access to the yard below! Located in the award-winning Kearney School District and just minutes from shopping, dining, parks, and outdoor recreation, this beautiful home offers modern comfort in an unbeatable location. Don’t miss your opportunity to make this beautiful home yours! Schedule your private showing today!

610 E 11th Street, Kearney

Listing courtesy of Kelsey Drochelman of White Magnolia Real Estate.
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