Odessa Homes with FHA Financing

Welcome to Odessa, Missouri, where community spirit meets educational excellence! Nestled in the heart of Lafayette County, Odessa boasts a vibrant school district that is dedicated to fostering a nurturing and engaging learning environment for students of all ages. The Odessa R-VII School District is known for its commitment to academic achievement, innovative teaching methods, and a wide array of extracurricular activities that encourage students to explore their passions.

Families relocating to Odessa will find a variety of educational opportunities, from early childhood programs to advanced placement courses in high school. The district prides itself on maintaining small class sizes, allowing for personalized attention and fostering strong relationships between educators and students. With a focus on preparing students for future success, Odessa’s schools emphasize not only academics but also character development and community involvement.

For those considering making Odessa home, the real estate market offers a range of options, including homes that qualify for FHA financing. This makes it easier for first-time homebuyers and families to secure affordable housing in this charming town. Whether you’re looking for a cozy starter home or a spacious family residence, Odessa has something to fit every lifestyle and budget.

Embrace the opportunity to become part of this welcoming community, where quality education and a supportive atmosphere create the perfect backdrop for raising a family. Discover your dream home in Odessa today and experience all that this delightful town has to offer!

Newest Odessa Homes with FHA Financing

$895,000

Mason Court Quadplex presents a rare opportunity to own a BRAND NEW 2026 construction fourplex in Odessa, Missouri. This modern two-story townhome fourplex features four spacious 3 Bed / 2.5 Bath units with high-end finishes throughout, including stainless steel appliances, granite countertops, LVP flooring, in-unit washer/dryer, and an attached 1-car garage with additional driveway parking for each unit. All units are already leased at $1595 per month offering cash flow from day one. Additional identical quads are available on the same street. Need a safe, stable property for a 1031 exchange? This is your opportunity! The building is all-electric and separately metered for electricity, water, and trash, operating with very low landlord expenses. With no HOA this turnkey fourplex offers excellent cash flow for an investor or owner-occupant. New construction means low capital expenses for years to come. Current third-party property management is in place and eager to continue if desired, making ownership seamless. Located in an appreciating Kansas City submarket, Odessa attracts working professionals and families who appreciate highly rated schools, a family-friendly atmosphere, and a strong sense of community. Residents enjoy a low cost of living with convenient access to dining and shopping in Eastern Jackson County, while commuting to Kansas City (30–40-minute drive) along the I-70 corridor. Mason Court delivers modern, low maintenance living with strong long-term appreciation potential!

603 Mason Court, Odessa

Listing courtesy of Michelle Lutz of Lutz Sales + Investments.

$675,000

3 Beds ⋅ 2.5 Baths

WHAT AN OPPORTUNITY TO OWN 7.56 ACRES +- RIGHT ON THE EDGE OF TOWN! This beautiful property offers the perfect combination of country living and convenience! Enjoy the peaceful, park-like setting with plenty of room to spread out, a pond for fishing, and endless possibilities! One of the biggest highlights is the recently added 40x60 SHOP featuring a finished area with a full bathroom, perfect for a home-based business, office, car enthusiast, or anyone needing extra space! The property also offers an RV setup and plenty of room for additional outbuildings, hobbies, or potentially even a second home or guest house! Step inside this charming home and you will immediately feel the warmth and character it has to offer! The sellers have made numerous updates within the last 2 years, including a new roof, windows on the main level and basement, carpet in the living room, primary bedroom and stairway, storm doors, fencing, and more! One of my favorite features is the unique overhead door with a screen in the kitchen and dining area that allows you to bring the outdoors right into your home! Open it up and step out onto the new deck overlooking the beautiful property. What a great space for entertaining or simply enjoying your morning coffee! LOCATION, LAND, POND, SHOP, AND A CHARMING HOME — THIS PROPERTY HAS IT ALL! Conveniently located near schools and town amenities while still offering that country feel everyone is looking for! Whether you're looking for room to grow, space for your hobbies, a home-based business, or future possibilities, this property is one you don't want to miss! PRICED WELL BELOW APPRAISED VALUE! An incredible opportunity to own a property with so much to offer. Schedule your showing today!

981 S 9th Street, Odessa

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.

$489,000

3 Beds ⋅ 3 Baths

Your peaceful country oasis awaits on 7.33 manicured acres on black top with 2 stocked ponds, the large pond has catfish, bass, crappie and perch, the smaller pond is 18’ deep and stocked with catfish and perch. This low maintenance all brick ranch has newer high efficiency thermal windows, 19 x 16 back patio that would be easy to screen in plus a 37x17 patio on the side of the house. The inside of the home is immaculate, the kitchen is amazing with gas stove, tons of cabinet and countertop space, double pantry, wood floors and all appliances stay! The spacious dining area has beautiful wood floors and a fireplace. The living room is huge with lots of windows for natural light and wood floors, part of the living room could be used for a 2nd dining area. The walk out basement has endless possibilities for someone to finish a recreation room and bedroom and has 2 separate walk out doors, one is a double door making it perfect if someone wanted to add a space for lawn equipment or workshop, there is a fireplace with insert. 36 x 40 outbuilding has concrete floor, electricity, air lines ran and pull through doors. Come make this immaculate property yours!

12770 Mount Tabor Road, Odessa

Listing courtesy of Mike Abbott of KC Realtors LLC.

$235,000

3 Beds ⋅ 2 Baths

Make plans to see this one!! Welcome to this remodeled 3-bedroom, 2-bath home, offering a fresh, updated interior and numerous improvements throughout. Major upgrades include a new subfloor, updated kitchen and bathrooms, new roof, new siding, and a brand-new porch. Railing also added to front porch and fresh paint on area over the carport. The crawl space has been encapsulated, and the electrical system has been upgraded for added peace of mind. Inside, you’ll find a comfortable layout with thoughtful updates that make this home move-in ready. Outside, the covered concrete parking area provides convenient off-street parking and protection from the elements. Located in a convenient area close to schools, shopping, dining, and everyday amenities, this home combines updates with an excellent location.

406 S 3RD Street, Odessa

Listing courtesy of The Rare Group of BHG Kansas City Homes.

$389,000

2 Beds ⋅ 2 Baths

BACK ON THE MARKET due to an unfortunate situation! Motivated Seller ~ Dramatic Price Drop! Priced To Sell Fast! ~ Don't Miss This Incredible Opportunity! Move-In Ready Country Living on 17 Acres – Perfect for Horse Lovers! Enjoy the privacy and natural beauty of 17 acres with a well-maintained 2-bedroom, 2-bathroom home already in place. The existing residence provides comfortable living from day one, allowing you to enjoy the property while taking advantage of the expansive acreage for horses, recreation, gardening, or future improvements. The inviting one-story home features a practical layout with luxury vinyl flooring, neutral finishes, granite countertops, stainless steel appliances, and updated fixtures. These thoughtful updates and functional living spaces offer modern comfort without the time and expense of starting from scratch. Outside, the expansive acreage provides beautiful views, peaceful surroundings, wide-open space, and room to create the country lifestyle you've envisioned. Bring your horses, enjoy outdoor activities, garden, or simply relax and appreciate the privacy and natural setting. Looking toward the future, the property also offers the potential to build your dream home while retaining the existing residence. Whether you're seeking a peaceful retreat, a property for horses, or room to expand your vision, this unique 17-acre property combines immediate comfort with exceptional flexibility and opportunity.

6455 Main Street, Odessa

Listing courtesy of Karen Day of RE/MAX Premier Properties.

$560,000

4 Beds ⋅ 3 Baths

Peaceful Lake view setting, with incredible sunrises and sunsets on 3+ acres, atop a rolling hill, sits this 5 Bedroom + 3 Bath, in Berry Hill Estates, and has all the space you've been looking for. 3300+ sqft w/ vaulted ceilings and tons of natural light. Amazing location with access to major highways and Odessa Schools. Large galley kitchen with plenty of counterspace for baking needs along with a formal dining setting for your family! Don't miss the spacious 23x23 Sunroom over looking the beautiful views of the lake and sunsets. The master en-suite is huge! An owners oasis, with room for a sitting area, an expansive walk in closet, and a spa like bathroom with dual vanities and a jetted tub. Basement features tall ceilings and stubbed for bath and lots of room to come up with plans for finishing! 3rd Car garage in basement offers lots of storage options as well! Come unwind and relax on a beautiful piece of property!!

7725 Huckleberry Road, Odessa

Listing courtesy of Chris Campbell of Keller Williams Platinum Prtnr.

$349,000

5 Beds ⋅ 2 Baths

326 E Main Street, Odessa

Listing courtesy of Chip Thompson of Realty Professionals Heartland.

$190,000

3 Beds ⋅ 1 Baths

A move-in ready one-level home! Open floorplan and spacious rooms on a large lot. New Upgrades include... All new sewer line and plumbing work! Updated paint, carpet and hardware. Enjoy this main-level living home in the heart of Odessa with plenty of room for everyone!

203 N Connor Street, Odessa

Listing courtesy of Christina Brown of Sage Door Realty, LLC.

$424,500

3 Beds ⋅ 2 Baths

Welcome to 200 Mike Drive in Bates City! This new construction home offers 1,542 finished square feet above grade with an unfinished basement providing an opportunity to create additional living space tailored to your needs. The main level features 3 bedrooms and 2 full bathrooms, including a spacious primary suite with a large walk-in closet. The kitchen features quartz countertops and flows seamlessly into the main living areas, creating a comfortable layout for everyday living and entertaining. Luxury vinyl plank flooring extends throughout the main living spaces, while carpet adds comfort in the bedrooms. A covered deck provides an inviting space to enjoy the outdoors. Located in Bates City with the benefit of Lafayette County taxes, this home offers modern finishes, a functional floor plan and the opportunity to make the unfinished basement your own.

200 Mike Drive, Bates City

Listing courtesy of Asheley Sisk of RE/MAX Heritage.

$375,000

3 Beds ⋅ 2 Baths

Welcome home to this sprawling brick ranch in beautiful Clayton Park! This spacious one-level home offers a functional layout with main-floor laundry, an enclosed porch off the eat-in kitchen, a comfortable living room, and a family room perfect for gathering. The primary bedroom features two walk-in closets, while another oversized cedar closet offers an impressive 11’ x 10’ of additional storage. Downstairs, the unfinished basement provides even more possibilities and already includes a bathroom and egress window. Outside, enjoy a fenced backyard with plenty of room for kids and pets, a storage shed for lawn equipment, and neighborhood amenities including two ponds, a swimming pool, walking trails, and a basketball court!

981 Owl Creek Parkway, Odessa

Listing courtesy of Raegan West of RE/MAX Premier Properties.

$510,000

4 Beds ⋅ 3 Baths

Welcome to The Hill, Odessa’s exclusive new subdivision! This gorgeous, brand-new ranch home offers impressive space, quality finishes, and a thoughtful layout designed for comfortable living and entertaining. The main level features an inviting open concept living area, perfect for gathering with family and friends, along with a primary suite complete with a walk-in closet and private bath featuring a double vanity and large walk-in shower. Two additional bedrooms and a full bath are conveniently located on the opposite side of the main living area. The finished basement provides even more living space with the same quality finishes found throughout the home. Enjoy a generous family room with wet bar, a full bath, and a spacious fourth bedroom featuring a large walk-in closet - perfect for guests, a home office, or additional living space. Enjoy the added convenience of nearby Lake Venita and walking trails. With new construction, abundant living space, and a fantastic location, this home is a must-see!

702 W Marlow Street, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.

$500,000

3 Beds ⋅ 2 Baths

Welcome to The Hill, Odessa’s exclusive new subdivision! This beautiful ranch style home offers exceptional curb appeal, featuring a covered front porch and a desirable corner lot location with Lake Venita and walking trail nearby. Step through the double door entry and immediately appreciate the upgraded finishes and serene, inviting atmosphere. The spacious open concept living area features a cozy fireplace flanked by built-in cabinets with open shelving and flows seamlessly into the stylish kitchen, complete with a large island perfect for entertaining, a pantry, and plenty of storage. The private primary suite is designed to be your personal retreat, offering a relaxing soaking tub, walk-in shower, and an oversized walk-in closet. Thoughtfully designed and beautifully crafted, this home combines comfort, style, and functionality in a fantastic location. Don’t miss your opportunity to make this exceptional home yours!

700 W Marlow Street, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.

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Odessa Homes with FHA Financing

Newest Odessa Homes with FHA Financing

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