64055 Homes with Cash Financing

64055 Homes with Cash Financing

Welcome to the vibrant zip code 64055, nestled in Independence, Jackson County, Missouri. This charming area offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place to call home.

With homes available for cash financing, the real estate market in 64055 provides an excellent opportunity for buyers looking for a seamless and straightforward purchasing process. Whether you're a first-time buyer or a seasoned investor, cash financing can offer you the flexibility and speed needed to secure your dream home in this sought-after area.

Independence, known for its rich history and friendly community, boasts a variety of amenities and attractions for residents to enjoy. From beautiful parks and recreation areas to shopping centers and dining options, there is something for everyone in this lively city.

If you're considering making a move to the 64055 zip code, now is the perfect time to explore the available real estate options. With homes that qualify for cash financing, you can simplify the buying process and focus on finding the perfect property to suit your needs.

Don't miss out on the opportunity to own a home in this desirable area. Contact us today to learn more about the homes available for cash financing in zip code 64055 and start your journey to homeownership in Independence, Missouri.

Newest 64055 Homes with Cash Financing

16400 E 39th Street S, Independence
$499,000
3 Beds ⋅ 2.5 Baths
Acreage with an IN-TOWN address! Brimming with mid-century charm, this inviting ranch blends timeless character with the ease of single-level living. Its classic style offers a warm welcome and an inspiring canvas for your personal touches. Unfinished full basement stubbed for bath. Discover an unexpected slice of country on approximately 3.89 residentially zoned acres, right at the corner of 39th Street and Lee’s Summit Road in Independence. Enjoy room to spread out with convenient access to shopping, dining, and destinations throughout the Kansas City metro—all within the Blue Springs School District. Built in 1956, this distinctive mid-century ranch offers 3 bedrooms, 2.5 baths, and 2,597 square feet of living space. Outside, the expansive grounds provide space for relaxing, gathering, gardening, and bringing your outdoor vision to life. Bring your ideas and make the most of this standout combination of acreage, mid-century character, and an exceptionally convenient location!

16400 E 39th Street S, Independence

Listing courtesy of Debbie White of ReeceNichols - Lees Summit.
3602 Randall Drive, Independence
$224,900
3 Beds ⋅ 1.5 Baths
Wonderful Ranch Home with space and room to grow. Newer roof, Newer Hot water heater, NEW refinished Hardwood Floors, NEW interior paint, New lights in the kitchen with granite counter tops and a gas stove. The bedrooms have newer fan/lights. Trees have been recently pruned, and 3 large trees have been removed. New landscaping natural border flower beds left open for your creative ideas. New garage door opener. There is a door in the garage that leads to the Fenced in backyard. There is a full unfinished basement with one newly finished room that could be used for an office, game room, man's cave or whatever you need it for. All appliances stay! Come See this home with the ability to MOVE RIGHT IN..

3602 Randall Drive, Independence

Listing courtesy of Tara Sullivan of RE/MAX Innovations.
2522 Queen Ridge Drive, Independence
$215,000
3 Beds ⋅ 1 Baths
Welcome to this charming 3-bedroom ranch home in Independence! This home features a functional floor plan, an eat-in kitchen, and a full unfinished basement that provides additional storage and great potential for customization. Situated on an approximately 0.42-acre lot, this property offers a spacious fenced backyard with a storage shed and plenty of room to enjoy outdoor activities. An attached one-car garage provides added functionality. This home is conveniently located near Highway 291, shopping, dining, and everyday amenities, with easy access to major commuting routes. The home is vacant and ready for its next owner. Come see all this property has to offer!

2522 Queen Ridge Drive, Independence

Listing courtesy of Brittany Mccall of 1st Class Real Estate KC.
15900 E 29th Street Court S, Independence
$420,000
4 Beds ⋅ 3 Baths
Welcome to Drumm Farm Villas! This spacious 1.5-story reverse home offers 4 bedrooms, 3 full bathrooms, and a thoughtfully designed floor plan with the convenience of main-level living. Situated on a desirable corner lot, this home features a deck perfect for relaxing or entertaining, along with a 2-car garage. An existing accessibility ramp inside the garage provides convenient access into the home and can be removed if desired. The finished lower level offers additional living space, ideal for entertaining, hosting guests, or simply spreading out. Enjoy the comfort, versatility, and convenience this home has to offer in the desirable Drumm Farm Villas community!

15900 E 29th Street Court S, Independence

Listing courtesy of Diana Carollo of Platinum Realty LLC.
17225 E 40th Terrace S, Independence
$275,000
3 Beds ⋅ 2 Baths
Beautifully refreshed 3-bedroom, 2-bathroom home offering a spacious and inviting layout. The property features a 2-car garage, finished lower level with additional living space, and a fenced backyard perfect for outdoor enjoyment. Relax or entertain on the rear deck, while the storage shed provides extra space for tools and outdoor equipment. With its desirable updates, functional living space, and great outdoor features, this home is a wonderful opportunity for buyers seeking comfort and convenience. Don't miss out on making this home your own! Seller to do no Inspections, make any warranties, or provide any repairs*The seller reserves the right to accept the offer of their choice regardless of the order in which they are received, counter offered, or presented from a multiple offer situation.

17225 E 40th Terrace S, Independence

Listing courtesy of Michael Zouglas of REO Xpress LLC.
1106 W 35th Terrace, Independence
$289,000
4 Beds ⋅ 3 Baths
A HOME WITH ROOM FOR EVERYONE AND SEPARATE LIVING QUARTERS! This unique property offers flexibility, convenience, and TWO DRIVEWAYS! The circular driveway in front provides easy access to the main level, while a second driveway leads to the rear of the property, providing convenient access to the completely finished lower level. Perfect for extended family, guests, or multigenerational living, the lower level features a bedroom, full bathroom, kitchen area, and spacious living room with plenty of windows providing natural light. The main level offers generous living space, a welcoming fireplace, formal dining room, and separate breakfast area. Step outside and enjoy the open deck or relax on the separate covered deck, accessible from the dining area, where you can enjoy peaceful views of the backyard and surrounding nature throughout the seasons. Conveniently located near shopping, schools, places of worship, and everyday amenities. Whether you're looking for additional living space, guest accommodations, or room for extended family, this property offers outstanding possibilities. TWO DRIVEWAYS, SEPARATE LIVING QUARTERS, AND ROOM TO SPREAD OUT! Don't miss this opportunity. Schedule your private showing today!

1106 W 35th Terrace, Independence

Listing courtesy of Judy Engle of Realty Professionals Heartland.
1801 S Dodgion Avenue, Independence
$219,500
4 Beds ⋅ 2 Baths
Welcome to this beautifully refreshed 4-bedroom, 2-bathroom home in Independence, Missouri! With extensive updates throughout, this move-in-ready home offers modern finishes, comfortable living spaces, and plenty of room to enjoy. Step inside to find beautifully refinished hardwood floors, fresh paint, updated lighting, and refreshed trim and doors. The kitchen features brand-new quartz countertops, refinished cabinetry, and all-new major appliances. Both bathrooms have been updated with new vanities, toilets, fixtures, and lighting. The home features three bedrooms on the main level and a fourth bedroom downstairs, along with a mostly finished basement offering additional living space perfect for entertaining, a home office, or a recreation area. Exterior improvements include brand-new windows, fresh paint, a newly poured concrete driveway and garage floor, plus an attached garage. With major improvements already completed inside and out, this home is ready for its next owner to move right in and enjoy.

1801 S Dodgion Avenue, Independence

Listing courtesy of Jonathan Minerick of homecoin.com.
17312/17314 48th Terrace Court S, Independence
$275,000
Rare duplex at the very end of a cul-de-sac in Independence! 17312/17314 E 48th Terrace Ct S is a side-by-side bi-level duplex on a cul-de-sac where multifamily inventory rarely comes available. Each unit offers 2 bedrooms, 1.5 baths, a 1-car garage + additional driveway parking, and in-unit laundry. Inside, the main living area features vaulted ceilings with high windows that bring in plenty of natural light, and the eat-in kitchen includes a range, refrigerator, and dishwasher. Both bedrooms have ceiling fans, and a full bath with tub/shower plus a separate half bath add everyday convenience. The finished lower level gives you a large, flexible bonus space with a wet bar sink, ideal for a second living area, office, or hobby room. Central air and heat throughout. One side is occupied, and the other will be delivered vacant, making this an excellent opportunity for a house-hacker to live in one unit while the other helps offset the mortgage, or for an investor to set their own rent on the vacant side. Residents pay all utilities, keeping owner expenses low. Opportunities like this on a cul-de-sac don’t come along often, come see the vacant unit today!

17312/17314 48th Terrace Court S, Independence

Listing courtesy of Mike Hills of Atlas Real Estate LLC.
1400 S Mccoy Street, Independence
$185,000
3 Beds ⋅ 1 Baths
Charming, Updated Ranch Bungalow with an Oversized Private Lot! Welcome home to this adorable 3-bedroom, 1-bath ranch bungalow nestled in a fantastic neighborhood! Bursting with character and curb appeal, this inviting home offers the convenience of one-level living with an impressive list of recent improvements. Step inside to discover beautifully refinished hardwood floors, fresh interior paint, and updated kitchen flooring. The kitchen features a new sink along with a new refrigerator, dishwasher, and range?all staying with the home! Additional upgrades include new windows, added attic insulation, select new interior doors, beautifully updated shower tile, and freshly painted exterior trim. Enjoy peace of mind with a roof approximately 3?4 years old and a new heating and cooling system installed in 2025! Outside, the oversized private lot offers endless possibilities for outdoor entertaining, gardening, or future improvements. Whether you're searching for your first home, looking to downsize, or adding to your investment portfolio, this charming bungalow offers a wonderful combination of character, comfort, and value. Move-in ready and full of potential?don't miss this opportunity!

1400 S Mccoy Street, Independence

Listing courtesy of Tami Froehlich of ReeceNichols - Lees Summit.
12507 E 39th Street S Unit #49, Independence
$180,000
2 Beds ⋅ 2 Baths
So much to love about this beautifully updated, spacious condo! Luxury vinyl plank flooring flows throughout, creating a seamless and stylish feel. The inviting living room is filled with natural light and features an upgraded ceiling fan and a gorgeous see-through fireplace shared with the dining area, adding warmth and charm to both spaces. The well-appointed kitchen offers a convenient breakfast bar, newer stainless steel appliances, and a generous walk-in pantry. Just off the kitchen, you'll find a versatile bonus space with a built-in coffee bar—perfect for a home office, cozy sitting area, or morning coffee retreat! The spacious primary suite features a walk-in closet and private bath with dual vanities and a walk-in shower. A second bedroom offers a large closet, while the second full bath includes a shower-over-tub combination. The dedicated laundry room provides built-in cabinetry, and the washer and dryer stay! Window blinds are also included throughout. Enjoy the added convenience of an attached one-car garage with private, direct access to the unit, plus additional parking spaces along the side. Low-maintenance living is a breeze, with HOA fees covering exterior maintenance, including roof repairs and replacement, as well as water/sewer, landscaping, trash service, snow removal, and parking lot and common grounds maintenance. Ideally located near shopping, dining, and major highways, this move-in-ready condo offers the perfect combination of comfort, convenience, and easy living. Welcome home!

12507 E 39th Street S Unit #49, Independence

Listing courtesy of Ask Cathy Team of Keller Williams Platinum Prtnr.
4314 S DAVIDSON Drive, Independence
$359,900
3 Beds ⋅ 3 Baths
A place for everything—and more time to enjoy it! Custom built-ins, generous storage, and recent updates make this three-bedroom, three-bath Whispering Meadows home stand out. At 4314 South Davidson Drive, professionally crafted shelving matches the existing trim, making smart use of nearly every square inch. The main floor offers two bedrooms and two bathrooms, including a primary suite with a private bath and a guest bathroom convenient to the second bedroom. Living room bookshelves along the staircase railing add character and display space. A bedroom closet office with a built-in desk and shelves provides a workspace that tucks neatly away. Beautiful wood flooring warms the kitchen, where the stove, dishwasher, and microwave were replaced within the past year. Ample closets and shelving throughout—including the kitchen, laundry area, and pantries—keep everyday essentials organized. The full finished basement features the third bedroom and third bathroom, plus a wet bar and room for entertaining, game nights, and hobbies. Outside, the approximately four-year-old composite deck overlooks a professionally landscaped rock garden with spaces for your favorite plants and seasonal color—an inviting setting for morning coffee or evening relaxation. The heating and cooling systems and water heater were updated within the past two years. A two-car garage adds convenience. HOA services include mowing, snow removal, and exterior maintenance, including repainting the home every seven years. Whispering Meadows offers a community pool and paved, lighted walking trails. The renovated clubhouse features updated flooring, fresh paint, new furniture, and a full kitchen. Residents can rent it for graduations, anniversaries, birthdays, and other celebrations. Enjoy thoughtful custom features, major updates, and neighborhood amenities that make Whispering Meadows a wonderful place to call home!

4314 S DAVIDSON Drive, Independence

Listing courtesy of Al Lenzini of RE/MAX Revolution.
17201 E 32nd Street S Unit #12, Independence
$115,000
2 Beds ⋅ 1 Baths
Enjoy the convenience of comfortable, low-maintenance living in this inviting 2-bedroom condominium! Whether you’re looking to purchase your first home, downsize, or simplify your lifestyle, this property offers a great combination of comfort, convenience, and affordability. The welcoming interior features an open-concept layout with soaring vaulted ceilings, a warm fireplace, and plenty of natural light. Two spacious bedrooms provide comfortable living space, while the convenient laundry closet adds everyday practicality. Take advantage of your own private outdoor deck, perfect for relaxing and enjoying the surrounding views. You’ll also appreciate the detached one-car garage for added convenience and extra storage. Situated in a quiet community with quick access to Highways 291 and I-70, this location puts shopping, restaurants, and daily necessities within easy reach. Enjoy the freedom of homeownership without the demands of maintaining a traditional house. Come see everything this condo has to offer!

17201 E 32nd Street S Unit #12, Independence

Listing courtesy of Alex Nguyen of Platinum Realty LLC.
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The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use

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