Odessa Homes with USDA Loan Financing

Odessa Homes with USDA Loan Financing

Welcome to Odessa, Missouri, a charming town that combines small-town warmth with modern conveniences, making it an ideal place for families and individuals alike. Nestled in the heart of Cass County, Odessa is served by the highly regarded Odessa R-VII School District, known for its commitment to academic excellence and student development. With a variety of educational programs tailored to meet the diverse needs of its students, the district prides itself on fostering a supportive environment where young minds can flourish. From dedicated teachers to a range of extracurricular activities, Odessa schools are designed to inspire and empower the next generation.

For those looking to settle in this picturesque community, there’s great news! Odessa offers homes that qualify for USDA loan financing, making it easier for families to achieve their dream of homeownership. USDA loans are specifically designed for rural and suburban homebuyers, providing a zero-down payment option and competitive interest rates. This means that you can own a beautiful home in Odessa without the burden of hefty upfront costs, allowing you to invest more in your new life here.

Imagine living in a welcoming neighborhood, where friendly faces greet you, and children can safely play outside. Odessa is not just a place to live; it’s a community where you can build lasting memories. With its excellent schools, affordable housing options, and a strong sense of community, Odessa, Missouri, is the perfect place to call home. Don’t miss your chance to be part of this vibrant town—explore the homes available with USDA financing today!

Newest Odessa Homes with USDA Loan Financing

$295,000
3 Beds ⋅ 2.5 Baths
Nestled in an established neighborhood at the end of a quiet, short street, this home offers a peaceful setting where you can relax and enjoy the backyard and inground pool without the noise or concern of through traffic. With plenty of room for everyone, the main level features three spacious bedrooms and two full baths, while the finished walk-out basement adds even more living space with a large rec room, a den or home office, and a convenient half bath with easy access to the pool—perfect for entertaining or enjoying summer days.

408 E Walnut Street, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.
$780,000
4 Beds ⋅ 3 Baths
Welcome to the barndo you’ve been waiting for! This story-and-a-half home offers the perfect blend of comfort, character, and functionality, complete with an incredible 55’ x 110’ attached shop. Whether you’re running a business, storing all the toys, or simply need room to spread out, the possibilities are endless. Designed with comfort in mind, the home features two furnaces and two A/C units, three water heaters, and heated floors in the primary bathroom for year-round comfort. Love to entertain? The outdoor bar is equipped with its own mini-split system, making it the perfect place to gather in every season. The spacious home provides a warm and inviting place to unwind, while the massive shop is ready to bring your biggest ideas to life. Work hard, play harder, and enjoy the best of both worlds, all under one roof. This is one you truly have to see to appreciate!

10782 Starr School Road, Odessa

Listing courtesy of M&M Home Group of ReeceNichols - Lees Summit.
$220,000
3 Beds ⋅ 1 Baths
True one level living on nearly 1 acre. This home has a great layout, spacious rooms, and charming older home details. There have been many updates over the last 4 years. The updates would include - roof, windows, exterior doors, central air, heat pump, electric backup and shower tile. There is a lot of room for a nice sized garden. In addition, there is a single car garage with a concrete floor and a walk-in door.

305 E Orchard Street, Odessa

Listing courtesy of Donn Quick of Home Realty.
$334,900
3 Beds ⋅ 2.5 Baths
Welcome home to this beautifully renovated 3-bedroom, 2.5-bath residence situated on a desirable corner lot in a convenient location within walking distance of local schools. This move-in-ready home has been completely updated from top to bottom, offering the perfect blend of modern style and everyday comfort. Step inside to discover fresh paint throughout, new flooring, updated light fixtures, and a warm, inviting fireplace that creates the perfect gathering space. The stunning kitchen has been thoughtfully remodeled with quartz countertops, a new stainless steel sink, and a stylish ceramic tile backsplash, making it both functional and beautiful. The updated bathrooms feature modern finishes and fixtures, while the spacious layout provides room for everyone to enjoy. A two-car garage adds convenience and additional storage. With extensive updates already completed and countless improvements throughout, this home is ready for its next owner to move in and enjoy. Don't miss this opportunity to own a beautifully renovated home in a fantastic location!

501 W McDowell Avenue, Odessa

Listing courtesy of Cindy Middleton of RE/MAX Premier Properties.
$419,000
4 Beds ⋅ 2 Baths
Listen to the coyotes cry at night! Newer built home in the country with a lot size easy enough to take care of over a 3rd of an acre. Lake Lafayette is approx 1/4 mile walk from home and is a private lake with Gated, keyed entry. Beach area, boat ramp and dock, outdoor bathroom. Swimming, fishing, jet ski, and tubing, all is allowed. Concrete floors are stained along with porches, heating coils have been laid, ready for boiler to be installed by purchaser . Doors are 36in for wheel chair access except for hall bath. Both baths have blue tooth speakers and heat defrost lighted mirrors. Kitchen does have a lot of soft close cabinets, a six foot island, deep sinks, and touchless faucet. Large walk- in closet in Master bath with Jacuzzi tub and walk in shower. Lot is fenced in rear and on both sides .Separate building on property with water and electric run to building in order to finish for guests or for a shop, has it own septic system Small storage building in back of house. Many appliances to stay, please see disclosure. Circle drive to be graveled next week.

2898 BLUE BIRD Street, Odessa

Listing courtesy of Jonise Stone of Platinum Realty LLC.
$399,000
4 Beds ⋅ 2 Baths
The kind of home people wait for...and rarely find Set on nearly 3 acres , this early 1900s farmhouse delivers the character, space, and setting that´s getting harder to come by. The wraparound porch makes the first impression--and lives up to it--offering the perfect place for slow mornings, quiet evenings, and everything in between. Inside, you´ll find over 2300 square feet of living space with original woodwork, 9-foot ceilings, and details that give the home its warmth and personality. The main level is designed for everyday living, with the kitchen, butlers pantry, dining and living areas all easily connected. A screened-in back patio extends your space outdoors, making it just as functional as it is inviting. With 4 bedrooms and 2 full bathrooms, there´s room to grow, host, or simply spread out. The oversized 3 car garage and full basement with built -in shelving provide the kind of storage most homes lack--adding practicality to the charm. Located in the Odessa School District and just minutes from I-70, this property offers the balance of peaceful country living with convenient access to town. Homes with this combination of acreage, character and livable space don´t come around often--and they don´t stay available for long.

210 S Sallie Street, Mayview

Listing courtesy of Steve Lowe of ReeceNichols - Lees Summit.
$415,000
3 Beds ⋅ 2 Baths
Welcome to country living with room to spread out! This updated 3-bedroom, 2-bath ranch sits on nearly 6 acres and offers the space, functionality, and versatility you've been looking for. Inside, you'll find an updated kitchen, newer flooring throughout, and a comfortable layout designed for everyday living. The partially finished basement adds extra living space with a non-conforming bedroom and plenty of room to finish additional areas to suit your needs. The heating and air conditioning system is only 2 years old, giving you peace of mind for years to come. Outside, the property features three mature producing pecan trees, an attached 2-car garage, partial fencing, and a pole barn. The highlight of the property is the impressive 40' x 80' shop with concrete floors, 10-foot overhead doors, a wood stove, and propane furnace. Whether you need space for a workshop, equipment storage, hobbies, or future projects, this building offers endless possibilities. If you're looking for a well-maintained home with acreage, outbuildings, and plenty of room to grow, this property is a must-see.

4457 Gillen Road, Odessa

Listing courtesy of Megan Blake of Heritage Realty.
$350,000
3 Beds ⋅ 3 Baths
Back on market due to no fault of sellers. Buyers got cold feet and didn't even do inspections. Welcome home to this sprawling ranch nestled in a quiet country community. Offering 3 true bedrooms on the main level and 2 spacious non-conforming bedrooms in the finished lower level, this home provides plenty of room for everyone to spread out and enjoy. Step outside to a generously sized fenced backyard, perfect for pets, play, or entertaining. The property also features a detached shop, providing ample space for hobbies, storage, or projects. Enjoy the peace and tranquility of country living while still having all the space and functionality you need. This property combines comfort, versatility, and room to grow—don't miss your opportunity to make it yours!

703 Ozark Short Line Court, Odessa

Listing courtesy of Carlene Villaruel of Platinum Realty LLC.
$419,000
2 Beds ⋅ 2 Baths
This thoughtfully designed new construction ranch offers an open layout, quality finishes, and comfortable everyday living. Step inside to find warm flooring, tall ceilings, and an inviting great room that flows seamlessly into the kitchen and dining area, creating the perfect space for gathering with family and friends. The kitchen features custom cabinetry, sleek countertops, a large center island, and plenty of prep and storage space. The private primary suite includes a spacious bedroom, walk-in closet, and a well-appointed bath with dual vanities. A second bedroom and full bath are located on the opposite side of the home, providing privacy for guests or family members. Practical touches like the mudroom, dedicated laundry room, and oversized garage add convenience to everyday life, while the deck extends your living space outdoors for relaxing or entertaining. Designed with both style and functionality in mind, this home offers quality craftsmanship and the ease of modern new construction.

507 S Callie Road, Bates City

Listing courtesy of Wade Fitzmaurice of Fitz Osborn Real Estate LLC.
$189,500
2 Beds ⋅ 1.5 Baths
Welcome home to this beautifully remodeled 2-bedroom, 1.5-bath ranch in the heart of Odessa! Every detail has been thoughtfully updated, offering a truly move-in-ready experience with fresh finishes throughout. Step inside to find all-new flooring, fresh paint, updated fixtures, and a bright, modern feel from room to room. The stylish kitchen features updated cabinetry, countertops, and appliances, creating the perfect space for everyday living and entertaining.Outside, you'll love the crisp white exterior accented with black trim, giving this home timeless curb appeal. A spacious 2-car garage provides plenty of room for vehicles, tools, hobbies, or extra storage.Whether you're a first-time homebuyer, looking to downsize, or a hardworking tradesperson seeking a low-maintenance home with garage space for projects and equipment, this property checks all the boxes. Conveniently located in Odessa with easy access to local amenities, this fully renovated home is ready for its next owner to move in and enjoy.

111 E Dryden Street, Odessa

Listing courtesy of Steve Bryant of RE/MAX Heritage.
$415,000
3 Beds ⋅ 2 Baths
This new construction ranch home offers an open layout, modern finishes, and beautiful countryside views. As soon as you walk in, you’ll notice the warm flooring, tall ceilings, and natural light throughout the main living area. The kitchen features custom white cabinetry, stainless steel appliances, pendant lighting, sleek countertops, and a large island with extra storage and seating space. It opens directly to the dining and living areas, making it great for everyday living or entertaining guests. The living room includes a modern fireplace with black tile and a wood mantle, along with large windows overlooking the backyard. Just off the main living space, the covered deck is the perfect spot to enjoy the view, relax with coffee in the morning, or unwind in the evening. The home also offers spacious bedrooms, stylish bathrooms with upgraded finishes, and a functional floorplan designed for comfort and convenience. The walkout lower level gives you room to expand with future living space or additional storage. Located on a spacious lot with wide open views, this home combines quality craftsmanship, modern design, and the benefits of new construction living.

511 S Callie Road, Bates City

Listing courtesy of Wade Fitzmaurice of Fitz Osborn Real Estate LLC.
$399,000
4 Beds ⋅ 3 Baths
BEAUTIFUL 3 BED / 3 BATH STRAIGHT RANCH HOME IN WONDERFUL CLAYTON PARK WITH WALKING TRAILS, TWO FISHING PONDS AND A COMMUNITY POOL. FULLY FINISHED BASEMENT WITH LARGE PRIMARY DOWN, FULL WET BAR THAT SEATS 8, 4TH CONFORMING BEDROOM, AND OPEN REC ROOM FOR ENTERTAINING. MAIN LEVEL HAS INCREDIBLE KITCHEN / DINING AND FULL LIVING ROOM WITH FIREPLACE. THE GENERAC GENERATOR WILL STAY WITH THE HOME. HUGE STAMPED CONCRETE PATIO AND FENCED BACKYARD. DON'T MISS THIS ONE. COME BUY TODAY! LIVE 5/15/26

991 Moore Place, Odessa

Listing courtesy of Chet Meierarend of RE/MAX Premier Properties.
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