64024 Homes with USDA Loan Financing

64024 Homes with USDA Loan Financing

Welcome to Excelsior Springs, Missouri, a charming city nestled in the heart of Clay County, with the zip code 64024. Known for its rich history and vibrant community, Excelsior Springs offers a unique blend of small-town charm and modern amenities. This picturesque city is renowned for its natural mineral springs, which have attracted visitors for centuries, making it a perfect place for families and individuals seeking a tranquil lifestyle.

Excelsior Springs boasts a variety of homes that cater to diverse preferences and budgets. One of the standout features of this area is the availability of USDA loan financing for eligible buyers. This means that many homes in the 64024 zip code can be purchased with little to no down payment, making homeownership more accessible for first-time buyers and those looking to settle in a welcoming community. With its affordable housing options and stunning landscapes, Excelsior Springs is an ideal location for those seeking a fresh start or a new chapter in life.

The city is also home to an array of recreational activities, including beautiful parks, nature trails, and local events that foster a strong sense of community. Whether you enjoy hiking, fishing, or simply relaxing in a serene environment, Excelsior Springs has something for everyone.

If you’re considering a move to this delightful city, explore the homes available in the 64024 area. With USDA loan financing options, your dream of owning a home in Excelsior Springs is closer than you think! Come discover the warmth and charm of this hidden gem in Missouri.

Newest 64024 Homes with USDA Loan Financing

$325,000
3 Beds ⋅ 3 Baths
Welcome Home! This Split-Level estate on Acreage is Tastefully Updated and Move-In Ready! Some of the Major Updates include NEW Roof, New Windows, NEW Deck, NEW 200 Amp Exterior Electrical Service, NEW HVAC, NEW Water Heater, NEW Trim and Doors, NEW Garage Doors & Openers, NEW Siding on the front of the house, NEW Exterior Trim all the way around the house, NEW Exterior Doors, all NEW Interior and Exterior Paint, All New Luxury Vinyl Plank in Main living areas, and Carpet in the Bedrooms, All New Light Fixtures and Ceiling/Exhaust Fans, and More! The Main Level Living room is open, Bright, and offers lots of Natural Light along with a Cozy Brick Fireplace. The Spacious Eat-In Kitchen has been remodeled with Brand New Kitchen Cabinets, Quartz Countertops, Tile Backsplash, Modern hardware and fixtures, and equipped with a Brand New Stainless Steel Electric Range, Mircrowave and Dishwasher. The dining room opens up to the expansive back deck, Replaced in 2026. Enjoy spending your evenings on the back deck enjoying the peace and quiet and great view of the backyard! Hall/Guest Bath is all NEW including Vanity, Flooring, Light-Up Vanity Mirror, Tub, Tile Surround and Toilet. Master Bedroom is located on the Main Level and offers a fully remodeled Master Bathroom with Luxury Finishes. Laundry Room is in the Hallway on the Main Level! Basement living area and full Bath has also been fully renovated and offers plenty of extra square footage for additional living/Office space, or great for entertaining as well. The 2 Car Garage faces the side of the home with Basement Entry, and Exterior Entry from the back of the home. The Treed lot offers a park-like setting for the home, providing both shade and privacy. Don't miss this opportunity to own a 1998-Built Home on 2 +/- Acres in the country, while still being within a close distance to City Amenities! OWNER-AGENT.

33251 Koala Circle, Excelsior Springs

Listing courtesy of Kyle Shaffer of 1st Class Real Estate KC.
$475,000
3 Beds ⋅ 2 Baths
Welcome home to your FULLY UPDATED, serene piece of the American dream! Right outside city limits so you have the freedom to do what you want, and only 5 minutes from town! This property has it all! Pick fresh apples and peaches right from your own yard and enjoy! This property is entirely fenced, along with cross fencing to seperate your livestock. HUGE 40x60 Barn complete with electricity and several stables. There are three areas inside of the barn that have concrete flooring, the shop area, the feed room, and the tack room! There is also a concrete pad with a hitching post to bath your horses on the back side of the barn. There are 2 automatic waterers on the property as well. Property also includes a 12x60 leanto, 10x12 leanto, a 60ft tractor shed, and a gazebo complete with a concrete floor and metal roof! Storm cellar in basement to keep safe in Tornado season! With the beautiful views, sunsets, wildlife, you truly have it all here!

15625 Washington School Road, Excelsior Springs

Listing courtesy of Sabrina Caves of RE/MAX Area Real Estate.
$199,900
2 Beds ⋅ 1 Baths
Tucked away on a large, fully fenced lot, this cozy cottage is full of charm and personality! Located on the west side of town in a quiet setting, this home offers a wonderful sense of privacy while still being conveniently located. The inviting living room features a fireplace, and the updated kitchen shows really well. The main level also offers full bath, one bedroom along with a convenient laundry/mudroom. Upstairs, you’ll find a spacious loft area plus an additional bedroom, creating incredible flexibility for a private primary suite, kids’ bedroom and playroom, home office, or guest space. Outside, enjoy the newer deck, fire pit, and plenty of room to relax, entertain, garden, or let the pets play. With its tucked-away setting, generous lot, and versatile living spaces, this home has a warm, comfortable feel from the moment you arrive.

20 Schwartz Avenue, Excelsior Springs

Listing courtesy of SimmonsSales Team of RE/MAX Area Real Estate.
$535,000
4 Beds ⋅ 3 Baths
Nestled on 3.24 acres between Excelsior Springs, Kearney, and Liberty, this spacious home offers peaceful country living with convenient access to town. The bright and airy open floor plan features an abundance of windows that fill the home with natural light and frame beautiful scenic views. The elevated loft kitchen overlooks the spacious great room, creating an open, inviting flow for everyday living and entertaining. A private primary suite occupies its own dedicated level, complete with an oversized primary bath and generous walk-in closet. Main-floor laundry adds everyday convenience, while the sub-basement provides excellent additional storage. The fully finished walkout lower level is ideal for a second living space, guest area, or potential in-law suite, featuring a comfortable family room, fourth bedroom, and full bathroom with direct access to a covered patio. Outside, the property is fully set up for outdoor living, hobbies, or homesteading. A 16x24 pole barn is wired with electricity and offers flexible space for a workshop, equipment, storage, or livestock, with access to a grazing field. Closer to the home, a 5x15 dual-purpose, four-door storage shed and chicken coop comes equipped with a solar-powered automatic coop door, roosting bars, and nesting boxes. The spacious fenced backyard features mature shade trees with beautiful fall color, while established apple, mulberry, and persimmon trees offer seasonal fruit and add to the property’s homestead charm. An outdoor firepit creates the perfect spot for gathering under the stars on cool evenings. Enjoy the space, privacy, and peaceful setting of country living without sacrificing the conveniences of town! With grocery stores & everyday shopping just five minutes away, Liberty 15 minutes away, and downtown Kansas City only 30 minutes from home, convenience is always within easy reach. Properties offering this combination of acreage, versatility, peaceful country living & proximity to town

14113 Cameron Road, Excelsior Springs

Listing courtesy of Eddie Davis of Orenda Real Estate Services.
$264,950
3 Beds ⋅ 2 Baths
If garage space and a big yard are high on your wish list, this one delivers! This 3 bedroom, 2 bath home offers approximately 1,456 finished square feet, including a finished lower level with flexible living space. Inside, you’ll find a bright kitchen with wood cabinetry and stainless steel appliances, a spacious living room with a bay window, and plenty of storage throughout. Outside, the .45 acre lot features mature trees, a large multi level deck with built in seating, an attached two car garage, and a separate two car detached garage, perfect for vehicles, hobbies, tools, or a workshop. Located in the Excelsior Springs School District with no HOA. Seller will make no repairs. Selling AS IS. Please include the In its preseent condition with your offer. Square footage, room count/sizes, property tax, school, and HOA information are approximate. Buyer/Buyer’s Agent to verify.

1207 Saint Paul Avenue, Excelsior Springs

Listing courtesy of Rustin Dowd of KW Diamond Partners.
$200,000
3 Beds ⋅ 2 Baths
Welcome Home! Move-In Ready & Full of Possibilities! Looking for a home where your family can settle in and make lasting memories? This move-in-ready 3-bedroom, 2-bath home checks all the boxes! The flexible lower level adds even more living space, with a room that could easily serve as a 4th bedroom, guest suite, home office, playroom, or mother-in-law quarters, complete with a full bath. Step outside and enjoy the nice-sized, level backyard backing to trees—a wonderful space for kids to play, family gatherings, summer barbecues, gardening, or simply relaxing while enjoying the peaceful setting. And here’s a bonus you’ll love: solar panels help keep utility bills very low, giving you more room in the budget for the things that matter most. With its flexible layout, peaceful backyard, energy-saving features, and move-in-ready condition, this home offers comfort and value. Whether you're a first-time buyer or looking for a home with extra space and flexibility, this one is ready to welcome you home!

127 Collette Street, Excelsior Springs

Listing courtesy of Kim Offenbacker of Realty Executives.
$289,000
3 Beds ⋅ 2 Baths
Completely refreshed and move-in ready, this beautifully updated Ranch home sits on 3.3 private acres, offering the perfect blend of modern comfort and peaceful country living. One level living featuring 3 Bedrooms and 2 Bathrooms. Nearly every surface has been renewed with fresh interior and exterior paint, a stunning all-new kitchen, new LVP flooring throughout with the exception of 2 carpeted Bedrooms. Major improvements include a new roof and gutters, newer HVAC, and newer windows, providing peace of mind for years to come. The slab foundation offers easy, low-maintenance living, all on one level. Surrounded by mature trees and featuring a pond, this property is full of natural beauty and endless potential. While the acreage is ready for a new owner to restore it to its former glory, the privacy, peaceful setting, and established landscape create the perfect backdrop for gardening, recreation, hobby farming, or simply enjoying the outdoors. If you've been searching for an updated home with acreage, privacy, and room to create your own country retreat, this is an opportunity you won't want to miss.

11325 Deer Haven Lane, Excelsior Springs

Listing courtesy of Tonja Hulet of BHG Kansas City Homes.
$60,000
Beautiful 4-acre residential lot with road frontage, offering plenty of space to build your dream home or enjoy a peaceful country setting. Buyer to verify all information, including zoning, utility availability, and building requirements.

Klatt Road, Excelsior Springs

Listing courtesy of Emorye Moore of Juncture.
$199,500
3 Beds ⋅ 1 Baths
Major updates make this beautifully renovated three-bedroom, one-bath true ranch a must-see! Enjoy peace of mind with a brand-new roof and gutters, all-new windows, a new exterior air-conditioning unit, and a new water heater. Tucked away on a quiet street in charming Excelsior Springs, this move-in-ready home has been thoughtfully updated throughout. Inside, you?ll find fresh paint, new trim, and all-new interior and exterior doors. The completely remodeled kitchen features new cabinets, countertops, backsplash, sink, and garbage disposal, while the updated bathroom offers modern finishes and style. The spacious living room and kitchen provide an inviting layout for both everyday living and entertaining. New flooring and carpeting flow throughout the home, and brand-new front and rear decks create the perfect spaces to relax and enjoy the outdoors. Don?t miss the opportunity to own this tastefully updated ranch home in a peaceful setting with so many costly improvements already completed.

103 Berton Road, Excelsior Springs

Listing courtesy of Linda Terrell Mazan of BHG Kansas City Homes.
$375,000
3 Beds ⋅ 2.5 Baths
Motivated seller! Looking for a little extra space without giving up convenience? This 3-bedroom, 2.5-bath split-level sits on 2 peaceful acres just outside Excelsior Springs, offering country living with easy access to town. Inside, you’ll find two spacious living areas, each with a wood-burning fireplace, plus an updated downstairs rec room, fresh interior paint and new ceiling fans. The kitchen appliances stay, and the back deck is the perfect place to enjoy your morning coffee or unwind under the stars. In addition to the 2-car attached garage, the property features a 960-square-foot shop with a concrete floor and 40-amp electrical service, offering plenty of room for projects, storage or hobbies. A new septic system was installed in 2024, making this home ready for its next owner! Several major updates have already been completed, including a new septic system in 2024, plus a new water heater and water softener in 2025, giving buyers added peace of mind. Outside, the attached 2-car garage is complemented by a 960-square-foot shop with a concrete floor and 40-amp electrical service, perfect for hobbies, projects, equipment, or extra storage. Bonus attached chicken coop in shop. If you've been searching for room to enjoy the outdoors with practical updates already in place, this property is one you won't want to miss.

207 Evergreen Street, Excelsior Springs

Listing courtesy of Jennifer Engbroten of RE/MAX Heritage.
$349,900
3 Beds ⋅ 2.5 Baths
Welcome home to this spacious reverse story-and-a-half offering an ideal blend of comfort, functionality, and value! Featuring 3 generously sized bedrooms, 2.5 bathrooms, and a 2-car garage, this home provides plenty of room to spread out. The main level includes a convenient laundry room, while the open floor plan offers large rooms throughout for comfortable everyday living. Step outside to enjoy the deck overlooking the fenced backyard, complete with a storage shed for additional space. If you're looking for a home with a practical layout, spacious living areas, and a great outdoor setting, this one is a must-see!

2224 W Ivory Circle, Excelsior Springs

Listing courtesy of Chris Dalton of Dalton Realty, LLC.
$430,000
5 Beds ⋅ 3 Baths

2032 W Springs Way, Excelsior Springs

Listing courtesy of Jen Langston Justus of Dream Properties Real Estate.
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