Odessa Homes with FHA Financing

Odessa Homes with FHA Financing

Welcome to Odessa, Missouri, where community spirit meets educational excellence! Nestled in the heart of Lafayette County, Odessa boasts a vibrant school district that is dedicated to fostering a nurturing and engaging learning environment for students of all ages. The Odessa R-VII School District is known for its commitment to academic achievement, innovative teaching methods, and a wide array of extracurricular activities that encourage students to explore their passions.

Families relocating to Odessa will find a variety of educational opportunities, from early childhood programs to advanced placement courses in high school. The district prides itself on maintaining small class sizes, allowing for personalized attention and fostering strong relationships between educators and students. With a focus on preparing students for future success, Odessa’s schools emphasize not only academics but also character development and community involvement.

For those considering making Odessa home, the real estate market offers a range of options, including homes that qualify for FHA financing. This makes it easier for first-time homebuyers and families to secure affordable housing in this charming town. Whether you’re looking for a cozy starter home or a spacious family residence, Odessa has something to fit every lifestyle and budget.

Embrace the opportunity to become part of this welcoming community, where quality education and a supportive atmosphere create the perfect backdrop for raising a family. Discover your dream home in Odessa today and experience all that this delightful town has to offer!

Newest Odessa Homes with FHA Financing

$375,000
3 Beds ⋅ 2 Baths
Welcome home to this sprawling brick ranch in beautiful Clayton Park! This spacious one-level home offers a functional layout with main-floor laundry, an enclosed porch off the eat-in kitchen, a comfortable living room, and a family room perfect for gathering. The primary bedroom features two walk-in closets, while another oversized cedar closet offers an impressive 11’ x 10’ of additional storage. Downstairs, the unfinished basement provides even more possibilities and already includes a bathroom and egress window. Outside, enjoy a fenced backyard with plenty of room for kids and pets, a storage shed for lawn equipment, and neighborhood amenities including two ponds, a swimming pool, walking trails, and a basketball court!

981 Owl Creek Parkway, Odessa

Listing courtesy of Raegan West of RE/MAX Premier Properties.
$510,000
4 Beds ⋅ 3 Baths
Welcome to The Hill, Odessa’s exclusive new subdivision! This gorgeous, brand-new ranch home offers impressive space, quality finishes, and a thoughtful layout designed for comfortable living and entertaining. The main level features an inviting open concept living area, perfect for gathering with family and friends, along with a primary suite complete with a walk-in closet and private bath featuring a double vanity and large walk-in shower. Two additional bedrooms and a full bath are conveniently located on the opposite side of the main living area. The finished basement provides even more living space with the same quality finishes found throughout the home. Enjoy a generous family room with wet bar, a full bath, and a spacious fourth bedroom featuring a large walk-in closet - perfect for guests, a home office, or additional living space. Enjoy the added convenience of nearby Lake Venita and walking trails. With new construction, abundant living space, and a fantastic location, this home is a must-see!

702 W Marlow Street, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.
$500,000
3 Beds ⋅ 2 Baths
Welcome to The Hill, Odessa’s exclusive new subdivision! This beautiful ranch style home offers exceptional curb appeal, featuring a covered front porch and a desirable corner lot location with Lake Venita and walking trail nearby. Step through the double door entry and immediately appreciate the upgraded finishes and serene, inviting atmosphere. The spacious open concept living area features a cozy fireplace flanked by built-in cabinets with open shelving and flows seamlessly into the stylish kitchen, complete with a large island perfect for entertaining, a pantry, and plenty of storage. The private primary suite is designed to be your personal retreat, offering a relaxing soaking tub, walk-in shower, and an oversized walk-in closet. Thoughtfully designed and beautifully crafted, this home combines comfort, style, and functionality in a fantastic location. Don’t miss your opportunity to make this exceptional home yours!

700 W Marlow Street, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.
$525,000
4 Beds ⋅ 3 Baths
Tucked away at the end of a quiet country lane, this beautifully updated 2.3-acre retreat delivers the peace and privacy of acreage living—without gravel roads or highway noise. The 4-bedroom, 3-bath reverse 1.5-story combines a low-maintenance exterior with an open, light-filled interior featuring soaring vaulted ceilings and an easy, flowing floor plan. The private primary ensuite and a second bedroom suite are both conveniently located on the main floor, while the oversized mudroom provides the perfect transition between the garage, home, and pool. And if storage is important, you will not be disappointed. There’s room for everything, including an attached garage deep enough to comfortably accommodate a full-size 3/4-ton 4x4 pickup. The walkout lower level offers two additional bedrooms, a full bath, and a spacious family room with direct access to the outdoors. Outside, a custom in-ground pool takes center stage, complemented by a covered patio and deck that provide plenty of room to entertain, relax in the shade, and enjoy the privacy of the setting. Beyond the pool, the property backs to the community lake, creating a peaceful backdrop that makes the acreage feel even more secluded. Recent updates, including the HVAC system and roof, add even more value and peace of mind. Paved roads, no highway noise, acreage, a pool, water views, generous storage, cheap West Central utilities, and a low-maintenance exterior—this is country living with the comforts and conveniences already built in. **Your new home has been pre-inspected so you can purchase with confidence! **

7357 Valley View Circle, Odessa

Listing courtesy of The Carter Group of Keller Williams Platinum Prtnr.
$285,000
3 Beds ⋅ 2 Baths
Welcome home to this charming 3-bedroom, 2-bath ranch nestled in a quiet neighborhood on a desirable dead-end cul-de-sac. Enjoy the convenience of one-level living with the laundry room located on the main floor. Soaring ceilings with unique angles add character and an impressive sense of space. The fenced-in backyard provides a great space for entertaining, relaxing, or enjoying time outdoors. The large unfinished basement has already been framed, offering a great opportunity to create additional living space, a home office, recreation area, or whatever best fits your needs. A wonderful home with plenty of potential in a peaceful setting!

510 S Dyer Street, Odessa

Listing courtesy of Samantha Adkins of Riverview Realty.
$539,900
3 Beds ⋅ 2.5 Baths
40x30 WORKSHOP w Office/Half Bath + Acreage w 2 year old home + lake access! Everything you could ask for! Are you looking to raise your family on acreage OR looking for a WORKSHOP? This 3 bedroom, 2.5 bath ranch sits on 2.2 private acres with gorgeous scenery surrounding the home. Here you’ll get the land and privacy you’ve been looking for without sacrificing a beautiful, updated home. All one level living, primary closet is also a safe room, plenty of room to add on to this home if more space is needed! Inside, you’ll find a modern, updated interior with warm finishes throughout and plenty of natural light. The home is welcoming, beautifully maintained, and move-in ready. With everything conveniently located on one level, the ranch floor plan makes everyday living easy while still giving you plenty of space throughout. Now let’s talk about the SHOP! This 40x30 shop has 14-foot sidewalls with plenty of space for vehicles, equipment, storage, hobbies, or projects. There is also a separate office with heating and cooling AND a half bath, giving you the option to work right from the property without taking over space inside the home. Picture waking up with 2+ acres of beautiful scenery right outside your door. Enjoy the privacy, take in the views, and enjoy everything that comes with having your own acreage. Walk to Lake Lafayette, https://lakelafayettemo.gov/parks-and-lakes/, go fishing or head over to one of the Parks! *THE BIGGER OPPORTUNITY - you could sell some of the ALREADY PARCELED OFF land and make some $ while still maintaining your personal space w the home & shop.

1999 Goose Drive, Odessa

Listing courtesy of Sherry Westhues of RE/MAX Elite, REALTORS.
$280,000
3 Beds ⋅ 2.5 Baths
Welcome to the Jennings 4th Addition neighborhood where you will find this beautiful split entry home. The spacious 3 bed, 2.5 bath layout offers comfortable living areas, vaulted ceilings, generously sized bedrooms, and plenty of room to spread out. The kitchen features lots of cabinet storage and opens to the main living area, creating a great space for everyday living and entertaining. Downstairs, you'll find a second living room complete with a wet bar—perfect for movie nights, game days, or hosting guests. The other portion of the basement provides a 2-car garage along with additional storage and a dedicated work area. New washer & dryer are staying with the property! Step outside to enjoy the back deck overlooking the .20-acre backyard. The yard is enclosed with a privacy fence and includes a storage shed, offering both outdoor space and extra storage. Enjoy the peace and quiet this home has to offer. This lovely home is ready for its next owners! Schedule your showing today!

419 E Phillips Street, Odessa

Listing courtesy of Allison Nevins of Heritage Realty.
$450,000
5 Beds ⋅ 2 Baths
Welcome home to your very own rustic retreat! This 5-bedroom, 2-bathroom ranch home is full of character with a beautiful mix of stone and cedar lap siding and a stunning rustic stone fireplace as the heart of the home. The big kitchen offers plenty of space for cooking and gathering, and with plenty of bedrooms plus a second living room area, there is room for everyone to spread out. Relax on the covered back porch and enjoy the quiet of your very own peaceful 10.20 acres with abundant deer and wildlife right in your backyard. Private and cozy- this is country living at its best. Single-level ranch convenience, plentiful space inside and out, and a serene country setting where you can truly unwind. If you want privacy, character, and that cozy cabin feeling in the country, this is it!

977 NW 1651 Road, Bates City

Listing courtesy of Christina McCord of EXP Realty LLC.
$230,000
4 Beds ⋅ 1.5 Baths
Charming bungalow full of character and warmth! This lovely home features beautiful woodwork, abundant natural light, and timeless details that make you feel right at home the moment you step through the front door. Conveniently located just a short distance from downtown Odessa, it offers plenty of living space with two bedrooms on the main level, a large living room, formal dining room, office space or sitting room/additional dining area, kitchen and a full bath plus even more finished space in the basement for whatever your needs may be. Enjoy relaxing on the covered front porch or entertaining on the spacious back deck overlooking the backyard. With its inviting atmosphere, classic charm, and versatile living space, this is one you’ll love coming home to!

505 S 2nd Street, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.
$389,000
3 Beds ⋅ 2 Baths
Welcome to this beautiful new-construction ranch home offering 3 bedrooms and 2 full bathrooms. The thoughtfully designed layout provides comfortable, modern living with fresh finishes throughout. Enjoy outdoor living from both the covered front porch and covered back porch. An oversized, deep garage offers plenty of room for vehicles, storage, or a workshop area. Situated on the east side of the Lake Lafayette community, this home combines the appeal of brand-new construction with a peaceful neighborhood setting.

1152 Lafayette Drive, Odessa

Listing courtesy of Moxie Collums Collums of Real Broker, LLC.
$200,000
3 Beds ⋅ 1 Baths
True one level living on nearly 1 acre. This home has a great layout, spacious rooms, and charming older home details. There have been many updates over the last 4 years. The updates would include - roof, windows, exterior doors, central air, heat pump, electric backup and shower tile. There is a lot of room for a nice sized garden. In addition, there is a single car garage with a concrete floor and a walk-in door.

305 E Orchard Street, Odessa

Listing courtesy of Donn Quick of Home Realty.
$294,900
3 Beds ⋅ 2.5 Baths
Welcome home to this beautifully renovated 3-bedroom, 2.5-bath residence situated on a desirable corner lot in a convenient location within walking distance of local schools. This move-in-ready home has been completely updated from top to bottom, offering the perfect blend of modern style and everyday comfort. Step inside to discover fresh paint throughout, new flooring, updated light fixtures, and a warm, inviting fireplace that creates the perfect gathering space. The stunning kitchen has been thoughtfully remodeled with quartz countertops, a new stainless steel sink, and a stylish ceramic tile backsplash, making it both functional and beautiful. The updated bathrooms feature modern finishes and fixtures, while the spacious layout provides room for everyone to enjoy. A two-car garage adds convenience and additional storage. With extensive updates already completed and countless improvements throughout, this home is ready for its next owner to move in and enjoy. Don't miss this opportunity to own a beautifully renovated home in a fantastic location!

501 W McDowell Avenue, Odessa

Listing courtesy of Cindy Middleton of RE/MAX Premier Properties.
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