64020 Homes under $350,000

Welcome to Concordia, Missouri, a charming community nestled in the heart of the Show-Me State, specifically within the 64020 zip code. This quaint town offers a perfect blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and everyone in between.

One of the most appealing aspects of Concordia is its diverse range of homes available under $350,000. Whether you're a first-time homebuyer looking for a cozy starter home or a growing family seeking a spacious residence, you'll find plenty of options that fit your budget and lifestyle. The real estate market in Concordia features a variety of styles, from charming bungalows to contemporary two-story homes, all set against the backdrop of friendly neighborhoods and well-maintained streets.

Living in Concordia means embracing a lifestyle filled with community spirit and outdoor activities. With parks, recreational facilities, and local events throughout the year, residents have ample opportunities to connect with their neighbors and enjoy the great outdoors. The town’s convenient location also offers easy access to larger metropolitan areas, making it a great spot for commuters who appreciate the tranquility of small-town life while still being close to city amenities.

If you’re looking to invest in a home in a welcoming community that offers both affordability and charm, Concordia, MO, and the 64020 zip code may just be the perfect place for you. Explore your options today and discover the joys of living in this delightful town!

Newest 64020 Homes under $350,000

$175,000

3 Beds ⋅ 1 Baths

This recently remodeled 3-bedroom, 1-bath home that has been completely taken down to the studs and thoughtfully brought back to life. With extensive updates throughout, this home offers the fresh look and feel of a modern renovation while maintaining a comfortable, functional layout. Inside, you’ll find bright, inviting living spaces, three bedrooms, an updated bathroom, and a separate laundry/mud room that provides convenient everyday storage and functionality. Step outside to enjoy the large backyard—perfect for entertaining, gardening, pets, or simply relaxing. A deck offers a great spot for outdoor dining and summer gatherings, while the backyard shed provides additional storage for tools, lawn equipment, and more. With its extensive renovation, practical layout, and generous outdoor space, this move-in-ready home is ready for its next owner to enjoy.

5 SE 14th Street, Concordia

Listing courtesy of Beau Linebach of RE/MAX Central.

$350,000

5 Beds ⋅ 2 Baths

PRICE IMPROVEMENT!!! Now offered at $15,000 below the recent appraised value of $365,000 Timeless Farmhouse Charm on 2.35 Acres with a 35' x 55' Shop! Experience the perfect blend of historic character and modern updates in this beautifully maintained 5-bedroom, 2-bath farmhouse on 2.35 acres just outside Concordia, Missouri. Built in 1931, this inviting country home offers the warmth and charm of a classic farmhouse with the comfort and peace of mind of today's improvements. Step inside to discover original hardwood floors, a beautiful built-in china cabinet, and spacious living areas full of character. The updated kitchen features new cabinetry and granite countertops, making it both stylish and functional for everyday living or entertaining. Recent improvements include newer windows and doors, low-maintenance siding, a durable metal roof, and central heating and air, allowing you to enjoy country living without sacrificing modern comfort. Relax with your morning coffee or unwind in the evening on the welcoming wraparound front deck, where you can take in the peaceful views of the surrounding countryside. Outside, the impressive 35' x 55' detached shop provides endless possibilities for a workshop, business, equipment storage, recreational vehicles, or hobby farming. The 2.35-acre setting offers plenty of room to garden, play, or simply enjoy the quiet beauty of rural Concordia Missouri. If you've been searching for a home with farmhouse charm, modern updates, room to grow, and a fantastic outbuilding, this Concordia property is one you won't want to miss.

4632 Goose Creek Road, Concordia

Listing courtesy of Deann Weber of ReeceNichols - Lees Summit.

$240,000

4 Beds ⋅ 3.5 Baths

Don't miss this spacious 4-bedroom, 3 full and one half bath home offering room to spread out both inside and out! This property comes with an additional corner lot, giving you nearly half an acre of yard space—perfect for entertaining, play, gardening, or potential building spot for investment or personal use. The main backyard behind the house has a deck and a chain link fence. Step inside to an inviting open-concept living room and kitchen that's perfect for everyday living and gatherings. All four bedrooms are generously sized and conveniently located on the main level, along with a main level laundry room. The spacious primary suite features its own updated ensuite with a double vanity. Storage won't be an issue with plenty of closet space throughout the home, plus a large storage room located in the attached two-car garage for all your tools, seasonal décor, and outdoor equipment. With its functional layout, generous living space, and oversized lot, this Concordia home is one you won't want to miss!

404 SW 7th Terrace, Concordia

Listing courtesy of Megan Spencer of Elite Realty.

$188,000

3 Beds ⋅ 2 Baths

SELLER HIGHLY MOTIVATED!! Craftsman home is a perfect blend of modern amenities and classic charm...With an array of recent upgrades, this residence not only boasts aesthetic appeal but also enhances energy efficiency and livability...The home features new Anderson windows that flood the interior with natural light...These high-quality windows are designed for durability and energy efficiency, ensuring that the home remains comfortable year-round while reducing heating and cooling costs...The exterior has been freshly painted, giving it a vibrant look that complements its architectural style. New gutters and gutter guards have been installed to protect the home from water damage and minimizing maintenance needs. The well-established landscaping adds to the curb appeal, featuring mature trees, shrubs, and flower beds that enhance the overall beauty of the property... Interior comforts include a a new furnace and central air conditioning system equipped with a humidifier. This ensures optimal indoor climate control regardless of the season.... The updated bathrooms feature modern fixtures and finishes that provide both style and convenience...Large rooms with tall ceilings create an open feel throughout the living spaces...The layout is ideal for both entertaining guests and enjoying quiet family time...The property includes a great old-fashioned front porch, perfect for relaxing or socializing with neighbors...There is ample space for an outdoor kitchen, making it an ideal setting for summer barbecues or gatherings. A self-pollinating peach tree , complemented by thornless blackberries that offer easy harvesting without the hassle of thorns...For those needing additional storage space, there is a nice storage shed on the property for your garden tools and lawn care equipment...A privacy fence surrounds the yard, offering seclusion from neighbors while creating a safe environment for children or pets to play freely...

507 S West Street, Concordia

Listing courtesy of PATTY SCHNAKENBERG of Homestead 3 Realty.

$189,500

4 Beds ⋅ 2 Baths

One of the most distinctive brick Tudor homes in the area, this 4-bedroom, 2-bathroom property showcases timeless architecture and thoughtful craftsmanship. The main living area features a classic brick fireplace, a charming window seat, and beautiful hardwood floors that highlight the home’s character. The kitchen includes custom cabinetry that adds both style and functionality. A screened porch with elegant arched doorways extends the living space and provides a relaxing spot to enjoy the outdoors while staying sheltered. The property also includes a detached garage with a full workshop, offering excellent space for projects, hobbies, or additional storage. This home blends architectural appeal with practical amenities, creating a warm and inviting place to call home.

1015 S Saint Louis Street, Concordia

Listing courtesy of PATTY SCHNAKENBERG of Homestead 3 Realty.

$65,000

4 Beds ⋅ 1 Baths

Bring your vision and unlock the potential in this spacious 4-bedroom, 1-bath, two-story home. Featuring a functional floor plan with key living spaces on the main level. Interior highlights include charming wood accents and generously sized rooms throughout. This home sits on a great lot and includes a 2-car detached garage, providing added storage and convenience. Priced accordingly for the updates and improvements needed, this is an excellent opportunity to build equity and restore this home to its former glory. Located in the heart of Concordia, a welcoming small town known for its strong sense of community, historic charm, and local events. Residents enjoy a relaxed pace of life while still having access to nearby amenities and larger metro areas.

407 S Bismark Street, Concordia

Listing courtesy of Joe Blackshere of 1st Class Real Estate KC.

$169,900

3 Beds ⋅ 1 Baths

Step into this very nice, recently renovated 3-bedroom, 1-bath home—an ideal opportunity to stop renting and start building your own equity. Thoughtfully updated throughout, this home blends comfort, affordability, and long-term value. The exterior is truly maintenance-friendly, featuring durable vinyl siding and a new metal roof designed to stand the test of time. Inside, you’ll find fresh updates that make the home feel bright, clean, and move-in ready. With three comfortable bedrooms and a well-appointed bath, the layout offers flexibility for families, guests, or a home office. Whether you're a first-time buyer or simply ready to invest in yourself, this property delivers a smart alternative to renting—affordable, updated, and built for the future.

602 SW 7th Terrace, Concordia

Listing courtesy of PATTY SCHNAKENBERG of Homestead 3 Realty.

$169,000

Discover the endless possibilities waiting in this expansive two-story building located right in the heart of downtown. This impressive double structure offers a rare opportunity to bring your business dreams and apartment ideas to life all under one roof. With its generous footprint and completely blank-slate interior, you have the freedom to design retail, office, studio, or restaurant space on the main level while transforming the upper floor into modern apartments, lofts, or creative living quarters. Set in a welcoming small town with classic Main Street appeal, this property is ready for someone with vision to shape it into something truly special.

723 S Main Street, Concordia

Listing courtesy of PATTY SCHNAKENBERG of Homestead 3 Realty.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use