64024 Homes with USDA Loan Financing

64024 Homes with USDA Loan Financing

Welcome to Excelsior Springs, Missouri, a charming city nestled in the heart of Clay County, with the zip code 64024. Known for its rich history and vibrant community, Excelsior Springs offers a unique blend of small-town charm and modern amenities. This picturesque city is renowned for its natural mineral springs, which have attracted visitors for centuries, making it a perfect place for families and individuals seeking a tranquil lifestyle.

Excelsior Springs boasts a variety of homes that cater to diverse preferences and budgets. One of the standout features of this area is the availability of USDA loan financing for eligible buyers. This means that many homes in the 64024 zip code can be purchased with little to no down payment, making homeownership more accessible for first-time buyers and those looking to settle in a welcoming community. With its affordable housing options and stunning landscapes, Excelsior Springs is an ideal location for those seeking a fresh start or a new chapter in life.

The city is also home to an array of recreational activities, including beautiful parks, nature trails, and local events that foster a strong sense of community. Whether you enjoy hiking, fishing, or simply relaxing in a serene environment, Excelsior Springs has something for everyone.

If you’re considering a move to this delightful city, explore the homes available in the 64024 area. With USDA loan financing options, your dream of owning a home in Excelsior Springs is closer than you think! Come discover the warmth and charm of this hidden gem in Missouri.

Newest 64024 Homes with USDA Loan Financing

1020 Sunset Strip Street, Excelsior Springs
$269,950
3 Beds ⋅ 2 Baths
Completely renovated from top to bottom! This 4-bedroom, 2-bath home has undergone an extensive renovation featuring all-new plumbing, brand-new 200-amp electrical service with underground wiring, new roof, new HVAC system, and numerous additional updates throughout. Situated on a quiet street, the home also features a spacious two-story deck, offering plenty of room for outdoor entertaining and relaxation. With major improvements already completed, this move-in-ready home combines modern updates with everyday comfort and functionality. Don't miss the opportunity to make this beautifully renovated home yours!

1020 Sunset Strip Street, Excelsior Springs

Listing courtesy of Alex Lux Bolivar of Platinum Realty LLC.
1718 Aspen Lane, Excelsior Springs
$369,900
4 Beds ⋅ 2.5 Baths
Over 3,200 finished square feet, an extraordinary primary suite, and room to make your own! Tucked away on a cul-de-sac in Excelsior Springs, this one-owner home offers 4 bedrooms, 2.5 bathrooms, and a distinctive multi-level layout with spacious living areas throughout. The impressive primary suite is truly a standout, featuring over 500 square feet of space, its own fireplace, a jetted tub, and an elevated sitting or dressing area that adds a unique touch. The main living room welcomes you with beautiful natural light and a stunning fireplace mantel, creating an inviting space for everyday living or entertaining. You'll also appreciate the hardwood flooring in the kitchen, newer carpeting, and flexible spaces throughout the home. Outside, the large fenced backyard offers privacy with no direct rear neighbors, along with a built-in fire pit and plenty of room to enjoy the outdoors. With two fireplaces, a roof approximately five years old, and HVAC approximately six years old, this home offers a combination of space, distinctive features, and important updates. This is an opportunity to enjoy over 3,200 finished square feet at an exceptional price per square foot. Come experience everything 1718 Aspen Lane has to offer!

1718 Aspen Lane, Excelsior Springs

Listing courtesy of Meranda Lefebvre of ReeceNichols-KCN.
701 Isley Boulevard, Excelsior Springs
$174,900
4 Beds ⋅ 2.5 Baths
Looking for a spacious 4-bedroom home in Excelsior Springs under $175,000? Offered at $174,900, 701 Isley Blvd combines an expanded, open feel with extensive renovations and a convenient location near historic downtown. A sunroom entry welcomes you into a generous main-level footprint, where sellers have opened up the floor plan and updated sheetrock, paint and flooring. Two bedrooms on the main level and two upstairs offer flexibility for sleeping space, a home office or hobbies. The home features 1 full bath and 2 half baths, plus main-level laundry conveniently located off the back-door mudroom. Brand-new exterior paint and brand-new, never-used air-conditioning unit add to the recent improvements. Enjoy a back deck, fenced yard and carport, with room to relax outdoors. Close to Dari B, Lovers Lane walking trail and Pyburn Park, and within walking distance of downtown Excelsior Springs shops, dining and community events. If more room, thoughtful updates and a location connected to local favorites are on your wish list, this home is worth a look!

701 Isley Boulevard, Excelsior Springs

Listing courtesy of SimmonsSales Team of RE/MAX Area Real Estate.
616 Patrick Drive, Excelsior Springs
$324,900
3 Beds ⋅ 2.5 Baths
WELCOME HOME to 616 Patrick Drive! Nestled on a quiet cul-de-sac in the West Springs neighborhood, this ranch home is ready for its new owners. Fresh neutral paint throughout the main level, gleaming refinished HARDWOODS, and new carpet on the lower level mean this home is move-in ready. From the moment you step inside, you are greeted with a beautiful vaulted ceiling and fireplace as the focal point. Daily activities are easier with thoughtful interior features, including a pantry for convenient storage, a walk-in closet in the primary bedroom, plentiful storage throughout, and a large finished family room on the lower level with a bathroom. The kitchen/dining combo opens to a nice deck which overlooks the backyard and pool. The single-story layout features a spacious semi-open living room/dining room/kitchen. The spacious primary bedroom showcases a lovely tray ceiling. The space feels open and airy, and includes a sunny primary bathroom, and a walk-in closet. Two additional bedrooms, a full bathroom, and laundry space complete the main level, providing an accessible and comfortable floor plan. Outside, you will spend warmer days enjoying the large pool with tiered decking. This is sure to be a popular gathering spot with friends and family. Close to schools and shopping, come take a look and see all that this lovely home has to offer!

616 Patrick Drive, Excelsior Springs

Listing courtesy of Connie Stark of MO-KAN Veteran Realty LLC.
547 Orchard Place, Excelsior Springs
$185,000
2 Beds ⋅ 1 Baths
The classic design of a one-story single-family home establishes a warm and inviting presence at 547 Orchard Pl, situated on a cul-de-sac. Fresh exterior paint, a new roof, a new sidewalk, and a new concrete porch enhance the exterior, while new windows have been installed throughout the residence. This property offers 826 square feet of living area on a 0.43-acre lot. Inside, the serene living space features two bedrooms, one full bathroom, new flooring, and fresh paint. Comfort is maintained year-round with a new HVAC system. The interior is updated with new fixtures and lighting throughout, and the full bathroom features a new bath vanity. The kitchen is equipped with an electric range/oven and updated with new cabinets, an island, new sink, and new counters. This space is designed for daily cooking and gathering. Outdoor living is centered around a large yard of 18,730 square feet, which features a freshly seeded front yard, offering a setting for recreation in the tranquil Excelsior Springs community. Schedule a private tour today to experience this updated property in person.

547 Orchard Place, Excelsior Springs

Listing courtesy of Melinda Humphrey of RE/MAX Area Real Estate.
124 S Myrtle Street, Excelsior Springs
$170,000
2 Beds ⋅ 1 Baths
Grab this well-maintained bungalow for yourself or pick up a ready rental opportunity. This home is nestled in the hills of Forest Park situated above The Elms District and is cozy inside and out. This square footage holds a lot of enjoyment - an inviting covered front porch with sun-shiny yellow front door; beautiful classic wood trim, arched entry dining area and beautifully updated kitchen and bathroom on the interior; and a relaxing screened patio leading into a huge back yard. There is off street parking for two cars and a one-car garage with opener and keyless entry. Near all the downtown shops and eateries. There are a lot of good reasons to check this one out.

124 S Myrtle Street, Excelsior Springs

Listing courtesy of Lisa Spencer of Worth Clark Realty.
1300 Kearney Road, Excelsior Springs
$215,000
3 Beds ⋅ 1 Baths
NEW ROOF COMING SOON AND A $5,000 PRICE DROP!!!! Fresh paint, some new flooring, new concrete sidewalk and patio into back, HUGE, COVERED front porch, fully fenced corner lot, over half an acre and backs to trees, all appliances are staying except for the two deep freezers, huge 2 car detached garage plus a shed for lawn mower and gardening tools! Partial basement does allow for extra storage! This three-bedroom, one-bath bungalow has so much to offer, come take a look and put your offer in before someone else does!

1300 Kearney Road, Excelsior Springs

Listing courtesy of Sabrina Foy of RE/MAX Area Real Estate.
2006 Eastridge Drive, Excelsior Springs
$269,900
3 Beds ⋅ 2 Baths
Worth another look at a new price! Welcome home to this move-in-ready bungalow situated on a spacious 1.5-acre lot in historic Excelsior Springs! Located just down the road from the iconic Elms Hotel, this affordable property offers small-town charm with plenty of room to relax and entertain. Fresh interior paint and brand-new carpet make it easy to settle right in. Outside, enjoy an above-ground swimming pool with a beautiful surrounding deck, a covered sitting/picnic area, and a fire pit for gathering on cool evenings. An oversized detached garage and barn provide abundant space for storage, hobbies, or projects. Don’t let today’s interest rate keep you from a home you love—“date the rate and marry the home,” with the possibility of refinancing later if rates improve and you qualify. No down payment? No worries! This home is eligible for no-money-down financing! Schedule your showing today!

2006 Eastridge Drive, Excelsior Springs

Listing courtesy of Tracy Carleton of Berkshire Hathaway HomeServices All-Pro.
15625 Washington School Road, Excelsior Springs
$460,000
3 Beds ⋅ 2 Baths
Welcome home to your FULLY UPDATED, serene piece of the American dream! Right outside city limits so you have the freedom to do what you want, and only 5 minutes from town! This property has it all! Pick fresh apples and peaches right from your own yard and enjoy! This property is entirely fenced, along with cross fencing to seperate your livestock. HUGE 40x60 Barn complete with electricity and several stables. There are three areas inside of the barn that have concrete flooring, the shop area, the feed room, and the tack room! There is also a concrete pad with a hitching post to bath your horses on the back side of the barn. There are 2 automatic waterers on the property as well. Property also includes a 12x60 leanto, 10x12 leanto, a 60ft tractor shed, and a gazebo complete with a concrete floor and metal roof! Storm cellar in basement to keep safe in Tornado season! With the beautiful views, sunsets, wildlife, you truly have it all here!

15625 Washington School Road, Excelsior Springs

Listing courtesy of Sabrina Foy of RE/MAX Area Real Estate.
14113 Cameron Road, Excelsior Springs
$499,999
4 Beds ⋅ 3 Baths
NEWLY REFINISHED HARDWOOD FLOORS! Nestled on 3.24 acres between Excelsior Springs, Kearney, and Liberty, this spacious home offers peaceful country living with convenient access to town. The bright, airy open floor plan features abundant windows, scenic views, and newly refinished hardwood floors that add fresh, natural warmth to the main living spaces. The elevated loft kitchen overlooks both the views and spacious great room, creating an open, inviting flow for everyday living and entertaining. A private primary suite occupies its own level, complete with an oversized bath and generous walk-in closet. Main-floor laundry adds convenience, while the sub-basement provides excellent storage. The fully finished walkout lower level is ideal for a second living space, guest area, or potential in-law suite, with a family room, fourth bedroom, full bathroom, and direct access to a covered patio. Outside, the property is well suited for outdoor living, hobbies, or homesteading. A 16x24 pole barn is wired with electricity and offers flexible space for a workshop, equipment, storage, or livestock, with access to a grazing field. A 5x15 dual-purpose storage shed and chicken coop includes four doors, a solar-powered automatic coop door, roosting bars, and nesting boxes. The fenced backyard features mature shade trees with beautiful fall color, along with established apple, mulberry, and persimmon trees for seasonal fruit. An outdoor firepit provides a perfect gathering spot under the stars. Enjoy the space, privacy, and peaceful setting of country living without sacrificing convenience. Grocery stores and everyday shopping are just five minutes away, Liberty is 15 minutes away, and downtown Kansas City is only 30 minutes from home. Properties offering this combination of acreage, versatility, peaceful country living, and proximity to town are hard to find.

14113 Cameron Road, Excelsior Springs

Listing courtesy of Eddie Davis of Orenda Real Estate Services.
127 Collette Street, Excelsior Springs
$189,900
3 Beds ⋅ 2 Baths
NEW PRICE! GREAT HOME! Motivated Sellers! Buyers gain for a wonderful opportunity! Looking for a home where your family can settle in and make lasting memories? This move-in-ready 3-bedroom, 2-bath home checks all the boxes! The flexible lower level adds even more living space, with a room that could easily serve as a 4th bedroom, guest suite, home office, playroom, or mother-in-law quarters, complete with a full bath. Step outside and enjoy the nice-sized, level backyard backing to trees—a wonderful space for kids to play, family gatherings, summer barbecues, gardening, or simply relaxing while enjoying the peaceful setting. And here’s a bonus you’ll love: solar panels help keep utility bills very low, giving you more room in the budget for the things that matter most. With its flexible layout, peaceful backyard, energy-saving features, and move-in-ready condition, this home offers comfort and value. Whether you're a first-time buyer or looking for a home with extra space and flexibility, this one is ready to welcome you home!

127 Collette Street, Excelsior Springs

Listing courtesy of Kim Offenbacker of Realty Executives.
Klatt Road, Excelsior Springs
$60,000
Beautiful 4-acre residential lot with road frontage, offering plenty of space to build your dream home or enjoy a peaceful country setting. Buyer to verify all information, including zoning, utility availability, and building requirements.

Klatt Road, Excelsior Springs

Listing courtesy of Emorye Moore of Juncture.
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