64076 Homes with USDA Loan Financing

Welcome to Odessa, Missouri, a charming city nestled in the heart of Lafayette County, where small-town charm meets modern convenience. The zip code 64076 is not just a number; it represents a vibrant community filled with friendly faces, beautiful landscapes, and a variety of housing options that cater to diverse lifestyles.

Odessa boasts an array of homes perfect for families, first-time buyers, and those looking to downsize. One of the standout features of this area is the availability of USDA loan financing, making homeownership more accessible for many residents. With its picturesque surroundings and affordable housing options, Odessa is an ideal choice for those seeking a serene lifestyle without sacrificing proximity to urban amenities.

The community is known for its welcoming atmosphere and strong sense of belonging. Residents enjoy local parks, excellent schools, and a variety of recreational opportunities, all while being just a short drive from larger cities like Kansas City. The rich history and friendly community spirit make Odessa a wonderful place to call home.

Whether you’re looking for a cozy bungalow, a spacious family home, or a charming farmhouse, the real estate market in Odessa offers something for everyone. With USDA financing options available, now is the perfect time to explore the possibilities of homeownership in this delightful Missouri city. Discover the joys of living in 64076, where your dream home awaits amidst a backdrop of community, comfort, and convenience!

Newest 64076 Homes with USDA Loan Financing

$249,500

3 Beds ⋅ 2 Baths

Space, charm, and opportunity! Discover the possibilities in this spacious 2,080 square foot home, offering plenty of room to spread out and make it your own. The main level features 3 bedrooms, 2 full bathrooms, a formal living room, separate dining room, and a comfortable family room complete with a wood-burning stove fireplace. The generously sized kitchen provides a great foundation for creating the heart of your dream home. Several major improvements have already been taken care of, including a HVAC system just 2 years old, brand-new deck, fresh exterior paint, and new landscaping. Situated on a large lot with beautiful mature trees, this property offers plenty of outdoor space, shade, and room to enjoy the seasons. If you've been looking for space, a great lot, and the opportunity to build equity while creating a home that reflects your personal style, this Odessa property is full of potential!

510 E Orchard Street, Odessa

Listing courtesy of Cindy Steinbeck of Heritage Realty.

$314,700

3 Beds ⋅ 2 Baths

Beautifully Renovated Ranch in Odessa – Move-In Ready! Fall in love with this beautifully updated 3-bedroom, 2-bath ranch home in Odessa! Offering the perfect combination of comfort, style, and functionality, this home has been thoughtfully renovated and is ready for its new owners! Step inside to discover fresh interior paint, beautiful new flooring, and a refreshed kitchen featuring stainless steel appliances. The inviting layout offers comfortable living spaces perfect for everyday living and entertaining. Need room to grow? The full unfinished basement offers endless possibilities for additional living space, a recreation room, home gym, workshop, or plenty of storage! Step outside and enjoy the large, private deck, perfect for morning coffee, weekend barbecues, or simply relaxing in your own peaceful outdoor retreat. An additional parking pad provides extra convenience for guests or additional vehicles. With so many updates already completed, all that's left to do is move in and make it your own! Beautiful updates, room to grow, and outdoor space to enjoy — this Odessa ranch checks all the boxes!

606 S Johnson Drive, Odessa

Listing courtesy of Cindy Middleton of RE/MAX Premier Properties.

$265,900

3 Beds ⋅ 1.5 Baths

Come see all the charm and space this Odessa home has to offer! This charming home offers the perfect blend of character, space, and thoughtful updates. Featuring a new roof, 10-foot ceilings, beautiful hardwood floors, and a large dining room made for gathering. The custom kitchen adds modern functionality, while upstairs you'll find spacious bedrooms with walk-in closets in every room. Outside, enjoy a large family-sized front porch, private decking, and a peaceful back patio. A special home with plenty of room to live, gather, and make memories. Schedule a tour today!

416 S 1st Street, Odessa

Listing courtesy of Tevin Jacutin of EXP Realty LLC.

$275,000

3 Beds ⋅ 1.5 Baths

OLD HOME CHARM will capture you from the moment you walk into this 3 bedroom, 1.5 bathroom Odessa home. The woodwork is outstanding from the 2 stairways, baseboards, doors and window/door trim, built-in window seat and glass front bookshelves! The charm in these oversized rooms has been preserved throughout both stories. Hardwood floors except in the kitchen & bathrooms. Detached 2-car garage has concrete floor, electric and one new door is coming November 5th. Come take a look! Priced at $275,000.

407 S 1st Street, Odessa

Listing courtesy of Debbie Wyrick of Realty Executives.

$675,000

3 Beds ⋅ 2.5 Baths

WHAT AN OPPORTUNITY TO OWN 7.56 ACRES +- RIGHT ON THE EDGE OF TOWN! This beautiful property offers the perfect combination of country living and convenience! Enjoy the peaceful, park-like setting with plenty of room to spread out, a pond for fishing, and endless possibilities! One of the biggest highlights is the recently added 40x60 SHOP featuring a finished area with a full bathroom, perfect for a home-based business, office, car enthusiast, or anyone needing extra space! The property also offers an RV setup and plenty of room for additional outbuildings, hobbies, or potentially even a second home or guest house! Step inside this charming home and you will immediately feel the warmth and character it has to offer! The sellers have made numerous updates within the last 2 years, including a new roof, windows on the main level and basement, carpet in the living room, primary bedroom and stairway, storm doors, fencing, and more! One of my favorite features is the unique overhead door with a screen in the kitchen and dining area that allows you to bring the outdoors right into your home! Open it up and step out onto the new deck overlooking the beautiful property. What a great space for entertaining or simply enjoying your morning coffee! LOCATION, LAND, POND, SHOP, AND A CHARMING HOME — THIS PROPERTY HAS IT ALL! Conveniently located near schools and town amenities while still offering that country feel everyone is looking for! Whether you're looking for room to grow, space for your hobbies, a home-based business, or future possibilities, this property is one you don't want to miss! PRICED WELL BELOW APPRAISED VALUE! An incredible opportunity to own a property with so much to offer. Schedule your showing today!

981 S 9th Street, Odessa

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.

$489,000

3 Beds ⋅ 3 Baths

Your peaceful country oasis awaits on 7.33 manicured acres on black top with 2 stocked ponds, the large pond has catfish, bass, crappie and perch, the smaller pond is 18’ deep and stocked with catfish and perch. This low maintenance all brick ranch has newer high efficiency thermal windows, 19 x 16 back patio that would be easy to screen in plus a 37x17 patio on the side of the house. The inside of the home is immaculate, the kitchen is amazing with gas stove, tons of cabinet and countertop space, double pantry, wood floors and all appliances stay! The spacious dining area has beautiful wood floors and a fireplace. The living room is huge with lots of windows for natural light and wood floors, part of the living room could be used for a 2nd dining area. The walk out basement has endless possibilities for someone to finish a recreation room and bedroom and has 2 separate walk out doors, one is a double door making it perfect if someone wanted to add a space for lawn equipment or workshop, there is a fireplace with insert. 36 x 40 outbuilding has concrete floor, electricity, air lines ran and pull through doors. Come make this immaculate property yours!

12770 Mount Tabor Road, Odessa

Listing courtesy of Mike Abbott of KC Realtors LLC.

$235,000

2 Beds ⋅ 1 Baths

Amazing 0.88 acre lot surrounded by mature trees, offering plenty of space for gardening, outdoor activities, and enjoying your own private retreat! This updated ranch home features a spacious kitchen with a large island and custom cabinetry, along with a generous living room that’s perfect for entertaining and gatherings. An additional living space with a beautiful bay window fills the room with natural light and offers the flexibility to create a home office, hobby room, or cozy sitting area. The main level also provides the potential for a third bedroom, if desired. The large garage includes an additional garage door at the back, providing convenient access for lawn equipment, outdoor tools, and more. Step outside and imagine transforming the expansive backyard into your own private oasis. With its mature trees, generous lot size, and versatile spaces, this property offers plenty of room to make it your own!

107 S Johnson Drive, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.

$449,900

4 Beds ⋅ 3 Baths

Welcome to a private country retreat where modern design meets peaceful homestead living. Nestled on heavily wooded acreage with mature trees and expansive green space, this property serves as a haven for local wildlife, including whitetail deer roaming through the timber. It offers the ideal escape for nature lovers, hunters, and homesteading enthusiasts alike. Step inside to discover a light-filled open layout highlighted by vaulted ceilings, recessed lighting, and wood-look flooring. The spacious living room features a linear electric fireplace set beneath a custom wood mantle, ideal for relaxing or hosting guests. Upgraded finishes continue into the modern kitchen, complete with white cabinetry, stainless steel appliances, tile backsplashes, and a dining area. The home also features a water filtration system and water softener. The main-floor primary suite features oversized windows overlooking the timber, a ceiling fan, and a dedicated mini-split system for personalized climate control. Its attached primary bath impresses with double vanities, matte black hardware, and dual oval mirrors. Adding peace of mind, the primary bedroom closet doubles as a storm shelter surrounded by concrete, providing shelter during severe weather. Flexible living continues with additional comfortable bedrooms and a huge recreation room or flexible space, complete with its own mini-split unit. Bathrooms feature programmable radiant heated floors. Outside, enjoy true self-sufficiency with established raised garden beds, a greenhouse for year-round growing, and a chicken coop shed complete with electric service. Additional outdoor features include a private gravel driveway leading to concrete parking pads, a durable metal roof, and endless privacy surrounded by vibrant forest land. This energy-efficient acreage home blends rustic charm with crisp modern updates, making it a rare turn-key country haven.

1326 NW 880th Road, Odessa

Listing courtesy of Tyler Hildebrandt of RE/MAX Heritage.

$190,000

3 Beds ⋅ 1 Baths

A move-in ready one-level home! Open floorplan and spacious rooms on a large lot. New Upgrades include... All new sewer line and plumbing work! Updated paint, carpet and hardware. Enjoy this main-level living home in the heart of Odessa with plenty of room for everyone!

203 N Connor Street, Odessa

Listing courtesy of Christina Brown of Sage Door Realty, LLC.

$365,000

3 Beds ⋅ 2 Baths

Welcome home to this sprawling brick ranch in beautiful Clayton Park! This spacious one-level home offers a functional layout with main-floor laundry, an enclosed porch off the eat-in kitchen, a comfortable living room, and a family room perfect for gathering. The primary bedroom features two walk-in closets, while another oversized cedar closet offers an impressive 11’ x 10’ of additional storage. Downstairs, the unfinished basement provides even more possibilities and already includes a bathroom and egress window. Outside, enjoy a fenced backyard with plenty of room for kids and pets, a storage shed for lawn equipment, and neighborhood amenities including two ponds, a swimming pool, walking trails, and a basketball court!

981 Owl Creek Parkway, Odessa

Listing courtesy of Raegan West of RE/MAX Premier Properties.

$270,000

3 Beds ⋅ 2.5 Baths

Bring your dreams and build some instant equity! BRAND NEW CARPET on the main level and stairs as of 10/22/26! This 3-bedroom, 2.5-bath split-entry home offers a functional layout and an opportunity to make it your own. The main level features vaulted ceilings, generously sized bedrooms, and comfortable living space. The kitchen provides ample cabinet storage and opens to the main living area. The lower level includes a second living area with a wet bar, offering additional space for entertaining, relaxing, or gathering with family and friends. The basement also provides a 2-car garage, extra storage, and a dedicated work area. A new washer and dryer are included with the property. The backyard features a privacy fence, storage shed, and deck for enjoying the outdoors. With its flexible living space and practical features, this home offers potential for buyers looking to add their own updates and personal touches. Bring your ideas and see the possibilities this property has to offer! Schedule your showing today.

419 E Phillips Street, Odessa

Listing courtesy of Harley Amos Todd of Heritage Realty.

$549,999

4 Beds ⋅ 2.5 Baths

Million dollar views meet timeless elegance! Perched on 1.51 scenic acres in the Greenton Outlook Subdivision, this exceptional 4 bedroom, 2.5 bath, 1.5 story home offers breathtaking panoramic views, quality craftsmanship, and room to live, entertain, and grow. From the moment you arrive, you'll be captivated by the inviting wraparound porch accented with a beautiful copper colored metal roof, setting the tone for the warmth and character found throughout the home. Step inside to an impressive great room featuring soaring ceilings, abundant natural light, a stunning granite finished fireplace, and an oversized decorative mirror that creates an unforgettable focal point. Rich dark hardwood flooring, custom blinds, and thoughtful finishes flow throughout the home. The kitchen boasts custom cabinetry, granite countertops, ample workspace, and both an eat in dining area and a separate formal dining room, making it perfect for everything from casual breakfasts to holiday gatherings. The spacious main level primary suite provides a peaceful retreat complete with double closets and a private bath. A convenient half bath is also located on the main level, while the upper floor offers three additional bedrooms and a full bathroom, providing comfortable space for family and guests. Step outside to enjoy the peaceful country setting from the concrete backyard patio, overlooking a fenced backyard. Additional outdoor amenities include a lawn shed, a 12x16 storage shed, a level yard, and plenty of off-street parking for guests, trailers, or recreational vehicles. Need more space? The huge unfinished basement offers endless possibilities perfect for storage, hobbies, a workshop, or future finished living space to fit your needs. This all electric home combines efficiency with comfort in one of the area's most picturesque settings. If you've been searching for spectacular views, generous living space, and timeless quality, this gem is ready to welcome you home.

9618 Greenton Road, Odessa

Listing courtesy of Harley Amos Todd of Heritage Realty.

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64076 Homes with USDA Loan Financing

Newest 64076 Homes with USDA Loan Financing

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