64055 Homes with FHA Financing

64055 Homes with FHA Financing

Welcome to the vibrant zip code 64055, nestled in Independence, Jackson County, Missouri. This dynamic area offers a perfect blend of urban amenities and suburban charm, making it an ideal place to call home.

Homebuyers in 64055 have the advantage of accessing FHA financing options, making the dream of homeownership more achievable. FHA loans are popular among first-time buyers due to their low down payment requirements and flexible credit score criteria. With FHA financing available, purchasing a home in 64055 becomes more accessible for a wider range of prospective homeowners.

Independence, known for its rich history and friendly community, offers a diverse range of housing options to suit every lifestyle. From cozy single-family homes to modern condominiums, there is something for everyone in this bustling city. Residents of 64055 enjoy a convenient location with easy access to local parks, shopping centers, restaurants, and top-rated schools.

Whether you are a young professional looking to settle down or a growing family in search of a welcoming neighborhood, 64055 has something for everyone. Explore the real estate opportunities in this zip code and discover the perfect place to call home in Independence, Missouri.

Newest 64055 Homes with FHA Financing

$190,000
3 Beds ⋅ 1 Baths
Well maintained 3 bedroom 1 bath home includes refrigerator, microwave, stove, washer and dryer. Wood floors, newer windows, updated bathroom, 2 year old roof and gutters make this a home you don't want to miss.

12808 E Bowen Street, Independence

Listing courtesy of Pierre Heidrich of Worth Clark Realty.
$215,000
3 Beds ⋅ 2 Baths
Nestled on a quiet cul-de-sac, this beautifully refreshed raised ranch offers the perfect combination of modern updates and comfortable living. Unlike a typical investor flip, this home has been thoughtfully renovated with quality and longevity in mind, giving buyers confidence in both its appearance and improvements. Step inside to a light-filled interior where soaring vaulted ceilings and a welcoming fireplace create an inviting great room designed for everyday living and entertaining alike. The fully applianced kitchen flows effortlessly into the main living area, while the vaulted primary suite offers a private retreat complete with an ensuite bath. Two additional bedrooms provide flexibility for the household, guests, or a home office. Major updates include a new roof, new interior and exterior paint, new carpet, stylish luxury vinyl plank flooring, a new water heater, upgraded HVAC and windows, and updated garage doors and openers. Outside, the fenced backyard and patio create a private setting for relaxing, grilling, or entertaining. The unfinished lower level is ready for your personal touch, offering an excellent opportunity to add future living space and build instant equity. Move-in ready and filled with natural daylight, this is a home where the hard work has already been done—simply unpack and enjoy. ** Your new home has been pre-inspected so you can purchase with confidence! **

1504 S POLLARD Avenue, Independence

Listing courtesy of The Carter Group of Keller Williams Platinum Prtnr.
$210,000
3 Beds ⋅ 1 Baths
Welcome to 1217 S Osage Street! This charming abode has been BEAUTIFULLY RENOVATED and ready for you to move right in! Including a brand NEW ROOF! Step inside to a bright and open floorplan, with beautiful wood-look laminate floors and vaulted ceilings throughout. Recessed lighting, modern finishes, and a stylish fireplace add to the ambiance as you walk in. The dining room flows easily into the kitchen, making the layout ideal for both everyday living and entertaining. Off of the kitchen, you'll find convenient access to the carport (or a future garage?). Outside, the property features a covered carport and a large yard with plenty of space to relax, garden or entertain. Located near the end of a quiet street, and convenient to shopping, dining, schools and everyday amenities, this move-in-ready home blends character, comfort and practical updates. Come see everything it has to offer!

1217 S Osage Street, Independence

Listing courtesy of Dan Long Real Estate Team of Keller Williams Platinum Prtnr.
$215,000
3 Beds ⋅ 1 Baths

714 E Gudgell Avenue, Independence

Listing courtesy of Chet Meierarend of RE/MAX Premier Properties.
$235,000
4 Beds ⋅ 1 Baths
Welcome Home!!! This beautifully updated 4 bedroom, 1 bathroom raised ranch offers 1310 square feet of comfortable, move-in-ready living space in a fantastic independence location right off I-70 and Lee Summit Road. Step inside to find a bright and functional layout, featuring brand-new flooring throughout the bedrooms and the bathroom. Love to entertain or unwind? The standout feature of this home is the fantastic sunroom, which leads seamlessly out to a private back patio. The perfect spot for a morning coffee or summer BBQ's. The property also boast a fully fenced-in backyard, providing an ideal, secure space for pets, play, or gardening. Complete with a built-in 2 car garage for extra storage and parking, this charming home truly checks all the boxes. Don't miss your chance to see this gem-schedule your showing today!

16309 E 34th Street, Independence

Listing courtesy of Anthony Mack of Weichert Realtors - Generations.
$299,900
3 Beds ⋅ 2 Baths
Welcome to 17305 E. 51st Terrace in Independence, where thoughtful updates and stylish finishes make this home truly move-in ready. From the moment you step inside, you'll appreciate the fresh, modern feel and the care that's gone into every improvement. The updated interior offers comfortable living spaces designed for everyday life and effortless entertaining. This 3 bed, 2 bath home is IMPECCABLY updated and maintained, where you can feel the care and thoughtfulness in every room. Upstairs, the bedrooms boast wonderful storage, complemented by updated bathrooms. The finished basement provides valuable additional living space, perfect for a family room, home office, gym, or recreation area, offering a cozy fireplace and built-ins. Outside, you'll find a spacious backyard with plenty of room to relax, garden, entertain, or play. Whether you're a first-time buyer or looking for your next home, this beautifully updated property combines modern comfort, functional living space, and a generous lot in a convenient Independence location on a fantastic cul de sac.

17305 E 51st Court S, Independence

Listing courtesy of Stacy Porto of ReeceNichols -The Village.
$320,000
4 Beds ⋅ 4.5 Baths
If you need a home with MANY bathrooms this is the ONE! This updated ranch includes; 3 bedrooms and 2.5 bathrooms on the main level with an additional bedroom and 2 full bathrooms in the basement. NO CARPET! 2 living rooms and a covered back patio provide plenty of gathering space, rounding out this 2436 finished square foot property! Extra space for parking located behind the house with a fully fenced in yard. Laundry is located in the basement garage. Accommodating to MANY family types, you won't want to miss this one!

600 E Linwood Terrace, Independence

Listing courtesy of Rachel Griffin of RE/MAX Innovations.
$299,500
3 Beds ⋅ 2.5 Baths
PERFECT RANCH HOME !!! Welcome to this solid, thoughtfully designed home offering comfort, quality, and exceptional functionality. All bedrooms are conveniently located on the main level, creating an easy and practical floor plan for everyday living. The brick exterior provides timeless curb appeal and long-lasting durability. Inside, you’ll find beautiful hardwood floors throughout most of the main level, along with a spacious kitchen featuring premium solid wood cabinetry and high-end countertops. The finished basement adds incredible versatility with a second full kitchen, making it ideal for extended family, entertaining, or additional living space. The basement bathroom even features heated floors for extra comfort. Major mechanical updates have already been completed, with the A/C, furnace, and water heater all replaced recently, giving buyers peace of mind. Step outside to enjoy the covered patio with a beautiful gazebo-style roof, perfect for relaxing or entertaining year-round. The backyard also includes a large storage shed, providing plenty of space for tools, lawn equipment, or hobbies. Built with quality materials inside and out, this home combines durability, comfort, and practicality. Located in a quiet neighborhood with friendly neighbors, this is a home you’ll truly enjoy living in. Schedule your showing today!

3826 S Summit Ridge Drive, Independence

Listing courtesy of Wei Wu of KW Diamond Partners.
$375,000
2 Beds ⋅ 2 Baths
Enjoy easy, maintenance-free living in this well-maintained 2-bedroom, 2-bath ranch patio home. Designed for comfortable main-level living, the open floor plan features vaulted ceilings, a spacious living room with fireplace, a bright kitchen with ample cabinet space, and a private primary suite with a walk-in closet and en-suite bath. The generously sized second bedroom features a charming bay window, offering plenty of natural light and flexibility for guests or a home office. Be sure to notice the custom window coverings throughout. From the kitchen, step out to the nice sized deck and lower-level patio, perfect for relaxing or entertaining. The unfinished basement with daylight windows provides abundant storage and endless potential for additional living space. HOA covers lawn care, snow removal, and trash, allowing you more time to enjoy the neighborhood’s scenic walking trails and convenient location. New exterior paint in 2024 and new roof in 2025. Come take a look!

5368 S Davidson Court, Independence

Listing courtesy of C. Suzanne Crews of RE/MAX Premier Properties.
$255,000
4 Beds ⋅ 2 Baths
Completely remodeled and move-in ready! This beautifully updated 4-bedroom, 2-bath home sits on an oversized lot and offers finished living space plus a full basement. Recent improvements include a brand-new kitchen with granite countertops and new appliances, a new HVAC system (2026), fresh interior and exterior paint, remodeled bathrooms with new vanities, toilets, and fixtures, new windows, doors, closets, luxury vinyl plank flooring, trim, lighting, gutters, and landscaping. The newly finished basement features new framing and drywall, providing additional living space and flexibility. Conveniently located near shopping, dining, schools, and major highways, this home is ready for its next owner.

1347 S Hocker Avenue, Independence

Listing courtesy of Erick Almaraz of Keller Williams Realty Partners Inc..
$219,000
3 Beds ⋅ 2 Baths
This cute ranch home offers three bedrooms, TWO FULL BATHS and a spacious basement rec room, which has most recently been used as a non-conforming bedroom. Updates include wallpaper removal and refinished hardwood floors throughout the 1st floor as well as new interior paint, a renovated basement full bathroom, a new garage door and opene. Newer HVAC and Hot Water heater unit, too! Two storage sheds in the backyard make if possible for you to utilize your attached garage (with workshop space) for actually storing your car! An extra parking pad on the concrete driveway allows for additional off street parking for guests and residents alike. Whole home generator comes with the property, too! Basement work was done at time of purchase by this buyer, giving you peace of mind and a nice, dry basement.

4009 S Spring Street, Independence

Listing courtesy of Alicia Walsh of ReeceNichols - Country Club Plaza.
$399,000
4 Beds ⋅ 2.5 Baths
Welcome home to this beautifully updated two-story with timeless Cape Cod charm. From the striking front brick exterior and inviting walkway to the oversized driveway and side entry two car garage, this home offers exceptional curb appeal and thoughtful updates throughout. Step inside to a welcoming foyer where the original vintage marble flooring adds a touch of classic elegance. The spacious living room features new carpet, abundant natural light and electronic shades if you want privacy. The gorgeous kitchen is a standout with granite, brand new Frigidaire Gallery fridge and stunning windows above the sink overlooking the partially covered deck and backyard. Also equipped with electronic shades. Entertain with ease in the formal dining room or enjoy casual meals in the charming breakfast room with direct access to the deck. The extensive main level family room is warm and inviting with a beautiful brick fireplace, custom built-ins and plenty of space to gather. A convenient half bath and oversized laundry room complete the main level. Upstairs you will find four sizeable bedrooms, two full bathrooms with new carpet, fresh paint throughout, updated lighting and ceiling fans. The spacious Primary suite offers a cozy bathroom with granite, multiple closets with one walk-in and a tiled shower. The finished walk-out lower level expands your living space with a second fireplace, wet bar storage and endless possibilities for recreation or a home office. Step outside to enjoy the stunning landscaped backyard featuring a huge partially covered deck, newly poured patio and new steps leading to the driveway. This home is move in ready and combines classic character with modern updates-offering space, style and comfort for years to come. Convenient to shopping and highway access.

4507 S Fremont Road, Independence

Listing courtesy of Leslie Hogan of BHG Kansas City Homes.
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