Kearney Homes with USDA Loan Financing

Kearney Homes with USDA Loan Financing

Welcome to Kearney, Missouri, a charming community nestled in Clay County, where educational excellence meets suburban tranquility. The Kearney School District is renowned for its commitment to nurturing young minds and fostering a supportive learning environment. With a strong emphasis on academic achievement, the district boasts a variety of programs that cater to diverse learning styles and interests. From innovative STEM initiatives to vibrant arts and athletics, Kearney schools equip students with the skills they need to thrive in today’s world.

Families are drawn to Kearney not only for its exceptional schools but also for its welcoming atmosphere and close-knit community. The district prides itself on small class sizes, dedicated teachers, and a wide range of extracurricular activities that encourage student engagement and personal growth. Whether your child is interested in sports, music, or academic clubs, Kearney offers plenty of opportunities to explore and excel.

For those looking to settle down in this idyllic area, Kearney presents a range of housing options, including homes eligible for USDA Loan Financing. This financing program is an excellent opportunity for first-time homebuyers and those looking to invest in a community that prioritizes education and family values. With affordable housing options and the added benefit of USDA financing, your dream home in Kearney is within reach.

Explore Kearney, where quality education and a vibrant community come together to create the perfect place to call home. Embrace the opportunity to raise your family in a town that values learning, growth, and connection. Welcome to Kearney – your new beginning awaits!

Newest Kearney Homes with USDA Loan Financing

$605,000
4 Beds ⋅ 3.5 Baths
Enjoy peaceful country living on 4.7 beautiful acres in Holt, Missouri, located in the Kearney School District! This spacious 2,400 sq. ft. home offers 4 bedrooms and 3.5 bathrooms with an inviting open floor plan and plenty of room to spread out. The finished walkout basement features a private master suite, creating a comfortable retreat with convenient access to the outdoors. A huge laundry room provides plenty of additional space for storage and organization. Outside, this property has so much to offer. Take in the beautiful country views, relax or fish at your own stocked pond, and enjoy the versatility of two outbuildings with room for equipment, storage, hobbies, or a workshop. There’s even a dedicated camping area with a concrete RV pad, perfect for visiting friends and family, weekend getaways, or potentially creating a unique short-term rental/Airbnb opportunity subject to local regulations and approvals. With nearly 5 acres, a stocked pond, two outbuildings, RV accommodations, and a finished walkout basement, this property offers a hard-to-find combination of space, privacy, versatility, and country living while still providing convenient access to Kearney and the surrounding area.

17524 Georgetown Road, Holt

Listing courtesy of Brad Whitford of HomeSmart Legacy.
$825,000
4 Beds ⋅ 3 Baths
There’s having room to spread out, and then there’s this. Set on 6.73 peaceful acres and minutes from Smithville Lake, this updated ranch offers the kind of setting that changes the rhythm of everyday life. Mornings begin with sunlight pouring through the kitchen windows and coffee on the patio overlooking the pasture. Evenings bring open skies, killer sunsets, and stars you can actually see. Inside, refreshingly oversized rooms make everyday living feel wonderfully uncrowded. Exposed beams and a floor-to-ceiling stone fireplace draw your eye upward in the vaulted great room, while the spacious kitchen brings everyone together around granite countertops, abundant cabinetry, and a large island. The primary suite includes an updated bath and a private door to the back patio. Practical space is equally abundant, thanks to a huge 1000+ square feet 3-car garage with room for vehicles, tools, and projects. Downstairs feels like an extension of the home rather than an afterthought. A 2nd fireplace anchors the enormous recreation room, joined by a full bath, nonconforming 5th bedroom, and brand-new luxury vinyl plank flooring. What else? A 1 year old roof with a transferrable 10 year warranty, and a 4 year old HVAC system. The 40x40 foot barn adds even more possibility. Its finished 1475 square foot gathering space has a 1/2 bath and has hosted holiday dinners, birthday parties, wine-and-paint nights, and workouts. The separate barn storage area could easily be converted into horse stalls if horse life is your thing! Outside, every season brings something new. The tree-lined property becomes a showpiece in fall. Spring brings back established irises, tiger lilies, peonies, and hostas. A pear tree produces fresh fruit, while the vegetable garden has yielded pumpkins, spaghetti squash, and tomatoes. Beyond the garden, grass rolls across the pasture toward a shared pond. It’s a place to breathe, grow things, gather people, and build a life that feels less rushed.

16413 Quinn Road, Smithville

Listing courtesy of Kiley Willis of Real Broker, LLC.
$724,000
4 Beds ⋅ 3.5 Baths
PRICE CHANGED $25,000! Welcome home to 14014 — a stunning custom estate on 3.65 +/- acres at the end of a quiet cul-de-sac, backing to open pasture for ultimate privacy. This impressive 1.5 story greets you with dramatic curb appeal, a maintenance free vinyl and stucco exterior with maintenance-free vinyl siding, and a covered front porch. Step inside to soaring vaulted and cathedral ceilings, an open two-story living room with a wood-burning fireplace, and abundant natural light through arched Pella replacement windows throughout. Rich wood columns, solid wood doors, and custom millwork carry through the main living areas, including a formal dining room and a spacious kitchen featuring granite counters, a new tile backsplash, a large center island, and abundant cabinetry. Retreat to a first floor oversized primary suite boasting three closets and a spa-like en-suite bath with a jetted soaking tub, dual vanities, and serene backyard views. Additional bedrooms are generously sized, with flexible space for a possible 5th and 6th bedroom, each with closets already in place. The finished walkout basement is an entertainer's dream, complete with a large family/rec room with built-in cabinetry, a home gym, a 6-person sauna, and abundant storage. Outside, escape to your private backyard oasis featuring a sparkling in-ground pool with slide and diving board, a spacious deck perfect for entertaining, and beautifully landscaped grounds — all secured by a buried invisible dog fence. This home is loaded with high-value upgrades including geothermal HVAC, instant hot water throughout, two 40-gallon electric water heaters, a central vac system, and a water softener. The oversized garage features a suspended floor for exceptional storage, and the concrete driveway and pool decking complete this move-in-ready package. A rare combination of acreage, privacy, and thoughtful upgrades — this one has it all. Sale subject to a lot line change to be recorded after 10/6/2026.

14014 Zachery Drive, Liberty

Listing courtesy of Chip Glennon of EXP Realty LLC.
$380,000
3 Beds ⋅ 2.5 Baths
Pride of ownership shines in every corner of this meticulously maintained home. Situated on a spacious corner lot, this property is the definition of "turn-key." From the 2 year old roof to the newer HVAC and massive 75-gallon water heater, the heavy lifting has already been done for you. Inside, this atrium splits offers plenty of open space and a sun-filled eat-in kitchen featuring a new dishwasher and disposal. Step outside with a stunning new 11x12 deck—complete with a dedicated custom cubby for your grill or griddle—overlooking a large, newly fenced backyard. It is the perfect setup for summer BBQs and quiet mornings alike. With durable steel siding and a prime location, this home is ready for its next chapter. Seller has had a pre-sale whole house inspection completed and is available for review when home is toured.

1104 Regency Drive, Kearney

Listing courtesy of David Williams of Platinum Realty LLC.
$378,000
4 Beds ⋅ 3 Baths
Welcome home to this spacious 4-bedroom, 3-bath home in Kearney with plenty of room inside and out! The home features four large bedrooms, a 3-car deep garage, and a large fenced backyard perfect for entertaining, pets, or simply enjoying the extra space. Step outside to the covered deck, added just 3 years ago, overlooking the backyard and a 12x14 Tuff Shed for additional storage. Inside, you’ll appreciate the many updates and conveniences, including a 4-year-old AC, tankless water heater, water softener, and Thermal King windows downstairs. The kitchen comes equipped with newer appliances, including a refrigerator, microwave, and range approximately 2 years old, plus a dishwasher just 1 year old. With generous bedroom sizes, tons of garage space, a great backyard, and several big-ticket updates already completed, this Kearney home is ready for its next owner. Come and take a look! We think you will love it!

1714 Brooke Court, Kearney

Listing courtesy of Brad Whitford of HomeSmart Legacy.
$429,950
3 Beds ⋅ 2 Baths
Quaint cottage in quiet neighborhood, end lot. Easy one level living with unfinished basement. Say goodbye to lawn maintenance and snow removal. Roomy ranch with tons of living space and storage. Conveniently located to all of Kearney's amenities, the interstate, Dogwood elementary and the airport. Listing agent is related to seller. Information is deemed reliable but is not guaranteed and should be verified by buyer and buyer's agent.

1600 Cottonwood Creek Avenue Unit #9, Kearney

Listing courtesy of Katee Porter of RE/MAX Advantage.
$530,000
4 Beds ⋅ 4.5 Baths
Beautiful 2-story home in Jamestowne Village offering 4 bedrooms, 4.5 bathrooms, and over 3,100 finished square feet! The open floor plan features spacious living areas, a gas fireplace, and a functional kitchen perfect for everyday living. The newly finished basement includes a wet bar and a versatile bonus/flex room ideal for a home office, gym, playroom, or non-conforming guest space. Enjoy a fenced backyard with an in-ground sprinkler system, a 3-car garage, and an excellent location in the award-winning Kearney School District. This move-in ready home has the space, layout, and updates you've been looking for!

1729 Cambridge Circle, Kearney

Listing courtesy of Lauren Miller of Real Broker, LLC-MO.
$579,900
3 Beds ⋅ 2 Baths
BACK ON THE MARKET — NO FAULT OF THE SELLER! Previous buyer got cold feet and cancelled during the inspection period without negotiation. Seller is proactively addressing items identified during inspections! Welcome to Stone Ridge Acres, a homestead property in Trimble, MO. The air is clear, the grass is green and the sky is blue. You can almost feel the stress falling away when you roll onto the tree-lined driveway from the winding blacktop road. You will not find a more unique property or more picturesque acreage in this price range and location. Kearney schools, an easy drive to the city and an estate neighborhood feel. 15.4 gorgeous acres, partially treed, full of wildlife, super private, set way back from the road. A grand, custom built fireplace anchors the home with character and sophistication. It feels both natural and earthy while angular and clean at the same time. Enjoy the outdoors on your brand new deck. Store all that you need in the 30x48 outbuilding with loft. Geothermal heat source HVAC will keep utilities down year-round. This property is sure to impress the buyer who wants an updated home on beautiful land in the ideal north-of-the-city location.

19607 Fightmaster Road, Trimble

Listing courtesy of SBD Team of SBD Housing Solutions LLC.
$450,000
4 Beds ⋅ 2.5 Baths
Fabulous 4.88 acres, private, 4 bedrooms, 2 Full bath, one half bath, approx 850-SF Outbuilding/Barn, walk down to the creek. Primary bedroom on main, Country Eat In Kitchen, hearth-room, family room, laundry on main. Three Additional Bedrooms upstairs with a Loft. Large attic space for storage. Home in great condition, New Roof 2023, LVP flooring done in 2021, all bathrooms recently updated. You'll love this private retreat. Property in great shape, barn could use some work on exterior, just dry rot. Beautiful treed acreage.

7201 Snow Drive, Holt

Listing courtesy of Jodie Brethour of Compass Realty Group.
$440,000
4 Beds ⋅ 3 Baths
Welcome to this beautiful, move-in ready home in Kearney! Offering 4 bedrooms, 3 full bathrooms, and approximately 2,250 square feet of finished living space, this home has plenty of room for comfortable living and entertaining. The open-concept main level features a spacious living area filled with natural light, a well-appointed kitchen with granite countertops, and plenty of room to gather. The large primary bedroom offers abundant natural lighting, while the primary bathroom includes a separate tub and shower. The finished full basement provides additional living space, the 4th bedroom and 3rd full bathroom. The large 3-car garage offers plenty of room for vehicles, storage, or hobbies. Outside, enjoy the partially fenced backyard and convenient location within an award-winning school district. This beautiful home is ready for its new owners—just move in and make it your own!

610 E 11th Street, Kearney

Listing courtesy of Kelsey Drochelman of White Magnolia Real Estate.
$1,050,000
3 Beds ⋅ 3.5 Baths
Welcome to your private retreat at 16413 Nation Rd! Nestled on a sprawling 19.77-acre lot, this custom-built home offers the perfect blend of peaceful country living and thoughtful design. Located within the highly sought-after Kearney School District, this property provides ample space for outdoor activities, hobbies, or simply enjoying the serenity of nature. Estate is tucked away from streets and sits on top of the hill for privacy. House is equipped with Geothermal that makes house extremely efficient and utilities affordable. Inside, the home was meticulously designed with true accessibility in mind. It features extra-wide hallways and a fully handicap-accessible layout throughout the entire house, ensuring comfortable, barrier-free living for everyone. Whether you are looking for a forever home that accommodates all mobility needs or you simply crave a spacious, effortlessly flowing floor plan, this property delivers. Don't miss the chance to own a uniquely designed, turnkey home with incredible acreage just minutes from town. Schedule your private showing today!

16413 Nation Road, Kearney

Listing courtesy of Mike Gunselman of Keller Williams KC North.
$699,000
4 Beds ⋅ 3.5 Baths
Check out this stunning "Estelle" 2-story plan designed by Herman Design+Build, located on a half acre lot in the highly sought-after Kearney School District! Designed with both everyday living and entertaining in mind, the main level is an entertainer’s dream featuring an open-concept kitchen, dining, and living space. The kitchen showcases custom cabinetry, granite countertops, a large center island, and plenty of workspace for gathering with family and friends. A dedicated office on the main level provides the perfect space for working from home or managing daily tasks. Upstairs, all four bedrooms are thoughtfully located together, providing privacy and convenience. The spacious primary suite offers a large walk-in closet and a spa-like bath complete with double vanities, a separate shower, and a relaxing soaking tub. Built as a high-performance home, this thoughtfully designed residence features premium construction upgrades including 2x6 exterior walls, BIBS insulation, Andersen 100 Series windows, engineered web floor trusses, dual HVAC systems, and two water heaters for enhanced comfort, efficiency, and long-term durability. An oversized 3-car garage provides plenty of room for vehicles, storage, and hobbies. The unfinished basement offers the perfect blank canvas to finish and customize to fit your needs—whether you envision additional living space, a home gym, theater room, or extra bedrooms.

1006 Meadowbrook Drive, Kearney

Listing courtesy of Nelson Home Group of Keller Williams KC North.
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