Ottawa Homes under $350,000

Welcome to Ottawa, Kansas—a charming city nestled in Franklin County, where community spirit meets educational excellence. If you're seeking a family-friendly environment with a strong commitment to education, look no further than the Ottawa School District. Renowned for its dedicated staff and robust curriculum, the district prioritizes student success, offering a variety of programs that cater to diverse learning needs. From elementary through high school, students benefit from a nurturing atmosphere that fosters academic achievement and personal growth.

Living in Ottawa not only provides access to quality education but also offers an array of beautiful homes priced under $350,000. Whether you're a first-time homebuyer or looking to downsize, Ottawa's real estate market presents a wealth of options that combine affordability with comfort. Picture yourself in a charming bungalow or a spacious family home, all situated within a short distance of local parks, shops, and community amenities.

The vibrant neighborhoods of Ottawa are perfect for families, with plenty of outdoor spaces for children to play and for neighbors to connect. Plus, the city's rich history and welcoming community make it an ideal place to call home.

With its excellent school district and a variety of homes available, Ottawa, KS, truly offers the best of both worlds—quality education and affordable living. Come explore the possibilities and discover why so many families are proud to call this delightful city their home!

Newest Ottawa Homes under $350,000

$155,000

2 Beds ⋅ 1 Baths

A Great Place to Start, Invest, or Make Your Own! Welcome to 626 S Locust Street in Ottawa! This charming 2-bedroom, 1-bath home offers an excellent opportunity for first-time buyers looking to step into homeownership or investors searching for their next addition. With 848 square feet of living space, this traditional ranch-style home offers comfortable living and plenty of potential. Inside, you'll find a functional layout, a dedicated laundry room, ceiling fans, and a combination of carpet, tile, and vinyl flooring. The kitchen features stained cabinetry and comes equipped with a dishwasher, microwave, refrigerator, and electric range. A washer and dryer are also included! Outside, enjoy a fenced yard with privacy fencing and a storage shed for added convenience. Location is a plus! Situated close to downtown Ottawa amenities, the Ottawa Rail Trail, and Ottawa University, this property offers easy access to shopping, dining, recreation, and campus activities. Whether you're looking for an affordable first home, a rental investment, or an opportunity to make a home your own, 626 S Locust is full of possibilities!

626 S Locust Street, Ottawa

Listing courtesy of Teresa Pearson of KW Diamond Partners.

$80,000

4 Beds ⋅ 2 Baths

Investment opportunity in Ottawa! This 4-bedroom, 2-bath home offers plenty of potential for an investor or buyer looking for a renovation project. Property is in need of substantial repairs and is being sold in its present, as-is condition. Inspections are welcome; however, seller will make no repairs or provide credits in lieu of repairs. Transaction must close on or before November 10, 2026. Property information is limited. Buyers and buyers’ agents are encouraged to independently verify all property information, measurements, condition, utilities, permitting, and any other matters material to their purchase. Bring your vision and explore the possibilities this property has to offer! Reach out to listing agent for additional interior photos.

111 S Oak Street, Ottawa

Listing courtesy of Samantha Vanvalkenburg of 1st Class Real Estate KC.

$179,900

2 Beds ⋅ 1 Baths

CHARMING BUNGALOW W/NEW THRU OUT! Move-in ready 2-bedroom, 1-bath home featuring a full basement, 1-car garage, with plenty of additional workshop space. Enjoy the privacy of a fenced-in yard with mature trees, perfect for relaxing or entertaining. This home has been extensively updated, including: New windows-New HVAC system-Fresh interior paint-New flooring-Brand-new kitchen w/plenty of room for island or larger dining table -Updated bathroom-Updated electrical and plumbing-Separate laundry area also functions as large mud room area-Enjoy the full basement for even more storage space-Conveniently located near schools and shopping. A great combination of comfort, updates, storage, and outdoor space! Covered front porch and back deck for cooking out! 2 New Basement windows and garage door are on order and will be replaced soon!

932 Ash Street, Ottawa

Listing courtesy of Leah Hamilton of Crown Realty.

$315,000

3 Beds ⋅ 2 Baths

Welcome home to this spacious 3-bedroom, 2-bath ranch featuring 1,645 sq. ft. of comfortable, open-concept living! The large main living areas provide plenty of room to gather, entertain, and enjoy everyday life, while the thoughtful layout offers both functionality and flexibility. Step outside to the back deck, perfect for relaxing or entertaining, overlooking the yard. The property also features a detached shop with an oversized 2-car garage door plus a separate lawn mower door, providing excellent space for vehicles, equipment, hobbies, or storage. An added bonus is the converted attached garage, now serving as a temperature-regulated office with its own private entrance and exit—ideal for a home business or meeting with clients without having to enter the main home. With generous living spaces, versatile work areas, and great shop space, this home offers a combination of comfort and functionality that is hard to find!

945 S Sycamore Street, Ottawa

Listing courtesy of Brent Rodina of KW Diamond Partners.

$59,999

3 Beds ⋅ 2 Baths

Restore this amazing gem of a home which has lots of detailed corbels, a transom window, 2 pocket doors, a detailed staircase with beautiful spindles, antique lighting, wide original woodwork and hardwood floors. It appears that this may have been an upstairs/downstairs duplex at some point because there is a small, older kitchen upstairs. 2nd stairway from upstairs leads to the exterior. Potential for 4th bedroom. Nice corner lot close to downtown.

204 S Elm Street, Ottawa

Listing courtesy of Beth Mersman of The Kansas Property Place.

$342,500

3 Beds ⋅ 2 Baths

Welcome home to this charming 4-bedroom, 2-bath bungalow situated on nearly an acre! Featuring spacious bedrooms, a welcoming layout, and a nice kitchen with plenty of room for everyday living and entertaining. Recent updates add to the home’s appeal while maintaining its comfortable bungalow character. Enjoy the added space and privacy of the generously sized lot, offering plenty of room to relax, garden, play, or simply enjoy the outdoors. A great opportunity for anyone looking for a home with space, updates, and room to make it their own! 32x26 detached shop is insulated and also plenty of power!!

328 S Ash Street, Ottawa

Listing courtesy of Brandi Abram of Real Broker, LLC.

$199,000

3 Beds ⋅ 2 Baths

This 3-bedroom, 2-bath all-electric home is only 4 years old and located in a newer neighborhood. The open floor plan features a spacious living, dining and kitchen area with vinyl plank flooring, granite countertops and stainless steel appliances. The layout offers comfortable everyday living with a modern, low-maintenance feel. A great option for first-time home buyers or anyone ready to make the move from renting to owning. Start building equity and enjoy having a place to call your own!

1720 Elderberry Lane, Ottawa

Listing courtesy of Sharon Hubbard of RE/MAX Connections.

$185,000

3 Beds ⋅ 1 Baths

A classic single-story architectural design defines this residential single-family home located at 709 S Tremont Ave in Ottawa. Providing three bedrooms and one full bathroom, the residence offers 1,028 square feet of living area. The serene setting serves as a quiet retreat while keeping you connected to the local community. The functional interior spaces are arranged across one story, offering an inviting and straightforward flow. Each of the three bedrooms provides dedicated space, while the full bathroom serves the household. This layout is designed to accommodate daily routines and quiet evenings with ease. Situated on a lot of 0.14 acres, the property features outdoor space to enjoy peaceful afternoons and outdoor activities. This Ottawa location offers a warm neighborhood atmosphere and convenient access to nearby local amenities.

709 S Tremont Avenue, Ottawa

Listing courtesy of Joe Kosko of Easy Realty LLC.

$255,000

3 Beds ⋅ 2 Baths

Checkout this complete renovation in progress with an opportunity to make the finishing touches your own! This 3 bed, 2 bath home has been extensively remodeled from the ground up, including all new interior electrical, plumbing, HVAC, windows and more! A new roof is scheduled for the week of Sept 21st and will have new flooring, cabinetry, tile, paint and finished to complete the transformation. Get under contract early and you may have the opportunity to select from select flooring styles, interior paint colors, cabinetry and other available finishes depending on the stage of of construction at the time of contract. Outside the home the property offers just a much opportunity. Situated on a large 15,000 sqft lot there is plenty of available yard space with room for plenty of vehicles, a camper, boat and more. The detached 2 car garage features electrical throughout and gas heat. There is also additional covered parking under the carport. A finished shed with electricity is the perfect flexible space for a hobby room, workshop, or additional storage. With extensive new systems, 3 bedrooms, 2 full bath, loads of garage and exterior storage space, and a large lot with immense parking flexibility this home offers the benefits of a comprehensive renovation without sacrificing the benefits of an established property. Secure it before completion and help choose the finishing touches! Taxes listed are prior to remodel. Taxes based upon updated valuation unknown.

410 S Cherry Street, Ottawa

Listing courtesy of Zachary Clayton of KW Diamond Partners.

$202,000

2 Beds ⋅ 1 Baths

Cute, charming, and packed with value! This inviting home features modern finishes, a bright and open layout, convenient parking in both the front and rear, and a spacious backyard with plenty of room to relax, entertain, and enjoy the outdoors. And one of the property’s biggest advantages may not be something you notice at first glance! The home is currently enrolled in Ottawa’s Neighborhood Revitalization Program, with approximately 9 years remaining. If program requirements are met and property taxes are paid on time, the owner may qualify for a rebate of approximately 95% of the property tax attributable to the increased assessed value. That could make this already affordable newer home even more appealing. A cute home with modern appeal, great outdoor space, and a potential tax benefit that makes this property especially worth a closer look!

618 N Cedar Street, Ottawa

Listing courtesy of Deb Price of The Kansas Property Place.

$150,000

3 Beds ⋅ 1 Baths

Charming and ready to welcome you home. This cute 3-bedroom, 1 bathroom bungalow in offers a blend of comfort and character. With a practical layout, large dining area and inviting spaces, it's a great opportunity for a first-time home buyer, someone looking to downsize, or anyone wanting a home with plenty of potential. The 3 bedrooms provide flexibility for family, guests, home office or whatever life calls for. The kitchen, dining and living spaces offer a comfortable place to gather, relax & make memories. Outside, there is room to enjoy your morning coffee, let the kiddos or pets play in the huge back yard, or simply soak up the small-town lifestyle. Centrally located, you'll be close to schools, parks, local shops, golf course, restaurants & everything else this community has to offer. If you've been waiting for a great opportunity, this one is worth a look.

731 S Locust Street, Ottawa

Listing courtesy of Nycole Clark of Real Broker, LLC.

$239,950

3 Beds ⋅ 2 Baths

1032 N Sycamore Street, Ottawa

Listing courtesy of Steve Pittman of Freestate Realty, LLC.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use