Kearney Homes with FHA Financing

Kearney Homes with FHA Financing

Welcome to Kearney, Missouri, a vibrant community nestled in the heart of Clay County. Known for its rich history and friendly atmosphere, Kearney offers an exceptional quality of life, making it a perfect place to call home for families, professionals, and retirees alike. One of the standout features of this charming town is its highly regarded school district, which is committed to providing an enriching educational experience for all students.

The Kearney School District is renowned for its dedicated educators, comprehensive curriculum, and a wide range of extracurricular activities. With a focus on academic excellence and character development, Kearney schools foster a supportive environment that encourages students to thrive. From top-rated elementary schools to a robust high school program, families can take pride in the educational opportunities available within the district. Parents appreciate the small class sizes and strong community involvement that make Kearney's schools a cornerstone of the community.

For those looking to settle down in this idyllic area, Kearney offers a variety of homes eligible for FHA financing, making homeownership more accessible for many buyers. Whether you’re searching for a cozy starter home or a spacious family residence, Kearney's real estate market has something for everyone. With its picturesque neighborhoods, convenient amenities, and proximity to Kansas City, Kearney is not just a place to live; it’s a place to thrive.

Explore the charm of Kearney, where quality education and welcoming homes come together to create a community you’ll be proud to be a part of!

Newest Kearney Homes with FHA Financing

$539,990
5 Beds ⋅ 3 Baths
Why wait to build when you can move into a home that's already finished and ready to enjoy? Welcome to 2209 Greenfield Court in The Meadows at Greenfield, a spacious 5-bedroom home on a quiet cul-de-sac with the space, flexibility, and features today's buyers are looking for. The main level offers an open, light-filled layout designed for everyday living and entertaining. The living room features a stone fireplace and flows into the kitchen with granite countertops, a large island, and pantry. The main-level primary suite offers a walk-in closet and fully tiled walk-in shower, while two additional bedrooms and main-level laundry add convenience. The finished walk-out basement expands your living space with a large entertainment area, wet bar, projector setup, two additional bedrooms, a full bath, storage, and workshop space. Whether you need room for guests, hobbies, movie nights, or everyday living, there's plenty of flexibility. Outside, the backyard is designed for entertaining, play, and relaxing. A newly installed wrought iron fence provides security while keeping the yard open, and the patio and fire pit create an inviting space for evenings outdoors. Professionally landscaped beds, decorative rock, landscape lighting, and programmable permanent soffit lighting add to the finished look. Many of the details buyers often have to add after closing are already done, including blinds, garage door openers, landscaping, lighting, and the new fence. Enjoy community amenities including a pool, walking trails, and fishing ponds, plus convenient access to schools, parks, and highways. If you're comparing this price range with new construction, come see what you can have without waiting for construction to finish or taking on the projects that often come with a new home. 2209 Greenfield Court is ready for you to move in and make it your own.

2209 Greenfield Court, Kearney

Listing courtesy of Glen Purnell of EXP Realty LLC.
$605,000
4 Beds ⋅ 3.5 Baths
Enjoy peaceful country living on 4.7 beautiful acres in Holt, Missouri, located in the Kearney School District! This spacious 2,400 sq. ft. home offers 4 bedrooms and 3.5 bathrooms with an inviting open floor plan and plenty of room to spread out. The finished walkout basement features a private master suite, creating a comfortable retreat with convenient access to the outdoors. A huge laundry room provides plenty of additional space for storage and organization. Outside, this property has so much to offer. Take in the beautiful country views, relax or fish at your own stocked pond, and enjoy the versatility of two outbuildings with room for equipment, storage, hobbies, or a workshop. There’s even a dedicated camping area with a concrete RV pad, perfect for visiting friends and family, weekend getaways, or potentially creating a unique short-term rental/Airbnb opportunity subject to local regulations and approvals. With nearly 5 acres, a stocked pond, two outbuildings, RV accommodations, and a finished walkout basement, this property offers a hard-to-find combination of space, privacy, versatility, and country living while still providing convenient access to Kearney and the surrounding area.

17524 Georgetown Road, Holt

Listing courtesy of Brad Whitford of HomeSmart Legacy.
$749,000
4 Beds ⋅ 3.5 Baths
Welcome home to 14014 — a stunning custom estate on 3.65 +/- acres at the end of a quiet cul-de-sac, backing to open pasture for ultimate privacy. This impressive 1.5 story greets you with dramatic curb appeal, a maintenance free vinyl and stucco exterior with maintenance-free vinyl siding, and a covered front porch. Step inside to soaring vaulted and cathedral ceilings, an open two-story living room with a wood-burning fireplace, and abundant natural light through arched Pella replacement windows throughout. Rich wood columns, solid wood doors, and custom millwork carry through the main living areas, including a formal dining room and a spacious kitchen featuring granite counters, a new tile backsplash, a large center island, and abundant cabinetry. Retreat to a first floor oversized primary suite boasting three closets and a spa-like en-suite bath with a jetted soaking tub, dual vanities, and serene backyard views. Additional bedrooms are generously sized, with flexible space for a possible 5th and 6th bedroom, each with closets already in place. The finished walkout basement is an entertainer's dream, complete with a large family/rec room with built-in cabinetry, a home gym, a 6-person sauna, and abundant storage. Outside, escape to your private backyard oasis featuring a sparkling in-ground pool with slide and diving board, a spacious deck perfect for entertaining, and beautifully landscaped grounds — all secured by a buried invisible dog fence. This home is loaded with high-value upgrades including geothermal HVAC, instant hot water throughout, two 40-gallon electric water heaters, a central vac system, and a water softener. The oversized garage features a suspended floor for exceptional storage, and the concrete driveway and pool decking complete this move-in-ready package. A rare combination of acreage, privacy, and thoughtful upgrades — this one has it all. Sale subject to a lot line change to be recorded after 10/6/2026.

14014 Zachery Drive, Liberty

Listing courtesy of Chip Glennon of EXP Realty LLC.
$370,000
4 Beds ⋅ 2.5 Baths
Welcome to this spacious 4-bedroom, 2.5-bath home with plenty of room to spread out! The oversized kitchen offers tons of space along with a pantry and access to the laundry area. With two separate family rooms, there’s plenty of room for entertaining, relaxing, or creating a space that works for your family. Outside, you’ll find a large backyard and deck perfect for enjoying the outdoors. The oversized garage provides extra room for storage, and the home is conveniently located near schools with easy highway access.

1108 E 18th Street, Kearney

Listing courtesy of Emily Riekenberg of RE/MAX Heritage.
$345,000
3 Beds ⋅ 3 Baths
Need a little more room without giving up the backyard? This Kearney home delivers with 3 bedrooms, 3 full baths, a finished lower level and a large bonus room that could easily serve as a 4th bedroom. The main level features a spacious living room with vaulted ceilings and a fireplace, an open kitchen and dining area, convenient main-level laundry and three bedrooms, including the primary suite with a private bath and walk-in closet.Downstairs, the finished lower level gives you options. The oversized finished room could be used as a 4th bedroom, guest space, home office, workout room or second living area, and there is a full bath nearby. The covered deck may end up being your favorite spot. It overlooks the fenced backyard and adjoining greenspace, giving you a great place to relax, entertain or enjoy a little extra breathing room. Add in the attached 2-car garage and a convenient Kearney location near schools, shopping and highway access, and this home offers a lot of flexibility both inside and out.

908 N Birch Street, Kearney

Listing courtesy of Sharp Homes Team of Epique Realty.
$380,000
3 Beds ⋅ 2.5 Baths
Pride of ownership shines in every corner of this meticulously maintained home. Situated on a spacious corner lot, this property is the definition of "turn-key." From the 2 year old roof to the newer HVAC and massive 75-gallon water heater, the heavy lifting has already been done for you. Inside, this atrium splits offers plenty of open space and a sun-filled eat-in kitchen featuring a new dishwasher and disposal. Step outside with a stunning new 11x12 deck—complete with a dedicated custom cubby for your grill or griddle—overlooking a large, newly fenced backyard. It is the perfect setup for summer BBQs and quiet mornings alike. With durable steel siding and a prime location, this home is ready for its next chapter. Seller has had a pre-sale whole house inspection completed and is available for review when home is toured.

1104 Regency Drive, Kearney

Listing courtesy of David Williams of Platinum Realty LLC.
$399,999
3 Beds ⋅ 3 Baths
Back on the market, no fault of seller. Privacy, space, and style, this is the one buyers have been waiting for! Nestled on one of Shadowbrook's premier lots, this beautifully maintained reverse 1.5-story ranch backs to open green space with no rear neighbors, offering the rare combination of peaceful views and one of the largest fenced backyards in the neighborhood. Fresh interior paint and recently painted exterior areas give the home a crisp, move-in-ready feel from the moment you arrive. Step inside to a bright, open floor plan featuring soaring vaulted ceilings, rich hardwood floors, designer lighting, and a warm gas fireplace that anchors the spacious great room. The kitchen is both beautiful and functional with granite countertops, white cabinetry, stainless steel appliances, a walk-in pantry, and a large island that's perfect for gathering with family and friends. The main-level primary suite offers a relaxing retreat with a walk-in closet and private bath, while a second bedroom, full bath, and convenient laundry complete the main level. Downstairs, you'll discover an expansive finished lower level with a huge family room, third bedroom, full bath, generous storage, and unfinished space with room to grow, offering endless possibilities and uses. Outside, the expanded patio overlooks the oversized, fully fenced backyard, creating the perfect setting for entertaining, pets, play, or simply enjoying the privacy. The spacious yard offers room for a future pool or outdoor living area, making it as functional as it is beautiful. Additional highlights include a 3-car garage, in-ground sprinkler system, neighborhood swimming pool, and an unbeatable location in the highly sought-after Kearney School District. Move-in ready, meticulously maintained, and offering the privacy, flexibility, and backyard buyers dream about, this is a rare opportunity you won't want to miss.

1309 Regency Drive, Kearney

Listing courtesy of Glen Purnell of EXP Realty LLC.
$610,000
3 Beds ⋅ 3 Baths
Nestled on just over 3 private, tree-lined acres in the heart of Kearney, this 1½-story home offers an extraordinary blend of natural beauty, thoughtful updates, and room to truly live. With over 3,000 square feet of finished living space, plus an unfinished basement ready to grow with you, this property is a rare find. Step inside and be greeted by a warm, interior highlighted by the family room with wood beams and fireplace. The beautifully updated kitchen is a chef's delight, thoughtfully designed with modern finishes while honoring the home's inviting aesthetic. A spacious sunroom with an adjoining deck overlooks the serene, tree-lined backyard, the perfect spot for morning coffee, evening entertaining, or simply soaking in the natural privacy that makes this property truly special. The main floor primary suite with stunning wood floors offers, single-level living. The second floor provides two additional spacious bedrooms with new carpet and paint, and a full bath. Bring you special touches to provide a few little updates and this home will be your amazing retreat. Outside, the Morton-built outbuilding is built to last and perfectly suited for a shop, extra garage, storage, or hobby space. Properties this private, spacious, and move-in ready don't last.

17601 River Drive, Kearney

Listing courtesy of Tricia Ruck of Realty ONE Group Esteem.
$629,900
4 Beds ⋅ 3.5 Baths
Welcome home to this beautiful two-story home situated on a 1.17-acre corner lot in a quiet, established neighborhood. A covered front porch adds welcoming curb appeal & provides the perfect spot to enjoy the peaceful surroundings. Offering 4 bedrooms, 3 full baths + 1 half bath, over 2,300 SF of living space & a finished walkout lower level, this home offers comfortable everyday living, entertaining space & room to grow. The main level features an open-concept floor plan with kitchen, dining & living spaces that flow together. The kitchen offers generous cabinetry, a center island & plenty of workspace for everyday meals or entertaining. The living area features a fireplace, creating a warm & inviting gathering space. Just off the kitchen is a covered deck overlooking the trees, perfect for morning coffee, outdoor dining or relaxing at the end of the day. A convenient mud area off the garage provides an everyday drop zone before entering the kitchen. Upstairs you'll find 4 bedrooms, including a spacious primary suite with two walk-in closets. The finished walkout lower level provides additional living & entertaining space complete with a bar & mini refrigerator and direct access to the backyard. There's still plenty of unfinished storage, plus the lower level is stubbed for an additional bathroom with room to add another bedroom, home office, exercise room or other finished space. The 1.17-acre corner lot & tree-lined backdrop provide plenty of outdoor space without feeling crowded by neighboring homes. Located on a quiet cul-de-sac street, this property combines the space & privacy of a larger lot with the benefits of neighborhood living.

13522 Oakridge Drive, Kearney

Listing courtesy of Sheryl Giambalvo of Star Commercial Realty, LLC.
$694,000
4 Beds ⋅ 3.5 Baths
Welcome to The Hawthorn II, a beautifully designed 1.5-story home that is on a water featured pond lot. It's offering 4 bedrooms, 3.5 baths, and a private main-level owner’s suite. A versatile front flex room provides the perfect space for a home office, formal dining room, or cozy den. The spacious great room features a fireplace and oversized windows that fill the home with natural light while flowing seamlessly into the kitchen and dining area. Designed for both everyday living and entertaining, the kitchen showcases hardwood floors, custom cabinetry, quartz countertops, a large center island, and walk-in pantry. A generously sized mudroom and laundry area add convenience and plenty of additional storage. The main-level owner’s suite is a relaxing retreat featuring a spa-inspired bath with dual vanities, an oversized tiled shower, and a spacious walk-in closet. Upstairs you’ll find three additional bedrooms, two full baths, and a large loft/family room—ideal for a second living area, playroom, media room, or study space. Enjoy the peace sitting on your patio or walk the cities 4 mile walking trail that surrounds the commnity. This home is built with engineered I-joist floor systems for added strength and stability, along with fully sheathed OSB exterior walls (double-wall construction) that create a stronger, more rigid structure and provide solid backing for the home’s weather barrier, window flashing, and exterior siding. Every Hearthside home also includes a video-recorded sewer scope, third-party duct cleaning, ring doorbell, electric car charger in the garage and a third-party inspection process to help ensure quality and peace of mind. Hearthside Homes has been building in the Kansas City area since 1987 and is known for quality construction and a streamlined building experience. Hearthside includes an exceptional warranty package: 1 year of workmanship and materials, 2 years of mechanical systems protection, and a 10-year major structural warranty.

2363 Foxtail Drive, Kearney

Listing courtesy of Linda Clemons of RE/MAX Innovations.
$599,900
4 Beds ⋅ 3 Baths
Welcome to this stunning reverse 1.5-story plan built by NTJ Homes, where thoughtful design, quality finishes, and peaceful surroundings come together to create the perfect place to call home. Better than new, this home already includes custom window treatments and an aluminum fence, saving the new owners thousands of dollars while providing immediate comfort, privacy, and style. Perfectly positioned to capture beautiful prairie views and tranquil greenspace, you'll love starting your mornings on the covered deck while enjoying the peaceful backyard. The heart of the home is the beautifully appointed kitchen, designed for both everyday living and effortless entertaining. Featuring an oversized island, upgraded appliances, abundant cabinetry, and a spacious walk-in pantry, this kitchen is as functional as it is beautiful. The open-concept floor plan flows seamlessly into the main living area, creating an inviting space filled with natural light that's perfect for gathering with family and friends. Retreat to the luxurious primary suite, where elegant finishes, a spa-inspired bath, and a peaceful atmosphere provide the perfect escape at the end of the day. The finished walkout lower level expands your living space with a generous family room that's ideal for movie nights, game days, or entertaining guests. Two additional spacious bedrooms and a full bath provide comfort and privacy for family or visitors, while the oversized storage room offers plenty of space for seasonal décor, hobbies, or future organization. Located in the highly sought-after Kearney School District, this community offers outstanding amenities including a community swimming pool, scenic walking trails, and inviting green spaces. Convenient highway access makes commuting quick and effortless while still allowing you to enjoy the charm of Kearney. Modern design, premium upgrades, exceptional community amenities, and a location that truly has it all, this home is ready to welcome you.

2211 Foxtail Drive, Kearney

Listing courtesy of Jimmie Rucker of RE/MAX Revolution.
$378,000
4 Beds ⋅ 3 Baths
Welcome home to this spacious 4-bedroom, 3-bath home in Kearney with plenty of room inside and out! The home features four large bedrooms, a 3-car deep garage, and a large fenced backyard perfect for entertaining, pets, or simply enjoying the extra space. Step outside to the covered deck, added just 3 years ago, overlooking the backyard and a 12x14 Tuff Shed for additional storage. Inside, you’ll appreciate the many updates and conveniences, including a 4-year-old AC, tankless water heater, water softener, and Thermal King windows downstairs. The kitchen comes equipped with newer appliances, including a refrigerator, microwave, and range approximately 2 years old, plus a dishwasher just 1 year old. With generous bedroom sizes, tons of garage space, a great backyard, and several big-ticket updates already completed, this Kearney home is ready for its next owner. Come and take a look! We think you will love it!

1714 Brooke Court, Kearney

Listing courtesy of Brad Whitford of HomeSmart Legacy.
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