Kearney Homes with USDA Loan Financing

Welcome to Kearney, Missouri, a charming community nestled in Clay County, where educational excellence meets suburban tranquility. The Kearney School District is renowned for its commitment to nurturing young minds and fostering a supportive learning environment. With a strong emphasis on academic achievement, the district boasts a variety of programs that cater to diverse learning styles and interests. From innovative STEM initiatives to vibrant arts and athletics, Kearney schools equip students with the skills they need to thrive in today’s world.

Families are drawn to Kearney not only for its exceptional schools but also for its welcoming atmosphere and close-knit community. The district prides itself on small class sizes, dedicated teachers, and a wide range of extracurricular activities that encourage student engagement and personal growth. Whether your child is interested in sports, music, or academic clubs, Kearney offers plenty of opportunities to explore and excel.

For those looking to settle down in this idyllic area, Kearney presents a range of housing options, including homes eligible for USDA Loan Financing. This financing program is an excellent opportunity for first-time homebuyers and those looking to invest in a community that prioritizes education and family values. With affordable housing options and the added benefit of USDA financing, your dream home in Kearney is within reach.

Explore Kearney, where quality education and a vibrant community come together to create the perfect place to call home. Embrace the opportunity to raise your family in a town that values learning, growth, and connection. Welcome to Kearney – your new beginning awaits!

Newest Kearney Homes with USDA Loan Financing

$382,000

3 Beds ⋅ 2.5 Baths

Well-maintained Kearney Missouri home is located in the newer Cedar Wood neighborhood and offers the perfect combination of newer construction, comfortable living space and convenient location. Built in 2017, this 3-bedroom, 2.5-bath home has been carefully maintained, with everything still less than 10 years old. The main level features an inviting open layout with vaulted ceilings, fireplace, kitchen and dining area, and convenient main-level laundry. The finished lower level provides additional living space perfect for a family room, recreation room, home office, playroom or workout area. You'll love the attached 3-car garage, providing plenty of room for vehicles, storage and hobbies. Step outside to enjoy the covered deck and backyard, with the added bonus of Fun Farm Pumpkin Patch directly behind the property, making fall weekends especially fun! Dogwood Elementary School is within walking distance, adding even more convenience for families. Located just minutes from I-35, this Kearney home provides an easy commute toward Kansas City and surrounding communities while still offering the small-town feel Kearney is known for. Conveniently located near Kearney schools, shopping, restaurants, parks and local amenities, this newer Kearney home is an excellent opportunity for buyers looking for a move-in-ready home with a 3-car garage, finished lower level, main-level laundry and easy highway access.

1002 W 10th Avenue, Kearney

Listing courtesy of Serena Bales of KW KANSAS CITY METRO.

$369,000

4 Beds ⋅ 3.5 Baths

Welcome home to this inviting 4-bedroom, 3.5-bathroom home in Kearney's Regency Park subdivision! Ideally located just minutes from I-35, Kearney schools, shopping, and everyday conveniences, this home offers both comfort and convenience. Fresh interior and exterior paint in 2025, some newer flooring throughout, double light/fan switches in each room, remodeled hall bathroom, and several new light fixtures give the home a refreshed, move-in-ready feel. The main level features tall ceilings and an open, welcoming atmosphere, while the lower-level family room offers a cozy fireplace and additional space to relax or entertain. The kitchen includes a newer refrigerator, gas range, and sink and faucet. Outside, enjoy a fenced 0.20-acre lot with a spacious back patio and freshly stained deck—perfect for morning coffee, summer gatherings, or enjoy the outdoor space. A 2-car garage adds convenient parking and storage. With thoughtful updates, desirable amenities, and a location close to everything Kearney has to offer, this one is ready to welcome you home!

1711 Sunset Drive, Kearney

Listing courtesy of Sterling Spicer of ReeceNichols North Star.

$348,900

3 Beds ⋅ 2 Baths

SELLER OFFERING A CREDIT TOWARDS BUYER'S CLOSING COSTS! Welcome home to this well-maintained 3-bed, 2 bath home conveniently located near I-35 and all the shopping, dining, and amenities Kearney has to offer. Designed for both everyday living and entertaining, this home features an inviting, open layout where the kitchen, dining and living spaces flow together- perfect for hosting holidays, family dinners, game nights or simply spending time together. The eat-in kitchen features newer stainless steel appliances and opens into the spacious living area with a cozy fireplace. The primary suite offers a generously sized private bath, while two additional bedrooms provide plenty of space for family, guests or a home office. Downstairs, the finished basement adds even more room for a family room, game room, home theater or man cave, along with separate storage space. And then there's the backyard! Step outside onto the expansive composite deck and discover a space made for summer entertaining. The professionally installed 24-foot above-ground pool is adjoined by composite decking, creating plenty of room for lounging, dining, grilling and gathering with friends and family. The fenced backyard provides additional outdoor space, making this a backyard you'll want to enjoy all summer long. From cozy nights by the fireplace to summer days around the pool, this home offers plenty of space to live, gather and entertain both inside and out.

1010 E 16th Street, Kearney

Listing courtesy of HCR Team of ReeceNichols - Lees Summit.

$408,900

4 Beds ⋅ 3 Baths

Welcome home to this beautifully maintained, gently lived-in property in the highly sought-after Kearney School District! Thoughtfully cared for by its owners, this young home offers the benefits of newer construction while adding the upgrades, conveniences, and extra storage that are often hard to find in a new build. The inviting layout provides plenty of room for everyday living and entertaining. The spacious kitchen features full-size cabinetry, indirect lighting, and ample room to handle everything from busy mornings to gatherings with a crowd. Vaulted ceilings, upgraded window coverings, dimmer switches, and thoughtfully placed storage throughout the home add comfort and convenience at every turn. All four bedrooms are generously sized, and with three full bathrooms (including a bedroom and full bath on the lower level), this home offers flexibility for guests, family members, and more independent living. The formal dining room can easily adapt to your lifestyle and could also serve as a home office, reading nook, game room, or whatever space you need. Downstairs, the family room is made for cozy movie nights and entertaining, complete with a wet/soda bar and refrigerator. Step outside to the covered deck, where a sun shade and remote-controlled ceiling fan make the space comfortable for relaxing or enjoying time with friends and family. The level backyard offers plenty of room for outdoor activities and is ready for the garden you've been dreaming about. The oversized, deep 3-car garage provides room for larger vehicles such as a Yukon, plus deep shelving for all your storage needs. The owners also thoughtfully planned the electrical system for added convenience in today's busy lifestyle, while allowing flexibility for future expansion/additions. This home combines thoughtful upgrades, flexible living spaces, exceptional storage, and meticulous care in a move-in-ready package. Your next chapter starts here!

1704 Willow Lane, Kearney

Listing courtesy of Leah Mott of Platinum Realty LLC.

$430,000

4 Beds ⋅ 3 Baths

The split-level facade of this residence balances classic stone accents with siding, establishing an inviting presence on Woodland Circle. This property offers a finished split-level home with four bedrooms, three full bathrooms, and a spacious three-car garage accessed by a concrete driveway. Inside, carpeted stairs ascend to a bright open layout where the living room features a stone-accented fireplace with a white mantel and a ceiling fan. The kitchen is equipped with a kitchen island, pantry, dishwasher, disposal, microwave, refrigerator, cooktop, and electric oven. Hardwood flooring anchors this culinary space, which also features crown molding and sliding glass doors that lead directly to the rear exterior. Additional interior areas include a compact laundry space containing a washer, dryer, and vinyl flooring behind a classic paneled door. The primary bathroom features tile flooring, wood cabinetry, a double vanity, and a corner soaking tub. A finished lower level offers a daylight basement with concrete and tile flooring, a finished recreation area, a bathroom with a walk-in shower, and sliding glass doors that provide walk-out access to the yard. Outdoor living features include a spacious wood deck, a patio, and an above ground pool. The grassy back yard is fully enclosed by a wood fence and includes a playground, storage shed, and mature trees, creating a serene setting. Central air helps maintain indoor comfort throughout the seasons. To see this home on Woodland Circle, contact your real estate representative to schedule a private tour today.

2302 Woodland Circle, Kearney

Listing courtesy of Luis Matos of Weichert, Realtors Welch & Co..

$769,000

5 Beds ⋅ 3.5 Baths

Welcome to 129th Street Estate in Kearney Missouri! Situated on a picturesque 3.12 acres flat treed lot/ this exceptional estate offers approximately 3,642 finished square feet, 5 bedrooms, 3.5 baths, and a floor plan designed for both everyday living and entertaining. The meticulously maintained interior showcases hardwood floors, soaring ceilings, and abundant natural light throughout. Recent improvements include a newer roof, siding gutters, and front of the house windows. The spacious eat-in kitchen is an entertainer’s delight with a huge central island. Off the kitchen a formal dining room allows additional functionality. The main level has a great office for remote workers or converts to another bedroom. A beautiful living room with fireplace, built-ins and vaulted ceiling along with an adjacent large sunroom and primary suite make up the main level. Access the finished basement from 2 locations, the kitchen or the garage (a nice feature)! The walkout lower level features a spacious family room, additional bedroom, full bath, and abundant storage. Outside, you’ll love the wide-open lot perfect for building your backyard dream -pool, pickleball, football field, there’s room for everything! The front porch offers a great view, a consistent breeze, beautiful surrounding landscape and many things from nature to enjoy. Additional features include an oversized 3-car-attached garage, and an additional 2-car garage/shop. This is a rare find and ready for you to make your own, come see it today!

19616 NE 129th Street, Kearney

Listing courtesy of Joe Blackshere of 1st Class Real Estate KC.

$649,990

3 Beds ⋅ 2.5 Baths

Imagine having nearly six acres of space to spread out, enjoy the outdoors, and create the setting you've been looking for. This property on Northern Hills Dr offers approximately 5.66 acres across two adjoining parcels, combining an existing home and shop with additional acreage and plenty of room to enjoy the possibilities. The main parcel includes approximately 3.31 acres with the house and shop, while the adjoining 2.35-acre parcel adds valuable space and flexibility. With nearly six acres together, there is room for outdoor recreation, hobbies, gardening, entertaining, or simply enjoying the peace and openness that comes with acreage. The seller has called this property home for more than 20 years and has meticulously maintained not only the residence, but the entire property. The care, attention to detail, and pride of ownership are evident throughout. The residence offers one full bathroom, while the shop provides valuable space for projects, hobbies, storage, or other needs. This is a property that truly needs to be seen to appreciate the level of care, detail, and value created over more than two decades of ownership. Located in the Holt community along Northern Hills Dr, it offers the opportunity to enjoy a spacious Missouri setting with room to spread out and make the property your own. Come see it for yourself and experience the difference that exceptional care and pride of ownership can make. Two parcels are included in the sale: • Parcel ID 07201000301300: Approximately 3.31 acres with house and shop • Parcel ID 07201000301400: Approximately 2.35 acres adjacent to the main parcel

15007 Northern Hills Drive, Holt

Listing courtesy of Glen Purnell of EXP Realty LLC.

$530,000

5 Beds ⋅ 3 Baths

Beautifully appointed and only a few years old, this exceptional reverse 1.5-story home is located in the highly desirable Meadows at Greenfield, an attractive Kearney neighborhood known for its quality homes and setting. Offering approximately 2,700 square feet of finished living space, this 5-bedroom, 3-bath home combines modern design, quality finishes, and an incredibly functional floor plan. The main level welcomes you with an inviting open-concept design featuring a spacious great room with fireplace, soaring ceilings, abundant natural light, and a large functional kitchen with custom cabinetry, pantry, and generous workspace. The dining area provides a seamless connection between the kitchen and living spaces, creating an ideal setting for both everyday living and entertaining. The main-floor primary suite offers a private retreat with a generous bedroom and well-designed bath, while additional main-level bedrooms provide flexibility for family, guests, or office space. The finished walk-out lower level expands the living space with a large family room and additional bedrooms, offering plenty of room for entertaining, guests, recreation, or a second living area. The reverse 1.5-story design provides excellent separation between living spaces while maintaining an open, connected feel throughout the home. Enjoy outdoor living from the covered deck and patio overlooking the private cul-de-sac setting. The oversized 3-car garage provides excellent parking and storage, while the newer construction means you can enjoy modern systems, finishes, and design without the wait or uncertainty of building new. Located in the Kearney School District and close to local amenities, this meticulously designed home offers the combination of newer construction, upscale neighborhood appeal, spacious living, and thoughtful finishes that today's buyers are looking for. A truly special opportunity in The Meadows at Greenfield!

2209 Greenfield Court, Kearney

Listing courtesy of Lauren Miller of Real Broker, LLC-MO.

$605,000

4 Beds ⋅ 3.5 Baths

Enjoy peaceful country living on 4.7 beautiful acres in Holt, Missouri, located in the Kearney School District! This spacious 2,400 sq. ft. home offers 4 bedrooms and 3.5 bathrooms with an inviting open floor plan and plenty of room to spread out. The finished walkout basement features a private master suite, creating a comfortable retreat with convenient access to the outdoors. A huge laundry room provides plenty of additional space for storage and organization. Outside, this property has so much to offer. Take in the beautiful country views, relax or fish at your own stocked pond, and enjoy the versatility of two outbuildings with room for equipment, storage, hobbies, or a workshop. There’s even a dedicated camping area with a concrete RV pad, perfect for visiting friends and family, weekend getaways, or potentially creating a unique short-term rental/Airbnb opportunity subject to local regulations and approvals. With nearly 5 acres, a stocked pond, two outbuildings, RV accommodations, and a finished walkout basement, this property offers a hard-to-find combination of space, privacy, versatility, and country living while still providing convenient access to Kearney and the surrounding area.

17524 Georgetown Road, Holt

Listing courtesy of Brad Whitford of HomeSmart Legacy.

$810,000

4 Beds ⋅ 3 Baths

There’s having room to spread out, and then there’s this. Set on 6.73 peaceful acres and minutes from Smithville Lake, this updated ranch offers the kind of setting that changes the rhythm of everyday life. Mornings begin with sunlight pouring through the kitchen windows and coffee on the patio overlooking the pasture. Evenings bring open skies, killer sunsets, and stars you can actually see. Inside, refreshingly oversized rooms make everyday living feel wonderfully uncrowded. Exposed beams and a floor-to-ceiling stone fireplace draw your eye upward in the vaulted great room, while the spacious kitchen brings everyone together around granite countertops, abundant cabinetry, and a large island. The primary suite includes an updated bath and a private door to the back patio. Practical space is equally abundant, thanks to a huge 1000+ square feet 3-car garage with room for vehicles, tools, and projects. Downstairs feels like an extension of the home rather than an afterthought. A 2nd fireplace anchors the enormous recreation room, joined by a full bath, nonconforming 5th bedroom, and brand-new luxury vinyl plank flooring. What else? A 1 year old roof with a transferrable 10 year warranty, and a 4 year old HVAC system. The 40x40 foot barn adds even more possibility. Its finished 1475 square foot gathering space has a 1/2 bath and has hosted holiday dinners, birthday parties, wine-and-paint nights, and workouts. The separate barn storage area could easily be converted into horse stalls if horse life is your thing! Outside, every season brings something new. The tree-lined property becomes a showpiece in fall. Spring brings back established irises, tiger lilies, peonies, and hostas. A pear tree produces fresh fruit, while the vegetable garden has yielded pumpkins, spaghetti squash, and tomatoes. Beyond the garden, grass rolls across the pasture toward a shared pond. It’s a place to breathe, grow things, gather people, and build a life that feels less rushed.

16413 Quinn Road, Smithville

Listing courtesy of Kiley Willis of Real Broker, LLC.

$378,000

4 Beds ⋅ 3 Baths

Welcome home to this spacious 4-bedroom, 3-bath home in Kearney with plenty of room inside and out! The home features four large bedrooms, a 3-car deep garage, and a large fenced backyard perfect for entertaining, pets, or simply enjoying the extra space. Step outside to the covered deck, added just 3 years ago, overlooking the backyard and a 12x14 Tuff Shed for additional storage. Inside, you’ll appreciate the many updates and conveniences, including a 4-year-old AC, tankless water heater, water softener, and Thermal King windows downstairs. The kitchen comes equipped with newer appliances, including a refrigerator, microwave, and range approximately 2 years old, plus a dishwasher just 1 year old. With generous bedroom sizes, tons of garage space, a great backyard, and several big-ticket updates already completed, this Kearney home is ready for its next owner. Come and take a look! We think you will love it!

1714 Brooke Court, Kearney

Listing courtesy of Brad Whitford of HomeSmart Legacy.

1600 Cottonwood Creek Avenue Unit #9, Kearney

$429,950

3 Beds ⋅ 2 Baths

Quaint cottage in quiet neighborhood, end lot. Easy one level living with unfinished basement. Say goodbye to lawn maintenance and snow removal. Roomy ranch with tons of living space and storage. Conveniently located to all of Kearney's amenities, the interstate, Dogwood elementary and the airport. Listing agent is related to seller. Information is deemed reliable but is not guaranteed and should be verified by buyer and buyer's agent.

1600 Cottonwood Creek Avenue Unit #9, Kearney

Listing courtesy of Katee Porter of RE/MAX Advantage.

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