64076 Homes with FHA Financing

Welcome to Odessa, Missouri, a charming city nestled in the heart of the Show-Me State, where the zip code 64076 offers a delightful blend of small-town charm and modern conveniences. Odessa is known for its friendly community, picturesque landscapes, and a strong sense of belonging, making it an ideal place to call home.

With a variety of homes available, residents can find properties that cater to diverse lifestyles and budgets. One of the standout features of this area is the accessibility of FHA financing, which opens the door for many homebuyers to achieve their dream of homeownership. The Federal Housing Administration (FHA) offers flexible lending options, making it easier for first-time buyers and those with less-than-perfect credit to secure a mortgage. This is particularly beneficial in Odessa, where a range of affordable housing options awaits.

In addition to its financial advantages, the 64076 zip code boasts a rich tapestry of local amenities. Residents can enjoy parks, schools, and community events that foster a vibrant social scene. The city is also conveniently located near major highways, providing easy access to nearby cities and attractions, including the bustling urban life of Kansas City just a short drive away.

Whether you're looking for a quaint starter home or a spacious family residence, Odessa's real estate market has something to offer everyone. Embrace the opportunity to settle in a welcoming community where you can create lasting memories. Discover the charm of Odessa, MO, and explore the homes available with FHA financing today!

Newest 64076 Homes with FHA Financing

$275,000

2 Beds ⋅ 2 Baths

RANCH homes with main floor living are hard to find these days well here you go! This home features a Vaulted Ceiling architecture that defines the main living space of this one-story single-family residence, creating an inviting and airy atmosphere immediately upon entry. This home features 2 bedrooms and 2 full bathrooms, offering a comfortable and functional living area. The kitchen is equipped with essential appliances, including a Dishwasher, Disposal, Microwave, and Rng/Oven- Electric, complemented by Stained Cabinets. Comfort is enhanced throughout the interior with Ceiling Fan(s). The exterior of the property includes Storm Doors and sits on a lot size of 0.22 acres,providing outdoor space in a serene residential setting. This Odessa property presents an exceptional opportunity to settle into a tranquil neighborhood. Schedule a tour today to experience the layout and features of this home.

424 E College Terrace, Odessa

Listing courtesy of Lisa Lewis of ReeceNichols - Lees Summit.

$535,000

3 Beds ⋅ 3.5 Baths

Enjoy the perfect blend of space, privacy, and convenience at this beautiful property just outside Odessa! Situated on over 4 acres with approximately 4,000 square feet of living space, this home offers room to spread out both inside and out. Enjoy your own private backyard pool, plenty of acreage for hobbies, outdoor activities, and all the extras that come with country living. With no neighbors right on top of you, you’ll appreciate the added privacy while still being just 3 miles from I-70 and 5 minutes from downtown Odessa. Located in the Wellington-Napoleon School District, this property offers the space and lifestyle you’ve been looking for without sacrificing convenience!

9916 N 131 Highway, Odessa

Listing courtesy of Marianne Luff of ReeceNichols - Lees Summit.

$425,000

Brand-new construction 4-plex at 302 N 4th St in Odessa, MO, delivered 100% vacant and move-in ready. Features four identical 2-bed, 1-bath units at 828 sq ft each (3,312 total sq ft). Every unit offers open-concept living, LVP flooring throughout, white shaker cabinetry, granite-look countertops, full kitchen appliances, a walk-in primary closet, and dedicated in-unit laundry hookups. Designed as an efficient all-electric building, exterior highlights include low-maintenance vertical siding, separate HVAC condensers, individual utility meters, private upper-level entry decks, fenced trash enclosure, and a large paved off-street parking lot. With pro-forma rents projected at $975/mo per unit ($3,900/mo or $46,800/yr gross), this property is positioned for strong cash flow right out of the gate. Located in the Odessa R-VII School District with quick I-70 access for an easy KC metro commute. Ideal turnkey investment, 1031 exchange, or owner-occupant property.

302 N 4th Street, Odessa

Listing courtesy of Gregory Mccord of EXP Realty LLC.

$845,000

4 Beds ⋅ 3 Baths

LOCATION, LOCATION, LOCATION! Just 2 minutes south of Odessa on Highway 131, this exceptional property offers the perfect combination of convenience, privacy, and country living on 14.92 beautiful acres! Tucked behind a treed setting, the home and barn offer a secluded feel while enjoying the convenience of easy blacktop access. Proudly offered by its original owner, this custom-built home blends rustic charm with modern finishes and thoughtful design throughout. You'll love the abundance of cabinetry, built-ins, a walk-in pantry, spacious walk-in closet, and generous storage that make everyday living both comfortable and organized. The well-planned layout features a convenient drop zone just inside the garage, a nearby laundry room, and a walk-in pantry perfectly positioned for unloading groceries. The spacious, open-concept living area is designed to bring people together! Enjoy peaceful views of the back of the property from the main living spaces, while the large kitchen island provides the perfect gathering spot for everyday meals or entertaining family and friends. The finished lower level adds even more versatility with a recreation area, fourth bedroom, full bath, and an additional unfinished area offering plenty of room for storage. Take in the fresh country air from the covered front porch or unwind on the covered back patio while enjoying beautiful sunset views. Outside, the impressive red barn is ready for all your equipment, hobbies, and storage needs, featuring 16-foot sidewalls, a 14-foot overhead door, and an additional 12-foot overhead door. The extended overhang also provides an ideal spot for RV parking. This property truly checks all the boxes! A convenient location, nearly 15 acres, a custom-built home, and an impressive outbuilding make this a rare opportunity to enjoy the best of country living without sacrificing convenience!

4283 131 Highway, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.

$249,500

3 Beds ⋅ 2 Baths

Space, charm, and opportunity! Discover the possibilities in this spacious 2,080 square foot home, offering plenty of room to spread out and make it your own. The main level features 3 bedrooms, 2 full bathrooms, a formal living room, separate dining room, and a comfortable family room complete with a wood-burning stove fireplace. The generously sized kitchen provides a great foundation for creating the heart of your dream home. Several major improvements have already been taken care of, including a HVAC system just 2 years old, brand-new deck, fresh exterior paint, and new landscaping. Situated on a large lot with beautiful mature trees, this property offers plenty of outdoor space, shade, and room to enjoy the seasons. If you've been looking for space, a great lot, and the opportunity to build equity while creating a home that reflects your personal style, this Odessa property is full of potential!

510 E Orchard Street, Odessa

Listing courtesy of Cindy Steinbeck of Heritage Realty.

$249,000

3 Beds ⋅ 2 Baths

Beautifully renovated farmhouse-style home located just blocks from downtown Odessa! Enjoy the charm of small-town living in a home that feels straight out of a Hallmark movie. Renovated down to the studs just three years ago, this home offers the perfect blend of character, style, and modern convenience, with updated mechanical, electrical, and plumbing systems. Thoughtful details and unique features can be found throughout, including an electric fireplace, hidden barn door with built-in shelving, solid-surface kitchen countertops, decorative tile backsplash, floating shelves, soaking tub, beadboard accents, decorative stair railing, and a built-in loft bed. Beyond the cosmetic updates, the sellers have also invested in many major improvements, including windows, siding, a concrete driveway, deck, and mechanical systems. A spacious detached garage provides plenty of room for vehicle storage, a workshop, or additional hobbies. This one-of-a-kind property is truly move-in ready and offers a rare opportunity to own a beautifully updated home full of charm and character!

109 E Dryden Street, Odessa

Listing courtesy of Patel Group of Keller Williams Platinum Prtnr.

$399,500

3 Beds ⋅ 2 Baths

An earth contact home design anchors this three-bedroom, two-bathroom property positioned on a paved road. This residence features over 1,800 square feet of finished area, highlighted by a twenty-by-twenty-foot sunroom that provides a space to unwind while overlooking an approximately fifteen-acre stocked lake. The outdoor space includes a three-plus acre lot with lake frontage equipped with both wet and dry docks, perfect for spending quiet afternoons fishing. Vehicle storage and project space are plentiful with a two-car attached garage alongside an insulated thirty-by-forty-foot outbuilding. This versatile structure contains two garage bays, a workshop/storage area, concrete floor, and electric service. This tranquil property with fantastic lakeside view offers a setting situated a few miles from Odessa and Interstate 70, within the Wellington-Napoleon school district.

9313 131 Highway, Odessa

Listing courtesy of Eric Pierson of Pierson Realty.

$265,900

3 Beds ⋅ 1.5 Baths

Come see all the charm and space this Odessa home has to offer! This charming home offers the perfect blend of character, space, and thoughtful updates. Featuring a new roof, 10-foot ceilings, beautiful hardwood floors, and a large dining room made for gathering. The custom kitchen adds modern functionality, while upstairs you'll find spacious bedrooms with walk-in closets in every room. Outside, enjoy a large family-sized front porch, private decking, and a peaceful back patio. A special home with plenty of room to live, gather, and make memories. Schedule a tour today!

416 S 1st Street, Odessa

Listing courtesy of Tevin Jacutin of EXP Realty LLC.

$895,000

Mason Court Quadplex presents a rare opportunity to own a BRAND NEW 2026 construction fourplex in Odessa, Missouri. This modern two-story townhome fourplex features four spacious 3 Bed / 2.5 Bath units with high-end finishes throughout, including stainless steel appliances, granite countertops, LVP flooring, in-unit washer/dryer, and an attached 1-car garage with additional driveway parking for each unit. All units are already leased at $1595 per month offering cash flow from day one. Additional identical quads are available on the same street. Need a safe, stable property for a 1031 exchange? This is your opportunity! The building is all-electric and separately metered for electricity, water, and trash, operating with very low landlord expenses. With no HOA this turnkey fourplex offers excellent cash flow for an investor or owner-occupant. New construction means low capital expenses for years to come. Current third-party property management is in place and eager to continue if desired, making ownership seamless. Located in an appreciating Kansas City submarket, Odessa attracts working professionals and families who appreciate highly rated schools, a family-friendly atmosphere, and a strong sense of community. Residents enjoy a low cost of living with convenient access to dining and shopping in Eastern Jackson County, while commuting to Kansas City (30–40-minute drive) along the I-70 corridor. Mason Court delivers modern, low maintenance living with strong long-term appreciation potential!

603 Mason Court, Odessa

Listing courtesy of Michelle Lutz of Lutz Sales + Investments.

$649,900

3 Beds ⋅ 2.5 Baths

WHAT AN OPPORTUNITY TO OWN 7.56 ACRES +- RIGHT ON THE EDGE OF TOWN! This beautiful property offers the perfect combination of country living and convenience! Enjoy the peaceful, park-like setting with plenty of room to spread out, a pond for fishing, and endless possibilities! One of the biggest highlights is the recently added 40x60 SHOP featuring a finished area with a full bathroom, perfect for a home-based business, office, car enthusiast, or anyone needing extra space! The property also offers an RV setup and plenty of room for additional outbuildings, hobbies, or potentially even a second home or guest house! Step inside this charming home and you will immediately feel the warmth and character it has to offer! The sellers have made numerous updates within the last 2 years, including a new roof, windows on the main level and basement, carpet in the living room, primary bedroom and stairway, storm doors, fencing, and more! One of my favorite features is the unique overhead door with a screen in the kitchen and dining area that allows you to bring the outdoors right into your home! Open it up and step out onto the new deck overlooking the beautiful property. What a great space for entertaining or simply enjoying your morning coffee! LOCATION, LAND, POND, SHOP, AND A CHARMING HOME — THIS PROPERTY HAS IT ALL! Conveniently located near schools and town amenities while still offering that country feel everyone is looking for! Whether you're looking for room to grow, space for your hobbies, a home-based business, or future possibilities, this property is one you don't want to miss! PRICED WELL BELOW APPRAISED VALUE! An incredible opportunity to own a property with so much to offer. Schedule your showing today!

981 S 9th Street, Odessa

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.

$230,000

3 Beds ⋅ 2 Baths

Make plans to see this one!! Welcome to this remodeled 3-bedroom, 2-bath home, offering a fresh, updated interior and numerous improvements throughout. Major upgrades include a new subfloor, updated kitchen and bathrooms, new roof, new siding, and a brand-new porch. Railing also added to front porch and fresh paint on area over the carport. The crawl space has been encapsulated, and the electrical system has been upgraded for added peace of mind. Inside, you’ll find a comfortable layout with thoughtful updates that make this home move-in ready. Outside, the covered concrete parking area provides convenient off-street parking and protection from the elements. Located in a convenient area close to schools, shopping, dining, and everyday amenities, this home combines updates with an excellent location.

406 S 3RD Street, Odessa

Listing courtesy of The Rare Group of BHG Kansas City Homes.

$349,000

5 Beds ⋅ 2 Baths

326 E Main Street, Odessa

Listing courtesy of Chip Thompson of Realty Professionals Heartland.

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64076 Homes with FHA Financing

Newest 64076 Homes with FHA Financing

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