64055 Homes with Conventional Financing

64055 Homes with Conventional Financing

Welcome to the vibrant zip code 64055 in Independence, Missouri! This charming area, nestled in Jackson County, offers a perfect blend of suburban tranquility and urban convenience. With a variety of amenities, excellent schools, and a strong sense of community, 64055 is a sought-after location for homebuyers looking to settle in the heart of Independence.

Homes in 64055 are in high demand, and with conventional financing options available, owning your dream home in this zip code has never been easier. Whether you're a first-time homebuyer or looking to upgrade to a larger space, 64055 offers a range of housing options to suit your needs. From cozy townhouses to spacious single-family homes, there is something for everyone in this dynamic real estate market.

In addition to the fantastic housing options, living in 64055 means you'll have easy access to a variety of shopping, dining, and entertainment venues. Explore the historic sites in Independence, take a stroll in one of the many parks, or enjoy a day of shopping at the nearby retail centers.

If you're looking for a place to call home that offers the perfect mix of comfort and convenience, look no further than zip code 64055. With homes available through conventional financing, now is the ideal time to make your move to this thriving community in Independence, Missouri.

Newest 64055 Homes with Conventional Financing

1400 S Mccoy Street, Independence
$185,000
3 Beds ⋅ 1 Baths
Charming, Updated Ranch Bungalow with an Oversized Private Lot! Welcome home to this adorable 3-bedroom, 1-bath ranch bungalow nestled in a fantastic neighborhood! Bursting with character and curb appeal, this inviting home offers the convenience of one-level living with an impressive list of recent improvements. Step inside to discover beautifully refinished hardwood floors, fresh interior paint, and updated kitchen flooring. The kitchen features a new sink along with a new refrigerator, dishwasher, and range?all staying with the home! Additional upgrades include new windows, added attic insulation, select new interior doors, beautifully updated shower tile, and freshly painted exterior trim. Enjoy peace of mind with a roof approximately 3?4 years old and a new heating and cooling system installed in 2025! Outside, the oversized private lot offers endless possibilities for outdoor entertaining, gardening, or future improvements. Whether you're searching for your first home, looking to downsize, or adding to your investment portfolio, this charming bungalow offers a wonderful combination of character, comfort, and value. Move-in ready and full of potential?don't miss this opportunity!

1400 S Mccoy Street, Independence

Listing courtesy of Tami Froehlich of ReeceNichols - Lees Summit.
4009 S Milton Drive, Independence
$220,000
4 Beds ⋅ 2 Baths
Opportunity knocks in Carriage Hills! This 4-bedroom, 2-bath raised ranch offers 1,248 sq ft of living space, a 2-car attached garage, basement, and a covered deck. Built in 1966, the home is ready for someone to bring their vision and love to make it their own. Bring your ideas and unlock the potential!

4009 S Milton Drive, Independence

Listing courtesy of Hern Group of Keller Williams Platinum Prtnr.
3401 QUEEN RIDGE Drive, Independence
$220,000
3 Beds ⋅ 1 Baths
Beautifully updated 3-bedroom, 1-bath raised ranch in Independence, located in the highly sought-after Blue Springs School District! Situated on a corner lot, this home offers a fenced backyard with patio, perfect for relaxing or entertaining. Step inside and enjoy the fresh, modern feel with numerous updates throughout, including brand-new engineered hardwood and luxury vinyl tile flooring, fresh interior paint and new trim, and stylish new light fixtures. The kitchen and bathroom both feature beautiful quartz countertops, while the bathroom has also been refreshed with a new tub surround. Enjoy added peace of mind with a roof that’s only four years old, featuring lifetime shingles. Plus, enjoy the convenience of a tankless water heater that's only two years old, providing continuous hot water on demand. With so many updates already completed, this move-in-ready home offers the perfect combination of style, comfort, and convenience. Don’t miss your opportunity to make it yours!

3401 QUEEN RIDGE Drive, Independence

Listing courtesy of Jenn Chism of Real Broker, LLC-MO.
12507 E 39th Street S Unit #49, Independence
$180,000
2 Beds ⋅ 2 Baths
So much to love about this beautifully updated, spacious condo! Luxury vinyl plank flooring flows throughout, creating a seamless and stylish feel. The inviting living room is filled with natural light and features an upgraded ceiling fan and a gorgeous see-through fireplace shared with the dining area, adding warmth and charm to both spaces. The well-appointed kitchen offers a convenient breakfast bar, newer stainless steel appliances, and a generous walk-in pantry. Just off the kitchen, you'll find a versatile bonus space with a built-in coffee bar—perfect for a home office, cozy sitting area, or morning coffee retreat! The spacious primary suite features a walk-in closet and private bath with dual vanities and a walk-in shower. A second bedroom offers a large closet, while the second full bath includes a shower-over-tub combination. The dedicated laundry room provides built-in cabinetry, and the washer and dryer stay! Window blinds are also included throughout. Enjoy the added convenience of an attached one-car garage with private, direct access to the unit, plus additional parking spaces along the side. Low-maintenance living is a breeze, with HOA fees covering exterior maintenance, including roof repairs and replacement, as well as water/sewer, landscaping, trash service, snow removal, and parking lot and common grounds maintenance. Ideally located near shopping, dining, and major highways, this move-in-ready condo offers the perfect combination of comfort, convenience, and easy living. Welcome home!

12507 E 39th Street S Unit #49, Independence

Listing courtesy of Ask Cathy Team of Keller Williams Platinum Prtnr.
4314 S DAVIDSON Drive, Independence
$359,900
3 Beds ⋅ 3 Baths
A place for everything—and more time to enjoy it! Custom built-ins, generous storage, and recent updates make this three-bedroom, three-bath Whispering Meadows home stand out. At 4314 South Davidson Drive, professionally crafted shelving matches the existing trim, making smart use of nearly every square inch. The main floor offers two bedrooms and two bathrooms, including a primary suite with a private bath and a guest bathroom convenient to the second bedroom. Living room bookshelves along the staircase railing add character and display space. A bedroom closet office with a built-in desk and shelves provides a workspace that tucks neatly away. Beautiful wood flooring warms the kitchen, where the stove, dishwasher, and microwave were replaced within the past year. Ample closets and shelving throughout—including the kitchen, laundry area, and pantries—keep everyday essentials organized. The full finished basement features the third bedroom and third bathroom, plus a wet bar and room for entertaining, game nights, and hobbies. Outside, the approximately four-year-old composite deck overlooks a professionally landscaped rock garden with spaces for your favorite plants and seasonal color—an inviting setting for morning coffee or evening relaxation. The heating and cooling systems and water heater were updated within the past two years. A two-car garage adds convenience. HOA services include mowing, snow removal, and exterior maintenance, including repainting the home every seven years. Whispering Meadows offers a community pool and paved, lighted walking trails. The renovated clubhouse features updated flooring, fresh paint, new furniture, and a full kitchen. Residents can rent it for graduations, anniversaries, birthdays, and other celebrations. Enjoy thoughtful custom features, major updates, and neighborhood amenities that make Whispering Meadows a wonderful place to call home!

4314 S DAVIDSON Drive, Independence

Listing courtesy of Al Lenzini of RE/MAX Revolution.
17201 E 32nd Street S Unit #12, Independence
$115,000
2 Beds ⋅ 1 Baths
Enjoy the convenience of comfortable, low-maintenance living in this inviting 2-bedroom condominium! Whether you’re looking to purchase your first home, downsize, or simplify your lifestyle, this property offers a great combination of comfort, convenience, and affordability. The welcoming interior features an open-concept layout with soaring vaulted ceilings, a warm fireplace, and plenty of natural light. Two spacious bedrooms provide comfortable living space, while the convenient laundry closet adds everyday practicality. Take advantage of your own private outdoor deck, perfect for relaxing and enjoying the surrounding views. You’ll also appreciate the detached one-car garage for added convenience and extra storage. Situated in a quiet community with quick access to Highways 291 and I-70, this location puts shopping, restaurants, and daily necessities within easy reach. Enjoy the freedom of homeownership without the demands of maintaining a traditional house. Come see everything this condo has to offer!

17201 E 32nd Street S Unit #12, Independence

Listing courtesy of Alex Nguyen of Platinum Realty LLC.
3509 S Atherton Avenue, Independence
$319,900
3 Beds ⋅ 3 Baths
Updated from top to bottom with all the big-ticket improvements already done! This meticulously maintained home features a beautifully remodeled kitchen with granite countertops, updated cabinetry, pull-out drawers, coffee bar, and an added pantry. All three bathrooms have been renovated, including the primary bath in February 2026. Luxury vinyl flooring runs throughout the home, complemented by updated lighting and ceiling fans. Both secondary bedrooms feature charming built-in window seats. Major improvements include a 6-year-old HVAC system, newer front and back decks, and garage doors replaced just one year ago. The impressive 27.4-foot-deep garage provides plenty of room for larger vehicles, storage, or a workshop. The backyard is made for entertaining with a spacious deck, firepit, and shade canopy that stays! Conveniently located in the Blue Springs School District and near highways, shopping, dining, and everyday amenities. This one is truly move-in ready with nothing left to do but unpack!

3509 S Atherton Avenue, Independence

Listing courtesy of Holly Jones of Weichert Realtors - Generations.
5440 S Coachman Avenue, Independence
$310,000
2 Beds ⋅ 2 Baths
Maintenance Free Living with 1,573 sq ft on 1 level. Spacious open floor plan has large living room with fireplace, built in cabinets and floor to ceiling windows providing lots of light. Kitchen has granite, tile flooring with lots of cabinets. Pantry has pullout drawers for easy access. Also additional closet panty for your big appliances. Dining room is also large and open to the kitchen and living room. It walks out to a screened in patio so you can enjoy coffee with sunsets. Primary Bedroom with floor to ceiling windows. Adjoining bath with walk in shower, built ins for extra storage and walk in closet.

5440 S Coachman Avenue, Independence

Listing courtesy of Carol Keith of ReeceNichols - Lees Summit.
4100 S Coventry Drive, Independence
$399,000
4 Beds ⋅ 3 Baths
Welcome to your FUTURE HOME! This beautifully remodeled ranch home features a spacious open-concept layout and modern finishes throughout! Offering 4 bedrooms, 3 bathrooms, and a 3-car garage, this home combines style, space, and functionality. The impressive kitchen features brand-new appliances, granite countertops, and a stylish tile backsplash, making it perfect for cooking and entertaining. Enjoy two spacious main-level living areas, including one with a beautiful fireplace that creates a warm and inviting atmosphere. The generous primary suite features a huge bathroom and a walk-in closet for added comfort and convenience. The basement offers even more living space with a large non-conforming room and an additional family room, providing endless possibilities for recreation, hobbies, or entertainment. With its extensive remodeling, spacious layout, and desirable features, this home is ready for you to move in and make it your own. New windows throughout, new floors, new interior and exterior paint, new showers, tubs, new garage doors and the roof is being replaced in a few days. Close to shops and easy access to highways. Schedule your showing today!

4100 S Coventry Drive, Independence

Listing courtesy of Oscar Castellanos of ReeceNichols - Lees Summit.
3520 S DRUMM Avenue, Independence
$305,000
3 Beds ⋅ 2.5 Baths
GORGEOUS, ONE-OF-A-KIND, MAINTENANCE-FREE RANCH WITH STUNNING UPDATES THROUGHOUT! This beautifully maintained 3-bedroom home offers exceptional quality, thoughtful upgrades, from the moment you arrive, you’ll fall in love with the inviting front porch and beautiful curb appeal! Step inside to discover gorgeous updates throughout, including newer windows, updated fixtures, and a stunning kitchen featuring custom cabinetry, granite countertops, a spacious center island, and ALL appliances included! The primary bedroom offers a private half bath and walk-in closet. The beautifully updated main bathroom features a gorgeous Onyx shower and countertop, while the half bath also showcases beautiful Onyx finishes! The partially finished walkout basement provides incredible additional living space, a 3rd bedroom, a shower and toilet, and a HUGE storage area! WAIT UNTIL YOU SEE THE GARAGE AND BACKYARD! The garage is heated and even features its own air-conditioning unit for year-round comfort! Additional conveniences include a keyless garage entry pad, direct backyard access from the garage, and a separate exterior entrance from the front of the home into the garage. Step outside to your beautiful backyard featuring an expansive concrete patio, additional concrete walkways around the garage for easy backyard access, and a convenient storage shed for lawn equipment. Newer storm doors add even more value to this exceptional home! METICULOUSLY MAINTAINED, BEAUTIFULLY UPDATED, AND LOADED WITH FEATURES YOU DON’T FIND EVERY DAY! A RARE FIND THAT YOU WON’T WANT TO MISS!

3520 S DRUMM Avenue, Independence

Listing courtesy of Michelle Smith Fry of ReeceNichols - Lees Summit.
3216 S Trail Ridge Drive, Independence
$249,900
3 Beds ⋅ 2.5 Baths
Great opportunity for investors or buyers looking for a renovation project! This 3-bedroom, 2.5-bath home offers 1,666 square feet of living space, a 1-car garage, and a partially finished basement with approximately 700 square feet of finished space. Situated on a spacious 0.40-acre lot, the property provides plenty of room for outdoor activities and future improvements. The home needs repairs and updates, offering an opportunity to restore its potential and add value. Bring your vision and make the most of this investment opportunity. Schedule your showing today!

3216 S Trail Ridge Drive, Independence

Listing courtesy of Yadi Ramon Herrera of Mainstay Brokerage LLC.
3516 S Maybrook Avenue, Independence
$315,000
3 Beds ⋅ 2.5 Baths
Inviting 3-bedroom, 2.5-bath split-entry in Independence, conveniently located within the Blue Springs School District! The main living room makes a great first impression with vaulted ceilings and a cozy fireplace, creating a warm and welcoming space to gather. The kitchen and dining area offer convenient access to the back deck and a flexible layout with laundry hookups in the kitchen or the option to utilize the space as a large pantry. The primary bedroom features a tray ceiling, a private ensuite bathroom, and dual closets. Downstairs, you'll find a spacious second family room with its own fireplace, an additional half bath, and plenty of closet space for extra storage. Additional laundry hookups are also available in the basement. Outside, enjoy the large fenced backyard and freshly painted deck, perfect for relaxing or entertaining. A brand-new roof adds another great benefit to this well-rounded home. With two separate living spaces, two fireplaces, and room to spread out, this home offers a comfortable layout with plenty to appreciate!

3516 S Maybrook Avenue, Independence

Listing courtesy of Erin Spencer of Keller Williams Southland.
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