64085 Homes with Cash Financing

Welcome to the charming community of Richmond, Missouri, nestled in the heart of Ray County, where the zip code 64085 invites you to explore a world of opportunities in real estate. Richmond is a delightful blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and professionals alike.

The homes in this area are not just structures; they are sanctuaries that reflect the warmth of the community and the spirit of its residents. With a variety of architectural styles and sizes, from quaint bungalows to spacious family homes, Richmond offers something for everyone. What’s more, many of these homes are available with cash financing options, making it easier for buyers to secure their dream property without the complexities of traditional mortgage processes. This flexibility can be a game-changer for those looking to invest in their future.

Richmond is not only known for its beautiful homes but also for its vibrant community life. Residents enjoy a plethora of local parks, recreational activities, and a close-knit atmosphere that fosters lasting friendships. The city's rich history and welcoming spirit create an inviting environment for newcomers.

If you’re considering a move to Richmond, MO 64085, you’ll find that the combination of affordable housing, cash financing options, and a community-oriented lifestyle makes this area a fantastic choice. Explore the possibilities and discover the perfect home that awaits you in this lovely corner of Missouri!

Newest 64085 Homes with Cash Financing

$69,900

2 Beds ⋅ 1 Baths

Don't miss this opportunity to own a bank-owned property with tremendous potential. Whether you're an investor looking for your next project or a buyer ready to build equity, this home offers an excellent value. Situated on a desirable corner lot, this charming bungalow features two main-level bedrooms and a spacious upstairs that can be converted into a non-comforming bedroom, providing a functional and versatile floor plan. The home has received updates over the years but will require extensive cosmetic repairs. This property is being sold strictly AS IS. The seller will make no repairs, and no Seller's Disclosure is available. Square footage is approximate and should be verified by the buyer or buyer's agent. With its attractive price and opportunity to add value through cosmetic improvements, this bank-owned property is one you won't want to miss. Schedule your showing today!

809 W Lexington Street, Richmond

Listing courtesy of Jenny Olson-Paden of Weichert Realtors - Generations.

$75,000

Build the home you’ve always imagined on this beautiful 5-acre! Lot 42 on Airfield Lane offers the perfect blend of peaceful country living and everyday convenience. The gently sloping terrain provides an excellent building site for a walk-out basement, while the spacious acreage gives you plenty of room for a custom home, outbuilding, outdoor living spaces, and all the privacy you’ve been looking for. Located just outside the Richmond city limits, you’ll enjoy a quiet rural setting with quick access to Highway 210 for an easy commute to Kansas City and surrounding communities. Whether you’re ready to build now or planning for the future, this is an outstanding opportunity to own a piece of Missouri countryside in a desirable location. Don’t miss your chance to make your dream home a reality on this exceptional 5-acre homesite!

Lot 42 Airfield Lane, Richmond

Listing courtesy of Jennifer Jellum of RE/MAX Central.

$75,000

Build the home you’ve always imagined on this beautiful 5-acre tract! Lot 43 on Airfield Lane offers the perfect blend of peaceful country living and everyday convenience. The gently sloping terrain provides an excellent building site for a walk-out basement, while the spacious acreage gives you plenty of room for a custom home, outbuilding, outdoor living spaces, and all the privacy you’ve been looking for. Located just outside the Richmond city limits, you’ll enjoy a quiet rural setting with quick access to Highway 210 for an easy commute to Kansas City and surrounding communities. Whether you’re ready to build now or planning for the future, this is an outstanding opportunity to own a piece of Missouri countryside in a desirable location. Don’t miss your chance to make your dream home a reality on this exceptional 5-acre homesite!

Lot 43 Airfield Lane, Richmond

Listing courtesy of Jennifer Jellum of RE/MAX Central.

$725,000

4 Beds ⋅ 3 Baths

Embrace the peace and privacy of country living with this beautifully custom-built home situated on 17.42 picturesque acres just outside the Richmond city limits. Built in 2015, this spacious 4-bedroom, 3-bath home offers thoughtfully designed living space featuring an open floor plan filled with natural light, beautiful hardwood floors and cabinetry, newer carpet in the bedrooms, and select ADA-accessible features for added comfort and convenience. The primary bedroom features and large walk-in closet, private bathroom, and access to the sun room and back deck. The large composite back deck with a walk-down to the concrete patio creates the perfect setting to relax and enjoy the breathtaking views. Spend your evenings fishing in the stocked pond, enjoy fresh fruit from the young fruit trees as they mature, or take advantage of the RV hookups for when visitors come. The detached 284 sqft guest quarters provides a flexible space for guests, a home office, or creative hobbies, while the impressive 100' x 30' outbuilding with concrete floors, electricity, and an industrial ceiling fan is ready for equipment, projects, recreational vehicles, or a workshop. With room to roam, space to grow, and endless opportunities, this is more than just a home—it's a place to build memories and enjoy the lifestyle you've been dreaming of. Schedule your private tour today and experience all this remarkable property has to offer!

39803 K Highway, Richmond

Listing courtesy of Sterling Spicer of ReeceNichols North Star.

$990,000

4 Beds ⋅ 4.5 Baths

The luxury barndominium you’ve been dreaming about is available now, offering 8000+sf of seamless living, entertaining, and commercial grade utility. Custom built in 2022, this single level ranch immediately welcomes you with effortlessly accessible 9’ ceilings, warm luxury vinyl flooring, and a expansive 5’ wide hallway that flows smoothly from the private driveway throughout the entire home. Imagine starting your mornings in a true chef’s kitchen: crafting meals on a professional gas range, retrieving ingredients from dual walk-in pantries, or serving drinks from the dedicated wet bar island. Work blends effortlessly into your day in a private home office with its own exterior entrance for client visits, which easily doubles as a fifth bedroom. As day turns to evening, unwind beside the warm glow of a two-sided propane fireplace, or step outside onto the covered patio and gazebo to take in the peaceful acreage while pets roam the fenced yard. The lifestyle transitions effortlessly from everyday comfort to extraordinary capability. Step directly into your attached, climate-controlled 50’ x 60’ recreation room; a vibrant haven complete with surround sound, soaring fans, two 12’ overhead doors, and an indoor storm shelter, making it the ultimate venue for hosting unforgettable events or running an expansive studio space. Just beyond sits the impressive 60’ x 80’ x 18’ fully insulated workshop. Heavy equipment, car collections, or full-scale business operations feel right at home with 6” reinforced concrete floors, a dedicated 5-ton HVAC system, 200-amp power, its own full bathroom with separate septic, and a reinforced concrete driveway engineered for semis and trailers. Every detail is designed for total peace of mind and low maintenance luxury, from smart programmable lighting and tankless hot water to spray foam efficiency and a whole home Generac generator. It’s a rare opportunity to live with complete freedom, total independence, and unlimited room to grow.

8944 Southpoint Drive, Richmond

Listing courtesy of Karen Cooper-Botts of EXP Realty LLC.

$302,500

3 Beds ⋅ 2.5 Baths

Beauiful location! Nicely updated ranch home located on a quiet street in an established neighborhood. Several updates have already been made, including all newer windows and sliding glass door installed in 2021, complete kitchen remodel with beautiful quartz counter tops, all newer plan Lots of cabinets space. Come check it out for yourself, you won't be disappointed. All offers must be submitted at www.vrmproperties.com. Agents must register as a User, enter the property address, and click on "Start Offer". This property may qualify for Seller Financing (Vendee). If property was built prior to 1978, Lead Based Paint Potentially Exists. All measurements and information is due reliable but the buyer and/or buyer’s agent are responsible for verifying.

1005 Lisa Lane, Richmond

Listing courtesy of Michael Diggs of Realty Executives.

$245,000

3 Beds ⋅ 2 Baths

FABULOUS HOME AND MOVE IN READY! So many updates on this...Completely updated Electrical Wiring, Plumbing, Sewer Lines, HVAC and 4 yr old Roof. New Siding, Insulation, Windows, Exterior/Interior Paint! A Wonderful Front Porch 25x7 to Relax and Hang out with Friends or Family. A NEW 1 Car Garage with a HUGH SIDE YARD for the kids to play, Garden or just make into a Flower Garden. So many options! Newly paved street and this amazing home sits on a Corner. DON'T MISS THIS ONE...WILL GO FAST

512 E Lexington Street, Richmond

Listing courtesy of Janice Mackay of ReeceNichols - Lees Summit.

$239,900

3 Beds ⋅ 2 Baths

Lots of new with beautiful trim work throughout in this 3 bedroom 2 bath home with flex space for a formal dinning room or home office. Updates include new HVAC, roof, front and back deck, all new paint and flooring. Wood fence around 3 sides of home. Nice corner lot with newer homes facing the front of home. South side of Wellington just past the middle school. Close to schools, public pool and ball fields. Easy access to 210 Hwy for a quick commute to KC. Broker/Owner.

1101 Wellington Street, Richmond

Listing courtesy of Tammy J Williams of ReeceNichols Williams.

$249,900

3 Beds ⋅ 2 Baths

Tucked away at the end of a quiet dead-end street, this move-in ready gem is the one you've been waiting for! Offering 3 bedrooms, 2 bathrooms, and a large fenced backyard with no immediate neighbors directly behind the property, this home offers a peaceful setting and plenty of outdoor space. Inside, you'll love the fresh paint throughout, creating a bright, clean, and welcoming feel from the moment you walk in. The spacious layout is both functional and inviting, and with a brand-new HVAC system installed just one year ago, you can enjoy added peace of mind. All kitchen appliances stay, making your move even easier. From the fresh updates to the large backyard, this charming Richmond home truly has it all. All that's left to do is move in!

605 S Westview Drive, Richmond

Listing courtesy of Meranda Lefebvre of ReeceNichols-KCN.

$449,000

From the moment you pull up to the gated entrance, you know this place is special. Located just northeast of Richmond, this exceptional 76.23 +/- surveyed-acre timber tract offers a rare opportunity to own a premium recreational property in Ray County. The farm is entirely timbered with mature oak and walnut trees, creating outstanding wildlife habitat and a beautiful natural setting. An extensive trail system provides easy access throughout the property for hunting, ATV riding, hiking, and land management. A scenic creek winds through the farm and features a natural rock shelf crossing along with a picturesque waterfall that adds to the property's unique character. The rolling terrain, mature hardwoods, and surrounding large timber tracts create excellent habitat for whitetail deer and wild turkey. Multiple ridges, draws, and natural travel corridors provide numerous stand locations and opportunities to further enhance the property with food plots if desired. The property also offers excellent potential for a future home or cabin. A rural water meter is already installed, electricity is available at the property boundary, and an attractive build site provides privacy among the mature timber. Located approximately one hour from Kansas City and only minutes from Richmond, this property offers the ideal combination of recreation, hunting, natural beauty, and convenience. Whether you're looking for a hunting retreat, weekend getaway, future homesite, or long-term land investment, this Ray County timber tract is ready to be enjoyed.

E 192nd Street, Richmond

Listing courtesy of Travis Heman of Whitetail Properties Real Esta.

$249,999

3 Beds ⋅ 2.5 Baths

Super cute home on cul de sac. Easy access to highways. Beautiful yard and surroundings. Primary is on the main level but the upstairs could be a second master suite. New carpet on main level. 3 bedrooms with 2.5 baths and 2 car garage. 2 year old roof. Gorgeous corner lot on a cul-de-sac in the county. Beautiful mature trees, shed, awesome deck for sitting in the evenings. Window coverings.

510 Shawn Crest Lane, Richmond

Listing courtesy of Nita Pridgen of Platinum Realty LLC.

$230,000

3 Beds ⋅ 2 Baths

Well-maintained home tucked away at the end of a quiet cul-de-sac! Recent updates include beautifully refinished hardwood floors throughout the home, a new water heater installed within the past year, and fresh paint that gives the interior a bright, refreshed feel. The finished basement features a spacious bonus room that could easily serve as a primary bedroom, along with a completely renovated full bathroom. With generous living space on both the main level and downstairs, this home offers comfort, flexibility, and plenty of room to grow. Schedule your showing today!

1410 Ridgeway Drive, Richmond

Listing courtesy of Rylee Robinson of Community Realty.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use