64024 Homes with VA Loan Financing

64024 Homes with VA Loan Financing

Welcome to the charming community of Excelsior Springs, Missouri, nestled in the heart of Clay County and boasting the zip code 64024. Known for its rich history and picturesque landscapes, this vibrant town offers a unique blend of small-town charm and modern amenities. With its therapeutic mineral springs and historic downtown, Excelsior Springs is a haven for those seeking relaxation and a tight-knit community.

For homebuyers, the 64024 area presents an excellent opportunity, particularly for veterans and active-duty military personnel looking to settle in this delightful region. Homes in Excelsior Springs qualify for VA loan financing, making it easier for veterans to achieve their dream of homeownership without the burden of a down payment. This financing option not only opens doors to a variety of properties but also ensures favorable terms and conditions, allowing veterans to invest in their future with confidence.

The real estate market in Excelsior Springs is diverse, featuring charming bungalows, spacious family homes, and modern new constructions. Whether you’re drawn to the historic architecture or prefer a contemporary style, there’s something for everyone. Residents enjoy an array of recreational activities, from scenic parks and hiking trails to local shops and eateries that highlight the area’s unique character.

If you’re considering a move to Excelsior Springs, the welcoming community and the advantages of VA loan financing make this an ideal place to call home. Explore the possibilities in 64024 and discover a lifestyle that combines comfort, community, and convenience. Your dream home awaits!

Newest 64024 Homes with VA Loan Financing

$220,000
3 Beds ⋅ 1 Baths
Cute, cozy, and full of charm! This three-bedroom, one-bath bungalow sits on a corner lot of over half an acre that backs to the woods. The huge covered front porch has a fresh coat of paint and is perfect for slow mornings or a glass of sweet tea or lemonade on a warm afternoon! All appliances, except for the deep freezes, stay! Outside, you’ll find a large detached garage plus a separate shed for lawn and gardening tools. All appliances stay, including the washer and dryer. Come see how much this bungalow has to offer!

1300 Kearney Road, Excelsior Springs

Listing courtesy of Sabrina Caves of RE/MAX Area Real Estate.
$745,000
2 Beds ⋅ 2 Baths
Country living, but close to highway and towns! It is at the end of the road-about 1.5 miles. This 2 bedroom, 2 full bathroom home with stained concrete floors, open floor plan, Hardie board siding, Anderson windows and doors and a nice breeze coming through is ready for new owners. Beautiful views from living room to pasture in back, perfect for hunters, sit on your back porch to hunt! lots of wildlife on this 27 acres with a pond. Plenty of room for animals, atv trails, a barn, a nice home stead ! There is also a river running through the back corner. There is a 42 x 83 ft building, with a 30 ft ceiling, wood burning stove, 1000 lb hoist, office area, shop bathroom, built of all heavy duty steel ( owner was a welder by trade), There is also a 1 bedroom, 1 bathroom apartment at the back of the building, open floor plan, outside entrance. There is a swimming pool, pool house, and another out building. This would be a great shop for someone! Professional photos coming!

22826 NE 122nd Street, Mosby

Listing courtesy of Kandi Harrison of Platinum Realty LLC.
$325,000
3 Beds ⋅ 3 Baths
Welcome Home! This Split-Level estate on Acreage is Tastefully Updated and Move-In Ready! Some of the Major Updates include NEW Roof, New Windows, NEW Deck, NEW 200 Amp Exterior Electrical Service, NEW HVAC, NEW Water Heater, NEW Trim and Doors, NEW Garage Doors & Openers, NEW Siding on the front of the house, NEW Exterior Trim all the way around the house, NEW Exterior Doors, all NEW Interior and Exterior Paint, All New Luxury Vinyl Plank in Main living areas, and Carpet in the Bedrooms, All New Light Fixtures and Ceiling/Exhaust Fans, and More! The Main Level Living room is open, Bright, and offers lots of Natural Light along with a Cozy Brick Fireplace. The Spacious Eat-In Kitchen has been remodeled with Brand New Kitchen Cabinets, Quartz Countertops, Tile Backsplash, Modern hardware and fixtures, and equipped with a Brand New Stainless Steel Electric Range, Mircrowave and Dishwasher. The dining room opens up to the expansive back deck, Replaced in 2026. Enjoy spending your evenings on the back deck enjoying the peace and quiet and great view of the backyard! Hall/Guest Bath is all NEW including Vanity, Flooring, Light-Up Vanity Mirror, Tub, Tile Surround and Toilet. Master Bedroom is located on the Main Level and offers a fully remodeled Master Bathroom with Luxury Finishes. Laundry Room is in the Hallway on the Main Level! Basement living area and full Bath has also been fully renovated and offers plenty of extra square footage for additional living/Office space, or great for entertaining as well. The 2 Car Garage faces the side of the home with Basement Entry, and Exterior Entry from the back of the home. The Treed lot offers a park-like setting for the home, providing both shade and privacy. Don't miss this opportunity to own a 1998-Built Home on 2 +/- Acres in the country, while still being within a close distance to City Amenities! OWNER-AGENT.

33251 Koala Circle, Excelsior Springs

Listing courtesy of Kyle Shaffer of 1st Class Real Estate KC.
$475,000
3 Beds ⋅ 2 Baths
Welcome home to your FULLY UPDATED, serene piece of the American dream! Right outside city limits so you have the freedom to do what you want, and only 5 minutes from town! This property has it all! Pick fresh apples and peaches right from your own yard and enjoy! This property is entirely fenced, along with cross fencing to seperate your livestock. HUGE 40x60 Barn complete with electricity and several stables. There are three areas inside of the barn that have concrete flooring, the shop area, the feed room, and the tack room! There is also a concrete pad with a hitching post to bath your horses on the back side of the barn. There are 2 automatic waterers on the property as well. Property also includes a 12x60 leanto, 10x12 leanto, a 60ft tractor shed, and a gazebo complete with a concrete floor and metal roof! Storm cellar in basement to keep safe in Tornado season! With the beautiful views, sunsets, wildlife, you truly have it all here!

15625 Washington School Road, Excelsior Springs

Listing courtesy of Sabrina Caves of RE/MAX Area Real Estate.
$299,000
100% occupied income-producing triplex in Excelsior Springs. Completely renovated to minimize expenses and maximize profits. The building includes a full unfinished basement and a detached garage that is also rented out to tenants for $75/mo. Tenants benefit from 3 designated parking options: a private driveway in the back, a private side driveway and street parking. Please give 24 hours notice before viewing.

435 Benton Avenue, Excelsior Springs

Listing courtesy of Davida Connell of Journey Real Estate Group.
$499,900
5 Beds ⋅ 4.5 Baths
UNIQUE, UPDATED, SPANISH STYLE 1.5 story home on LARGE FENCED CORNER LOT!! OPEN CONCEPT ONE LEVEL LIVING features CHEF'S KITCHEN offering HUGE BUILT IN PANTRY, ISLAND, GORGEOUS CUSTOM CABINETRY, SOLID SURFACE COUNTERTOPS & more! The PRIMARY RETREAT is perfect for relaxing! OVERSIZED ENSUITE w/SITTING ROOM & LARGE WALK IN CLOSET! Primary bath features separate tub & shower, CUSTOM DOUBLE VANITIES & tile flooring! 2 spacious secondary bedrooms & full bath on upper level. FINISHED LL provides tons of room for guests & entertaining w/2 non-conforming bedrooms, full bath & rec room. Don't miss the SEPARATE 14x21 GUEST QUARTERS for family members needing a private place to stay or perfect for a HOME OFFICE! Relax in the UNIQUE COURTYARD! NEW HVAC! FANTASTIC LOCATION! HURRY!!

420 Crown Hill Road, Excelsior Springs

Listing courtesy of Randy Swope of Platinum Realty LLC.
$199,900
2 Beds ⋅ 1 Baths
Tucked away on a large, fully fenced lot, this cozy cottage is full of charm and personality! Located on the west side of town in a quiet setting, this home offers a wonderful sense of privacy while still being conveniently located. The inviting living room features a fireplace, and the updated kitchen shows really well. The main level also offers full bath, one bedroom along with a convenient laundry/mudroom. Upstairs, you’ll find a spacious loft area plus an additional bedroom, creating incredible flexibility for a private primary suite, kids’ bedroom and playroom, home office, or guest space. Outside, enjoy the newer deck, fire pit, and plenty of room to relax, entertain, garden, or let the pets play. With its tucked-away setting, generous lot, and versatile living spaces, this home has a warm, comfortable feel from the moment you arrive.

20 Schwartz Avenue, Excelsior Springs

Listing courtesy of SimmonsSales Team of RE/MAX Area Real Estate.
$228,900
3 Beds ⋅ 2 Baths
This Charming 3 Bed 2 Bath is beautifully remodeled, and Move-In Ready! Updates include NEW Siding, NEW Garage Doors, NEW Windows, NEW Gutters, NEW Roof, NEW HVAC, NEW Water Heater, NEW Kitchen Cabinets, Backsplash, Sink, Faucets, Countertops and Brand New Stainless Steel Kitchen Appliances! NEW Flooring and trim throughout. Bathrooms have been fully remodeled with New Vanities, New Luxury Tile Shower Surrounds, New Tub, and Mirrors/Hardware. Only 5 minutes from Downtown Excelsior Springs!

102 O E Avenue, Excelsior Springs

Listing courtesy of Kyle Shaffer of 1st Class Real Estate KC.
$375,000
4 Beds ⋅ 2 Baths
Stunning Lakefront Oasis, completely remodeled from top to bottom and move-in ready. This nearly 2,000-square-foot retreat offers the perfect blend of modern luxury and serene waterfront living. Situated directly on the water, the property provides the opportunity to add a private dock and immediately enjoy premier fishing, boating, and lakeside relaxation—all with no HOA fees. Designed for total peace of mind, every major system and surface in the home is brand new, including the roof, HVAC, water heater, plumbing, electrical fixtures, flooring, appliances, fireplace, bathrooms, and front and back decks. The home also offers unmatched waterfront views. Its unique positioning allows you to enjoy both breathtaking sunrises and remarkable sunsets directly over the water. Whether you are looking for a permanent residence or a weekend getaway, this lakefront gem delivers a lifestyle that is hard to find. Crystal Lakes is comprised of five lakes, including one main lake and four smaller lakes.

14788 Midway Drive, Excelsior Springs

Listing courtesy of Lindie Victor of ReeceNichols- Leawood Town Center.
$360,000
3 Beds ⋅ 2.5 Baths
HUGE PRICE IMPROVEMENT! Welcome to Stone Crossing, where comfortable living, thoughtful updates, and a quiet cul-de-sac setting come together! This inviting two-story home offers a flexible front room that can serve as a formal dining room, home office, playroom, or whatever best fits your lifestyle. The spacious kitchen features rich stained-oak cabinetry, stainless-steel appliances—including a newer dishwasher—and a generous breakfast bar perfect for casual meals and entertaining. The kitchen opens to the great room, where a cozy fireplace and large picture windows create a warm gathering space overlooking the expansive, private backyard. A convenient back hallway with main-level laundry and a half bath helps keep everyday life organized. Upstairs, the spacious primary suite includes a private bathroom and an impressive walk-in closet. Two additional bedrooms and a full hallway bathroom provide plenty of room for family, guests, or hobbies. The full unfinished basement offers abundant storage and exciting possibilities for future living space, a recreation room, home gym, office, or additional bedroom. Outside, the oversized backyard is ready for summer cookouts, pets, playtime, or simply relaxing in your own private space. Important updates include a roof that is approximately five years old and a water heater that is less than one year old. Best of all, there is no HOA—giving you more flexibility without the added monthly fees. Buyers may also have the opportunity to assume the seller’s existing VA loan, subject to lender approval, buyer qualification, and applicable terms. Ask for additional details! Conveniently located near schools, shopping, and highway access, this Stone Crossing home offers the space, setting, and possibilities you’ve been searching for. Schedule your private showing today!

2000 Riverstone Drive, Excelsior Springs

Listing courtesy of Kendal Hackett of 1st Class Real Estate KC.
$659,900
4 Beds ⋅ 3 Baths
Pictures are of a custom build job that we just completed this summer 2026. Some design selections in kitchen and with windows are custom to the previous build. Please check with Listing agent with any questions. Come and Check out The Durango Our newest floor plan by Lakeshore Homes. We Modified the upstairs on this Reverse 1.5 story floor plan and boy did it turn out AWESOME!!!. It features 4 bedrooms and 3 bathrooms. Tall cathedral ceilings in living room with windows and views to knock your socks off. Upgraded custom Kitchen Cabinets. Upgraded extended Island, granite or quartzite countertops, Real site finished hardwood floors in upstairs living room, kitchen, and hallways. Upgraded Garage doors. Large tiled shower in Primary bathroom, large primary walk in closet, Large LL family room featuring a custom wet bar, This one is a must see.

2204 Arbor Lane, Excelsior Springs

Listing courtesy of Jennifer Edlin of Keller Williams KC North.
$535,000
4 Beds ⋅ 3 Baths
Nestled on 3.24 acres between Excelsior Springs, Kearney, and Liberty, this spacious home offers peaceful country living with convenient access to town. The bright and airy open floor plan features an abundance of windows that fill the home with natural light and frame beautiful scenic views. The elevated loft kitchen overlooks the spacious great room, creating an open, inviting flow for everyday living and entertaining. A private primary suite occupies its own dedicated level, complete with an oversized primary bath and generous walk-in closet. Main-floor laundry adds everyday convenience, while the sub-basement provides excellent additional storage. The fully finished walkout lower level is ideal for a second living space, guest area, or potential in-law suite, featuring a comfortable family room, fourth bedroom, and full bathroom with direct access to a covered patio. Outside, the property is fully set up for outdoor living, hobbies, or homesteading. A 16x24 pole barn is wired with electricity and offers flexible space for a workshop, equipment, storage, or livestock, with access to a grazing field. Closer to the home, a 5x15 dual-purpose, four-door storage shed and chicken coop comes equipped with a solar-powered automatic coop door, roosting bars, and nesting boxes. The spacious fenced backyard features mature shade trees with beautiful fall color, while established apple, mulberry, and persimmon trees offer seasonal fruit and add to the property’s homestead charm. An outdoor firepit creates the perfect spot for gathering under the stars on cool evenings. Enjoy the space, privacy, and peaceful setting of country living without sacrificing the conveniences of town! With grocery stores & everyday shopping just five minutes away, Liberty 15 minutes away, and downtown Kansas City only 30 minutes from home, convenience is always within easy reach. Properties offering this combination of acreage, versatility, peaceful country living & proximity to town

14113 Cameron Road, Excelsior Springs

Listing courtesy of Eddie Davis of Orenda Real Estate Services.
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