64020 Homes under $200,000

64020 Homes under $200,000

Welcome to Concordia, Missouri, nestled in the heart of Lafayette County! This charming town, with the zip code 64020, is a hidden gem that perfectly blends small-town charm with modern conveniences. Whether you’re a first-time homebuyer or looking to downsize, Concordia offers an array of affordable housing options, with many delightful homes available for under $200,000.

Imagine living in a community where neighbors know each other by name, and the pace of life is refreshingly relaxed. Concordia boasts a rich history and a vibrant local culture, making it an ideal place to call home. The town is surrounded by beautiful landscapes, providing ample opportunities for outdoor activities such as hiking, biking, and exploring local parks.

Homes in this price range often feature cozy layouts, spacious yards, and a sense of warmth that invites you in. From charming bungalows to family-friendly two-story homes, there’s something for everyone here. With the affordability of homes under $200,000, you can enjoy the benefits of homeownership without breaking the bank.

In addition to its affordable housing, Concordia is conveniently located near major highways, making commutes to nearby cities a breeze. Local shops, schools, and community events foster a sense of belonging, ensuring that you’ll feel right at home in no time.

If you’re searching for a welcoming community with budget-friendly housing options, Concordia, MO 64020 is the perfect place to start your journey. Discover your dream home today and experience the charm of this delightful town!

Newest 64020 Homes under $200,000

5 SE 14th Street, Concordia
$175,000
3 Beds ⋅ 1 Baths
This recently remodeled 3-bedroom, 1-bath home that has been completely taken down to the studs and thoughtfully brought back to life. With extensive updates throughout, this home offers the fresh look and feel of a modern renovation while maintaining a comfortable, functional layout. Inside, you’ll find bright, inviting living spaces, three bedrooms, an updated bathroom, and a separate laundry/mud room that provides convenient everyday storage and functionality. Step outside to enjoy the large backyard—perfect for entertaining, gardening, pets, or simply relaxing. A deck offers a great spot for outdoor dining and summer gatherings, while the backyard shed provides additional storage for tools, lawn equipment, and more. With its extensive renovation, practical layout, and generous outdoor space, this move-in-ready home is ready for its next owner to enjoy.

5 SE 14th Street, Concordia

Listing courtesy of Beau Linebach of RE/MAX Central.
507 S West Street, Concordia
$188,000
3 Beds ⋅ 2 Baths
SELLER HIGHLY MOTIVATED!! Craftsman home is a perfect blend of modern amenities and classic charm...With an array of recent upgrades, this residence not only boasts aesthetic appeal but also enhances energy efficiency and livability...The home features new Anderson windows that flood the interior with natural light...These high-quality windows are designed for durability and energy efficiency, ensuring that the home remains comfortable year-round while reducing heating and cooling costs...The exterior has been freshly painted, giving it a vibrant look that complements its architectural style. New gutters and gutter guards have been installed to protect the home from water damage and minimizing maintenance needs. The well-established landscaping adds to the curb appeal, featuring mature trees, shrubs, and flower beds that enhance the overall beauty of the property... Interior comforts include a a new furnace and central air conditioning system equipped with a humidifier. This ensures optimal indoor climate control regardless of the season.... The updated bathrooms feature modern fixtures and finishes that provide both style and convenience...Large rooms with tall ceilings create an open feel throughout the living spaces...The layout is ideal for both entertaining guests and enjoying quiet family time...The property includes a great old-fashioned front porch, perfect for relaxing or socializing with neighbors...There is ample space for an outdoor kitchen, making it an ideal setting for summer barbecues or gatherings. A self-pollinating peach tree , complemented by thornless blackberries that offer easy harvesting without the hassle of thorns...For those needing additional storage space, there is a nice storage shed on the property for your garden tools and lawn care equipment...A privacy fence surrounds the yard, offering seclusion from neighbors while creating a safe environment for children or pets to play freely...

507 S West Street, Concordia

Listing courtesy of PATTY SCHNAKENBERG of Homestead 3 Realty.
1015 S Saint Louis Street, Concordia
$189,500
4 Beds ⋅ 2 Baths
One of the most distinctive brick Tudor homes in the area, this 4-bedroom, 2-bathroom property showcases timeless architecture and thoughtful craftsmanship. The main living area features a classic brick fireplace, a charming window seat, and beautiful hardwood floors that highlight the home’s character. The kitchen includes custom cabinetry that adds both style and functionality. A screened porch with elegant arched doorways extends the living space and provides a relaxing spot to enjoy the outdoors while staying sheltered. The property also includes a detached garage with a full workshop, offering excellent space for projects, hobbies, or additional storage. This home blends architectural appeal with practical amenities, creating a warm and inviting place to call home.

1015 S Saint Louis Street, Concordia

Listing courtesy of PATTY SCHNAKENBERG of Homestead 3 Realty.
407 S Bismark Street, Concordia
$65,000
4 Beds ⋅ 1 Baths
Bring your vision and unlock the potential in this spacious 4-bedroom, 1-bath, two-story home. Featuring a functional floor plan with key living spaces on the main level. Interior highlights include charming wood accents and generously sized rooms throughout. This home sits on a great lot and includes a 2-car detached garage, providing added storage and convenience. Priced accordingly for the updates and improvements needed, this is an excellent opportunity to build equity and restore this home to its former glory. Located in the heart of Concordia, a welcoming small town known for its strong sense of community, historic charm, and local events. Residents enjoy a relaxed pace of life while still having access to nearby amenities and larger metro areas.

407 S Bismark Street, Concordia

Listing courtesy of Joe Blackshere of 1st Class Real Estate KC.
602 SW 7th Terrace, Concordia
$169,900
3 Beds ⋅ 1 Baths
Step into this very nice, recently renovated 3-bedroom, 1-bath home—an ideal opportunity to stop renting and start building your own equity. Thoughtfully updated throughout, this home blends comfort, affordability, and long-term value. The exterior is truly maintenance-friendly, featuring durable vinyl siding and a new metal roof designed to stand the test of time. Inside, you’ll find fresh updates that make the home feel bright, clean, and move-in ready. With three comfortable bedrooms and a well-appointed bath, the layout offers flexibility for families, guests, or a home office. Whether you're a first-time buyer or simply ready to invest in yourself, this property delivers a smart alternative to renting—affordable, updated, and built for the future.

602 SW 7th Terrace, Concordia

Listing courtesy of PATTY SCHNAKENBERG of Homestead 3 Realty.
723 S Main Street, Concordia
$169,000
Discover the endless possibilities waiting in this expansive two-story building located right in the heart of downtown. This impressive double structure offers a rare opportunity to bring your business dreams and apartment ideas to life all under one roof. With its generous footprint and completely blank-slate interior, you have the freedom to design retail, office, studio, or restaurant space on the main level while transforming the upper floor into modern apartments, lofts, or creative living quarters. Set in a welcoming small town with classic Main Street appeal, this property is ready for someone with vision to shape it into something truly special.

723 S Main Street, Concordia

Listing courtesy of PATTY SCHNAKENBERG of Homestead 3 Realty.
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