Kearney Homes with USDA Loan Financing

Welcome to Kearney, Missouri, a charming community nestled in Clay County, where educational excellence meets suburban tranquility. The Kearney School District is renowned for its commitment to nurturing young minds and fostering a supportive learning environment. With a strong emphasis on academic achievement, the district boasts a variety of programs that cater to diverse learning styles and interests. From innovative STEM initiatives to vibrant arts and athletics, Kearney schools equip students with the skills they need to thrive in today’s world.

Families are drawn to Kearney not only for its exceptional schools but also for its welcoming atmosphere and close-knit community. The district prides itself on small class sizes, dedicated teachers, and a wide range of extracurricular activities that encourage student engagement and personal growth. Whether your child is interested in sports, music, or academic clubs, Kearney offers plenty of opportunities to explore and excel.

For those looking to settle down in this idyllic area, Kearney presents a range of housing options, including homes eligible for USDA Loan Financing. This financing program is an excellent opportunity for first-time homebuyers and those looking to invest in a community that prioritizes education and family values. With affordable housing options and the added benefit of USDA financing, your dream home in Kearney is within reach.

Explore Kearney, where quality education and a vibrant community come together to create the perfect place to call home. Embrace the opportunity to raise your family in a town that values learning, growth, and connection. Welcome to Kearney – your new beginning awaits!

Newest Kearney Homes with USDA Loan Financing

$579,900

3 Beds ⋅ 2 Baths

Welcome to Stone Ridge Acres, a homestead property in Trimble, MO. The air is clear, the grass is green and the sky is blue. You can almost feel the stress falling away when you roll onto the tree-lined driveway from the winding blacktop road. You will not find a more unique property or more picturesque acreage in this price range and location. Kearney schools, an easy drive to the city and an estate neighborhood feel. 15.4 gorgeous acres, partially treed, full of wildlife, super private, set way back from the road. A grand, custom built fireplace anchors the home with character and sophistication. It feels both natural and earthy while angular and clean at the same time. Enjoy the outdoors on your brand new deck. Store all that you need in the 30x48 outbuilding with loft. Geothermal heat source HVAC will keep utilities down year-round. This property is sure to impress the buyer who wants an updated home on beautiful land in the ideal north-of-the-city location.

19607 Fightmaster Road, Trimble

Listing courtesy of SBD Team of SBD Housing Solutions LLC.

$450,000

4 Beds ⋅ 2.5 Baths

Fabulous 4.88 acres, private, 4 bedrooms, 2 Full bath, one half bath, approx 850-SF Outbuilding/Barn, walk down to the creek. Primary bedroom on main, Country Eat In Kitchen, hearth-room, family room, laundry on main. Three Additional Bedrooms upstairs with a Loft. Large attic space for storage. Home in great condition, New Roof 2023, LVP flooring done in 2021, all bathrooms recently updated. You'll love this private retreat. Property in great shape, barn could use some work on exterior, just dry rot. Beautiful treed acreage.

7201 Snow Drive, Holt

Listing courtesy of Jodie Brethour of Compass Realty Group.

$449,900

4 Beds ⋅ 3 Baths

Welcome to this stunning, MOVE-IN READY (aka no waiting for construction to end!) home in the highly sought-after Noah’s Landing subdivision! Built just two years ago, this beautifully maintained “Brooke” floor plan by Robertson Construction offers 4 bedrooms, 3 full bathrooms, and an open-concept layout designed for both everyday living and entertaining. The spacious kitchen features granite countertops, stainless steel appliances, a pantry, real hardwood floors, and a sunny breakfast area that flows seamlessly into the living room with a gas fireplace. A formal dining room provides the perfect space for hosting family and friends, while the conveniently located laundry room sits just off the kitchen. The private primary suite offers a spacious walk-in closet and en-suite bath. The finished lower level expands your living space with a generous rec room, fourth bedroom, and third full bathroom—ideal for guests or home office! Step outside to enjoy the partially fenced backyard and spacious covered back deck balcony with newly added stairs for easy access to the yard below! Located in the award-winning Kearney School District and just minutes from shopping, dining, parks, and outdoor recreation, this beautiful home offers modern comfort in an unbeatable location. Don’t miss your opportunity to make this beautiful home yours! Schedule your private showing today!

610 E 11th Street, Kearney

Listing courtesy of Kelsey Drochelman of White Magnolia Real Estate.

$1,050,000

3 Beds ⋅ 3.5 Baths

Welcome to your private retreat at 16413 Nation Rd! Nestled on a sprawling 19.77-acre lot, this custom-built home offers the perfect blend of peaceful country living and thoughtful design. Located within the highly sought-after Kearney School District, this property provides ample space for outdoor activities, hobbies, or simply enjoying the serenity of nature. Estate is tucked away from streets and sits on top of the hill for privacy. House is equipped with Geothermal that makes house extremely efficient and utilities affordable. Inside, the home was meticulously designed with true accessibility in mind. It features extra-wide hallways and a fully handicap-accessible layout throughout the entire house, ensuring comfortable, barrier-free living for everyone. Whether you are looking for a forever home that accommodates all mobility needs or you simply crave a spacious, effortlessly flowing floor plan, this property delivers. Don't miss the chance to own a uniquely designed, turnkey home with incredible acreage just minutes from town. Schedule your private showing today!

16413 Nation Road, Kearney

Listing courtesy of Mike Gunselman of Keller Williams KC North.

$709,999

4 Beds ⋅ 3 Baths

Check out this stunning "Estelle" 2-story plan designed by Herman Design+Build, located on a half acre lot in the highly sought-after Kearney School District! Designed with both everyday living and entertaining in mind, the main level is an entertainer’s dream featuring an open-concept kitchen, dining, and living space. The kitchen showcases custom cabinetry, granite countertops, a large center island, and plenty of workspace for gathering with family and friends. A dedicated office on the main level provides the perfect space for working from home or managing daily tasks. Upstairs, all four bedrooms are thoughtfully located together, providing privacy and convenience. The spacious primary suite offers a large walk-in closet and a spa-like bath complete with double vanities, a separate shower, and a relaxing soaking tub. Built as a high-performance home, this thoughtfully designed residence features premium construction upgrades including 2x6 exterior walls, BIBS insulation, Andersen 100 Series windows, engineered web floor trusses, dual HVAC systems, and two water heaters for enhanced comfort, efficiency, and long-term durability. An oversized 3-car garage provides plenty of room for vehicles, storage, and hobbies. The unfinished basement offers the perfect blank canvas to finish and customize to fit your needs—whether you envision additional living space, a home gym, theater room, or extra bedrooms. *Photos are of a previously completed home and are provided for illustrative purposes only. Actual finishes, features, colors, materials, and selections may vary. The home currently under construction may not include all features, upgrades, or design elements shown in the photos. Buyers and buyer's agent to verify all specifications, finishes, and included features with the builder.

1006 Meadowbrook Drive, Kearney

Listing courtesy of Nelson Home Group of Keller Williams KC North.

$379,950

3 Beds ⋅ 2 Baths

Adorable spacious ranch plan provides 3 bedrooms and 2 bathrooms with covered patio. Conveniently located near all of Kearney's amenities with easy interstate access. Listing agent is related to seller. Information deemed reliable but is not guaranteed and should be verified by buyer and buyer's agent.

1600 Cottonwood Creek Avenue Unit #4, Kearney

Listing courtesy of Katee Porter of RE/MAX Advantage.

$429,950

3 Beds ⋅ 2 Baths

Listing agent is related to seller. Information is deemed reliable but is not guaranteed and should be verified by Buyer and Buyer's agent.

1600 Cottonwood Creek Avenue Unit #8, Kearney

Listing courtesy of Katee Porter of RE/MAX Advantage.

$379,950

3 Beds ⋅ 2 Baths

Spacious one level living with a modern feel. Lose the hassle of lawn and snow care! Welcoming friendly feel to this 9 home community. Easy access to interstate and the conveniences of Kearney. Listing agent is related to seller. Information is deemed reliable but should be verified by buyer and buyer's agent.

1600 Cottonwood Creek Avenue Unit #2, Kearney

Listing courtesy of Katee Porter of RE/MAX Advantage.

$429,950

3 Beds ⋅ 2 Baths

Spacious one level home with full unfinished basement. Easy living in this cozy neighborhood with lawn care and maintenance provided HOA. Easy access to the interstate and all the conveniences of Kearney. Easy drive to KCI. Listing agent is related to Seller. Buyer and Buyer's agent should confirm all information as info provided in listing is deemed reliable but is not guaranteed.

1600 Cottonwood Creek Avenue Unit #7, Kearney

Listing courtesy of Katee Porter of RE/MAX Advantage.

$1,875,000

5 Beds ⋅ 5.5 Baths

Set on nearly five acres just outside of town, this Kearney estate checks every box and then adds a few you didn’t know you needed. Inside, the main living space opens into a layout that feels open and intentional. The living room, dining area, and kitchen flow together seamlessly, anchored by hardwood floors and natural light. A fireplace with custom built-ins adds a focal point.The kitchen is built for real life and gatherings. Granite countertops, custom cabinetry, double wall ovens, and an oversized island make prep and hosting easy. A walk-in pantry keeps everything tucked away. The main level offers flexibility with a front room that can serve as a bedroom, formal dining space, or office. Two additional bedrooms share a well-designed bath with separate vanity areas. The primary suite is set apart, featuring a large walk-in closet and spa-like bath with soaking tub, tiled shower with dual heads, and double vanity. Laundry and a half bath complete the level. Downstairs, the finished lower level is built for hosting. A full wet bar with a large island opens into a second living area with its own fireplace. A private bedroom and bath make it ideal for guests or multi-generational living, along with a half bath and flexible space for a gym, office, or sixth non-conforming bedroom. Storage is extensive, with a suspended slab design offering approximately 55x31 of storage space, plus an additional 21x11 area that also functions as a secure storm shelter. The six-car attached garage provides plenty of space, and the detached 50x60 shop adds even more with its own office, bathroom, car wash, and paint bay, plus an unfinished upper level. Built with intention, the home features structural beams for wide open spaces, twelve-foot ceilings on both levels, geothermal heating, and energy-efficient windows. Mineral rights convey with the property, including oil and water discovered during the geothermal process and registered with the Missouri Department of Natural Resources.

16108 Plattsburg Road, Kearney

Listing courtesy of Nelson Home Group of Keller Williams KC North.

$255,000

2 Beds ⋅ 1 Baths

Welcome home to this beautifully updated 2-bedroom, 1-bath gem in the highly sought-after Kearney School District! Tucked away on a spacious lot on a quiet street, this charming home perfectly blends modern updates with small-town charm. Step inside to a bright and welcoming living room that flows seamlessly into the dining area—ideal for entertaining or cozy family dinners. The gorgeous kitchen features stylish tile backsplash, a farmhouse sink, new cabinetry, a pantry, and a convenient attached mudroom with access to the driveway. Just outside the kitchen door, you'll find the added peace of mind of an above-ground storm shelter, offering safety and easy access. The main floor also includes the laundry room and bathroom. Upstairs, you’ll find two comfortable bedrooms offering peaceful retreats. Outside, enjoy a country feel with plenty of space for a garden, yet just minutes from the highway for easy commuting and access to nearby amenities. This move-in-ready home combines comfort, style, and convenience—all in one perfect package! Be sure to also check out MLS #2602293 at 610 Water Street, located right next door—an incredible opportunity to purchase two neighboring properties. Buy one and make the other an investment property, start your rental portfolio, or create a perfect setup for multigenerational living or a mother-in-law quarters arrangement.

606 Water Street, Holt

Listing courtesy of Lauren Miller of Real Broker, LLC-MO.

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