Ottawa Homes under $500,000

Welcome to Ottawa, Kansas, a charming city nestled in the heart of Franklin County! Known for its rich history and vibrant community, Ottawa offers a perfect blend of small-town charm and modern conveniences. With a population of around 12,000 residents, this welcoming city boasts a friendly atmosphere that makes it an ideal place to call home.

One of the standout features of Ottawa is its diverse range of real estate options, particularly for those seeking homes under $500,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Ottawa has something for everyone. From cozy bungalows to spacious family homes, the real estate market here provides an array of choices that cater to various lifestyles and preferences.

In addition to affordable housing, Ottawa is known for its beautiful parks, excellent schools, and a strong sense of community. Residents enjoy easy access to outdoor activities, with nearby lakes and recreational areas perfect for family outings or weekend adventures. The local downtown area is filled with charming shops, delightful eateries, and cultural attractions that showcase the city’s rich heritage.

With a thriving community spirit and a commitment to quality living, Ottawa, KS, is an exceptional place to find your dream home. Explore the available listings today and discover why so many people are choosing to make Ottawa their home sweet home!

Newest Ottawa Homes under $500,000

$185,000

3 Beds ⋅ 1 Baths

A classic single-story architectural design defines this residential single-family home located at 709 S Tremont Ave in Ottawa. Providing three bedrooms and one full bathroom, the residence offers 1,028 square feet of living area. The serene setting serves as a quiet retreat while keeping you connected to the local community. The functional interior spaces are arranged across one story, offering an inviting and straightforward flow. Each of the three bedrooms provides dedicated space, while the full bathroom serves the household. This layout is designed to accommodate daily routines and quiet evenings with ease. Situated on a lot of 0.14 acres, the property features outdoor space to enjoy peaceful afternoons and outdoor activities. This Ottawa location offers a warm neighborhood atmosphere and convenient access to nearby local amenities.

709 S Tremont Avenue, Ottawa

Listing courtesy of Joe Kosko of Easy Realty LLC.

$240,000

3 Beds ⋅ 2 Baths

Make new memories in this classic, sought-after ranch-style home that perfectly blends timeless 1960s character with thoughtful updates. Step inside to an inviting open-concept living area featuring an original brick fireplace, new flooring, fresh paint, and updated main bath. The sellers have done a wonderful job incorporating modern touches while preserving the home’s original charm. The main level offers three bedrooms, including a primary bedroom with private access to the shared hall bath and its own sink/vanity area. Downstairs, you'll find a spacious second family room, a second full bath, and a non-conforming fourth bedroom, providing plenty of flexible living space. Additional highlights include an oversized two-car garage, a 12x13 screened-in porch, a newer concrete driveway pad, and a newer front deck. The county records reflect the home as a four-bedroom; however, the basement bedroom does not have an egress window and is considered non-conforming. Square footage is approximate. Yard digitally edited in front photos due to trailer blocking the view of the house.

1417 S Ash Street, Ottawa

Listing courtesy of Jessica Christopher of Platinum Realty LLC.

$475,000

3 Beds ⋅ 3 Baths

Welcome to this exceptional zero-step ranch, perfectly positioned on nearly 1.5 acres at the end of a cul-de-sac, offering a private, country-like setting while remaining conveniently located in the heart of Ottawa. From the moment you arrive, the quality and attention to detail are undeniable. Step inside to soaring vaulted ceilings, elegant wainscoting throughout the main floor, and beautiful hardwood floors. The impressive formal dining room makes an unforgettable statement, while the living room features floor-to-ceiling windows, high-end plantation shutters, and a stunning gas fireplace with an incredible mantle. The custom kitchen is designed with both beauty and functionality in mind, offering abundant cabinetry with custom pullout drawers throughout the cabinets for convenient and efficient storage, along with an eat-in dining area, breakfast bar, and thoughtful high-end finishes. The main-floor laundry room is equally impressive, featuring custom cabinetry with pullout storage as well. The luxurious Primary suite features coffered ceilings, private access to the backyard patio, two large walk-in closets, and an exceptional en suite bathroom with soaring ceilings and a jetted tub. A second bedroom with vaulted ceilings and a full bathroom complete the main floor. A unique spiral staircase leads to the lower level, featuring a versatile rec room or office, a third bedroom with an egress window, and an additional full bathroom. Outside, enjoy a true backyard oasis with mature landscaping, a covered patio, additional uncovered entertaining spaces, and plenty of room to relax or host guests. The nearly 1.5-acre lot also includes a spacious fenced area, backyard shed, and an oversized attached three-car garage. Beautifully designed, impeccably maintained, and filled with high-end details, this stunning home offers a rare combination of luxury, privacy, and convenience.

615 W Willow Lane, Ottawa

Listing courtesy of Sherrill Shepard of BHG Wostal Realty.

$250,000

Excellent investment opportunity! This well-maintained triplex offers strong income potential with three updated units and modern finishes throughout. Apartment A features a spacious 3-bedroom, 2-bath layout, while Apartments B and C each offer 1 bedroom and 1 bath, making this an attractive property for a variety of tenants. Recent interior updates include luxury vinyl plank flooring, updated kitchens with shaker-style cabinetry, refreshed bathrooms, fresh paint, and modern fixtures. A shared onsite laundry facility provides additional convenience for residents. The property boasts charming curb appeal with a welcoming wraparound porch, vinyl siding for low-maintenance ownership, off-street parking, and a generous corner lot. Whether you’re looking to expand your investment portfolio or live in one unit while generating rental income from the others, this property offers an excellent opportunity. Schedule your private showing today!

417 W 2nd Street, Ottawa

Listing courtesy of Jenna Pearce of Grit Real Estate LLC.

$360,000

3 Beds ⋅ 2 Baths

PRICED BELOW APPRAISAL!! This spacious SOLAR home on almost a Half Acre Lot (.42 acre) in a Quiet Neighborhood is completely updated & move-in ready! Accessible, One Level home has an Updated Kitchen, spacious Primary Suite, cozy Fireplace, Walk-in Closets, Patio & the work's all been done! The Brand-new primary bath (Aug 2025) has a 5' Onyx shower w/Built-In Seat & Double Vanity with Brushed Nickel trimmings. (**See Appraisal & Updates Details in Documents**) There are also Raised Garden Beds--one has strawberries--& Redbud, Dogwood, Lilacs, Red Maples, Gingko, Boxwoods, a Regal Prince Oak & more. Easy access to I-35, K-68 & all parts of town. Lots to appreciate & enjoy with this home--Don't miss out!

747 S Beech Street, Ottawa

Listing courtesy of Lori Hedges of Platinum Realty LLC.

$245,000

4 Beds ⋅ 2 Baths

MAJOR PRICE ADJUSTMENT!!! THE SELLER HAS MADE A SUBSTANTIAL PRICE ADJUSTMENT AND READY TO GET THIS HOME SOLD. NEW UPDATES--SEE BELOW!!! WOW!!! START YOUR JOURNEY IN YOUR VERY OWN PRIVATE ENCLOSED BACKYARD OASIS. EASY MAINTENANCE, CLEAN LINES, WHITE VINYL FENCING. EACH FENCE POST HAS BEEN CEMENTED IN. SODDED BACK YARD. ATTRACTIVE PAVERS LINE LANDSCAPED LOC MULCH & ROCK SIDEWALK LEADING UP TO THE NEW BACK PORCH WITH A MOTION SENSORED LIGHT FIXTURE. PATHWAY LIGHTS SURROUNDING THE PATIO & SIDEWALK PATHWAY AREA. NICE STORAGE SHED IN CORNER OF YARD. LOTS OF PARKING SPACES AT THE REAR WITH NEW GRAVEL. STARTING IN THE FRONT IS A NEW SIDEWALK TO THE NEW FRONT PORCH WITH WHITE VINYL RAILING AND NEW COMPOSITE DECKING, MAIL BOX, DOORBELL AND OUTDOOR FRONT PORCH LIGHT, FRONT STORM DOOR AND FLOWER BEDS. OPEN THE FRONT DOOR TO A SPACIOUS FORMAL DINING ROOM AND SEPARATE HUGH LIVING ROOM AREA. LOTS OF ENERGY EFFICIENT EASY CLEAN TILT IN WINDOWS THROUGH OUT. ENJOY YOUR NEW KITCHEN WITH ALL NEW STAINLESS STEEL DISHWASER AND REFRIGERATOR, AND ELECTRIC STOVE, COUNTERTOPS, WHITE CABINETS WITH EASY CLOSE CABINET DOORS AND DRAWERS, FAUCETS, ISLAND, LARGE WALK IN PANTRY. BIG LAUNDRY ROOM/MUDROOM RIGHT OFF KITCHEN WITH A ROOMY CLOSET FOR STORAGE. NEW HOT WATER HEATER IN 2024 AND A NICE VIEW OF THE PRIVATE BACK YARD. 1 NEW CENTRAL AIR SYSTEM FOR THE MAIN FLOOR. 2ND FLOOR HAS A NEW MINI/SPLIT SUPPLEMENT ONLY SYSTEM. BOTH WITH ENERGY EFFICIENT REMOTE CONTROLLED THERMOSTATS. BRAND NEW 30 YEAR TAMKO SHINGLED ROOF. OTHER NEW FEATURES ARE CEILING FANS, LIGHT FIXTUES, BATHROOMS, KITHCEN, STORM DOOR ON FRONT, DOORBELL, MAILBOX, OUTSIDE LIGHT FIXTURES, AND PLUMBING. ENTRANCE TO PARTIAL BASEMENT IS UNDER FLOOR VENT IN DINING RM. DON'T MISS OUT. COME SEE SOON. UPDATES: New Sewer Line. Electrical Updated. Sump Pump Pit corrected. New Dehumidifier.

713 S Cedar Street, Ottawa

Listing courtesy of Shirley Altic of Crown Realty.

$205,000

4 Beds ⋅ 1 Baths

Charming and versatile 3-bedroom ranch with a 4th bedroom conversion offering extra space for guests, a home office, or hobby room! This home features beautiful hardwood floors in the main living areas and comfortable carpet in the bedrooms for added warmth and comfort. The functional layout provides easy one-level living with spacious bedrooms, a bright living area, and flexible space to fit your needs. The converted garage adds valuable square footage for storage with complete with shelving, bike storage and and a large tool chest. Whether you're looking for room to grow, work from home, or simply enjoy ranch-style convenience, just a short 10 minute walk to the Ottawa University Campus, this home is ready to welcome its next owner!

1040 S Cottonwood Street, Ottawa

Listing courtesy of Ken Hoover Group of Keller Williams KC North.

$395,000

5 Beds ⋅ 3.5 Baths

WOW! Step inside this spacious 2.5 story 5 bed 2.5 bath home. This beautifully preserved 1907 historic home highlights many features while keeping its original charm and design. Inside, the home offers 3,750 square feet of refined living space, an indoor pool, working elevator, pocket doors, 3 fireplaces (2 being Italian marble), a bright and airy sunroom, luxurious master suite with a private balcony, refinished hard woods, and updated bathrooms. The garage is accessible through a private street in the back of the property! This distinguished property is a rare find, combining historic elegance with modern luxury!

424 S Elm Street, Ottawa

Listing courtesy of Brent Rodina of KW Diamond Partners.

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