64501 Homes under $500,000

Welcome to the charming 64501 zip code, nestled in the vibrant city of St. Joseph, Missouri, within Buchanan County. This area is a hidden gem that perfectly balances small-town charm with the conveniences of modern living. Known for its rich history and welcoming community, St. Joseph offers a delightful mix of cultural attractions, parks, and recreational activities that make it an ideal place to call home.

For those seeking a beautiful residence without breaking the bank, the 64501 zip code has an impressive selection of homes available for under $500,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find a diverse range of properties that cater to various tastes and needs. From quaint bungalows to spacious family homes, each property is steeped in character and charm, often featuring lush yards and inviting interiors.

Living in 64501 means easy access to local amenities, including shopping, dining, and entertainment options. Explore the historic downtown area, where you can discover unique boutiques, cozy cafes, and art galleries that showcase local talent. Outdoor enthusiasts will appreciate the nearby parks and trails, perfect for weekend adventures and family outings.

With its affordable housing market and strong sense of community, the 64501 zip code is not just a place to live; it’s a place to thrive. Come and experience the warmth and hospitality of St. Joseph, where your dream home awaits!

Newest 64501 Homes under $500,000

$104,900

3 Beds ⋅ 2 Baths

NICE HOME ON MAIN BUS LINE .. HAS BEEN A GREAT INVESTMENT.

2239 JULES Street, St Joseph

Listing courtesy of Gregg Lowrance of UNITED COUNTRY PROPERTY SOLUTI.

$299,000

5 Beds ⋅ 4 Baths

Own a piece of St. Joseph’s history in the beautiful Museum Hill Historic District! Built in 1859, this unique home has retained much of its original character and charm. Situated on just over half an acre, the possibilities here are endless! Currently configured as a single-family residence with two additional apartments, the main home features 2 bedrooms and 2 bathrooms. The apartments each have their own private entrance, with one offering 2 bedrooms and 1 bathroom and the other offering 1 bedroom and 1 bathroom. Keep the current setup for potential rental income or open the connecting doors to incorporate the apartments back into the main home for additional living space. With so much of its original character preserved, this property offers a rare opportunity to own a historic home with the flexibility to make it your own. Whether you’re looking for a spacious personal residence, multigenerational living, or an investment opportunity, this property is full of possibilities!

503 S 11th Street, St Joseph

Listing courtesy of Ashley Hines of RE/MAX PROFESSIONALS.

$133,000

3 Beds ⋅ 1 Baths

Every surface in this 3 bed, 1 bath has been redone, so all that's left is moving your furniture in. New porch, new deck, new floors, new kitchen, new almost everything. Inside, luxury vinyl plank runs through the living room, kitchen, and hallway. The living room has recessed lighting and a ceiling fan, and it flows right into the kitchen and dining area. The kitchen is finished with natural wood cabinetry, white countertops, a white tile backsplash, and a double sink with a pull-down faucet. All the kitchen appliances stay: refrigerator, range, dishwasher, and over-the-range microwave. There's room for a full dining table, and a back door leads straight out to the deck. The bedrooms are generously sized and have fresh carpet. The full bath has been updated with a tub/shower surround, brushed nickel fixtures, and a white vanity with black hardware. The Laundry room is on the main floor, tucked off the hall. The unfinished basement has plenty of storage space, plus easy access to the furnace and electrical panel. Outside, new decking runs along the side of the house to a back deck that's ready for a grill and a couple of chairs. A gravel drive leads to the detached 1-car garage. Note: A new garage door will be installed prior to closing.

411 S 25th Street, St Joseph

Listing courtesy of Bobbi Howe of RE/MAX PROFESSIONALS.

$95,000

415 S 9TH Street, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.

$118,000

2 Beds ⋅ 1 Baths

This move-in ready 2 bed, 1 bath home in the heart of St. Joseph is turn key move in ready. Inside are original hardwood floors and a kitchen with an island, recessed lighting, and a walk-in pantry. All appliances stay, including the refrigerator, range, microwave, washer, and dryer. The sunroom off the kitchen has the laundry and can be used for dining or as an office. Features include has a covered front porch with an accessibility ramp. Recent work includes a newer roof, fresh tuckpointing on the foundation, and HVAC service. A recent home inspection is available to buyers.

815 S 16th Street, St Joseph

Listing courtesy of Corbin POLSGROVE of The St.Joe Real Estate Group,.

$199,900

4 Beds ⋅ 2 Baths

Completely remodeled and move-in ready! This beautiful 4 bedroom, 2 bath bungalow has been fully updated with everything new throughout, including a completely renovated kitchen, new roof, HVAC system, and water heater. Features include an attached garage with electric opener, main floor laundry, a new front deck, and a great location in a desirable neighborhood. With nothing left to do but move in, this home is ready for its new owner. Schedule your showing today!

3020 Jules Street, St Joseph

Listing courtesy of Nathan Downey of BHHS Stein & Summers Real Estate.

$189,000

2 bed / 1 bath units, bedrooms upstairs, kitchen + dining, partial basement. Great income! Live in one, rent the other — or rent both. 2402/2404 Jules Street, St. Joseph, MO 64501

2402 & 2404 Jules Street, St Joseph

Listing courtesy of Charlie Golden of Davidson Real Estate.

$200,000

2 bed / 1 bath units, bedrooms upstairs, kitchen + dining, partial basement. Live in one, rent the other — or rent both. This duplex is now completely vacant. You can find your tenants and adjust the rent according to your preferences. Great investment opportunity!

813 5th Street, St Joseph

Listing courtesy of Charlie Golden of Davidson Real Estate.

$145,000

3 Beds ⋅ 1 Baths

Looking for a hassle-free addition to your portfolio? This well-maintained two-story home sits on a corner lot in the heart of Midtown, offering 3 bedrooms and 1 bathroom in a location renters love. The property has been carefully cared for and comes with reliable long-term tenants already in place, so you can start collecting income from day one without the time and expense of turnover, repairs, or marketing for new renters. The two-story layout gives everyone room to spread out, with three bedrooms offering plenty of flexibility for families or roommates. The corner lot adds curb appeal and a sense of openness, and the home's location near Central High School and the conveniences of Midtown keeps it in steady demand. Whether you're a seasoned investor or buying your first rental, this turn-key opportunity checks all the boxes: solid condition, established tenants, and a desirable location. Contact us today for rental details and to schedule a showing!

2327 Angelique Street, St Joseph

Listing courtesy of Stacey Sharp of BHHS Stein & Summers Real Estate.

$90,000

3 Beds ⋅ 1 Baths

4-in-1 investor opportunity! 212 S 15th St, 216 S 15th St, 211 S 14th St, & 1415 Charles St are being offered together and present an opportunity for an experienced investor or renovator looking for a substantial rehabilitation project. Both properties are in need of extensive renovation and are being sold in their current condition. Buyers should perform their own inspections and due diligence regarding property condition, repairs, and intended use. Interior access is available by appointment only, and a Hold Harmless Agreement must be signed prior to entry. Properties are part of a larger bulk-sale portfolio; contact listing agent for additional information regarding other available properties and potential package opportunities. This package includes 3 single family homes and a vacant lot.

212 S 15th Street, St Joseph

Listing courtesy of Nathan Nold of BHHS Stein & Summers Real Estate.

$100,000

3 Beds ⋅ 2 Baths

Investor opportunity! 1513 & 1515 Charles St. are being offered together and present an opportunity for an experienced investor or renovator looking for a substantial rehabilitation project. Both properties are in need of extensive renovation and are being sold in their current condition. Buyers should perform their own inspections and due diligence regarding property condition, repairs, and intended use. Interior access is available by appointment only, and a Hold Harmless Agreement must be signed prior to entry. Properties are part of a larger bulk-sale portfolio; contact listing agent for additional information regarding other available properties and potential package opportunities.

1513 Charles Street, St Joseph

Listing courtesy of Nathan Nold of BHHS Stein & Summers Real Estate.

$85,000

Value-add duplex opportunity in St. Joseph, Missouri! This spacious brick duplex offers approximately 3,352 square feet, with approximately 1,676 square feet per unit. Currently vacant and requiring additional work before tenant occupancy, this property is a great opportunity for an investor, rehabber, or buyer looking to add value and create future rental income. The current owner has already made several improvements, including a new furnace on one side and other minor updates. Additional features include separate utility meters, natural gas heat, public water and sewer, off-street parking, and basement space. Originally built in 1915, this property offers classic brick construction and plenty of potential.

717 719 Mount Mora Road, St Joseph

Listing courtesy of Serena Bales of KW KANSAS CITY METRO.

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