64085 Homes with Conventional Financing

Welcome to Richmond, Missouri, a charming city nestled in Ray County, with the zip code 64085. This delightful area is known for its rich history, friendly community, and picturesque landscapes, making it an ideal place for families, young professionals, and retirees alike.

Richmond boasts a variety of homes that cater to diverse lifestyles and budgets. Whether you’re seeking a cozy bungalow, a spacious family home, or a modern townhouse, the real estate market here has something for everyone. One of the standout features of homes in this area is their eligibility for conventional financing, making the purchasing process smoother and more accessible for potential buyers. This financing option allows for a range of down payment choices and competitive interest rates, which can be particularly appealing for first-time homebuyers.

The community in Richmond is vibrant and welcoming, with local parks, charming shops, and a strong sense of camaraderie among residents. Families will appreciate the quality schools and recreational activities available, while nature enthusiasts can explore the nearby trails and scenic spots that highlight the beauty of Missouri’s landscapes.

In addition to its residential appeal, Richmond offers a strategic location with easy access to larger cities, providing the perfect balance of small-town charm and urban convenience. If you’re considering a move, Richmond, MO 64085, is a wonderful place to call home, with homes that not only fit your financial needs but also enhance your lifestyle. Explore the possibilities and discover your dream home in this delightful community today!

Newest 64085 Homes with Conventional Financing

$89,000

2 Beds ⋅ 1 Baths

Take a look at this cute fixer upper with a lot of upgrades already completed! So much potential here. NEWER ROOF, NEWER FURNACE, NEWER BREAKER BOX, NEWER PLUMBING. Home has METAL siding. Deck & nice yard. Hardwood floors.

407 S Second Street, Richmond

Listing courtesy of Chastidy Loftin of Community Realty.

$10,000

Excellent building opportunity on this vacant city lot at 405 Cunningham St., conveniently located near Highway 13. Bring your vision and explore the possibilities this property offers.

405 Cunningham Street, Richmond

Listing courtesy of Wendy Gifford of Platinum Realty LLC.

$249,000

2 Beds ⋅ 1.5 Baths

Get your showing scheduled to see this cute as a bug, move in ready home because it won't last long! Home offers 2 bedrooms and 2 baths, and 1 car garage. Home has been remodeled with numerous updates! Newer AC, a HUGE pantry, beautifully painted kitchen cabinets, new fixtures throughout. All kitchen appliances plus the washer and dryer stay! Main floor laundry added for convenience. Enjoy more space in the basement with a spacious 3rd non conforming bedroom, bonus room/workout space or play area for the kids, and tons of storage space. A walk out basement adds convenience and enjoyment to the relaxing scenic views in the backyard. Enjoy the beauty of the seasons with relaxing evening walks in this quiet, picturesque neighborhood.

106 Dunns Lane, Richmond

Listing courtesy of Penny Millsap of Community Realty.

$289,900

3 Beds ⋅ 2 Baths

Welcome to 701 S Whitmer Street in Richmond, Missouri! Situated on a spacious .67-acre lot, this 3-bedroom, 2-bath home offers approximately 2,800 square feet of total finished living space, including a finished basement, providing plenty of room to relax, entertain, and enjoy everyday living. The finished lower level adds valuable living space and flexibility, whether you need room for gatherings, hobbies, a home office, or simply a place to unwind. The attached 2-car garage provides everyday convenience, while the additional detached outbuilding offers extra space for storage, tools, or outdoor equipment. Outside, the generous lot offers plenty of possibilities for gardening, outdoor entertaining, recreation, or simply enjoying the extra room between you and your neighbors. Conveniently located in Richmond, this property offers a wonderful opportunity for buyers looking for space and versatility. Schedule your showing and come explore the possibilities!

701 S Whitmer Street, Richmond

Listing courtesy of Sherrie Rickel of KC Realtors LLC.

$34,000

Rare opportunity to own a timber lot within the city limits of Richmond, Missouri! This property offers potential for a variety of future uses, including a single-family home or a possible multifamily development. Conveniently located within city limits, the property provides an opportunity for buyers, builders, or investors looking to explore residential development possibilities. Whether you're envisioning a home tucked among the trees or evaluating the potential for a larger residential project, this property is worth a closer look. Buyers are encouraged to verify zoning, utilities, access, and development requirements with the City of Richmond.

Venice Avenue, Richmond

Listing courtesy of Hunter Schoonover of Real Broker, LLC-MO.

$115,000

3 Beds ⋅ 1 Baths

801 Broadway Street, Richmond

Listing courtesy of Rylee Todd of Community Realty.

$1,200,000

High, panoramic elevations for building sites with views. Located in Richmond school district and less than 1.5 miles off EE pavement south of 210 Hwy. 2 ponds, perimeter fenced and has been used for cattle. Plenty of woods for wildlife habitat and hunting. Water and electric are along Brady Creek Rd. No restrictions, so you can build your own home of any style without oversite. If you've been dreaming of privacy, this great farm will satisfy your search.

00 Brady Creek Road, Richmond

Listing courtesy of Brenda Oliver of Heritage Realty.

$265,000

3 Beds ⋅ 2 Baths

Welcome home to this charming 3 bedroom, 2 bath home in a desirable area, just 30 miles East of Kansas City! Situated on a beautiful corner lot with mature trees, this property offers a lovely layout and inviting spaces throughout. The remodeled kitchen and updated bathrooms add a fresh touch, while the spacious family room addition creates a warm and welcoming place to gather, complete with a gas fireplace that provides extra comfort and warmth. The basement offers additional flexible space that could serve as a second living room or potentially a fourth bedroom, as it already has a closet and conforming window. The laundry and an existing toilet and sink sit behind the finished basement space, that provide added possibilities for future improvements, including what could be a third bathroom. With its beautiful setting, welcoming atmosphere, and great value for the price, this home is one you won’t want to miss!

1003 N Garner Street, Richmond

Listing courtesy of Atalie Blackwell of Platinum Realty LLC.

$262,000

3 Beds ⋅ 2.5 Baths

The classic brick and vinyl siding exterior of this single-family ranch home stands on a 0.3-acre lot in an established Richmond neighborhood. Mature trees provide a serene setting for the structure, which features a shingle roof and an attached garage with concrete flooring, a driveway, and integrated automatic garage door openers. Several updates have already been completed, including newer windows and a sliding glass door installed in 2021. Inside the three-bedroom, two-bathroom layout, an inviting living room is anchored by a brick fireplace, wood floors, ceiling fans, and built-in features. The remodeled kitchen has quartz countertops, white cabinetry, a subway tile backsplash, laminate flooring, and built-in features, with integrated appliances including a dishwasher, cooktop, gas range, microwave, oven, and refrigerator. The bedrooms offer comfortable spaces, with carpeted flooring, ceiling fans, and tray ceilings. One bathroom is finished with tile flooring and a vanity, while another serves as a powder room with a pedestal sink. The finished basement area showcases a painted brick fireplace, a concrete floor, and versatile living space. An unfinished basement section with a concrete floor, laundry sink, and basement laundry features provides storage and customization options. For outdoor relaxation, a concrete patio offers a quiet space beneath mature shade trees in the backyard. All offers must be submitted at www.vrmproperties.com. Agents must register as a User, enter the property address, and click on Start Offer. This property may qualify for Seller Financing (Vendee). Please note that if the property was built prior to 1978, Lead Based Paint Potentially Exists. All measurements and information are deemed reliable, but the buyer and the buyer's agent are responsible for verifying.

1005 Lisa Lane, Richmond

Listing courtesy of Michael Diggs of Realty Executives.

$159,000

3 Beds ⋅ 1 Baths

Adorable bungalow is move in ready! Metal roof & vinyl siding. Fresh paint inside & out. New flooring through out. Back yard with shed reaches back ally for easy access.

414 Darneal Avenue, Richmond

Listing courtesy of Chastidy Loftin of Community Realty.

$234,900

2 Beds ⋅ 2 Baths

Welcome to this beautifully designed new construction home offering 2 bedrooms and 2 full baths with a great combination of style and functionality! The kitchen features custom cabinetry, stainless steel appliances, solid surface countertops, and a convenient pantry. Vaulted ceilings enhance the main living area, creating an open and spacious feel, while stained concrete floors offer a modern touch with easy maintenance. The primary suite includes a private bath and walk-in closet. A dedicated mudroom/laundry room adds everyday convenience. Enjoy the comfort and low-maintenance appeal of brand-new construction! Professional photos coming soon!

552 S Whitmer Street, Richmond

Listing courtesy of Justin Wrisinger of Platinum Realty LLC.

$350,000

3 Beds ⋅ 2 Baths

Open House, this Saturday, November 7th, you can buy it just in time for a beautiful Thanksgiving Feast! Don't miss your opportunity to check out this amazing home!! This property is located close to town with many of the country life amenities. Wake up for coffee in the formal living or dining room, both facing the East so that you can enjoy the rising sun or step out on the covered porch for a gentle breeze and watch the squirrels welcome the day. The semicircle- drive provides extra convenience, with additional parking in the back, as well as a South facing two-car attached garage, and 2nd two-car garage/barn in the back. The yard is a generous combination of trees, both evergreen and deciduous, and you can look forward to Spring when the garden will pop with all sorts of beautiful surprises, from Tulips and Lilies to Roses and Herbs. The gardens have always been some of the prettiest around! This home also has a good-sized yard for even more gardens or other hobbies. The walk-out basement makes it so convenient to store things, or could even be finished and made into a huge family area or Den. Inside the home there is ample storage and closets throughout, as well as Laundry right off the Kitchen on the Main Floor. This home is perfect for entertaining, for meetings and has been so loved by this family. We know you will love it too!

11930 Highway 13 Highway, Richmond

Listing courtesy of Jolene Martens of EXP Realty LLC.

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64085 Homes with Conventional Financing

Newest 64085 Homes with Conventional Financing

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