Ottawa Homes under $500,000

Welcome to Ottawa, Kansas, a vibrant city nestled in Franklin County, where small-town charm meets a rich history and a promising future. One of the standout features of this community is its exceptional school district, which is dedicated to providing quality education for all students. The Ottawa School District prides itself on fostering a supportive and engaging learning environment, offering a diverse range of academic programs, extracurricular activities, and advanced placement opportunities. With dedicated educators and a commitment to student success, families can feel confident that their children are receiving a top-notch education.

For those looking to settle down in this picturesque city, Ottawa offers an array of beautiful homes priced under $500,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you'll find a variety of options that cater to your needs. From charming historic houses with character to modern builds equipped with the latest amenities, Ottawa’s real estate market has something to suit every lifestyle.

Imagine enjoying the warm, welcoming atmosphere of this community while being just a stone's throw away from parks, shopping, and dining options. With a strong sense of community, Ottawa is not just a place to live; it’s a place to thrive. Discover your dream home in Ottawa today and experience the perfect blend of comfort, education, and community spirit in Franklin County, Kansas!

Newest Ottawa Homes under $500,000

$199,950

2 Beds ⋅ 1 Baths

Nice home close to park golf course. Newer Heating & Air, Newer Sewer Repair. Detached Shed and carport. Closing must be after Estate Auction on November 22nd. Auction will be held by Eastern Kansas Auction Barn LLC. Check out update at kansasauctions.net

510 E Massasoit Street, Ottawa

Listing courtesy of Daryl Stottlemire of ReeceNichols Town & Country.

$165,000

3 Beds ⋅ 2 Baths

Looking for an affordable home with room to grow? This 3-bedroom, 2-bath property offers plenty of flexibility for a first-time buyer. The bonus room provides the potential for a 4th bedroom, home office, playroom, or hobby space, while the full basement offers additional storage and possibilities. A newer roof adds peace of mind, and the included extra lot provides valuable outdoor space and flexibility that is hard to find. Located along Main St., this home is conveniently close to shopping, dining, schools, and everyday amenities. Whether you're ready to move beyond renting or looking for a home you can grow into, this property offers space, opportunity, and value. Come take a look and see what you can make of it!

1228 S Main Street, Ottawa

Listing courtesy of Sharon Hubbard of RE/MAX Connections.

$155,000

2 Beds ⋅ 1 Baths

A Great Place to Start, Invest, or Make Your Own! Welcome to 626 S Locust Street in Ottawa! This charming 2-bedroom, 1-bath home offers an excellent opportunity for first-time buyers looking to step into homeownership or investors searching for their next addition. With 848 square feet of living space, this traditional ranch-style home offers comfortable living and plenty of potential. Inside, you'll find a functional layout, a dedicated laundry room, ceiling fans, and a combination of carpet, tile, and vinyl flooring. The kitchen features stained cabinetry and comes equipped with a dishwasher, microwave, refrigerator, and electric range. A washer and dryer are also included! Outside, enjoy a fenced yard with privacy fencing and a storage shed for added convenience. Location is a plus! Situated close to downtown Ottawa amenities, the Ottawa Rail Trail, and Ottawa University, this property offers easy access to shopping, dining, recreation, and campus activities. Whether you're looking for an affordable first home, a rental investment, or an opportunity to make a home your own, 626 S Locust is full of possibilities!

626 S Locust Street, Ottawa

Listing courtesy of Teresa Pearson of KW Diamond Partners.

$80,000

4 Beds ⋅ 2 Baths

Investment opportunity in Ottawa! This 4-bedroom, 2-bath home offers plenty of potential for an investor or buyer looking for a renovation project. Property is in need of substantial repairs and is being sold in its present, as-is condition. Inspections are welcome; however, seller will make no repairs or provide credits in lieu of repairs. Transaction must close on or before November 10, 2026. Property information is limited. Buyers and buyers’ agents are encouraged to independently verify all property information, measurements, condition, utilities, permitting, and any other matters material to their purchase. Bring your vision and explore the possibilities this property has to offer! Reach out to listing agent for additional interior photos.

111 S Oak Street, Ottawa

Listing courtesy of Samantha Vanvalkenburg of 1st Class Real Estate KC.

$179,900

2 Beds ⋅ 1 Baths

CHARMING BUNGALOW W/NEW THRU OUT! Move-in ready 2-bedroom, 1-bath home featuring a full basement, 1-car garage, with plenty of additional workshop space. Enjoy the privacy of a fenced-in yard with mature trees, perfect for relaxing or entertaining. This home has been extensively updated, including: New windows-New HVAC system-Fresh interior paint-New flooring-Brand-new kitchen w/plenty of room for island or larger dining table -Updated bathroom-Updated electrical and plumbing-Separate laundry area also functions as large mud room area-Enjoy the full basement for even more storage space-Conveniently located near schools and shopping. A great combination of comfort, updates, storage, and outdoor space! Covered front porch and back deck for cooking out! 2 New Basement windows and garage door are on order and will be replaced soon!

932 Ash Street, Ottawa

Listing courtesy of Leah Hamilton of Crown Realty.

$315,000

3 Beds ⋅ 2 Baths

Welcome home to this spacious 3-bedroom, 2-bath ranch featuring 1,645 sq. ft. of comfortable, open-concept living! The large main living areas provide plenty of room to gather, entertain, and enjoy everyday life, while the thoughtful layout offers both functionality and flexibility. Step outside to the back deck, perfect for relaxing or entertaining, overlooking the yard. The property also features a detached shop with an oversized 2-car garage door plus a separate lawn mower door, providing excellent space for vehicles, equipment, hobbies, or storage. An added bonus is the converted attached garage, now serving as a temperature-regulated office with its own private entrance and exit—ideal for a home business or meeting with clients without having to enter the main home. With generous living spaces, versatile work areas, and great shop space, this home offers a combination of comfort and functionality that is hard to find!

945 S Sycamore Street, Ottawa

Listing courtesy of Brent Rodina of KW Diamond Partners.

$355,000

2 Beds ⋅ 2.5 Baths

Tucked beneath a canopy of mature trees on approximately 4.3 acres in the Chippewa Hills, this charming 1-story home offers a peaceful, country-like setting filled with character and natural beauty. Beautifully established garden beds featuring colorful plantings, hostas, ferns, ornamental grasses and natural stone accents surround the home, while winding garden paths, shaded sitting areas, fruit trees, two ponds, expansive lawn space and an outdoor gathering area create a truly inviting setting. The home features 2 bedrooms and 2 full bathrooms, along with numerous updates throughout. Interior features include a pantry, walk-in closet, ceiling fans, microwave and electric range/oven. Adding even more versatility is an attached garage with a finished mancave/bonus space featuring its own half bath, heating and air conditioning—ideal for hobbies, entertaining, a home office or additional flex space. An additional shed/outbuilding provides extra storage. Other improvements include newer windows and a newer septic system. A long gravel drive, decks and mature landscaping complete this distinctive property. If you've been searching for acreage, privacy and beautiful outdoor spaces just outside the everyday hustle, this Indiana Terrace property offers a setting that truly needs to be experienced in person.

2649 Indiana Terrace, Ottawa

Listing courtesy of Laurie Blanco of Crown Realty.

$59,999

3 Beds ⋅ 2 Baths

Restore this amazing gem of a home which has lots of detailed corbels, a transom window, 2 pocket doors, a detailed staircase with beautiful spindles, antique lighting, wide original woodwork and hardwood floors. It appears that this may have been an upstairs/downstairs duplex at some point because there is a small, older kitchen upstairs. 2nd stairway from upstairs leads to the exterior. Potential for 4th bedroom. Nice corner lot close to downtown.

204 S Elm Street, Ottawa

Listing courtesy of Beth Mersman of The Kansas Property Place.

$342,500

3 Beds ⋅ 2 Baths

Welcome home to this charming 4-bedroom, 2-bath bungalow situated on nearly an acre! Featuring spacious bedrooms, a welcoming layout, and a nice kitchen with plenty of room for everyday living and entertaining. Recent updates add to the home’s appeal while maintaining its comfortable bungalow character. Enjoy the added space and privacy of the generously sized lot, offering plenty of room to relax, garden, play, or simply enjoy the outdoors. A great opportunity for anyone looking for a home with space, updates, and room to make it their own! 32x26 detached shop is insulated and also plenty of power!!

328 S Ash Street, Ottawa

Listing courtesy of Brandi Abram of Real Broker, LLC.

$199,000

3 Beds ⋅ 2 Baths

This 3-bedroom, 2-bath all-electric home is only 4 years old and located in a newer neighborhood. The open floor plan features a spacious living, dining and kitchen area with vinyl plank flooring, granite countertops and stainless steel appliances. The layout offers comfortable everyday living with a modern, low-maintenance feel. A great option for first-time home buyers or anyone ready to make the move from renting to owning. Start building equity and enjoy having a place to call your own!

1720 Elderberry Lane, Ottawa

Listing courtesy of Sharon Hubbard of RE/MAX Connections.

$175,000

3 Beds ⋅ 1 Baths

A classic single-story architectural design defines this residential single-family home located at 709 S Tremont Ave in Ottawa. Providing three bedrooms and one full bathroom, the residence offers 1,028 square feet of living area. The serene setting serves as a quiet retreat while keeping you connected to the local community. The functional interior spaces are arranged across one story, offering an inviting and straightforward flow. Each of the three bedrooms provides dedicated space, while the full bathroom serves the household. This layout is designed to accommodate daily routines and quiet evenings with ease. Situated on a lot of 0.14 acres, the property features outdoor space to enjoy peaceful afternoons and outdoor activities. This Ottawa location offers a warm neighborhood atmosphere and convenient access to nearby local amenities.

709 S Tremont Avenue, Ottawa

Listing courtesy of Joe Kosko of Easy Realty LLC.

$255,000

3 Beds ⋅ 2 Baths

Checkout this complete renovation in progress with an opportunity to make the finishing touches your own! This 3 bed, 2 bath home has been extensively remodeled from the ground up, including all new interior electrical, plumbing, HVAC, windows and more! A new roof is scheduled for the week of Sept 21st and will have new flooring, cabinetry, tile, paint and finished to complete the transformation. Get under contract early and you may have the opportunity to select from select flooring styles, interior paint colors, cabinetry and other available finishes depending on the stage of of construction at the time of contract. Outside the home the property offers just a much opportunity. Situated on a large 15,000 sqft lot there is plenty of available yard space with room for plenty of vehicles, a camper, boat and more. The detached 2 car garage features electrical throughout and gas heat. There is also additional covered parking under the carport. A finished shed with electricity is the perfect flexible space for a hobby room, workshop, or additional storage. With extensive new systems, 3 bedrooms, 2 full bath, loads of garage and exterior storage space, and a large lot with immense parking flexibility this home offers the benefits of a comprehensive renovation without sacrificing the benefits of an established property. Secure it before completion and help choose the finishing touches! Taxes listed are prior to remodel. Taxes based upon updated valuation unknown.

410 S Cherry Street, Ottawa

Listing courtesy of Zachary Clayton of KW Diamond Partners.

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